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New Construction Homes in Kalispell, MT

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  • /19

    $290,000 Lot/Land

    16 N Scarface Peak Ct, Kalispell, MT 59901

    • 2.01 Acres
    • $144,279 per Acre

    Designed to accommodate both a primary residence and a second home on one home site, this 2.01 acre lot fulfills the need for the new multi generational home trend. The possibilities are many, but uniquely approved to accommodate more than a single family residence if desired. Located just minutes east of Kalispell, Holbrook Estates is ready for your build out. Community water, electricity and

    Sandy O'Connell PureWest Real Estate - Lakeside

    16 N Scarface Peak Ct, Kalispell, MT 59901
  • /27

    $474,900 Lot/Land

    1128 Tree Farm Rd, Kalispell, MT 59901

    • 4.66 Acres
    • $101,910 per Acre

    For Sale: 4.66 Acre (Lot Only) in the Sought-After Creston Area – Views, Flexibility & Location! Don’t miss this rare opportunity to own the last available lot in an established and peaceful subdivision in the heart of Creston, Montana. Nestled in a vibrant farming community, this beautiful 4.66-acre parcel offers breathtaking 360-degree views of the surrounding mountains. Enjoy both sunrises and

    Jared English Congress Realty

    1128 Tree Farm Rd, Kalispell, MT 59901
  • /14

    $319,000 Lot/Land

    2122 N Wintercrest Dr, Kalispell, MT 59901

    • 2.5 Acres
    • $127,600 per Acre

    Prime location!2.5 acre level/buildable lot just off of Whitefish Stage Road in Kalispell! Centrally located 9 miles from Downtown Whitefish, and 7 miles from Downtown Kalispell. Quiet and private setting that backs up to farmland. No HOA but there are Covenants for the subdivision. Well & Septic are required for development. There is potential to tie into the neighbors well. The land is

    Tucker Tonjum Coldwell Banker Mountain Properties

    2122 N Wintercrest Dr, Kalispell, MT 59901
  • /9

    $550,000 Lot/Land

    650 Capistrano Dr Unit Parcel 3, Kalispell, MT 59901

    • 5 Acres
    • $110,000 per Acre

    Beautiful Helena Flats area. This 5 acre parcel 3 has great views of Mountains, is unzoned, and ready for your home. SHORT TERM RENTAL potential. Horse property, Manufactured home property, or as you desire. Very light covenants. 3 more 5 acre parcels available or buy all 4 parcels together as a 20 acre parcel at a discount.

    Ted Dykstra Keller Williams Realty Northwest Montana

    650 Capistrano Dr Unit Parcel 3, Kalispell, MT 59901
  • /32

    $199,000 Lot/Land

    200 Walking Coyote Dr, Kalispell, MT 59901

    • 37,897 Sq Ft
    • $228,736 per Acre

    This remarkable 0.87-acre lot offers a rare opportunity to build in one of the Flathead Valley’s most thoughtfully designed, upscale, and scenic communities. Gently timbered and ideally positioned for your dream home, with a roughed-in driveway already in place, the property invites you to take in peaceful West Valley views while enjoying a sense of privacy and connection to the surrounding

    Tracey Hall Silvercreek Realty Group LLC - MT

    200 Walking Coyote Dr, Kalispell, MT 59901
  • /96

    $540,000 Lot/Land

    534 Northern Larch Trail Unit Lot 64, Kalispell, MT 59901

    • 5 Acres
    • $108,000 per Acre

    Discover the perfect canvas for your dream home on this beautiful 5 acre lot located in the brand new Larch Pines subdivision in West Valley. Become part of an exclusive gated community featuring just seven lots, ensuring privacy and tranquility. Surrounded by beautifully treed landscapes that have been professionally thinned, you'll enjoy a serene retreat while still being conveniently close to

    Jason Hyndman PureWest Real Estate - Kalispell

    534 Northern Larch Trail Unit Lot 64, Kalispell, MT 59901
  • /2

    $395,000 Lot/Land

    711 Morning View Dr, Kalispell, MT 59901

    • 5.05 Acres
    • $78,218 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Final Plat is complete with septic approval. The property has a well already drilled, at current price it would be a shared well but could negotiate full well rights. Buy a large piece of land in the country without having to leave pavement! Only 6 lots remaining in Morning View Subdivision. The lots are all

    Travis Steindorf Bannack Real Estate

    711 Morning View Dr, Kalispell, MT 59901
  • /8

    $170,000 Lot/Land

    618 Jersey Way, Kalispell, MT 59901

    • 6,229 Sq Ft
    • $1,188,811 per Acre

    Introducing the newest phase of Single Family homesites in Starling Community, Kalispell’s premier 261-acre master planned community. Phases 1, 2, 3, and 4A are sold out!!! Innovative builders are building unique and creatively designed homes in the vibrant new community. Located in the lively mountain town of Kalispell, with close proximity to Glacier National Park and Flathead Lake, along with

    Debbie Street Wrangler Real Estate

    618 Jersey Way, Kalispell, MT 59901
  • /2

    $350,000 Lot/Land

    668 Morning View Dr, Kalispell, MT 59901

    • 5.23 Acres
    • $66,922 per Acre

    No Covenants & No Zoning! Enjoy sunrise views of the Jewel Basin and Blacktail Mountain. Build your dream home or... This parcel has the potential for various uses! DEQ approval and Final Plat is complete. Only 6 of the 12 lots are remaining. The lots are all roughly 5 acres. Listing agent is a member of the selling entity.

    Travis Steindorf Bannack Real Estate

    668 Morning View Dr, Kalispell, MT 59901
  • /13

    $945,000 Lot/Land

    151 Barkley Ridge Trail, Kalispell, MT 59901

    • 6.56 Acres
    • $144,055 per Acre

    Outstanding investment opportunity in a high-traffic, light industrial zone just off US Hwy 93 between Kalispell and Whitefish, Montana. This 6+ acre parcel features paved access, excellent visibility, and is suited for storage facilities, light assembly/manufacturing, fabrication, processing, and more (see CC&Rs & Zoning Regulations in documents). Power and natural gas are available at the lot,

    Michael Hodges Silvercreek Realty Group LLC - MT

    151 Barkley Ridge Trail, Kalispell, MT 59901
  • /5

    $2,100,000 Lot/Land

    415 Bowdish, Kalispell, MT 59901

    • 57.75 Acres
    • $36,364 per Acre

    Expansive timberland and an atmosphere of quiet seclusion define this pristine 57.75-acre offering. Whether envisioned as a legacy estate, mountain retreat, or long-term land investment, the property balances remarkable scale and natural beauty with convenient access to Whitefish's amenities, endless outdoor recreation, and Glacier National Park. Light covenants allow for land split, contingent

    Ross Pickert Glacier Sotheby's International Realty Whitefish

    415 Bowdish, Kalispell, MT 59901
  • /30

    $1,500,000 Lot/Land

    1563 Foys Lake Rd, Kalispell, MT 59901

    • 6.97 Acres
    • $215,208 per Acre

    Rare frontage on Middle Foys Lake: 6.97 acres with 333+ feet of private, non-motorized shoreline minutes from downtown Kalispell. No wakes, no jet skis — quiet water you can actually use, with views of Whitefish Mountain, the Swan Range, and the valley. The 2,053 sq ft home is fully remodeled — 3 bedrooms, 2.5 baths, and a wood stove for Montana winters. A detached two-car garage handles the

    Corey Olofson Coldwell Banker Mountain Properties

    1563 Foys Lake Rd, Kalispell, MT 59901
  • /11

    $450,000 Lot/Land

    585 Farm Rd, Kalispell, MT 59901

    • 6.16 Acres
    • $73,052 per Acre

    Panoramic mountain views in all directions on this level 6+ acre parcel. Situated in the heart of lower valley, this level ground is ready for you to build your dream property with the mountains of the Columbia and Swan ranges as your backdrop and a small pond on the east boundary for wildlife viewing. This parcel sits ready for building with septic approval, community water and easy access to

    Brian Harms Pfister Land Company, LLC

    585 Farm Rd, Kalispell, MT 59901
  • /14

    $301,500 Lot/Land

    11 N Scarface Peak Ct, Kalispell, MT 59901

    • 2.01 Acres
    • $150,000 per Acre

    One of the rare and distinguished features of Holbrook Estates is the ability to create TWO RESIDENCES ON A SINGLE LOT. Whether it's a grand primary home with private guesthouse or thoughtfully designed quarters for caretakers, the possibilities are as versatile as they are valuable. This exclusive enclave offers just 13 estate-sized parcels, ranging from 1.6 to 2.28 acres. Each lot is fully

    Sandy O'Connell PureWest Real Estate - Lakeside

    11 N Scarface Peak Ct, Kalispell, MT 59901
  • /23

    $250,000 Lot/Land

    117 Sunset Trail, Kalispell, MT 59901

    • 1.26 Acres
    • $198,413 per Acre

    1.26 acre building lot available now. Montana DEQ septic site approved, plus shared well. Underground power is across the street on Sunset Trail. Views of Whitefish Mountain Resort, Columbia Mountain Range, Blacktail Mountain. Close to hiking, biking, fishing activities. Glacier National Park, Jewel Basin wilderness, Flathead lake, and multiple ski resort are close by.

    Dean Brist Brist Realty

    117 Sunset Trail, Kalispell, MT 59901
  • /11

    $240,000 Lot/Land

    446 Charlotte Peak Dr, Kalispell, MT 59901

    • 1.6 Acres
    • $150,000 per Acre

    LOT 31: One of the rare and distinguished features of Holbrook Estates is the ability to create TWO RESIDENCES ON A SINGLE LOT. Whether it's a grand primary home with private guesthouse or thoughtfully designed quarters for caretakers, the possibilities are as versatile as they are valuable. This exclusive enclave offers just 13 estate-sized parcels, ranging from 1.6 to 2.28 acres. Each lot is

    Sandy O'Connell PureWest Real Estate - Lakeside

    446 Charlotte Peak Dr, Kalispell, MT 59901
  • /14

    $225,000 Lot/Land

    262 N Many Lakes Dr, Kalispell, MT 59901

    • 2.21 Acres
    • $101,810 per Acre

    Tucked away in the peaceful Many Lakes area just outside of Kalispell, this beautiful 2.21-acre wooded parcel offers the perfect blend of privacy, recreation, and natural Montana beauty. The parcel has a sloped landscape with mature trees and frontage along the quiet waters of Lake Douglas, this property provides an ideal setting for a future getaway cabin or dream home.Surrounded by endless

    Ryan Ross Keller Williams Realty Northwest Montana

    262 N Many Lakes Dr, Kalispell, MT 59901
  • /18

    $250,000 Lot/Land

    1243 Kienas Rd, Kalispell, MT 59901

    • 2.82 Acres
    • $88,652 per Acre

    Discover the freedom to create your own Montana lifestyle on this secluded 2.8 acre forested property at 1243 Kienas Road in Kalispell with NO COVENANTS to limit what you've envisioned. Whether you're dreaming of a custom home, a private cabin retreat, a spacious shop for vehicles and recreational gear, room for horses or gardens, or simply space to enjoy the outdoors, this property offers

    Lisa Lorge National Parks Realty - Whitefish

    1243 Kienas Rd, Kalispell, MT 59901
  • /15

    $550,000 Lot/Land

    110 Phanco Ln, Kalispell, MT 59901

    • 10 Acres
    • $55,000 per Acre

    Rare opportunity to own 10 stunning acres with some of the most breathtaking panoramic views in the valley. Enjoy unobstructed 360-degree vistas, including spectacular views of Glacier National Park, surrounding mountain ranges, and open countryside. Located directly across from a Batavia Waterfowl Production Area, this property offers a unique setting where your views and sense of open space are

    Doryce Hawkins Real Broker, LLC

    110 Phanco Ln, Kalispell, MT 59901
  • /44

    $499,000 Lot/Land

    1895 Kienas Rd, Kalispell, MT 59901

    • 14.77 Acres
    • $33,785 per Acre

    Nestled on a gently sloping vista just 15 minutes from Kalispell, this 14.77-acre parcel offers the ultimate blend of private, tranquil serenity and mountain majesty. The heavy lifting has naturally been accommodated as clearings for both the driveway and your future homestead provide an open canvas, allowing immediate access right off Kienas Road. Positioned perfectly in the heart of the

    Katie Heuer Intuitive Real Estate

    1895 Kienas Rd, Kalispell, MT 59901
  • /45

    $799,000 Lot/Land

    480 Church Dr, Kalispell, MT 59901

    • 8.86 Acres
    • $90,181 per Acre

    Beautiful 8.86 Acres and over a 1,000 feet of Stillwater river frontage. Country feel with abundant amounts of wildlife. Currently farmed and leased for alfalfa, however would be an ideal spot for a custom home and outbuildings.

    Jacob Berry Engel & Völkers Western Frontier - Whitefish

    480 Church Dr, Kalispell, MT 59901
  • /6

    $1,950,000 Lot/Land

    NHN U S 93 S, Kalispell, MT 59901

    • 10 Acres
    • $195,000 per Acre

    Prime commercial acreage with beautiful views into the gap (Glacier Park) and up to Whitefish Ski Resort, bordering Stillwater Slough on its NE corner, ready for your new development. Property is zoned light industrial and sits outside city limits, 1.1 miles from the new Amazon location, but close to the city services paralleling Hwy 93 S if one chooses to connect. Land is located east of Hwy 93

    Jon Mohatt Kelly Right Real Estate of Montana LLC - Kalispell

    NHN U S 93 S, Kalispell, MT 59901
  • /26

    $499,000 Lot/Land

    116 Prairie Ln, Kalispell, MT 59901

    • 18.51 Acres
    • $26,958 per Acre

    HUGE PRICE-REDUCTION on this unique and accessible large acreage parcel with amazing views. This property is located just a few miles west of Kalispell overlooking the Smith Lake wetlands and preserve. The parcel has good access off a paved County maintained road while offering top of the World views. The land consists of a wide-open grass area with a gentle slope perfect for a homesite as well

    Chris Hall American Dream Properties

    116 Prairie Ln, Kalispell, MT 59901
  • /18

    $225,000 Lot/Land

    322 Spruce Meadows Loop, Kalispell, MT 59901

    • 23,696 Sq Ft
    • $413,603 per Acre

    The last buildable lot in the desirable Spruce Meadows subdivision! This 0.544-acre parcel offers incredible mountain and valley views, with open common areas on two sides and across the road for extra space and privacy. Enjoy the perfect balance of country living and convenience—just minutes from Kalispell and a short drive to Glacier National Park. The property features mature spruce trees,

    Andrew Burgi Performance Real Estate, Inc.

    322 Spruce Meadows Loop, Kalispell, MT 59901
  • /17

    $449,000 Lot/Land

    Nhn Swiss Dr, Kalispell, MT 59901

    • 8.78 Acres
    • $51,139 per Acre

    NO ZONING, NO COVENANTS, COMMUNITY WATER, & Stunning Glacier National Park Views!!! For Commercial or Residential use!Welcome to your opportunity to own just under 9 acres of Montana freedom, where possibilities truly are endless. Recently surveyed by Sands Surveying, this property has clearly marked and pinned corners, offering peace of mind and a strong foundation for your future plans.

    Stephanie Thompson RE/MAX Mountain View

    Nhn Swiss Dr, Kalispell, MT 59901
  • /14

    $4,900,000 Lot/Land

    Nhh Whitetail Ridge, Kalispell, MT 59901

    • 795 Acres
    • $6,164 per Acre

    Remarks: ABSOLUTELY INCREDIBLY '' END OF THE ROAD PRIVACY AND ENJOYMENT'' 795 ACRES JUST MINUTS TO KALISPELL AND BORDERS FOREST SERVICE! THIS IS A VERY RARE OPPORTUNITY TO OWN A GORGEOUS LARGE ESTATE PROPERTY!THE PROPERTY HAS IT ALL, PARKED OUT FOREST LANDS WITH MATURE TAMARACK,PONDEROSA,FIR TREES ALONG WITH ROCK OUTCROPPINGS. THE VEIWS ARE EXCEPTIONAL INCLUDING, WHITEFISH MTN RANGE,GLACIER PARK

    Kory McGavin Montana Land Office

    Nhh Whitetail Ridge, Kalispell, MT 59901
  • /21

    $425,000 Lot/Land

    2 & 4 Parkway Dr, Kalispell, MT 59901

    • 14,810 Sq Ft
    • $1,250,000 per Acre

    NEW PRICE!! Build your dream home, duplex, or quadplex on this ideally located residential lot in the heart of town, just minutes from KMS and everyday conveniences. Set in an established neighborhood, this parcel offers the perfect blend of accessibility and privacy—close to schools, shopping, and parks, yet tucked away enough to enjoy peace and quiet. With plenty of space to design a custom

    Tristin TeVelde Engel & Völkers Western Frontier - Whitefish

    2 & 4 Parkway Dr, Kalispell, MT 59901
  • /4

    $225,000 Lot/Land

    300 S Many Lakes Dr, Kalispell, MT 59901

    • 1.59 Acres
    • $141,509 per Acre

    Well located Many Lakes lot with views of the mountain tops to the East. With a recently approved septic site evaluation, power to the corner of the property and a road cut into a nice level building site, this property is ready for your vision to come to reality. The parcel is nicely sloped with a mature stand of timber and is very close to the county access to Bass Lake.

    Jeff Wilson NextHome Northwest Real Estate

    300 S Many Lakes Dr, Kalispell, MT 59901
  • /12

    $499,000 Lot/Land

    208 Industrial Ct, Kalispell, MT 59901

    • 2.56 Acres
    • $194,694 per Acre

    Rare opportunity!!! Industrial and commercial possibilities with this 2.5+ acre lot! Located in the well established Alpine Industrial Park off of Highway 93 S, this property has no zoning and includes public water supply, electricity and natural gas to the lot. Surrounded by dozens of local industrial, distributor and trade businesses. Adjacent lot is also for sale, see MLS # 30069984.

    Debbie Street Wrangler Real Estate

    208 Industrial Ct, Kalispell, MT 59901
  • /99

    $540,000 Lot/Land

    531 Northern Larch Trail Unit Lot 73, Kalispell, MT 59901

    • 5.01 Acres
    • $107,784 per Acre

    Discover the perfect canvas for your dream home on this beautiful 5.01 acre lot located in the brand new Larch Pines subdivision in West Valley. Become part of an exclusive gated community featuring just seven lots, ensuring privacy and tranquility. Surrounded by beautifully treed landscapes that have been professionally thinned, you'll enjoy a serene retreat while still being conveniently close

    Jason Hyndman PureWest Real Estate - Kalispell

    531 Northern Larch Trail Unit Lot 73, Kalispell, MT 59901
  • /14

    $285,000 Lot/Land

    222/226 Many Lakes Dr, Kalispell, MT 59901

    • 1.08 Acres
    • $263,889 per Acre

    Two side-by-side Waterfront lots in the sought after Many Lakes Vacation Village area. 298' of Lake Peter frontage with a great beach area and awesome views. The 1.08 combined acreage will be perfect for your Montana dream home. A road has been installed and thinning of trees to enhance the view. Easy access to Glacier National Park, Whitefish Mountain Ski Area, Flathead Lake, Jewel Basin Hiking

    Susan Kratt National Parks Realty - Bigfork

    222/226 Many Lakes Dr, Kalispell, MT 59901
  • /31

    $329,900 Lot/Land

    69 Overlook Ridge, Kalispell, MT 59901

    • 2.06 Acres
    • $160,146 per Acre

    **OWNER FINANCING AVAILABLE!** Enjoy **stunning views of the mountains, Flathead Lake, and the entire Valley** from this **ready-to-build 2+ acre lot**. **25 GPM well installed, no pump yet, power vault with conduit to pull power on site, 3BD septic in place, and extensive road and rock work finished**. Bring your builder and start your Montana dream home immediately. **No covenants and no

    Melinda Morton Silvercreek Realty Group LLC - MT

    69 Overlook Ridge, Kalispell, MT 59901
  • /19

    $250,000 Lot/Land

    17 N Scarface Peak Ct, Kalispell, MT 59901

    • 2.03 Acres
    • $123,153 per Acre

    One of the rare and distinguished features of Holbrook Estates is the ability to build TWO HOMES ON A SINGLE LOT. Whether it's a primary home with private guesthouse or multi generational living, the possibilities are there. This lot is fully prepared with community water, electricity, phone and fiber optics to lot line. Private septic system shall be installed by Buyer, ensuring some flexibility

    Sandy O'Connell PureWest Real Estate - Lakeside

    17 N Scarface Peak Ct, Kalispell, MT 59901
  • /27

    $849,000 Lot/Land

    861 Yeoman Hall Rd, Kalispell, MT 59901

    • 1.78 Acres
    • $476,966 per Acre

    Exclusive Lake Blaine Building Lot – Your Dream Home Awaits Rare opportunity to own one of the last available building lots on the pristine shores of Lake Blaine! With 83 feet of stunning frontage, this private lake setting offers unparalleled beauty and tranquility. Build the home you've always envisioned in this serene and highly sought-after location. Don’t miss your chance to secure this

    Roderick Leese Western Brokers

    861 Yeoman Hall Rd, Kalispell, MT 59901
  • /25

    $550,000 Lot/Land

    2303 McMannamy Draw, Kalispell, MT 59901

    • 28.03 Acres
    • $19,622 per Acre

    Discover your serene oasis nestled within the lush timberland and natural beauty of this 28-acre property! Enjoy deer, elk, bear, turkey, and wild rabbits as frequent visitors. A meandering stream adds to the ambiance, enhancing your experience w/nature's melody. Situated on the Northwest corner, an elevated point presenting numerous possibilities for your dream home or retreat. The seller has

    Michael Hodges Silvercreek Realty Group LLC - MT

    2303 McMannamy Draw, Kalispell, MT 59901
  • /5

    $339,000 Lot/Land

    2455 Us Highway 93 S, Kalispell, MT 59901

    • 33,541 Sq Ft
    • $440,260 per Acre

    Prime 3/4 acre (.77) lot ready for your development. It is outside city limits, but has city services close if you desire to connect. A Flathead Electric Coop power converter is next to property to the north. It is zoned Light Industrial and located on the east side of Hwy 93 South just behind Skelton Motorsports and adjacent to Habitat for Humanity to the South with Murdock's just across Hwy 93

    Jon Mohatt Kelly Right Real Estate of Montana LLC - Kalispell

    2455 Us Highway 93 S, Kalispell, MT 59901
  • /6

    $400,000 Lot/Land

    E Half Lot 2A Haywire Gulch, Kalispell, MT 59901

    • 20 Acres
    • $20,000 per Acre

    20 acres both close to town and incredibly secluded. The landscape is timbered and sloping to the southwest. With some tree thinning the land would offer a panoramic building site for your special rural home. Just 20 minutes from Kalispell, this 20 acres which is surrounded by much larger tracts makes you think you are hours from civilization. Deer and other wildlife are plentiful on this

    Scott Hollinger RE/MAX Of Bigfork

    E Half Lot 2A Haywire Gulch, Kalispell, MT 59901
  • /29

    $350,000 Lot/Land

    TBD Copper Rd, Kalispell, MT 59901

    • 13.2 Acres
    • $26,515 per Acre

    Just over 13 acres in Flathead County, located just west of Kalispell and minutes from Ashley Lake. This prime building site offers expansive views, open space, and the freedom to create your Montana dream. No HOA. No zoning. No covenants. Accessible year round with electricity nearby, making development straightforward and flexible. Whether you are envisioning a private estate, barndominium,

    Adam Monroe Monroe Realty Group

    TBD Copper Rd, Kalispell, MT 59901
  • /12

    $499,000 Lot/Land

    196 Industrial Ct, Kalispell, MT 59901

    • 2.55 Acres
    • $195,456 per Acre

    Rare opportunity!!! Industrial and commercial possibilities with this 2.5+ acre lot! Located in the well established Alpine Industrial Park off of Highway 93 S, this property includes public water supply, electricity and natural gas to the lot. The majority of the property is unzoned (very small portion is Scenic Corridor, see Documents for zoning map). Surrounded by dozens of local industrial,

    Debbie Street Wrangler Real Estate

    196 Industrial Ct, Kalispell, MT 59901
  • /3

    $179,000 Lot/Land

    177 & 178 Fairway Blvd, Kalispell, MT 59901

    • 5,227 Sq Ft
    • $1,491,667 per Acre

    Exceptional opportunity to own two adjoining vacant lots at 177 & 178 Fairway Boulevard in the heart of the Flathead Valley. Located in a desirable golf course community, these parcels offer a beautiful setting with convenient access to Kalispell's amenities and outdoor recreation. The owners are experienced design-build contractors, have custom home plans available, and have completed due

    Courtney Thiel PureWest Real Estate - Kalispell

    177 & 178 Fairway Blvd, Kalispell, MT 59901

Showing Results 121 - 160, Page 4 of 5

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