2,077

4-Bedroom Homes for Sale in New York, NY

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  • /7

    $998,000

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    799 Hylan Blvd, Staten Island, NY 10305

    Don't miss this rare opportunity to own a solid 3-story, semi-detached brick 2-family home in a prime location. Featuring two spacious units, a large backyard, and a detached double-car garage, this property is perfect for investors, end-users, or multi-generational living.Live in one unit and rent the other, or lease both for strong rental income. The semi-detached design offers extra

    Helen Fung Ashford Homes LLC

    799 Hylan Blvd, Staten Island, NY 10305
  • /34

    $1,268,000 Open Sat 1PM - 4PM

    • 4 Beds
    • 1.5 Baths
    • 1,170 Sq Ft

    173-16 Fairchild Ave, Flushing, NY 11358

    Rare to find such a clean, comfortable, cozy and warm one family of Cape style, ideally located in Auburndale, a nice and quiet neighborhood with Kissena Corridor Park, Kissena Park Golf Course and play ground nearby, buses of Q31 & Q27. Great schools, Elementary school district is No. 25, Junior and High school districts belong to No. 26. This house is for Frances Lewis High School. Renovated

    Yuan Fen Wang Block & Lot Services Inc

    173-16 Fairchild Ave, Flushing, NY 11358
  • /37

    $1,599,000 Open Sun 12:30PM - 2:30PM

    • 4 Beds
    • 2 Baths
    • 2,200 Sq Ft

    9204 Ridge Blvd, Brooklyn, NY 11209

    Welcome to 9204 Ridge Blvd - a beautifully updated, semi-detached 2-family brick home in the heart of Bay Ridge. Sitting on a 22.5x100 ft lot with a 20x55 ft building, this well-maintained home offers 2 bedrooms over 2 bedrooms layout, each featuring a formal living room, dining room, ample closet space, and each with its own private outdoor space. Renovated approximately seven years ago, both

    Hillary Li Daniel Gale Sothebys Intl Rlty

    9204 Ridge Blvd, Brooklyn, NY 11209
  • /29

    $1,585,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,500 Sq Ft

    14-07 158th St, Flushing, NY 11357

    Welcome to this well-maintained 4-bedroom, 3-bath residence located just blocks from the Long Island Sound and close to the Throgs Neck Bridge. This home offers a bright and versatile layout with a large living room, formal dining area, and generously sized bedrooms, including a primary suite with private bath on upper level. A finished lower level with it's own entrance provides additional

    Joseph Ferone Weichert Realtors TMT Group

    14-07 158th St, Flushing, NY 11357
  • /18

    $879,000

    • 4 Beds
    • 3 Baths
    • 1,272 Sq Ft

    17508 93rd Ave, Jamaica, NY 11433

    Prime location, beautiful One-Family Home in Hollis, excellent Interior condition – Move-in Ready! Close to transportation, schools, and shopping. Walking distance to F train station.First Floor: Beautiful and spacious foyer area, spacious living room & dining area, updated/spacious kitchen, half bathroom, and access to the beautiful backyard. Second Floor: Three Bedrooms, Full

    Kamala Lopchan Century Homes Realty Group LLC

    17508 93rd Ave, Jamaica, NY 11433
  • /17

    $799,000

    • 4 Beds
    • 3 Baths
    • 1,200 Sq Ft

    11619 141st St, Jamaica, NY 11436

    Experience the perfect fusion of modern luxury and sustainable living in this exceptional single-family residence. This beautiful home is fully electric, offering *incredible energy efficiency* and a reduced environmental footprint without compromising on style or comfort. With four spacious bedrooms, three full bathrooms, and a versatile finished basement, it’s designed to meet every one of your

    Xavier Beckford VYLLA Home

    11619 141st St, Jamaica, NY 11436
  • /25

    $849,000

    • 4 Beds
    • 3 Baths
    • 1,628 Sq Ft

    81-5 149th Ave, Howard Beach, NY 11414

    First Time on the Market – Won’t Last LongLegal Two-FamilyNestled in the desirable Lindenwood section of Howard Beach, this classic two-family brick home offers the perfect blend of income potential, comfort, and convenience. Built on a generous 2,226 sq. ft. lot, the property provides plenty of room for everyday living, entertaining, and future possibilities.Highlights

    Lucas Cavanna EXP Realty

    81-5 149th Ave, Howard Beach, NY 11414
  • /30

    $720,000

    • 4 Beds
    • 2 Baths
    • 1,837 Sq Ft

    34 Andros Ave, Staten Island, NY 10303

    It's a fantastic opportunity to own this single-family detached high ranch home in Mariners Harbor. Building dimensions: 26' x 45', lot size: 42' x 135'. It features a large front yard with newly finished pavers, an oversized backyard with a good-sized above-ground pool, a barbecue area, and two family-sized decks. New roof (2023), solar panels installed, and a new water heater (replaced in

    Ivan Li Re/Max Edge

    34 Andros Ave, Staten Island, NY 10303
  • /30

    $785,000

    • 4 Beds
    • 2 Baths
    • 2,400 Sq Ft

    923 E 219th St, Bronx, NY 10469

    Discover the charm of Bronxwood living in this delightful two-family brick house, ideal for both investors and those seeking a spacious home. Each of the two generously sized two-bedroom apartments offer comfort and versatility, while the unfinished basement provides extra living space or rental potential. Enjoy the convenience of dedicated parking and a lovely backyard perfect for relaxation and

    Onyinyechi Ekpecham Keller Williams Realty NYC Grp

    923 E 219th St, Bronx, NY 10469
  • /8

    $1,399,000

    • 4 Beds
    • 3 Baths
    • 2,541 Sq Ft

    144-41 76th Ave, Flushing, NY 11367

    Legal Brick 2 family dwelling in the heart of Kew Garden Hills. 2 Bedrooms over 2 Bedroom plus a finished basement. 1 Car garage plus driveway. Renovated!!!!! Steps to shopping, houses of worship and public transportation. A MUST SEE !!!!!

    Millie Abrahmov Astor Brokerage Ltd

    144-41 76th Ave, Flushing, NY 11367
  • /78

    $2,399,000

    • 4 Beds
    • 4.5 Baths
    • 5,204 Sq Ft

    304 Bertram Ave, Staten Island, NY 10312

    A rare offering in one of Staten Island's most prestigious enclaves, 304 Bertram Avenue is a stunning 5,200 sq ft Center Hall Colonial set on an expansive 16,780 sq ft of lush, park-like grounds. Timeless in design and unmatched in comfort, this one-of-a-kind residence was built to impress at every turn.A grand two-story foyer welcomes you with a sweeping Cinderella staircase, setting the

    Anthony Volpe Prereal Prendamano Real Estate

    304 Bertram Ave, Staten Island, NY 10312
  • /21

    $998,000

    • 4 Beds
    • 3 Baths
    • 2,024 Sq Ft

    2240 E 26th St, Brooklyn, NY 11229

    Welcome to this rare gem — a beautifully maintained single-family home in absolute move-in condition, complete with a private driveway and built-in garage, all nestled in one of the most sought-after neighborhoods. Boasting 4 generously sized bedrooms and 3 full bathrooms, this home is designed for comfort and convenience. The spacious eat-in kitchen flows seamlessly into separate living and

    Jason Zhou RE/MAX Edge

    2240 E 26th St, Brooklyn, NY 11229
  • /25

    $1,050,000 Open Sat 1PM - 2:30PM

    • 4 Beds
    • 3 Baths
    • 1,710 Sq Ft

    146-19 Lakewood Ave, Jamaica, NY 11435

    Welcome to this versatile legal two-family home in the heart of Jamaica, Queens! Currently used as a spacious mother–daughter setup, this property offers incredible flexibility for multi-generational living or rental income potential. Featuring four bedrooms, two and half bathrooms, plus a finished basement and full walk-up attic, this home is designed with versatility in mind. With the

    Marsha Duke Coldwell Banker American Homes

    146-19 Lakewood Ave, Jamaica, NY 11435
  • /32

    $1,225,000 Open Sat 12PM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,566 Sq Ft

    23-08 31st Dr, Astoria, NY 11106

    Legal 2-family in Astoria with private driveway and parking for 2 cars. This property is perfect for anyone looking to remodel or knock down and build brand new. Both apartments have great layouts and outdoor space. The building will be delivered vacant. Being sold “As Is”. Close to shopping, transportation, schools, and nightlife. 24 HOUR NOTICE REQUIRED FOR ALL SHOWINGS. PLEASE DO NOT STOP BY

    Anthony Smith NY Flat Fee Realty, LLC

    23-08 31st Dr, Astoria, NY 11106
  • /31

    $5,500,000

    • 4 Beds
    • 3 Baths
    • 2,575 Sq Ft

    44 E 67th St Unit 9-BC, New York, NY 10065

    Welcome to your dream residence at 44 E 67th St, Manhattan, NY. This impressive condo offers a spacious 2,575 square feet of luxury living, meticulously designed with a total renovation. The property boasts four generous bedrooms, three exquisite marble bathrooms, and a total of 7.5 well-appointed rooms. Feel the ART DECO in this Rosario Candela home This is the largest duplex in the building

    Reba Miller Compass

    44 E 67th St Unit 9-BC, New York, NY 10065
  • /4

    $868,000

    • 4 Beds
    • 2 Baths
    • 1,764 Sq Ft

    32-06 100th St, East Elmhurst, NY 11369

    Low TAX , PRIME LOCATION!! One block Northern Blvd Two floors with separate entrance unfinished basement .Near 7 train, bus. Near all shopping, grocery, restaurants and school. Need work. Each floor 2 bedroom 1 bath. Bid basement.

    Jane Gao Douglas Elliman Real Estate

    32-06 100th St, East Elmhurst, NY 11369
  • /30

    $899,000

    • 4 Beds
    • 1 Bath
    • 1,420 Sq Ft

    1259 80th St, Brooklyn, NY 11228

    Welcome to this single-family home in the heart of Dyker Heights, Brooklyn. This charming residence offers the perfect blend of classic comfort and convenience. Enter inside to find four bedrooms and one full bathroom. The interior boasts a warm and inviting atmosphere. One of the standout features of this property is its incredible potential for a variety of uses—from a recreation room to a home

    Michael Napolitano RE/MAX Edge

    1259 80th St, Brooklyn, NY 11228
  • /31

    $999,999

    • 4 Beds
    • 4 Baths
    • 2,247 Sq Ft

    75 Muller Ave, Staten Island, NY 10314

    Stunning Modern Retreat Ready to Call Home!Welcome to 75 Muller Avethis beautifully renovated 4-bedroom, 4-bathroom high ranch-style home that's perfect for those seeking A modern living experience. With its sleek design, high-end finishes, and thoughtful layout, this home is ready for you to move in and make it your own.Key Features:- 4 spacious bedrooms, each

    Jaccob Halpern Blooming Realty

    75 Muller Ave, Staten Island, NY 10314
  • /8

    $1,198,000 Open Sun 3PM - 4:30PM

    • 4 Beds
    • 2.5 Baths
    • 1,228 Sq Ft

    35-27 203rd St, Flushing, NY 11361

    R3A ZONE, Lot size; 38x100 (2 family development), Building dimensions 25ftx37ft,, close to LIRR, Near clearview expressway,Beautiful back yard, location & flexibilty. 24 hrs showing notice. near all the shops on francis lewis blvd.

    Jenny Lee Keller Williams Rlty Landmark

    35-27 203rd St, Flushing, NY 11361
  • /21

    $6,995,000

    • 4 Beds
    • 4 Baths
    • 3,097 Sq Ft

    545 W 110th St Unit PH 11 A, New York, NY 10025

    This unique, sun-drenched, triplex penthouse home has 4 bedrooms, 4 full bathrooms and was originally designed for the developer himself. It features floor to ceiling windows, 3 exposures, 2 south facing 35’ terraces, and a beautifully landscaped 1250 square foot roof deck with open city views; you can even see the river and Empire State Building!Enter this home on the 11th floor where

    Deirdre De Risi Compass

    545 W 110th St Unit PH 11 A, New York, NY 10025
  • /36

    $865,000

    • 4 Beds
    • 2 Baths
    • 2,578 Sq Ft

    4261 Byron Ave, Bronx, NY 10466

    Unique Opportunity to Acquire a Duplex on an Extra Large Lot w/plenty of Off-Street Private Parking and private yard! The driveway accommodates multiple cars, and has a Detached 2-Car Garage! The outdoor space includes a covered rear patio, level back yard, and beautiful side yard. Duplex includes Two 2-Bedroom/1-Full Bath Apartments. Apt. #1 on the Main Level: Spacious & Bright Living Room &

    Laura Fasciglione Keller Williams Realty Partner

    4261 Byron Ave, Bronx, NY 10466
  • /13

    $2,999,000

    • 4 Beds
    • 6 Baths
    • 4,100 Sq Ft

    352 E 19th St, New York, NY 10003

    For Sale: Gramercy Multi-Family, 8 Units (3 Free Market, 5 Rent-Stabilized) $2,999,000 Rare Investment opportunity! Nestled on a quiet, tree-lined block in Gramercy Park, this boutique pre-war apartment building offers an exceptional opportunity on Manhattan's coveted east side. Built in 1910 and meticulously maintained, the four-story walk-up comprises 8 residential units across

    Mary Kim Brown Harris Stevens Residential Sales LLC

    352 E 19th St, New York, NY 10003
  • /22

    $5,000,000 Open Sun 12PM - 1:30PM

    • 4 Beds
    • 4 Baths
    • 2,619 Sq Ft

    344 W 72nd St Unit 1007, New York, NY 10023

    This sprawling, high floor, one-of-a-kind 4BR/4BA co-op with condo rules combines timeless prewar character with the luxury of modern amenities, an unparalleled offering in the heart of the Upper West Side. Just steps from Riverside Park, with its dog run and easy access to Hudson River Park, the home offers the best of city living and outdoor leisure.At its center is a dramatic octagonal

    Lori Ben-Ari Compass

    344 W 72nd St Unit 1007, New York, NY 10023
  • /26

    $859,000

    • 4 Beds
    • 2 Baths
    • 1,716 Sq Ft

    3816 Glenwood Rd, Brooklyn, NY 11210

    This large colonial house represents long term ownership and classic design. For over forty years the homeowners have lovingly maintained their home. Now it awaits a new chapter - ready for cosmetic updates and providing good bones as the foundation for the new owner’s vision. When you enter the house, you step into the sunporch. This room can be a great place for morning coffee or quiet

    Denise Kearse Weichert REALTORS Quality Home

    3816 Glenwood Rd, Brooklyn, NY 11210
  • /25

    $995,999 Open Sat 12PM - 2PM

    • 4 Beds
    • 2 Baths

    107-79 Watson Place, Jamaica, NY 11433

    Spacious Multi-family Duplex in the heart of Jamaica this home features 4-Bedrooms (2 over 2) 3-Full Baths, one on each floor, Wood floors, and a fully finished basement with outside entrance. huge yard perfect for outside gatherings or relaxation. The first floor is equipped with solar panels. Great investment.

    Eileen Daniel Eileen Daniel Realty Corp

    107-79 Watson Place, Jamaica, NY 11433
  • /5

    $899,000

    • 4 Beds
    • 3.5 Baths
    • 1,650 Sq Ft

    657 Delafield Ave, Staten Island, NY 10310

    Welcome to this beautifully maintained detached home in quiet neighborhood. Recently renovated, huge lot, detached garage, driveway fits multiple cars, fully finished basement with 3/4 bathroom. Close to Staten Island Zoo, Clove Lakes Park, schools, and shopping.

    Hui Chen E-House Realty of Avenue U Inc

    657 Delafield Ave, Staten Island, NY 10310
  • /41

    $2,198,000

    • 4 Beds
    • 3.5 Baths
    • 2,810 Sq Ft

    33-47 158th St, Flushing, NY 11358

    Five-Star Classic Center Hall ColonialThis timeless, all-brick center hall colonial, crowned with a distinctive clay tile roof, showcases enduring craftsmanship combined with thoughtful modern updates.First FloorStep inside to beautifully updated oak hardwood floors. The formal living room with fireplace and adjacent den have been re-sheetrocked and enhanced with recessed

    Jim Powers Tapestry Real Estate of Queens

    33-47 158th St, Flushing, NY 11358
  • /37

    $1,988,888 Open Sun 1:30PM - 3:30PM

    • 4 Beds
    • 4 Baths
    • 3,082 Sq Ft

    141-16 11th Ave, Flushing, NY 11357

    CUSTOM BUILT home in the the EXCLUSIVE and much desired area of MALBA. This EXQUISITE home is situated n this PRISTINE and QUIET neighborhood. Surrounded by beautiful landscaping on 11th Avenue, the home features TOP AMENITIES, re-built in 2007 using the FINEST MATERIALS. The GRAND ENTRYWAY features expansive 20 foot vaulted ceilings. Kitchen is equipped with high end appliances and granite

    Virginia Pulisic Keller Williams Rlty Landmark

    141-16 11th Ave, Flushing, NY 11357
  • /12

    $1,299,999 Open Sat 2PM - 4PM

    • 4 Beds
    • 4 Baths
    • 1,772 Sq Ft

    23913 86th Ave, Bellerose, NY 11426

    Beautiful 2-Family home located in the heart of Bellerose. First and Second floors each feature a huge living room, kitchen with granite countertops, 2 bedrooms, and 2 full bathrooms. This home also features a full finished basement with a separate outside entrance. Exterior features include a private driveway and spacious backyard. Close to shopping, schools, YMCA, Cross Island Pkwy, Grand

    Jacob Thayil FIRST FLAG Realty Inc

    23913 86th Ave, Bellerose, NY 11426
  • /11

    $1,200,000

    • 4 Beds
    • 2 Baths

    7259 Shore Rd Unit 5E5F, Brooklyn, NY 11209

    Rarely Available! Spacious 4-Bedroom Co-op with Water Views in Bay RidgeWelcome to this exceptional and rarely available combined 4-bedroom, 2-bathroom co-op in the heart of Bay Ridge. Perched in a well-maintained elevator building, this expansive home offers breathtaking water views, abundant natural light, and an ideal blend of space and modern comfort.Enjoy hardwood floors

    Lisa Lonuzzi Compass

    7259 Shore Rd Unit 5E5F, Brooklyn, NY 11209
  • /17

    $699,000

    • 4 Beds
    • 2.5 Baths
    • 1,440 Sq Ft

    519 E 46th St, Brooklyn, NY 11203

    Spacious Detached Duplex with Endless PotentialA golden opportunity in a much-desired pocket of East Flatbush, this bright andspacious fully detached residence presents a rewarding prospect for Brooklyn buyersseeking size, scope and prime positioning. Set on a large 2,000 sqft lot and located tothe end of a low-traffic no-through road, it offers a comfortable home with

    Emmanuel Victor Gosen Properties

    519 E 46th St, Brooklyn, NY 11203
  • /22

    $1,099,000

    • 4 Beds
    • 3 Baths
    • 1,685 Sq Ft

    1738 Burnett St, Brooklyn, NY 11229

    LOCATION, LOCATION, LOCATION!!!! BEST BLOCK IN MARINE PARK!! 1 FAMILY DETACHED ON 31 X 100 LOT . PRIVATE DRIVE & DETACHED GARAGE. LARGE PRIVATE BACKYARD GREAT FOR ENTERTAINING. 4 BEDROOM DUPLEX. MODERN 1/2 BATH ON 1ST FLOOR NEW WINDOWS. FINISHED ATTIC W/ WALKIN CLOSET & STORAGE. ZONED FOR SCHOOL DISTRICT 22, PS222 & PS207 ELEMENTRY SCHOOLS, NYC BUSES B100, B2, B31, BM4, & B44 ALL CLOSE BY. ENJOY

    Michael Fraulo Ben Bay Rlty of Marine Pk LLC

    1738 Burnett St, Brooklyn, NY 11229
  • /19

    $7,400,000

    • 4 Beds
    • 3.5 Baths
    • 4,800 Sq Ft

    533 Canal St Unit 4, New York, NY 10013

    FULL FLOOR, 4,800 square ft Loft with with Hudson River and park views. This light filled, open Loft at 477 Washington Street has 12 ft ceilings, oversized windows on three sides, a 37' by 24' Grand Salon area for entertaining and dining, four (4) bedrooms, 3.5 baths, media room, artist's Studio, office and large foyer with a garden and incredibly low maintenance of only $2,000 month! The open

    Thomas Hemann Compass

    533 Canal St Unit 4, New York, NY 10013
  • /25

    $1,100,000

    • 4 Beds
    • 3 Baths
    • 1,548 Sq Ft

    9009 143rd St, Jamaica, NY 11435

    Welcome to Your New Home in the Heart of Jamaica, NY! This great legal two-family home offers the perfect blend of space, comfort, and convenience. Featuring 4 spacious bedrooms, 3 full bathrooms, a fully finished basement, and a two-car garage, this property is ideal for both homeowners and investors alike.Step inside to discover bright, open living areas with plenty of room for family and

    Romeo Lepe HomeSmart Premier Living Rlty

    9009 143rd St, Jamaica, NY 11435
  • /4

    $1,089,000

    • 4 Beds
    • 2.5 Baths
    • 1,140 Sq Ft

    7734 Little Neck Pkwy, Glen Oaks, NY 11004

    Welcome to this exceptionally maintained 4 Bedroom Cape Cod Home! This Bright and Airy home is filled with all amenities and offers a functional layout in a prime Queens location. Upon entering, there's a welcoming Dining room with a Bay window on the left, complemented by a newly designed Marble Kitchen featuring Stainless Steel Appliances, ample Cabinets, and an abundance of sunlight. Two

    Indira Persaud Exit Realty Prime

    7734 Little Neck Pkwy, Glen Oaks, NY 11004
  • /20

    $899,000

    • 4 Beds
    • 2 Baths

    102-31 164th Ave, Howard Beach, NY 11414

    Custom new construction currently setup as a two family in R3A zoning Howard beach. Radiant Heat, Navian boiler on each floor. Custom kitchen, baths, lighting and tiling. Custom fixtures and trims. Detached garage and ample parking. 24X7 bus, 3 mins from A train/JFK air train, playground and beach city views. Great buy for investment or owner occupied living. May not last!

    Derek Eisenberg Continental Real Estate Group

    102-31 164th Ave, Howard Beach, NY 11414
  • /28

    $650,000

    • 4 Beds
    • 2.5 Baths
    • 1,500 Sq Ft

    582 Cary Ave, Staten Island, NY 10310

    Welcome to this captivating residence in West Brighton, boasting newer tile flooring and a warm, inviting atmosphere that anyone would be delighted to call home also includes central air conditioning. The main level features a spacious living room, dining room with a cozy fireplace, and an eat-in kitchen equipped with modern conveniences and direct backyard access, perfect for entertaining.

    Jimmy Samaha Robert DeFalco Realty, Inc.

    582 Cary Ave, Staten Island, NY 10310
  • /20

    $1,188,000

    • 4 Beds
    • 2.5 Baths
    • 1,200 Sq Ft

    163-40 19th Ave, Flushing, NY 11357

    Welcome to this delightful fully renovated single family home in Whitestone. R2A zoning, 41x97 lot size, 7 year old roof excellent condition, new boiler, new hot water tank. First floor features an inviting living room, formal dining room, eat in kitchen with marble countertops and new appliances, 2 bedrooms, and 1 full bathroom. Second floor features 2 bedrooms and 1 full bathroom. The full

    Jamie Zheng Jamie Realty Group

    163-40 19th Ave, Flushing, NY 11357
  • /30

    $679,000

    • 4 Beds
    • 1.5 Baths
    • 1,268 Sq Ft

    348 Decker Ave, Staten Island, NY 10302

    Welcome to this charming fully detached home in Staten Island, offering both comfort and functionality in a prime location! The first floor boasts a spacious living room, formal dining room, kitchen, convenient half bathroom, and a bright sunroom at the rear of the home. Upper level you’ll find three well-proportioned bedrooms and a full bathroom, with additional attic space that can be used for

    Jinchen Chen Momentum Real Estate LLC

    348 Decker Ave, Staten Island, NY 10302
  • /45

    $1,260,000

    • 4 Beds
    • 2.5 Baths
    • 3,360 Sq Ft

    153 Carteret St, Staten Island, NY 10307

    Just Listed! Pristine 4 BR Center Hall Detached Colonial on 6,500 square feet of manicured property located in Beautiful Tottenville! Exterier renovation (2015) includes new front porch, windows, siding, garage door, 1st layer roof, pavers & more! Spacious Eat-in-Kitchen with stainless steel appliances, granite counters, wine refrigerator & more. Step down into Beautiful Family room with FP &

    Debra Neglia

    153 Carteret St, Staten Island, NY 10307

Showing Results 441 - 480, Page 12 of 18

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