Rural Homes for Sale in New York

• 

  

  

  /17

  $49,000

  • Land
  • 3 Acres
  • $16,333 per Acre

  0 New York 34, van Etten, NY 14889

  Affordable little hunting camp or seasonal getaway place! Could be a great place to build a home as well! Serene and Quaint rural setting on state highway less than 2 miles from Village convenience. The varieties of wildlife in this area are abundant! If you're not afraid of a good hike and like a strenuous walk then this place good be great place to escape to!! The property adjacent to it at 322

  Joe Giordano Howard Hanna S Tier Inc

  0 New York 34, van Etten, NY 14889
• 

  

  

  /18

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  6829 New York 353, Cattaraugus, NY 14719

  Welcome to this beautifully remodeled home updated from top to bottom, inside and out! The first floor offers a spacious living room filled with natural light, a formal dining room perfect for holiday gatherings, and a large kitchen with plenty of cabinetry and workspace for preparing your favorite meals. A convenient first-floor laundry area and full bathroom add everyday practicality, while the

  Ciji VanDyke Listing by RE/MAX On Point

  

  6829 New York 353, Cattaraugus, NY 14719
• 

  

  

  /22

  $79,900

  $19K PRICE DROP

  • Land
  • 2.13 Acres
  • $37,512 per Acre

  10934 Harlow Rd, Darien Center, NY 14040

  Just over 2 acres of beautifully secluded raw land available for sale/building. Nicely situated in a rural setting surrounded by 200 acres of private land as well as 200 acres of private land across the road. Power company has stated that they are willing to extend electrical service to the property. Spectrum fiber optic internet already available for those wishing to work from home in a rural

  Rodney Heale Listing by NextHome Brixwood

  

  10934 Harlow Rd, Darien Center, NY 14040
• 

  

  

  /10

  $1,900,000

  • Land
  • 53 Acres
  • $35,849 per Acre

  245 Birch Hill Rd, Patterson, NY 12563

  Welcome to 53 acres of stunning land in Patterson, NY. This remarkable property offers a unique opportunity to own a piece of history. Originally part of a border dispute between New York and Connecticut, this land became part of New York in 1731 and shortly thereafter was acquired by one of Quaker Hill's oldest families who farmed it for generations. The parcel is beautifully ringed with mature

  Brian McGrath McGrath Realty Inc

  245 Birch Hill Rd, Patterson, NY 12563
• 

  

  

  /11

  $64,900

  • Land
  • 7.9 Acres
  • $8,215 per Acre

  0 Spear Hill Rd, Ellenburg, NY 12955

  Discover 7.9 private acClose to Chateaugay Lake, Chazy Lake, and the Adirondack foothills; minutes to the Canadian border. Located on the west side of Spear Hill Rd. Approx. 15 minutes to Chateaugay, 35 minutes to Plattsburgh, and 90 minutes to Montreal. Ideal for a cabin or camp, recreation, hunting, off grid living, long term land banking, RV or seasonal use. Seller financing available with

  Vitaly Isaacs Magic Of Great Neck Realty Inc

  0 Spear Hill Rd, Ellenburg, NY 12955
• 

  

  /18

  $125,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,632 Sq Ft

  480 County Highway 3 County Highway 37 Hwy, Otsego, NY 12197

  Escape to the peace and privacy of upstate living at 480 County Highway 37 in Worcester, NY. Set on nearly 5 picturesque acres, this charming 3-bedroom, 1-bath home offers the perfect blend of rural tranquility, space, and potential. Built in 1900, the residence features 1,632 square feet across two stories, delivering timeless character with plenty of room to personalize. Surrounded by open land

  Noel Cohen Cohen and Cohen Consulting

  480 County Highway 3 County Highway 37 Hwy, Otsego, NY 12197
• 

  

  /7

  $30,000

  • Land
  • 1.9 Acres
  • $15,789 per Acre

  8098 Mcgowan Rd, Copenhagen, NY 13626

  Vacant land with a pond. This property is a foreclosure. Has nice scenic views. Rural Road. Excellent area for privacy.

  Anne Astafan Listing by North Star Real Estate & Prop Mgmt LLC-Carthage

  

  8098 Mcgowan Rd, Copenhagen, NY 13626
• 

  

  /3

  $69,900

  • Land
  • 20,037 Sq Ft
  • $151,957 per Acre

  0 River Rd Unit S1667379, Bethlehem, NY 12158

  Just under a half-acre duplex lot in the Town of Bethlehem, this conveniently located parcel on River Rd offers an excellent opportunity to bring your vision to life. Situated less than 10 minutes from the center of Bethlehem and under 5 minutes to the Thruway. Zoned Rural Hamlet (RH), this lot presents a flexible foundation for a variety of potential uses (subject to municipal approvals).

  Allen Olmsted Listing by Canaan Realty

  

  0 River Rd Unit S1667379, Bethlehem, NY 12158
• 

  

  /21

  $72,900

  $2K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  2890 New York 305, Cuba, NY 14727

  This manufactured home with garage sits on 0.90 acres and is located in Clarksville NY, Allegany County. Welcome to this very nice and well-kept manufactured home perfect as a full-time residence or seasonal getaway. Located in a quiet neighborhood with beautiful rural surroundings. This affordable property offers comfort, space, and convenience. Enter the home through a bright, built-on sunroom,

  Girard Kelly NY LandQuest Listing by Landquest Inc.

  

  2890 New York 305, Cuba, NY 14727
• 

  

  /21

  $369,900

  Open Sun 12AM - 2PM $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  30730 Nys Route 37, Evans Mills, NY 13637

  Check out this 3 bed 2 bath home on FIVE ACRES. This much acreage along with a newer built modern home is a rare fine. Couple that with those crazy low taxes, and you have the perfect property. The main floor features all three bedrooms and baths, including the primary bedroom with en-suite bath, living room, dining, kitchen and custom built entry area. The full basement boasts tall ceilings and

  Amanda Hanners Listing by Keller Williams Northern New York

  

  30730 Nys Route 37, Evans Mills, NY 13637
• 

  

  /36

  $299,500

  • 4 Beds
  • 1 Bath
  • 1,206 Sq Ft

  364 County Route 410, Westerlo, NY 12193

  Welcome to 364 County Route 410 in Westerlo, NY -- a private country home set on approximately 2 acres in a peaceful rural setting. This 4-bedroom, 1-bath property offers space, privacy, and strong potential for a buyer looking to build equity in the Capital Region. Recent updates include a new hot water heater and updated electrical panel, giving a solid foundation for future improvements. The

  April Trudeau Field Realty

  364 County Route 410, Westerlo, NY 12193
• 

  

  /50

  $525,000

  • 3 Beds
  • 2 Baths
  • 3,020 Sq Ft

  399 Hinman Rd, Pulaski, NY 13142

  Spacious country retreat offering over 3000 sq ft of quality living space with a private pond on 5 acres. This 3 BR, 2 bath home features a functional layout with generous room sizes, a double-sided fireplace, full basement with a finished family room, bonus room, large entertainment area with pool table, custom built 24ft bar and sliders out to the private back yard, 3 car attached garage with

  Peggy Francher Listing by Berkshire Hathaway CNY Realty

  

  399 Hinman Rd, Pulaski, NY 13142
• 

  

  /4

  $10,000

  • Land
  • 11,552 Sq Ft
  • $37,707 per Acre

  0 East Unit R1667814, Avoca, NY 14809

  Opportunity to own a 0.27-acre parcel conveniently located near I-390, offering easy access for commuting and travel. This property provides a manageable lot size with potential for a variety of permitted uses, subject to local zoning and approvals. Enjoy a location that combines accessibility with a more rural setting. Buyer to verify all utilities, zoning, and allowable uses

  Sandra Hough Listing by Keller Williams Realty Gateway

  

  0 East Unit R1667814, Avoca, NY 14809
• 

  

  /20

  $350,000

  • 4 Beds
  • 1.5 Baths
  • 1,300 Sq Ft

  843 New York 43, Stephentown, NY 12169

  *Open House Sunday 06/07 12:00pm to 2:00pm*. Welcome to 843 State Highway 43 in Stephentown, a beautifully updated home set on nearly an acre of scenic countryside. Ideally located just 30 minutes from Albany and approximately 15 minutes from Jiminy Peak Mountain Resort, this property offers the perfect balance of convenience, recreation, and peaceful rural living. Move-in ready and thoughtfully

  Katina Hutton Greenwood Realty Group of NY

  843 New York 43, Stephentown, NY 12169
• 

  

  /7

  $25,000

  • 1,638 Sq Ft

  3282 State Route 26, Cincinnatus, NY 13040

  ***Motivated seller—looking for offers!*** Build your dream home on this 1-acre lot in peaceful Cincinnatus. With a newer well (4–5 years), this property is a blank canvas surrounded by nature. Making this the perfect time to make it yours. Imagine waking up surrounded by nature while still having plenty of room to enjoy. Don’t miss out on this chance to build the life you’ve always envisioned in

  Nicole McRae Listing by Yaman Real Estate

  

  3282 State Route 26, Cincinnatus, NY 13040
• 

  

  /4

  $89,900

  • 3 Beds
  • 1 Bath
  • 2,266 Sq Ft

  271 County Road 151, Saint Johnsville, NY 13452

  Sold as-is, this 3-bedroom, 1-bath ranch on a slab foundation sits on 0.94 acres and offers a great opportunity for renovation and value-add potential. The home features generously sized rooms, an open living room and kitchen layout, and peaceful views of the surrounding countryside. A solid canvas for investors or buyers looking to create their own rural retreat.

  Samantha Curry New Scotland Realty

  271 County Road 151, Saint Johnsville, NY 13452
• 

  /2

  $120,000

  • Land
  • 14.2 Acres
  • $8,451 per Acre

  94 Lord Rd, Sanford, NY 13813

  Set in the foothills of the Western Catskills, this 14.2-acre parcel offers an exceptional combination of natural beauty, seclusion, and possibility. A picturesque mix of rolling meadow, mature woodland, and a tranquil private pond creates the perfect backdrop for your vision—whether you’re dreaming of building a custom home, creating a self-sustaining homestead, or establishing a private

  Joseph Lukic Compass Greater NY, LLC

  94 Lord Rd, Sanford, NY 13813
• 

  

  /4

  $82,500

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,056 Sq Ft

  5905 Morton Hill Rd, Hornell, NY 14843

  Opportunity awaits with this ranch-style home set on a scenic property with beautiful rural views. The home offers single-level living and a spacious layout with several rooms ready for finishing touches and updates. A partially framed addition provides the potential to expand the living space and customize the home to suit your needs.The property sits on a picturesque lot surrounded by open

  Jessica Roberts Listing by Vylla Home

  5905 Morton Hill Rd, Hornell, NY 14843
• 

  

  /37

  $234,899

  • 4 Beds
  • 1 Bath
  • 1,512 Sq Ft

  4887 Porter Hollow Rd, Great Valley, NY 14741

  Welcome to your own slice of country living in beautiful Great Valley. This charming 4-bedroom, 1-bath home sits on just over 3 scenic acres, offering space, privacy, and endless potential. Included in the sale is an additional 1.17-acre parcel, bringing even more opportunity to expand or enjoy the surrounding landscape. This additional parcel is on the same tax roll (SBL #64.004-1-11, Map

  Carissa Zamerski Listing by 716 Realty Group WNY LLC

  

  4887 Porter Hollow Rd, Great Valley, NY 14741
• 

  

  /30

  $379,000

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  62 Tansy Ln, Gabriels, NY 12939

  Tucked away on quiet Tansy Lane, this charming 2-bedroom, 1-bath cabin offers the perfect blend of year-round comfort and Adirondack escape. Surrounded by nature, the property delivers a true sense of privacy while still being within easy reach of town amenities.The home features a warm, inviting layout ideal for both full-time living and weekend getaways, with plenty of potential to expand,

  Kelly Locke Merrill L. Thomas, Inc.

  62 Tansy Ln, Gabriels, NY 12939
• 

  

  /19

  $120,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,536 Sq Ft

  1924 State Route 95, Bombay, NY 12914

  Welcome to this well-situated 3-bedroom, 1.5-bath home located in the town of Bombay, NY. Set on a generous 1-acre lot, this property offers plenty of space both inside and out. The home features a large kitchen with ample counter space, making it ideal for cooking, entertaining, or everyday living. A separate dining room provides the perfect setting for family meals and gatherings, while the

  Melinda St. Hilaire Home Roots Realty

  1924 State Route 95, Bombay, NY 12914
• 

  

  /18

  $169,900

  • 3 Beds
  • 2 Baths
  • 3,264 Sq Ft

  8860 Belson Rd, Ripley, NY 14775

  Bring your vision and make this country charmer your own! This spacious 3-bedroom, 2-bath, 2-story home sits on a beautiful 1-acre corner lot. Perfect for those seeking privacy, space, and endless possibilities, this property combines comfort with rural charm. Inside, you'll find a bright, open floor plan with a cozy living area with cathedral ceilings, a functional kitchen, and comfortable

  Lora Reed Listing by Howard Hanna Holt - Mayville

  

  8860 Belson Rd, Ripley, NY 14775
• 

  

  /11

  $59,000

  • Land
  • 11.37 Acres
  • $5,189 per Acre

  0 Calaboga Rd, Redwood, NY 13679

  11.37 wooded acres with so much potential. Mostly level and wooded with a mix of soft and hardwood trees.Perfect opportunity for a secluded retreat. Use it as a seasonal camp or build your year-round dream home in this peaceful and quiet rural setting.The Southern property line follows along a ridge, offering sweeping views of the fields below.

  Albert Fowler Listing by Garlock Realty

  

  0 Calaboga Rd, Redwood, NY 13679
• 

  

  /3

  $559,000

  $106K PRICE DROP

  • Land
  • 25.68 Acres
  • $21,768 per Acre

  24 Bump Hill Rd, Greenfield, NY 12833

  Whether you're a developer looking to capitalize on the growing demand for residential properties or an individual ready to create your ideal home, this property offers unparalleled flexibility. The total of 25,68 acres and enough frontage allows for 5 single family homes , making it a perfect investment for building multiple homes or a small community in a highly desirable area.This parcel of

  Mariana DeLuca Howard Hanna Capital Inc

  24 Bump Hill Rd, Greenfield, NY 12833
• 

  

  /31

  $774,900

  • Land
  • 90 Acres
  • $8,610 per Acre

  0 E Lake Rd Unit S1659746, Varick, NY 14521

  Premier location has distant Seneca Lake views consisting of 90 acres of farm fields and woodlands located in Varick NY, Seneca County along the Finger Lakes Wine Trail. Rare opportunity in the heart of the Finger Lakes, this property consists of approximately 75 tillable acres with 15 acres of woods and hedgerows offering a balanced mix of productive farmland, natural privacy, and scenic rural

  Brian Jackson Listing by Landquest Inc.

  

  0 E Lake Rd Unit S1659746, Varick, NY 14521
• 

  

  /9

  $20,000

  • Land
  • 36,150 Sq Ft
  • $24,099 per Acre

  31125 Deer Trail, Rutland, NY 13612

  Great opportunity to own a .83-acre building lot just outside of Felts Mills, NY. Nestled on a quiet dead-end street, this property offers a peaceful rural setting with a welcoming neighborhood feel, perfect for building your future home. Enjoy the best of both worlds with a serene country atmosphere while still being just a short drive to Fort Drum and nearby amenities. Whether you’re looking to

  Noah Taylor Listing by Keller Williams Northern New York

  

  31125 Deer Trail, Rutland, NY 13612
• 

  

  /19

  $239,900

  • 5 Beds
  • 1 Bath
  • 1,824 Sq Ft

  5192 Webster Rd, Fredonia, NY 14063

  Discover the perfect blend of privacy, recreation, and rural charm at 5192 Webster Road in the Town of Pomfret. Situated on nearly 28 acres, this expansive property offers endless possibilities for farming, hunting, outdoor recreation, or building your dream country retreat. Featuring a mix of open land, Vineyards, and wooded acreage with a peaceful rural setting, this unique parcel provides

  Paiden Wittmeyer Listing by Howard Hanna Holt - Fredonia

  

  5192 Webster Rd, Fredonia, NY 14063
• 

  

  /10

  $189,900

  $25K PRICE DROP

  • Land
  • 105.5 Acres
  • $1,800 per Acre

  0 Rt-322, Dayton, NY 14138

  Discover 105.5 acres of peaceful Western New York countryside offering a rare opportunity to own a large, scenic tract of land in the Town of South Dayton. The property consists of two parcels with frontage along State Route 322, with one parcel also featuring frontage on Dredge Road, providing convenient access and flexibility for future use. The land is primarily flat with a natural mix of open

  Owen Beck Listing by NextHome Brixwood

  

  0 Rt-322, Dayton, NY 14138
• 

  /2

  $39,900

  • Land
  • 3.6 Acres
  • $11,083 per Acre

  8083 Link Rd, Rome, NY 13440

  Scenic 3.6 Acre Lot with Walk-Out Potential Near Rome, NY!Nestled on a tranquil country road just west of Rome, this 3.6 acre parcel presents a rare opportunity to build your dream home in a picturesque rural setting. Located outside the city limits yet only 5 minutes from the conveniences of Rome and within the desirable Rome School District, this property offers the best of both worlds.

  Nick Polce Listing by Gateway Properties of Upstate NY Inc

  

  8083 Link Rd, Rome, NY 13440
• 

  /2

  $45,000

  • Land
  • 27,878 Sq Ft
  • $70,312 per Acre

  0 Aldrich Rd, Wingdale, NY 12594

  This 0.64-acre parcel on Aldrich Road in Wingdale, NY is offered at $45,000. This property presents a unique opportunity for an investor or a visionary builder looking to create a custom residence in a quiet, rural setting.Property HighlightsAcreage: 0.64 acres of land in a serene, off-the-beaten-path location.Price: Competitive entry-point pricing at $45,000, reflecting the current

  Mark Snyder eXp Realty

  0 Aldrich Rd, Wingdale, NY 12594
• 

  

  /11

  $125,000

  • Land
  • 6.5 Acres
  • $19,231 per Acre

  0 Perry City Rd, Trumansburg, NY 14886

  Discover the peace and potential of this beautiful 6.5-acre parcel located in the heart of the countryside. Whether you're looking to build your dream home, start a small farm, or invest in land, this property offers the perfect blend of space, privacy, and natural beauty. Key Features: Expansive Space: 6.5 acres = roughly 283,140 square feet – offering plenty of room for a house, barn, garden,

  Tiffany Bechtold Warren Real Estate of Ithaca Inc. (Downtown)

  0 Perry City Rd, Trumansburg, NY 14886
• 

  

  /5

  $19,900

  • Land
  • 3.4 Acres
  • $5,853 per Acre

  0 Ridge Rd, West Chazy, NY 12992

  Located on Ridge Road in the Town of Chazy and within the Chazy Central Rural School District, this 3.4 acre parcel offers approximately 800 feet of road frontage and a variety of potential uses. The property borders state land, providing direct access to additional acreage to explore and enjoy. Lake Alice is located just down the road, offering convenient access to outdoor recreation. The

  Nicholas Buccellato RE/MAX North Country

  0 Ridge Rd, West Chazy, NY 12992
• 

  

  /31

  $1,200,000

  • 8 Beds
  • 4 Baths

  97 Deblock Rd, New Hampton, NY 10958

  Welcome to 97 Deblock Rd, situated on 5+ acres in a rural setting of Orange County, NY, within the sought-after Minisink School District. A large portion of the property is located in the MC-1 zoning district, offering flexible commercial and mixed-use potential, making it attractive to both investors and owner-occupants. The property features four income-producing units. Units 1A and 3C are

  Nicholas Cuomo Keller Williams Realty

  97 Deblock Rd, New Hampton, NY 10958
• 

  

  /20

  $124,500

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 916 Sq Ft

  88 Brooklyn Rd, North Lawrence, NY 12967

  Motivated seller—open to offers. Welcome to this beautifully redone ranch-style home, perfectly situated on a quiet country road offering privacy, tranquility, and space to breathe. Set on almost 1.6 acres, this move-in-ready property combines modern updates with the simplicity of single-level living. Step inside to discover a bright and inviting open-concept layout, seamlessly connecting the

  Ashley Emlaw Let's Move Realty LLC

  88 Brooklyn Rd, North Lawrence, NY 12967
• 

  

  /47

  $469,000

  • 4 Beds
  • 2 Baths
  • 2,007 Sq Ft

  110 Beldon Corners Rd, Dolgeville, NY 13329

  Sitting on just under 10 acres, this unique property offers the beauty of rural living just a short drive from the Adirondack Parks. With 4 bedrooms and 2 full bathrooms, the home is thoughtfully designed to provide comfort and flexibility. As you enter the large eat in kitchen you’ll immediately see why this home was the “hosting” house. With a large dining room and just a step down into the

  Brandon Mosher Listing by River Hills Properties LLC Lf

  

  110 Beldon Corners Rd, Dolgeville, NY 13329
• 

  

  /32

  $1,099,000

  $651K PRICE DROP

  • 7 Beds
  • 4 Baths
  • 2,988 Sq Ft

  282 W Shore Rd, Swan Lake, NY 12783

  Endless Oppertunities! Minutes to Bethel Woods - DON'T MISS OUT ON THIS OPPERTUNITY TO OWN JUST MINUTES FROM BETHEL WOODSA rare and versatile opportunity awaits on this 19+ acre agriculturally zoned property in the heart of Bethel, NY. Ideally situated on a rural corner, this former state-of-the-art equestrian facility offers endless potential for agricultural, residential, equestrian, or

  Joseph Rubeo Keller Williams Hudson Valley

  282 W Shore Rd, Swan Lake, NY 12783
• 

  

  /25

  $139,900

  $20K PRICE DROP

  • Land
  • 23.5 Acres
  • $5,953 per Acre

  2 VL Fairview Rd, Farmersvl Sta, NY 14060

  Set against the backdrop of Allegany County's quiet countryside, this 23.5-acre parcel on Fairview Road offers a scenic and versatile slice of rural paradise. Once a cultivated farm field, the land now boasts wide-open views to the south and east, creating an inspiring canvas for your future home, cabin, or recreational retreat. With approximately 1,000 feet of road frontage, the property rolls

  Paul Vaicunas WHITETAIL PROPERTIES REAL ESTATE LLC (NY)

  2 VL Fairview Rd, Farmersvl Sta, NY 14060
• 

  

  /3

  $42,500

  • Land
  • 4.2 Acres
  • $10,119 per Acre

  8083 Link Rd Unit 2, Rome, NY 13440

  Escape the ordinary and embrace the tranquility of country living! Located on a peaceful country road just west of the City of Rome, this exceptional 4.2 parcel of land offers the perfect opportunity to build your dream home. Situated in a desirable rural setting, yet conveniently within the Rome School District and only 5 minutes from the city's amenities, this property boasts the best of both

  Nick Polce GATEWAY PROPERTIES OF UPSTATE NY INC

  8083 Link Rd Unit 2, Rome, NY 13440
• 

  

  /8

  $199,000

  • Land
  • 50 Acres
  • $3,980 per Acre

  734 Post Rd, Franklin, NY 13775

  Nestled among the trees, this 50+/- acre parcel offers the perfect blend of privacy and natural beauty. The land is mostly wooded with a sun-filled clearing ideal for a home site, cabin, or campsite. A stream winds through the property, adding to its peaceful, scenic appeal and providing a natural water source for wildlife. Offering the ideal mix of a quiet rural escape and effortless year-round

  Stacey Camilleri Listing by Keller Williams Upstate NY Properties

  

  734 Post Rd, Franklin, NY 13775
• 

  

  /40

  $360,000

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,175 Sq Ft

  5620 Jenkins Rd, Rome, NY 13440

  Nestled in a peaceful country setting, this beautiful home sits on 22 scenic acres, offering privacy, open space, and picturesque views in every direction. The property provides the perfect balance of rural tranquility and everyday convenience, with plenty of room for outdoor living, or gardening. Situated on a beautiful corner lot, it's minutes from shopping, dining, medical facilities, and

  Judy Hinman Listing by Coldwell Banker Faith Properties

  

  5620 Jenkins Rd, Rome, NY 13440

Showing Results 481 - 520, Page 13 of 18