4,597

Waterfront Homes for Sale in New York

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  • /29

    $1,475,000

    • 4 Beds
    • 4.5 Baths
    • 3,090 Sq Ft

    36 Market Ln, Clinton Corners, NY 12514

    Originally built in 1836, this beautifully renovated Federal-style farmhouse is rich with history and character, once part of the Underground Railroad and also used as a Quaker meeting hall. Set on over four acres with Willow Brook meandering through, this one-of-a-kind property offers a peaceful, storied setting with modern comfort woven throughout. Inside, original wide board floors, exposed

    PATRICIA HINKEIN Patricia A. Hinkein Realty

    36 Market Ln, Clinton Corners, NY 12514
  • /14

    $599,000

    • 1 Bed
    • 1 Bath
    • 506 Sq Ft

    274 Dune Rd, Westhampton Beach, NY 11978

    Looking for a slice of heaven? This one bedroom/one bath bayfront Condo at the Bay-Mor is your perfect summer get-a- way. Spend your days relaxing on the deck overlooking the bay or enjoy the ocean with easy access directly across the street. This condo features open living area, spacious bedroom, new marble island and cabinets, washer/dryer, stone flooring, renovated bathroom. The sunsets are

    Karen Andrews Corcoran

    274 Dune Rd, Westhampton Beach, NY 11978
  • /53

    $799,000 Open Sun 11AM - 1PM

    • 3 Beds
    • 2.5 Baths
    • 3,500 Sq Ft

    7644 State Route 66, Averill Park, NY 12018

    Welcome to your own private paradise~where luxury meets lifestyle.. This quaint waterfront property boasts 250 feet of shoreline, offering breathtaking views, ultimate privacy, and endless opportunities for relaxation or entertaining. With over 3,500 square feet +/- of impeccable designed living space, this four story home offers soaring ceilings and expansive windows to custom finishes and

    Carla Bakerian Heartland Home Properties, LLC

    7644 State Route 66, Averill Park, NY 12018
  • /34

    $315,000

    • 4 Beds
    • 2.5 Baths
    • 1,766 Sq Ft

    1479 County Route 8, Westport, NY 12993

    This 4-bedroom, 2.5-bathroom home is ideally situated in the hamlet of Wadhams, walking distance to Dogwood Bakery, the Wadhams falls and the Wadhams Free Library. Large yard funnels into a wooded path that takes you down to the river where you can launch your canoe or kayak. Blacktop driveway is bordered by lovely perennials and rose bushes. The home has wood floors throughout, eat-in kitchen

    Annie Mckinley Annie McKinley Realty, LLC

    1479 County Route 8, Westport, NY 12993
  • /43

    $749,000

    • 3 Beds
    • 2 Baths
    • 2,062 Sq Ft

    178 W Simmon Rd, Callicoon, NY 12723

    Welcome to this beautiful country estate which offers deep seclusion, rolling meadows and over 1,000 feet of frontage on a large year-round trout stream. Encompassing over 50 acres, this dramatic and diverse property features a stone residence which has a stately appearance and is situated down a long secluded driveway. The home was built by a local craftsman with stone from the property. The

    Linda Mulligan Matthew J Freda Real Estate

    178 W Simmon Rd, Callicoon, NY 12723
  • /62

    $539,900

    • 4 Beds
    • 2.5 Baths
    • 2,088 Sq Ft

    183 Summit Lake Rd, Summit, NY 12175

    Whether you are looking for a serene getaway or a place to host family and friends, this lake chalet on 1.1 acres with 96' frontage on beautiful Summit Lake offers the perfect blend of charm, comfort, and year-round outdoor adventure. A welcoming front porch leads you inside to a spacious foyer that opens to the living room. Custom built Lindal Home boasts 4 bedrooms, 2.5 baths, and open floor

    Matthew Loder Country Boy Realty

    183 Summit Lake Rd, Summit, NY 12175
  • /26

    $850,000

    • 6 Beds
    • 4 Baths
    • 1,776 Sq Ft

    214 Beach 3rd St, Far Rockaway, NY 11691

    Legal 2 family with 2 separate cottages (each 888 sqf) nestled on 1 lot on a quiet dead end block facing the breathtaking view of the bay with private beach access down the block ! Unique once in a lifetime opportunity currently tenant occupied , DO NOT disturb the Tenant's

    Peter Heskiel Pin It Realty LLC

    214 Beach 3rd St, Far Rockaway, NY 11691
  • /18

    $195,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    13342 Winding Rd, Waterport, NY 14571

    This is your chance to own that waterfront property you've always wished for. Located on Johnson Creek, just a stone's throw from Lake Ontario. House include 2 first floor bedrooms plus an upstairs "bunk room" for the kids. Deck and boat dock included. Lot across the street belongs to this property for parking. Ideally located just 1 mile west of Lakeside State Par and 3.5 miles from Point

    Michael Lullo Listing by Marathon Realty

    13342 Winding Rd, Waterport, NY 14571
  • /43

    $249,900 Open Sat 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 2,030 Sq Ft

    6 Waterloo St, Clyde, NY 14433

    This 3 bed, 2 full bath home combines functionality with a location that’s hard to beat! This home sits at the end of a dead end street with direct access to the canal path. A short walk down the canal path will take you to the Lauraville Park with access to a park, pavilion & boat/kayak launch. Inside, the layout offers flexibility for a variety of lifestyles. Entering from the main entrance

    Kristen Smegelsky Listing by Tru Agent Real Estate

    6 Waterloo St, Clyde, NY 14433
  • /46

    $599,900 Open Sat 1PM - 3PM

    • 5 Beds
    • 3.5 Baths
    • 4,260 Sq Ft

    620 Holt Rd, Webster, NY 14580

    A Private Country Escape with Timeless Charm. Tucked away on a peaceful 3.25-acre wooded lot with its own private pond (featuring a brand-new retaining wall), this 1981 Gerber-built home offers the perfect blend of comfort, space, and natural beauty. Inside, you'll find 5 spacious bedrooms, 3.5 bathrooms, and a dedicated home office—ideal for both everyday living and remote work. Step outside to

    Brandi Vullo Listing by Howard Hanna

    620 Holt Rd, Webster, NY 14580
  • /14

    $183,000

    • 1 Bed
    • 1 Bath
    • 825 Sq Ft

    377 N Broadway Unit 521, Yonkers, NY 10701

    This one bedroom unit has so many ugrades!! An accent wall welcomes you to this completely updated 5th floor unit. The living room area is large enough for a home office and also has a dining area. The views off the balcony overlooking the Hudson River and Palisades are the perfect way to start and end your day. The updated kitchen includes quartz countertops, Smart Fridge, black stainless

    Pamela Balint Coldwell Banker Realty

    377 N Broadway Unit 521, Yonkers, NY 10701
  • /43

    $305,000

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    512 Shirley Rd, Newark Valley, NY 13811

    Current owners are so sad to leave their one of a kind 6.25-acre rural retreat in Newark Valley, but their updates are your gain! Only 20 min to Ithaca & 20 Min to Owego! Recent improvements include a new roof, propane furnace, central A/C, & LVP flooring. Complete privacy surrounds you, with your very own stocked pond full of koi and catfish—boat included, so bring your fishing poles! A

    Melissa Hackford WARREN REAL ESTATE (Vestal)

    512 Shirley Rd, Newark Valley, NY 13811
  • /59

    $475,000

    • 2 Beds
    • 2 Baths
    • 827 Sq Ft

    10398 New York 23a, Hunter, NY 12442

    Nestled in the heart of the Catskills, this special property offers a charming log-style home paired with a versatile detached studio ADU complete with its own kitchenette and full bathroom, creating a property that is as practical as it is inviting. Set one beautifully landscaped acre, the 2-bedroom, 1-bathroom main residence blends rustic character with modern comfort, while the studio offers

    Bridget Leach Gordon Hunter Mt Realty LLC

    10398 New York 23a, Hunter, NY 12442
  • /15

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,288 Sq Ft

    111 S Titus Ave, Ithaca, NY 14850

    Charming 3 bed, 2 bath home just a short walk to downtown Ithaca and right along Six Mile Creek. Inside you’ll find separate living and dining rooms, a full bath on each floor, and a functional layout with plenty of potential. Upstairs bedrooms have walk in closets. The home has a newer furnace and hot water heater for peace of mind.Outside, enjoy a south-facing backyard that’s fully

    Rob Armstrong PPM Homes LLC

    111 S Titus Ave, Ithaca, NY 14850
  • /50

    $315,000

    • 3 Beds
    • 3 Baths
    • 2,168 Sq Ft

    10858 New York 240, West Valley, NY 14171

    Welcome to your Turnkey fully furnished private retreat nestled on nearly 30 breathtaking acres, just a short drive to Ellicottville's Holiday Valley and Glenwood's Kissing Bridge! This unique property offers two charming homes, perfect for multi-generational living, rental income, or hosting guests. Both homes are thoughtfully designed for comfort and relaxation, with one featuring a luxurious

    Michelle Hawkins Listing by EXP-Premier Listings Team

    10858 New York 240, West Valley, NY 14171
  • /30

    $190,000

    • 3 Beds
    • 2.5 Baths
    • 2,019 Sq Ft

    174 Rabideau Rd, Altona, NY 12910

    Situated on a quiet road, this 3 bedroom 2 1/2 bath home on 1.8 acres has river frontage on the Great Chazy River! This home has 3 bedrooms, 2 1/2 baths, a den with fireplace off the living room and another office/den on the first floor. The small flat roof on the back of the home needs to be replaced, but the major portion of the roof is in good condition. This home has been priced to

    Cathy Williams Century 21 The One

    174 Rabideau Rd, Altona, NY 12910
  • /30

    $1,099,000

    • 4 Beds
    • 2.5 Baths
    • 2,574 Sq Ft

    15 E Shore Dr, Babylon, NY 11702

    Gorgeous & Spacious Bay Front Colonial- You'll Never Want To Leave Home. 4 Bedrooms, 2.5 Baths. 9 Ft. Ceilings, Hardwood Floors. Pristine Eat-In-Kitchen & Grand Living Room W/ Sparkling Views of the Bay. Boat lift, Mooring Poles and 50ft Pier. 12,000 lb lift Hold up to 26 Ft. Boat, 9.6ft Beam (Total Taxes are: $24,714.50; this amount includes Village Taxes, which are: $3,151.50)

    Tammy Ramsay Eric G Ramsay Jr Assoc LLC

    15 E Shore Dr, Babylon, NY 11702
  • /61

    $499,000

    • 2 Beds
    • 2 Baths
    • 1,490 Sq Ft

    237 Geiser Rd, Wynantskill, NY 12198

    Welcome to your getaway at Snyders Lake. This 2 bedroom 2 full bath property has everything you need to enjoy life- whether that means boating or fishing from your deeded access point, taking a short trip to the nearby public beach or relaxing pool side in the privacy of your own beautifully landscaped back yard. Want to unwind in the hot tub instead? We've got you covered. Beautiful

    Janice Reeves eXp Realty

    237 Geiser Rd, Wynantskill, NY 12198
  • /58

    $134,000

    • 3 Beds
    • 3 Baths
    • 980 Sq Ft

    683 Birchwood Dr, Duanesburg, NY 12056

    CASH SALE ONLY - Beautiful lot situated on 1.31 acres over looking the Normanskill Creek. Single family home with 2 bedrooms and 2 full baths on the main level with an apartment in the basement level with 1 bedroom and 1 bath. Views of the Normanskill from yard, the primary bedroom and deck.

    Rene Borst Schuyler Valuation Services

    683 Birchwood Dr, Duanesburg, NY 12056
  • /34

    $6,499,000 Open Sat 10AM - 11:30AM

    • 5 Beds
    • 3.5 Baths
    • 3,400 Sq Ft

    69 Shore Rd, Westhampton, NY 11977

    Welcome to elegant waterfront living at 69 Shore Road, Westhampton, NY. This exquisite 3,400+/- square foot residence offers a harmonious blend of modern luxury and serene natural beauty. With five bedrooms and three and a half bathrooms, this turn-key home boasts upgraded smart technology features including internet outdoor lighting, remote shades, & outdoor Sonos speakers, ensuring a seamless

    Tim Morabito Compass

    69 Shore Rd, Westhampton, NY 11977
  • /22

    $1,100,000

    • 3 Beds
    • 1 Bath
    • 2,048 Sq Ft

    2085 Cr19, Burlington Flats, NY 13315

    Very large property (w/solar potential) suitable for crops and/or recreation: 310 acres and over half could be tilled. The fields are huge and lay well. Leased last season to a neighbor, this can provide significant income to you without any effort on your behalf. Or use it for your own crops. The neighbor spent $80000 getting it to this state, between lime, seed, fertilizer and machinery

    Roland Vinyard VINYARDS CHOICE

    2085 Cr19, Burlington Flats, NY 13315
  • /22

    $189,900

    • 2 Beds
    • 1.5 Baths
    • 864 Sq Ft

    709 Edgewater Dr, Westfield, NY 14787

    Welcome to Lakefront living from your two-bedroom, 1.5 bath, 2nd-floor condo overlooking beautiful Lake Erie. This unit is being sold fully furnished, including an in-wall unit and a portable air conditioner. When you walk into this unit, there is a bedroom on either side of the hallway. The main bedroom features an attached half-bath. Continue down the hallway where it opens up to a large

    Lora Reed Listing by Howard Hanna Holt - Mayville

    709 Edgewater Dr, Westfield, NY 14787
  • /26

    $269,900

    • Land
    • 70 Acres
    • $3,856 per Acre

    16744 Thompson Trail Dr, Brownville, NY 13634

    Spectacular wooded private oasis!!! Come build your dream home or camp here on over 2000' of creekfront and 65 acres of land perfect for hunting and all kinds of recreational activities!!! This beautiful parcel is tucked away from the world on a nice private road and is on the dead end! Road is in, land is beautiful with rolling shelf down to meadows along the creek! Electric is near the

    Amanda Miller Listing by Lake Ontario Realty, LLC

    16744 Thompson Trail Dr, Brownville, NY 13634
  • /50

    $459,900

    • 4 Beds
    • 3.5 Baths
    • 3,300 Sq Ft

    8200 Logan Rd, Dansville, NY 14437

    INCREDIBLE VIEWS FROM 37.5 ACRES - 4 BEDROOM, 3 1/2 BATH COLONIAL WITH POND, TRAILS AND BARN - Experience breathtaking views down the Genesee Valley from this stunning two-story 1999 custom build colonial home with no details left untouched - sitting on 37.5 partially wooded acres with walking and riding trails, plus over 200 thriving blueberry plants. A spring-fed stocked pond with bass and carp

    Cybil Brock Listing by Howard Hanna

    8200 Logan Rd, Dansville, NY 14437
  • /21

    $435,000

    • 2 Beds
    • 1 Bath
    • 1,260 Sq Ft

    5352 New York 41, Smithville Flats, NY 13841

    3 Tax Map #’s, 2 Bedrm Home , bath,full basement, new flooring, new carpeting, 200 amp, new heat pump and air, , 2 decks, small shed/barn. This listing includes 46 +/- acres with frontage on Geneganslet Creek for excellent fishing, pond, 2 mobile home sites(1 is presently rented), great 40X80 ft Shop/Barn, 3200 sq ft, insulated,furnace, air compressor, 200 amp, mobile home for office, 2 overhead

    Linda Munro Listing by Northeast Realty Chenango County LLC

    5352 New York 41, Smithville Flats, NY 13841
  • /21

    $426,000

    • 2 Beds
    • 1 Bath
    • 952 Sq Ft

    57 Pennyfield Camp, Bronx, NY 10465

    Charming Waterfront Cottage - Your Perfect Escape Awaits!Imagine waking up to serene water views every day—with no flood insurance required! This cozy 2-bedroom, 1-bath bungalow offers a rare blend of tranquility and potential. With lovely deck and nice sea view. vaulted ceilings, and an open kitchen, it's ready for your personal touch.Relax in the spacious, private backyard from

    Longhai Jin J Home Realty LLC

    57 Pennyfield Camp, Bronx, NY 10465
  • /23

    $788,888

    • 3 Beds
    • 2 Baths
    • 1,528 Sq Ft

    2 Adam Rd W, Massapequa, NY 11758

    Welcome to this immaculate corner ranch home with water view, offering 3 generously sized bedrooms and 2 renovated bathrooms in a bright, open layout. The modern kitchen features stainless steel appliances and a brand-new refrigerator, complemented by gleaming Brazilian wood floors. The living room boasts a fireplace, cathedral ceilings, and a wall-to-wall window with stunning bay views. Outside,

    Theodora Nakos Douglas Elliman Real Estate

    2 Adam Rd W, Massapequa, NY 11758
  • /50

    $875,000

    • 3 Beds
    • 2.5 Baths
    • 2,985 Sq Ft

    475 Lake Rd, Youngstown, NY 14174

    Quality built brick ranch on Lake Ontario in Youngstown with spectacular views of Toronto. With an open concept and nearly 3,000 SF of space, it's ideal for entertaining. The great room takes full advantage of the lake vistas. Features include gorgeous hardwood flooring, with Viking stove and stainless-steel appliances, primary suite with an updated bath with soaking tub, updated second full

    David Stefik Listing by Stefik Realty Co, Inc

    475 Lake Rd, Youngstown, NY 14174
  • /12

    $30,000

    • Land
    • 6 Acres
    • $4,839 per Acre

    0 Chase Rd, Afton, NY 13730

    Triangle shaped lot with 767' of road frontage. The land is sloped down from the road, in some spots steeper than others. There are a couple of areas that would be suited for a driveway and with a bit of land clearing, a nice spot to put a cabin, have a travel camper set up, or make it into your dream homesite. Kelsey Creek runs along the back, on and off the property. It's a private setting

    Kattie Flanagin Listing by Howard Hanna

    0 Chase Rd, Afton, NY 13730
  • /45

    $399,000

    • 2 Beds
    • 1 Bath
    • 693 Sq Ft

    97 Lower Pond Way, Elizabethtown, NY 12932

    RARE FIND! Adirondack waterfront cottage on beautiful Lincoln Pond. This 3 season cottage sits on 1.1 acres with 225 feet of direct water front. Only steps from the water and a year round dock. Beautiful views of the Lake and Adirondack Mts from your enclosed porch. The cottage has 2 bedrm, 1 bath, open living rm/kitchen/dining area and beautiful hand crafted stone fireplace.(Partially

    Barbara Supernault Country Road Real Estate

    97 Lower Pond Way, Elizabethtown, NY 12932
  • /16

    $149,500

    • 4 Beds
    • 2 Baths
    • 1,250 Sq Ft

    65 Still Rd, Harpursville, NY 13787

    Easy access to Cole park, highway,school and other local resources. 2 furnaces propane and wood.Large covered front porch.master bedroom has walk in closet and a master bath.Quaint gazebo overlooks yard. Large metal barn with concrete floor. open pond.Dining table and chairs plus breakfast bar stools to stay. Couch will also stay .

    Lynda Reino HOWARD HANNA

    65 Still Rd, Harpursville, NY 13787
  • /37

    $199,900

    • 3 Beds
    • 2.5 Baths
    • 1,824 Sq Ft

    339 W Bank St, Albion, NY 14411

    *** NO DELAYED ***Seize this exceptional chance to acquire a stunningly remodeled home that boasts three spacious bedrooms and two and a half luxurious baths, all situated right on the beautiful Erie Canal. This residence is truly a masterpiece, having undergone a comprehensive renovation that leaves no detail overlooked. As you arrive, you are greeted by a brand new, expansive asphalt

    George King Listing by Coldwell Banker Custom Realty

    339 W Bank St, Albion, NY 14411
  • /34

    $5,500,000

    • 3 Beds
    • 2.5 Baths
    • 3,000 Sq Ft

    353 Centre Island Rd, Oyster Bay, NY 11771

    Immerse yourself in this stunning waterfront villa on Centre Island. Although newly rebuilt inside and out, the original character of this 1929 colonial creates an amazing synergy between modernity and history. Perched comfortably above the bay, the backyard slopes gracefully towards the water's edge with a new seawall. The professional landscape plan not only created beautiful grounds, but a

    Paul Mateyunas Douglas Elliman Real Estate

    353 Centre Island Rd, Oyster Bay, NY 11771
  • /32

    $225,000

    • Land
    • 2.00 Acres
    • $112,500 per Acre

    153 S Bay Rd, Clemons, NY 12819

    Build your lakefront home plus a cabin at the water's edge! This is a 2-for-1 building opportunity. APA-approved to build a residence as well as to rebuild on the original footprint of a 544 sq ft 1930s camp. 2 serene acres with 350 ft of private waterfront. Included: driveway, electric, cleared homesite & footprint of original lakeside camp, new insulated outbuilding, engineered plans for a

    Richard Waller Davies-Davies & Assoc Real Est

    153 S Bay Rd, Clemons, NY 12819
  • /45

    $1,199,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 3 Baths
    • 2,262 Sq Ft

    321 Sound Beach Blvd, Sound Beach, NY 11789

    Million-dollar views await at this rare Sound Beach location, featuring TWO adjacent lots totaling 0.77 acres with unobstructed views of the Long Island Sound and Connecticut shoreline. This 3-bedroom, 3-bath raised ranch includes a sun-filled living room with a wood-burning fireplace, hardwood floors, Andersen windows, and sliding glass doors opening to a spacious tri-level deck. The eat-in

    Paige Ryan Ed Ryan Real Estate Group

    321 Sound Beach Blvd, Sound Beach, NY 11789
  • /8

    $550,000

    • 1 Bed
    • 1 Bath
    • 430 Sq Ft

    2178 Montauk Hwy Unit 20, Amagansett, NY 11930

    Rare opportunity to own a little piece of Montauk! Even more rarely in this expansive oceanfront complex, an opportunity to purchase an oceanfront apartment in this prime corner location. This updated ground level corner efficiency apartment, with sun deck, looks out upon the magnificent dunes of the Atlantic Ocean. The unit comprises 438 ft2 of living space. The property itself affords a

    Donna Darmiento Signature Premier Properties

    2178 Montauk Hwy Unit 20, Amagansett, NY 11930
  • /17

    $1,649,000

    • 5 Beds
    • 2.5 Baths
    • 2,049 Sq Ft

    15 Duneway Ave, Ocean Beach, NY 11770

    Welcome to “The Tree House” in Seaview – a unique coastal retreat elevated on stilts, offering beautiful bay views and an unbeatable location. This 4-bedroom, 2-bathroom home perfectly blends charm, comfort, and versatility, making it ideal for both relaxing getaways and entertaining.Step inside to find light-filled living spaces with an open flow, designed to take advantage of the water

    Joan Woletsky Fire Island Sales And Rentals

    15 Duneway Ave, Ocean Beach, NY 11770
  • /48

    $725,000

    • 4 Beds
    • 2.5 Baths
    • 2,808 Sq Ft

    2028 Independence Dr, New Windsor, NY 12553

    Stunning Colonial in The Reserve! Welcome to this gorgeous 4 bedroom, 2.5 bath gem located in the highly sought-after Reserve subdivision within the award-winning Cornwall School District. Step inside to a grand two-story foyer that sets the tone for the elegance throughout. The main level features a chef’s kitchen with bright white cabinetry, quartz countertops, and stainless steel appliances,

    Jennifer Gold RE/MAX Benchmark Realty Group

    2028 Independence Dr, New Windsor, NY 12553
  • /50

    $235,000

    • 3 Beds
    • 2.5 Baths
    • 1,560 Sq Ft

    6165 Martin Corners Rd, Cuba, NY 14727

    Country Living Made Easy – Move-In Ready Home with Pond!Like-new, maintenance-free home just minutes from Cuba Lake & the Casino! Enjoy your own private pond stocked with bass & bluegill—perfect for fishing or relaxing on the deck.This 3-bedroom home features a spacious open floor plan, primary suite with private bath, separate laundry room, and a full walkout basement with high

    Linda Simons Listing by ERA Team VP Real Estate

    6165 Martin Corners Rd, Cuba, NY 14727
  • /16

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,097 Sq Ft

    814 River Rd, Schodack Landing, NY 12156

    CALLING ALL INVESTORS!!! COME TAKE A LOOKThis quaint older home, has had some love put into it. But it needs a little more fine tuning.Many upgrades have been done already, here's your opportunity to bring it to the finish line and either rent or sell.Seller is very motivated to sell ASAP!So Bring all offers!!Conveniently located on 9J just outside of town.

    Leonard Brown Berkshire Hathaway HomeService

    814 River Rd, Schodack Landing, NY 12156

Showing Results 601 - 640, Page 16 of 18

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