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Homes for Sale near Graceway Academy

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  • /2

    $2,500,000

    • Land
    • 3.8 Acres
    • $657,895 per Acre

    5960 NE 7th St, Ocala, FL 34470

    Perfect property to put a service station on it with road frontage on 2 streets and a traffic light at the corner.Around 224 Feet on NE 58th Ave (Baseline Rd) and around 290 Feet on NE 7th St. (Sharps Ferry Rd). The very corner lot does not go with this property.

    Billy Rodgers BILL RODGERS REALTY

    5960 NE 7th St, Ocala, FL 34470
  • /3

    $34,900

    • Land
    • 37,026 Sq Ft
    • $41,059 per Acre

    Lot 21 Ne St, Fort Mc Coy, FL 32134

    Don’t miss this rare opportunity to own a spacious .86-acre R4-zoned lot in Hog Valley! Just minutes from the Ocklawaha River boat ramp and steps from the Ocala National Forest, this location is a paradise for outdoor enthusiasts. Whether you love boating, fishing, hiking, horse back riding, hunting, ATV riding, or simply relaxing in the quiet of the woods, this is the place for you. With no HOA

    Brandt King COLDWELL REALTY SOLD GUARANTEE

    Lot 21 Ne St, Fort Mc Coy, FL 32134
  • /10

    $210,000

    • 2 Beds
    • 2 Baths
    • 1,401 Sq Ft

    1615 NE 38th Terrace, Ocala, FL 34470

    This 2/2 Villa in Fox Meadow, not a 55+ community, has over 1400 Sq Ft of living space, 1-car garage on a cul-de-sac, spacious bedrooms, wood burning fireplace, and enclosed lanai. Just walking distance away there is a serene community pool with 2 cabanas. The home has recent updates, Roof replaced in 2020, A/C replaced 2022, as well as new garage door in 2017. If maintenance free living is what

    Dave Gibas RE/MAX FOXFIRE - HWY 40

    1615 NE 38th Terrace, Ocala, FL 34470
  • /45

    $929,900

    • 5 Beds
    • 3.5 Baths
    • 3,883 Sq Ft

    905 SE 12th St, Ocala, FL 34471

    Perfectly positioned in the heart of Southeast Ocala, this beautiful residence offers the rare combination of timeless character, generous living space, and an unbeatable location just moments from Downtown Ocala, the Historic District, and the charm of the Woodfields area. From the moment you arrive, the home’s inviting presence and classic architectural details set the tone for what awaits

    Sonya Nasser BERKSHIRE HATHAWAY HS FLORIDA

    905 SE 12th St, Ocala, FL 34471
  • /15

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,320 Sq Ft

    5887 Pecan Rd, Ocala, FL 34472

    Located in Silver Springs Shores just east of Baseline Road. Within walking distance of the Greenway Trailhead. 3 bedroom - 2 bath - 2 car garage. Concrete block home with stucco and a large chain link fenced yard. Cathedral ceilings, 1320 living sq/ft. with a spacious kitchen. All tile floors with vinyl tile flooring in primary and guest bedrooms. Primary and 2nd bedroom have walk-in closets.

    Andrew Fountain PREFERRED PROPERTIES OF CEN/FL

    5887 Pecan Rd, Ocala, FL 34472
  • /17

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,233 Sq Ft

    40 Juniper Trail, Ocala, FL 34480

    Welcome to your dream home at 40 Juniper Trail! This charming residence offers the perfect blend of comfort, style, and Florida living. Imagine mornings sipping coffee on your front porch, evenings relaxing in a spacious backyard, and all the convenience of being just minutes from shopping, dining, and local attractions. With room to grow, easy access to major roads, and a peaceful, friendly

    Kelly Treadaway SUNCOAST PROPERTY MANAGEMENT L

    40 Juniper Trail, Ocala, FL 34480
  • /15

    $125,000

    New Construction
    • 2 Beds
    • 2 Baths

    545 NE 65th Ave Unit A-11, Ocala, FL 34470

    You'll quickly see why Skyline has a reputation for high quality built homes when touring this home. Drywall throughout and 9 ft ceilings, gives a light airy feeling. Tile backsplash in kitchen that goes all the way to the bottom of the cabinets, high quality stainless steel appliances - this kitchen has good storage and is very functional. Master bathroom has double vanity sinks with a gorgeous

    Wendy Carlson-Ostbye

    545 NE 65th Ave Unit A-11, Ocala, FL 34470
  • /13

    $36,000

    • 2 Beds
    • 2 Baths
    • 1,056 Sq Ft

    6303 La Costa Dr Unit 1079, Ocala, FL 34472

    Listed by the Official Sales Team of Rolling Greens Village. ***This home is located within a 55+ resort style leased land community; age restrictions apply.*** Ready for its new owners and available immediately! This charming 2 bedroom and 2 bath home is the ideal blend of comfort, convenience, and value! Step inside to a bright, open layout with a spacious primary suite, complete with a walk-in

    Sandra Bergman Cove Communities

    6303 La Costa Dr Unit 1079, Ocala, FL 34472
  • /72

    $649,900

    $125K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,963 Sq Ft

    2151 SE 59th St, Ocala, FL 34480

    This Southeast Ocala gem has it space, style, new roof and upgrades galore! Nestled on over an acre, this beautifully updated 4-bedroom, 3-bath pool home with a 2-car garage and bonus movie room offers the perfect mix of comfort, function, and fun.Enjoy a peaceful, fenced backyard oasis, wood-burning fireplace, and soundproof wall between the family and game rooms for added privacy. The home

    Ernest Martinez EVM TOTAL REAL ESTATE SOLUTION

    2151 SE 59th St, Ocala, FL 34480
  • /19

    $40,000

    $2K PRICE DROP
    • Land
    • 10,890 Sq Ft
    • $160,000 per Acre

    0 Bahia Rd Unit MFRO6322570, Ocala, FL 34472

    Prime Residential Land Opportunity! Discover the perfect canvas for your dream home on this expansive, unimproved vacant residential lot. Nestled in a serene and rapidly growing neighborhood, this property offers the ideal blend of tranquility and convenience. With ample space to design and build, your imagination is the only limit to what can be created here. Generous Lot Size with plenty of

    Lizette Hernandez EXP REALTY LLC

    0 Bahia Rd Unit MFRO6322570, Ocala, FL 34472
  • /41

    $839,000

    $60K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,535 Sq Ft

    705 SE 5th St, Ocala, FL 34471

    Welcome to this Historic Masterpiece in Ocala. Built in 1903, this two-story, exquisite 4-bedroom, 3-bathroom historic home beautifully blends timeless charm with modern comforts. Nestled in an impeccable location just a short stroll from downtown Ocala's vibrant square, this magnificent residence offers the perfect urban lifestyle combined with the serenity of a historic neighborhood. After

    Brandon Perry NEWGATE REALTY, LLC

    705 SE 5th St, Ocala, FL 34471
  • /34

    $279,900

    New Construction $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,486 Sq Ft

    38 Willow Rd, Ocala, FL 34472

    Welcome to this charming 3-bedroom, 2-bath single-family home located in the desirable Silver Springs Shores area of Ocala. Situated on a spacious lot just under a quarter acre, this home offers comfort, functionality, and plenty of potential. Inside, you’ll find a bright open floor plan with luxury vinyl flooring and ceiling fans throughout the main living areas. The kitchen features beautiful

    Malwattie Singh GLOBALWIDE REALTY LLC

    38 Willow Rd, Ocala, FL 34472
  • /2

    $79,900

    • Land
    • 20,037 Sq Ft
    • $173,696 per Acre

    1009 SE 24th St, Ocala, FL 34471

    This spacious lot totaling .46 acres inside the city limits is the perfect blank canvas for your dream home. With water and sewer already in place and ready to connect, you’re one step closer to breaking ground instead of breaking the bank. Conveniently located near shopping, schools, and medical facilities, you’ll have everything you need just minutes away. Plenty of room for your new build, a

    Scott Archibald HOMERUN REALTY

    1009 SE 24th St, Ocala, FL 34471
  • /15

    $249,900

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,415 Sq Ft

    56 Pecan Course Cir, Ocala, FL 34472

    PRICE REDUCTION!! This home is in the desirable Silver Springs Shores neighborhood, right off SE 64 Avenue Road. Offers 3 bedrooms, 2 baths, a spacious 2 car garage. Also features a glassed in back patio overlooking a large back yard with beautiful white vinyl fencing. As you walk in you're greeted by a wonderful open plan that creates a warm and welcoming atmosphere with a large kitchen boasting

    Paul Fletcher WORLDCORP REALTY

    56 Pecan Course Cir, Ocala, FL 34472
  • /18

    $185,000

    $20K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,263 Sq Ft

    201 SE 31st Ave, Ocala, FL 34471

    Location and Charm!! This Quaint Home on Quiet Downtown Street is Perfect Whether You Are a First Time Buyer, Retiree, Buyers Wanting to Downsize or Investor Looking to Add To Their Portfolio, This Home Fits The Bill! This 2 Bedroom 1 Bath with Fenced Back Yard has Many Updates; New Roof in 2020, Interior Updates in 2020, New HVAC 2021, Extended Concrete Driveway with Large Carport in 2022. This

    Yvonne Vance CHARLES RUTENBERG REALTY ORLANDO

    201 SE 31st Ave, Ocala, FL 34471
  • /3

    $55,000

    • Land
    • 10,454 Sq Ft
    • $229,167 per Acre

    0 Juniper Loop Cir Unit MFROM692865, Ocala, FL 34480

    Exceptional Corner Lot – Ideal Location to Build Your Dream Home! This prime corner lot offers the perfect opportunity to build your dream home in a desirable area. Situated on a cleared, tree-free lot with easy access to Juniper Rd, this property is just minutes from major highways, providing quick connections to Ocala, Belleview, Summerfield, The Villages, Tampa, Orlando, and Gainesville.

    Stephen Sturgill PLATINUM HOMES AND LAND REALTY

    0 Juniper Loop Cir Unit MFROM692865, Ocala, FL 34480
  • /20

    $249,000

    • 3 Beds
    • 2 Baths
    • 1,345 Sq Ft

    178 Pine Course, Ocala, FL 34472

    Investor financing options are available through the seller's preferred lender, with interest rates advertised as low as 3.5 (4.746 APR), subject to lender approval, qualifications, and change. House hackers, ask us about our 1.9 rate. Additional incentives may include up to 2 years of property management through the Builder Program and up to 3 months of rent protection when financing obtained.

    Kelly Treadaway SUNCOAST PROPERTY MANAGEMENT L

    178 Pine Course, Ocala, FL 34472
  • /16

    $274,900

    • 3 Beds
    • 2 Baths
    • 1,323 Sq Ft

    4620 NE 8th St, Ocala, FL 34470

    Move-in ready three-bedroom, two-bathroom home in the Spring Highlands neighborhood.This residence features a functional layout designed for comfortable living. The kitchen is styled with sleek appliances and durable granite countertops, offering a modern touch to the heart of the home. Outside, the property includes a private, fully fenced backyard, providing a secure space for outdoor

    Robert Salmons ENTERA REALTY LLC

    4620 NE 8th St, Ocala, FL 34470
  • /45

    $2,900,000

    $800K PRICE INCREASE
    • 4 Beds
    • 3 Baths
    • 4,279 Sq Ft

    555 SW 87th Place, Ocala, FL 34476

    SQUARE FEET 4,279 EQUALS BOTH HOUSES ON MARON COUNTY RECORDS. Discover Your Dream Equestrian Retreat at Magnificent Magnolia Manor! Step into the enchanting Magnificent Magnolia Manor, where your equestrian dreams await! Nestled in the heart of the horse capital of the world, this stunning estate boasts 6.2 meticulously manicured acres, just 3 miles from scenic horse trails and a mere 15 minutes

    Manley Cupstid Manley & Associates, Inc.

    555 SW 87th Place, Ocala, FL 34476
  • /40

    $221,000

    $24K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,855 Sq Ft

    124 Pine Course, Ocala, FL 34472

    Short Sale. Back on the market at no fault of the seller. It's a handyman's dream - pick up the projects where left off and make it your own! You can't pass up the view of this oversized private lot - no rear neighbors - with 4 bedrooms and 2 bathrooms in the heart of Silver Spring Shores. NO HOA and NO CDD. The spacious concrete block home has an inviting foyer and features open living areas

    Nicole Garcia REAL BROKER, LLC

    124 Pine Course, Ocala, FL 34472
  • /27

    $230,000

    New Construction $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,173 Sq Ft

    3401 NE 16th Ct, Ocala, FL 34479

    Don’t Miss This Brand-New Construction Home in NE Ocala! Welcome to your dream home featuring a truly open floor plan, perfect for modern living and entertaining. This charming 3-bedroom, 2-bathroom residence includes a 1-car garage, a generous front porch ideal for morning coffee or evening relaxation, and a spacious kitchen island with seating for casual dining or gatherings. Inside, you’ll

    Nicholas Josey HOMERUN REALTY

    3401 NE 16th Ct, Ocala, FL 34479
  • /35

    $499,000

    $11K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,575 Sq Ft

    2809 SE 30th St, Ocala, FL 34471

    Located in the gated southeast Ocala community of Devonshire, this 4 bedroom, 3 bathroom home offers 2,575 living square feet on 0.36 acres with the space, layout, and location that continue to make this side of town so desirable. Just 3 miles from Downtown Ocala, Devonshire is a smaller gated community where opportunities like this do not come available often. Inside, the home features high

    Clayton Wagner COMPASS FLORIDA LLC

    2809 SE 30th St, Ocala, FL 34471
  • /46

    $191,500

    • 2 Beds
    • 2 Baths
    • 1,151 Sq Ft

    2321 SE 19th Cir, Ocala, FL 34471

    One or more photo(s) has been virtually staged. Picture this: You unlock gated entrance to Woodland Villages and drive past pond waters shimmering beside tennis courts humming with friendly matches. Your new home—an end-unit townhouse in sought-after Maple Townhouses—waits with open arms. Step onto front porch, breathe in Florida breeze, and walk into a carpet-free, sun-splashed living space that

    Usman Murtaza RE/MAX FOXFIRE - HWY 40

    2321 SE 19th Cir, Ocala, FL 34471
  • /20

    $124,700

    • Land
    • 17,424 Sq Ft
    • $311,750 per Acre

    1809 SW 29th St, Ocala, FL 34471

    Beautiful .40 acre building lot in the highly sought-after community of White Oak Village, and this is the only available lot! The community amenities include a clubhouse with a large pool, exercise facilities, tennis courts, and a private lake where catch-and-release fishing is allowed. Located within the city limits of Ocala and just minutes to Publix, I-75, shopping, movie theaters,

    Lisa Wolfe LISA WOLFE REALTY, INC.

    1809 SW 29th St, Ocala, FL 34471
  • /2

    $28,000

    $10K PRICE DROP
    • Land
    • 8,712 Sq Ft
    • $140,000 per Acre

    TBD Dogwood Ln, Ocala, FL 34472

    This cleared residential lot offers an excellent opportunity to build your new home in Silver Springs. Conveniently located near shopping, dining, and local amenities, the property combines accessibility with a peaceful setting. With the lot already cleared, construction can begin quickly, saving you time in the building process. Its location provides easy access to Ocala and surrounding areas,

    Evelyn Cintron RE/MAX FOXFIRE - HWY 40

    TBD Dogwood Ln, Ocala, FL 34472
  • /2

    $15,000

    $2K PRICE DROP
    • Land
    • 4,356 Sq Ft
    • $150,000 per Acre

    530 NW 1st St, Ocala, FL 34475

    Great buildable lot, priced to sell. In town lot. Zone residential.

    Lee Kerr REAL PROPERTY MGMT DIVERSIFIED

    530 NW 1st St, Ocala, FL 34475
  • /27

    $159,900

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,140 Sq Ft

    213 SE 70th Cir, Ocala, FL 34472

    Investor Special – Spacious Fixer-Upper in SE Ocala! Opportunity awaits with this large 4-bedroom, 3-bath home located in desirable SE Ocala! Situated on .50 acres, this property offers 2,140 sq ft of living space and a layout full of potential for investors, flippers, or buyers looking to create their dream home. Inside, you'll find an open floor plan with both a separate living room and family

    Steve Weitlauf HOMERUN REALTY

    213 SE 70th Cir, Ocala, FL 34472
  • /19

    $50,000

    • 2 Beds
    • 2 Baths
    • 1,056 Sq Ft

    7099 Easy St Unit 682, Ocala, FL 34472

    Located in the 55+ community of Rolling Greens Village in Ocala, Florida, this charming two bedroom/two bath home comes completely furnished, including the golf cart. You are completely ready to begin your relaxed, Florida lifestyle. Whether you choose to relax on your screened lanai or enjoy a cup of coffee in your Florida room, life will be easy on Easy Street. You have plenty of storage in

    Sandra Bergman Cove Communities

    7099 Easy St Unit 682, Ocala, FL 34472
  • /2

    $289,900

    New Construction
    • 4 Beds
    • 2 Baths
    • 1,550 Sq Ft

    8 Pine Court Dr, Ocala, FL 34472

    Under Construction. Once completed, this thoughtfully designed 3-bedroom, 2-bath home will offer the perfect opportunity to create your dream home or expand your investment portfolio. Carefully selected finishes combine modern style with long-lasting durability, providing both beauty and functionality. The open and inviting layout is ideal for everyday living, while low-maintenance features make

    Kelly Hicks SUNCOAST PROPERTY MANAGEMENT L

    8 Pine Court Dr, Ocala, FL 34472
  • /43

    $659,000

    • 4 Beds
    • 2.5 Baths
    • 3,292 Sq Ft

    110 NE 53rd Ct, Ocala, FL 34470

    Tucked inside one of Ocala’s hidden gem neighborhoods, this 4 bedroom, 2.5 bath pool home sits on 1.19 acres with a rare blend of space, privacy, character, and convenience. Offering 3,292 square feet, the home features a warm and inviting layout with LVP flooring throughout the main living areas, crown molding, and a spacious family room anchored by a beautiful wood beam and fireplace. The

    Clayton Wagner COMPASS FLORIDA LLC

    110 NE 53rd Ct, Ocala, FL 34470
  • /23

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,726 Sq Ft

    3480 SE 1st Ct, Ocala, FL 34471

    Welcome home to this beautifully renovated 3-bedroom, 2-bathroom split-plan retreat tucked away on a quiet cul-de-sac in the sought-after Windstream community. Built with solid block and stucco construction and updated inside from top to bottom, this home offers the feel of new construction at a fraction of the price. Block and stucco is one of the most insurance-friendly builds in Florida, and

    Joshua Mendola BELLWETHER PROPERTIES LLC

    3480 SE 1st Ct, Ocala, FL 34471
  • /10

    $19,000

    • 3 Beds
    • 2 Baths

    2450 SW 38th Ave Unit 115, Ocala, FL 34474

    This move-in-ready 2003 home offers a fantastic canvas for your personal touch! Featuring an airy, open layout with vaulted ceilings, this 3-bedroom, 2-bathroom residence provides plenty of room to grow. Highlights include a relaxing garden tub, practical built-in shelving, and included window blinds and ceiling fans. Situated on a nice-sized lot, this home also boasts an attached enclosed porch

    Sue Stone Bedrock MH Sales LLC

    2450 SW 38th Ave Unit 115, Ocala, FL 34474
  • /21

    $279,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,617 Sq Ft

    2216 NE 40th Terrace, Ocala, FL 34470

    A must-see 3/2 home offering comfort, value, and in a convenient location ideal for commuters. Features include a kitchen with a breakfast bar and appliances included, a dining area, and a spacious living room opening to a sun porch with shades. The primary bedroom includes a walk-in closet and double sinks. Laminate wood flooring throughout, an indoor utility room, an inviting front porch, and a

    Sylvia P. Leitner, Broke/Associate ROBERTS REAL ESTATE INC

    2216 NE 40th Terrace, Ocala, FL 34470
  • /30

    $429,900

    • 4 Beds
    • 3 Baths
    • 2,646 Sq Ft

    1088 SW 32nd Ln, Ocala, FL 34471

    Spacious 4-bedroom, 3-bath home in a desirable Ocala location offering over 2,600 sq ft of living space on a generous .31 acres lot. This well-maintained property features a functional layout with multiple living areas, valid for both everyday living and entertaining. The kitchen opens to a comfortable living space, while the bedrooms serves ample size and flexibility. Recent major upgrades

    Steven Koleno BEYCOME OF FLORIDA LLC

    1088 SW 32nd Ln, Ocala, FL 34471
  • /19

    $450,000

    • 4 Beds
    • 3 Baths
    • 1,676 Sq Ft

    829 NE 3rd St, Ocala, FL 34470

    Income-producing opportunity in a high-demand rental pocket of Ocala — this well-maintained single-family residence at 829 NE 3rd Street is currently producing $3,675 in total monthly rent, offering a compelling blend of immediate cash flow and long-term upside. Positioned just minutes from downtown, the property sits on a spacious, tree-lined lot that consistently attracts tenants seeking both

    Tatuli Kotchlamazashvili ALPHA EQUITY REALTY & MANAGEMENT INC

    829 NE 3rd St, Ocala, FL 34470
  • /35

    $335,000

    • 3 Beds
    • 2 Baths
    • 1,854 Sq Ft

    2644 NE 25th St, Ocala, FL 34470

    Don't miss seeing this lovely one-owner home in Ravel Glen. Home is a 3/2 CBS Home which has great curb appeal with a covered entry walkway. Beautiful LVP floors throughout add to the warm feel of the home. A large entry foyer and Spacious great room with 12 ft ceiling. The Master Bedroom is large with good sized walk in closet. Vanity with double sink and walk in shower. Kitchen is open to the

    Suzanne Alcorn RE/MAX FOXFIRE - HWY 40

    2644 NE 25th St, Ocala, FL 34470
  • /5

    $985,000

    • Land
    • 9.76 Acres
    • $100,922 per Acre

    0 SE 58th Ave, Ocala, FL 34472

    Commercial Land Use High traffic count (18,300) four lane frontage. Located across the street from Baseline Auto Sales

    Anthony White COLDWELL BANKER ELLISON REALTY O

    0 SE 58th Ave, Ocala, FL 34472
  • /13

    $2,490,000

    $910K PRICE DROP
    • Land
    • 34 Acres
    • $73,235 per Acre

    5500 SE 24th St, Ocala, FL 34480

    Excellent residential subdivision development parcel located within established residential neighborhood. Land use provides for up to 270 units (8 units/acre), however, four to five units per acre for a non rental subdivision have a higher probability of zoning approvals. The property is currently zoned A-1 Agriculture and will need to be rezoned to PUD with Marion County. Close to Maplewood

    Bartow McDonald SVN MCDONALD & COMPANY

    5500 SE 24th St, Ocala, FL 34480
  • /38

    $449,000

    $11K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,453 Sq Ft

    2910 SE 23rd Ave, Ocala, FL 34471

    One or more photo(s) has been virtually staged. Gated Avondale pool home sitting on .40 corner lot with side entry garage and circular driveway! This lovely home has 2020 roof, 2015 hvac and 2009 hot water heater. Step inside to tile foyer with engineered hardwood floor living to left overlooking dining room with pool views. To the left of living room is the oversized primary with double sliding

    Richard Gailey GAILEY ENTERPRISES REAL ESTATE

    2910 SE 23rd Ave, Ocala, FL 34471
  • /22

    $250,000

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    2 Pecan Drive Place, Ocala, FL 34472

    Welcome home! Step inside this 3 bedroom 2 bathroom with solar panels. Property offers a spacious living and dining area, cozy kitchen with a breakfast nook. Bedrooms designed for comfort. Located in a quiet and convenient area of Ocala.

    Ana Fabela CENTURY 21 AFFILIATES

    2 Pecan Drive Place, Ocala, FL 34472

Showing Results 601 - 640, Page 16 of 18

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