Ocean View, HI Homes for Sale under $100,000

• 

  

  

  /17

  $55,000

  • Land
  • 2 Acres
  • $27,500 per Acre

  0 Lotus Blossom Ln Unit 732753, Ocean View, HI 96704

  Legally consolidated two-acre parcel located on Lotus Blossom Lane in Hawaiian Ocean View Estates, between Ocean View Parkway and Hukilau Drive. Mature ʻōhiʻa trees and native vegetation create a private, established setting with natural lava terrain throughout. Consider the possibilities this larger parcel offers while enjoying the privacy and natural beauty of the surrounding

  Dano Sayles Coldwell Banker Island Properties

  0 Lotus Blossom Ln Unit 732753, Ocean View, HI 96704
• 

  

  

  /8

  $35,000

  • Land
  • 1 Acre
  • $35,000 per Acre

  92-1682 Aloha Blvd, Ocean View, HI 96737

  Hawaiian Ocean View Estates - ribbon lot (89 x 489 ft) on the makai side of Aloha Blvd and in the lower quarter of Ocean View. This lot was graded in the past with a house pad so the ground work has already been done. Great ocean and sunset views! Per Helco, power is paid in full, so no SSPP assessment (old power). Front stakes are visible so re-staking will not be paid by seller. Lava Zone 2,

  Nancy Stafford ZT Hawaii LLC

  92-1682 Aloha Blvd, Ocean View, HI 96737
• 

  

  

  /14

  $21,500

  • Land
  • 1 Acre
  • $21,500 per Acre

  0 Koa Ln Unit 724346, Ocean View, HI 96737

  The views and natural elements of this property truly set it apart. Professionally staked in 2021 with public electric connection available, it features stunning coastal vistas stretching from South Point to Captain Cook—offering a rare perspective of both sunrise and sunset. ʻAʻā lava interspersed with soil adds character while allowing for easier clearing of a driveway, house pad, and pathways.

  Kami Takacs Ka'u Realty LLC

  0 Koa Ln Unit 724346, Ocean View, HI 96737
• 

  

  

  /12

  $55,000

  • Land
  • 2 Acres
  • $27,500 per Acre

  92-9018 Tiki Ln, Ocean View, HI 96737

  This is a rare fully graded 2-Acre Consolidated Lot in Ocean View w/ Cesspool & Cement Slab already in place. The preparation for your dream home has begun! Don't miss this unique opportunity to own a consolidated 2-acre parcel in the center of Hawaiian Ocean View Estates! This spacious corner lot offers breathtaking ocean and mountain views, making it the perfect canvas for your future dream

  Jay Lelyukh eXp Realty

  92-9018 Tiki Ln, Ocean View, HI 96737
• 

  

  

  /5

  $58,500

  $4K PRICE DROP

  • Land
  • 3 Acres
  • $19,500 per Acre

  0 Kamaaina Blvd Unit 712958, Ocean View, HI 96704

  Exceptional corner parcel. Southern upper side of Ranchos. Views of the Ka'u Coast. There are a couple old growth Ohia trees, even some grassy areas. Lot is fairly level and should be an easy dozer. Ocean View is a growing rural community close to the Southern Tip of the Big Island. Great country living. Come SEE. Still affordable land on the Leeward side.

  Karen Ingraham South Hawaii Realty, LLC

  0 Kamaaina Blvd Unit 712958, Ocean View, HI 96704
• 

  

  /9

  $13,000

  • Land
  • 1 Acre
  • $13,000 per Acre

  0 Trade Wind Blvd Unit 731352, Ocean View, HI 96704

  ocean views

  Joseph Scarola Hawaii Luxury Real Estate

  0 Trade Wind Blvd Unit 731352, Ocean View, HI 96704
• 

  

  /16

  $49,500

  • Land
  • 1 Acre
  • $49,500 per Acre

  0 Leilani Pkwy Unit 728107, Ocean View, HI 96737

  Hawaiian Ocean View Estates - Wooded wide lot in lower HOVE with quick and easy access to Hwy 11, which is less than two blocks away. Nicely well-kept homes in this block. This is a wide lot, approximately 122 ft x 356 ft. Lots of agave plants and other plantings that will be identified. There is rumor of a collapsed lava tube, which will be further investigated. Seller cannot provide a

  Nancy Stafford ZT Hawaii LLC

  0 Leilani Pkwy Unit 728107, Ocean View, HI 96737
• 

  /2

  $59,000

  • Land
  • 1.07 Acres
  • $55,140 per Acre

  0 Leilani Pkwy Unit 724343, Ocean View, HI 96737

  Hawaiian Ocean View Estates is located on the southernmost part of the Big Island of Hawaii. Here is one of four adjacent lots available, conveniently located along the highway, and cane be sold with adjoining lot MLS 724344. The roads are privately maintained with fees on an annual basis running approximately $145.00-$155.00 and are subject to change. The town of Ocean View offers amenities such

  Annie Sundseth Coldwell Banker Island Properties - Kona

  0 Leilani Pkwy Unit 724343, Ocean View, HI 96737
• 

  

  /6

  $33,500

  $2K PRICE DROP

  • Land
  • 1 Acre
  • $33,500 per Acre

  0 Tiki Ln Unit 728389, Ocean View, HI 96737

  Discover the perfect opportunity to build your island dream on this 1-acre vacant parcel in the desirable lower section of Hawaiian Ocean View Estates. Ideally located just a couple of blocks from the highway for convenient access, this property offers both accessibility and peaceful island living. From its gently sloping terrain, you may enjoy a possible ocean view, with the potential to capture

  Donn Hakoda Aloha Hawaiian Realty

  0 Tiki Ln Unit 728389, Ocean View, HI 96737
• 

  

  /9

  $68,888

  $20K PRICE DROP

  • Land
  • 1 Acre
  • $68,888 per Acre

  92-2643 Island Blvd, Ocean View, HI 96704

  The perfect little getaway for someone looking to disconnect from it all! Welcome to the perfect little spot away from home and the hustle and bustle of life. This corner lot gives you easy access, flexibility and ease of entrance. The property is partially fenced and equipped with an off grid shed offering a TV set up that allows you to stream via a personal device along with a refrigerator unit

  Nikki Paakaula Iokua Real Estate

  92-2643 Island Blvd, Ocean View, HI 96704
• 

  

  /6

  $47,900

  $7K PRICE DROP

  • Land
  • 3 Acres
  • $15,967 per Acre

  92-914 Kohala Blvd, Ocean View, HI 96704

  Beautiful 3 acre vacant lot in Hawaiian Ocean View Ranchos with Ocean Views! Lot is fairly level and clear and has views of the coastline! Located in Lava Zone 2 and Flood Zone X with overhead power available. Enjoy nearby amenities including post office, hardware store, various restaurants and gas stations, and only a short drive to the Kahuku unit of Hawaii Volcanoes National Park. All

  Heather Gacayan The Land Office, LLC

  92-914 Kohala Blvd, Ocean View, HI 96704
• 

  

  /7

  $32,500

  $3K PRICE DROP

  • Land
  • 1 Acre
  • $32,500 per Acre

  0 Lehua Ln Unit 726383, Ocean View, HI 96737

  Bring your imagination and come build your dream home! The lot is bulldozed, fairly level, cleared, and ready for your vision. Ideal elevation for island living and sustainable gardening. Ocean views, sunset views, peace and quiet are abundant here. Road maintenance fee is only $145 per year. Within a short drive you will find groceries, farmers markets, post office, gas station, Ace Hardware,

  Natasha Johnson KW Big Island

  0 Lehua Ln Unit 726383, Ocean View, HI 96737
• 

  

  /4

  $13,000

  $7K PRICE DROP

  • Land
  • 1 Acre
  • $13,000 per Acre

  0 Koa Ln Unit 726539, Ocean View, HI 96737

  Attractive wooded lot in upper mid subdivision. Cooler climate with warm days and cool nights with often exceptionally clear skies. Potential to be very private and live off the grid if so desired. Affordable land in Hawaii is still available, and adjacent lots are also for sale.

  Sydney Sampson H. Mc Kee Realty, Inc.

  0 Koa Ln Unit 726539, Ocean View, HI 96737
• 

  

  /11

  $12,000

  • Land
  • 1 Acre
  • $12,000 per Acre

  0 Cocoanut Dr Unit 731903, Ocean View, HI 96737

  Great lot with ocean views and views of South Point, nestled in the fast growing Hawaiian Ocean View Estates. With no CC&Rs in the subdivision, you can build your dream off grid home with no HOA restrictions. Located minutes away from all of your basic amenities including coffee shop, restaurants, grocery stores, post office, hardware store & more. Also, not far from the property is the Kahuku

  Matthew Smith Koa Realty, Inc.

  0 Cocoanut Dr Unit 731903, Ocean View, HI 96737
• 

  

  /17

  $59,900

  • Land
  • 3 Acres
  • $19,967 per Acre

  0 Maikai Blvd, Ocean View, HI 96737

  Hawaiian Ocean View Ranchos - Check out this great elevated wide corner lot with sweeping ocean views, from the windmills at South Point around to the Milolii area! Along the way, additional sights to see will include Queens Bath and Pohue Bay and the most amazing sunsets.This is a fairly level lot with the corner being the highest point. This property sits approximately halfway down into

  Nancy Stafford ZT Hawaii LLC

  0 Maikai Blvd, Ocean View, HI 96737
• 

  

  /8

  $17,500

  • Land
  • 1 Acre
  • $17,500 per Acre

  0 Poinciana Dr Unit 725727, Ocean View, HI 96737

  One of two... side by side lots available. Higher in elevation these lots allow for panoramic ocean views and cooler weather. Convenience of a small town is at the neighborhood entrance. Here you will find a couple grocery stores, mechanic/auto store, restaurants, and a few other quick stops to keep you from having to drive to a bigger city. At these prices, you could have a weekend getaway for

  daniel thompson Salt Water Real Estate LLC

  0 Poinciana Dr Unit 725727, Ocean View, HI 96737
• 

  

  /8

  $20,000

  $8K PRICE DROP

  • Land
  • 1 Acre
  • $20,000 per Acre

  92-2119 Coral Pkwy, Ocean View, HI 96737

  Discover a piece of paradise in HOVE, Paved road access, overhead power and panoramic views. Enjoy abundant sunshine year round, with warm days and cool nights at this desirable elevation. Build your dream home or vacation retreat in one of the Big Islands most affordable and scenic communities. Lot next door is also available. TMK: 3-9-2-113-26.

  Lornalee Karvas Arabel L Camblor Realty

  92-2119 Coral Pkwy, Ocean View, HI 96737
• 

  

  /11

  $57,000

  • Land
  • 3 Acres
  • $19,000 per Acre

  0 Kona Kai Blvd Unit 729691, Ocean View, HI 96737

  Three acres, expansive ocean views, and room to create your vision await on Kona Kai Boulevard in gated Kula Kai View Estates. Set at a comfortable elevation on Hawai‘i Island, this spacious parcel offers a peaceful setting with sweeping coastline vistas, colorful sunsets, cooler temperatures, and brilliant night skies.The generous acreage provides flexibility for a custom island

  Missy Elliott NextHome Paradise Realty

  0 Kona Kai Blvd Unit 729691, Ocean View, HI 96737
• 

  

  /29

  $49,900

  • Land
  • 1 Acre
  • $49,900 per Acre

  0 Plumeria Ln Unit 726287, Ocean View, HI 96704

  Live on-site while you build your dream home on this 1acre lot on Plumeria Lane in HOVE, located between Outrigger and Island Blvd. Follow the long Red Cinder Road that meanders up to the Huge Livable-size Shed, on the way down to the house pad where your home can be built. Pins are visible. 70'x623' Lot size with beautiful Ocean Horizon Views and gorgeous Ohia trees around the area. Some

  Claire K Bajo RB-22979 CRB SRS ABR SRES RENE eXp Realty

  0 Plumeria Ln Unit 726287, Ocean View, HI 96704
• 

  

  /22

  $69,900

  $5K PRICE DROP

  • Land
  • 3.06 Acres
  • $22,843 per Acre

  92-1185 Kona Gardens Rd, Ocean View, HI 96737

  Nestled in the gated community of Kona Garden Estates, this stunning 3-acre lot offers a rare opportunity to create your dream home with breathtaking panoramic views of the southern coast. The property comes equipped with two pre-graded house pads, making it ready for your vision to come to life. Enjoy the serene and private setting with 3 miles of paved, direct access that parallels The Road To

  Josie Coleman eXp Realty

  92-1185 Kona Gardens Rd, Ocean View, HI 96737
• 

  

  /5

  $53,000

  • Land
  • 3 Acres
  • $17,667 per Acre

  0 Kohala Blvd Unit 724028, Ocean View, HI 96737

  Very nice three acre parcel located in upper Ranchos subdivision. A naturally level parcel, with scattered trees toward mid lot and ocean views to both the west and south. Electricity on street and lot is in an area of nice neighboring homes. Parcel should be easy to develop for your dream Hawaii home; with balmy year round climate and huge, starry night skies. An ideal location for comfortable

  Sydney Sampson H. Mc Kee Realty, Inc.

  0 Kohala Blvd Unit 724028, Ocean View, HI 96737
• 

  

  /10

  $15,000

  • Land
  • 1 Acre
  • $15,000 per Acre

  0 Catamaran Ln Unit 721869, Ocean View, HI 96737

  70'x623' Lot 17 Block 331 Catamaran Lane has native A'ali'i, Ohelo Berry, small Ohia trees, and beautifully landscaped by nature.

  Arlene Araki Team Hawaii Realty

  0 Catamaran Ln Unit 721869, Ocean View, HI 96737
• 

  

  /8

  $45,000

  • Land
  • 1 Acre
  • $45,000 per Acre

  0 Tiki Ln Unit 731511, Ocean View, HI 96737

  Beautifully graded and surveyed 1 acre parcel in the desirable lower section of Hawaiian Ocean View Estates. A significant portion of the site preparation has already been completed, saving time and expense as you plan your future home or investment. With approximately 43,650 square feet, this property offers ample space for a custom home, gardens, orchards, or an off grid retreat. Seller

  Maile Woodhall eXp Realty

  0 Tiki Ln Unit 731511, Ocean View, HI 96737
• 

  

  /8

  $22,500

  • Land
  • 1 Acre
  • $22,500 per Acre

  0 Ocean View Pkwy Unit 732292, Ocean View, HI 96704

  Hawaiian Ocean View Estates - One of two side by side ribbon lots, each lot measuring approximately 89 ft x 489 ft. The lots must be sold together! The red cinder driveway services both properties. This lot is the upper lot that is mostly graded in the front. There are native ohia trees on this rocky terrain, more towards the back of the lot. Per Helco, the SSPP balance has been paid in full.

  Nancy Stafford ZT Hawaii LLC

  0 Ocean View Pkwy Unit 732292, Ocean View, HI 96704
• 

  

  /8

  $65,000

  • Land
  • 3.06 Acres
  • $21,242 per Acre

  92-1072 Kona Garden Dr, Ocean View, HI 96704

  Look at this one acre lot located on the paved main road. Property is natural terrain which has an abundance of rock - great for dozing that house pad and driveway. Leaving a buffer in place helps for wind break and privacy from neighbors. Beautiful ocean views. Close to the highway. Gated subdivision of 154 - 3 acre lots. Staking pins visible on roadway. Nice quiet location. Ocean View has

  Donna Durgin South Hawaii Realty, LLC

  92-1072 Kona Garden Dr, Ocean View, HI 96704
• 

  

  /21

  $45,000

  • Land
  • 3.31 Acres
  • $13,595 per Acre

  0 Lanikai Dr Unit 732009, Ocean View, HI 96737

  Are you looking for a unique 3.31 Acre property on the Big island? So many opportunities to own a property with a dramatic viewplane and rockscape in HOV Ranchos! Located at the end of Lanikai Drive on the south end, you will enjoy 740.51ft x 195ft of gorge and ocean views from your own dryland rockscapes and interesting lava forms within. Harvest the loose blue rock to build gorgeous walls,

  Claire K Bajo RB-22979 CRB SRS ABR SRES RENE eXp Realty

  0 Lanikai Dr Unit 732009, Ocean View, HI 96737
• 

  /2

  $17,500

  • Land
  • 1 Acre
  • $17,500 per Acre

  0 Tiki Ln Unit 725908, Ocean View, HI 96737

  MOTIVATED seller looking for offer! -- This mid-elevation wide acre has some great Ohia trees for privacy. Located in the older portion of Ocean View. There is no power on the street, so a perfect location for solar electric. Peaceful location in an area of nice homes. Close to Kailua and King Kam Boulevards for access to the highway.... Ocean View has grocery stores, restaurants, auto store,

  Donna Durgin South Hawaii Realty, LLC

  0 Tiki Ln Unit 725908, Ocean View, HI 96737
• 

  

  /11

  $55,000

  • Land
  • 1 Acre
  • $55,000 per Acre

  92-8527 Tiki Ln, Ocean View, HI 96737

  Ocean View lot 1.5 miles from Highway 11! This sweet parcel is conveniently located just a 10-minute drive to Ocean View's gas, groceries and restaurants. The natural topography creates a feeling of privacy and seclusion with mature landscaping that blends a variety of taller trees for shade, while smaller trees with shrubs help to screen from the road and neighbors. A well constructed,

  Joel Halpern Aloha Sotheby's Intl Realty - Hawai'i

  92-8527 Tiki Ln, Ocean View, HI 96737
• 

  

  /5

  $22,500

  • Land
  • 1 Acre
  • $22,500 per Acre

  0 Orchid Pkwy Unit 732531, Ocean View, HI 96737

  Tucked away in the upper elevations of Hawaiian Ocean View Estates, this one-acre vacant land parcel offers a peaceful setting surrounded by native ʻohiʻa trees and natural lava rock. With cooler temperatures at this elevation and plenty of room to create your vision, it's an ideal spot for your future Big Island home. Located just a short drive from Ocean View's shopping, dining, gas stations,

  Kayla Afner NextHome Paradise Realty

  0 Orchid Pkwy Unit 732531, Ocean View, HI 96737
• 

  

  /29

  $16,800

  $5K PRICE DROP

  • Land
  • 1 Acre
  • $16,800 per Acre

  92-2620 Mahimahi Dr, Ocean View, HI 96704

  Hawaiian Ocean View Estates - nicely forested ribbon lot (89 ft x 489 ft) in upper Ocean View at approximately 4300 ft elevation with ocean views. This makes for warm, pleasant days and cooler nights. Beautiful pahoehoe lava throughout for easy walking, with ohia trees and a'li'i bushes. Sparsely populated neighborhood, so very quiet and peaceful! There's a corner stake at the lower front corner

  Nancy Stafford ZT Hawaii LLC

  92-2620 Mahimahi Dr, Ocean View, HI 96704
• 

  

  /13

  $19,000

  • Land
  • 1 Acre
  • $19,000 per Acre

  0 Cocoanut Dr Unit 724416, Ocean View, HI 96737

  Hawaiian Ocean View Estates - wide corner lot, approx 122 ft x 356 ft, partially graded, with great ocean and sunset views. Located in a higher and cooler elevation of HOVE for almost unlimited stargazing! This lot is only one block off Aloha Blvd, which takes you directly down to Hwy 11 if you commute to Kona, bypassing the town and traffic. Ocean View has many small businesses such as gas

  Nancy Stafford ZT Hawaii LLC

  0 Cocoanut Dr Unit 724416, Ocean View, HI 96737
• 

  

  /8

  $22,000

  • Land
  • 1 Acre
  • $22,000 per Acre

  0 Aloha Blvd Unit 730429, Ocean View, HI 96737

  Beautiful 1 acre on paved Aloha Blvd. with distant Ocean Views! Ready to build your dream house in the growing neighborhood of Hawaiian Ocean View Estates. Build Off Grid or Electricity is available. Easy access to the Hwy and conveniences such as a grocery store, gas station, & restaurants. Virtual enhanced weather on some photos.

  Heather Dodge Hilo Bay Realty LLC

  0 Aloha Blvd Unit 730429, Ocean View, HI 96737
• 

  

  /7

  $35,000

  $6K PRICE DROP

  • Land
  • 1 Acre
  • $35,000 per Acre

  0 Paradise Pkwy Unit 732001, Ocean View, HI 96737

  1 Acre Vacant Lot in HOVE, close to forest reserve, Graded and Hydrostatic Rolled and Ready to build! Electric/ telephone pole fronts the property and conveniently located near 2 regional shopping centers with grocery stores, restaurants, hardware store, gas stations, US post office and more!

  Kai Dimond Coast Properties Ltd.

  0 Paradise Pkwy Unit 732001, Ocean View, HI 96737
• 

  

  /5

  $22,900

  • Land
  • 1 Acre
  • $22,900 per Acre

  92-8948 Orchid Pkwy, Ocean View, HI 96737

  Ocean Views, Paved Road, and Power Nearby! Recently reduced to $22,900, this one-acre parcel in Hawaiian Ocean View Estates offers an opportunity to own affordable Hawaii land with beautiful ocean horizon and coastline views. The property features paved road frontage, a gentle slope, neighboring homes in the area, and overhead power nearby, making it an attractive option for a future home site or

  Allen Hartvigsen Equity Hawaii Real Estate LLC

  92-8948 Orchid Pkwy, Ocean View, HI 96737
• 

  

  /7

  $13,000

  • Land
  • 1 Acre
  • $13,000 per Acre

  92-2131 Ocean View Pkwy, Ocean View, HI 96737

  Nice 1 Acre Property with Great Ocean Views at a Cool Elevation. Owner Says Sell! Priced Well below Tax Assessed Value. Power is available through Hawaiian Electric SSPP Program. The SSPP Fee to Connect is $7,079.

  Thomas Edwards Kona Ka'u Realty

  92-2131 Ocean View Pkwy, Ocean View, HI 96737
• 

  

  /8

  $62,500

  • Land
  • 3 Acres
  • $20,833 per Acre

  0 Lanikai Dr Unit 724626, Ocean View, HI 96737

  Discover the perfect canvas to build your dream oasis on this expansive 3-acre corner lot offering sweeping ocean views and tranquil surroundings. Tucked away in a peaceful, private location, this property enjoys minimal light pollution, making it ideal for stargazing under the clear island skies. With ample space for your custom home, garden, or retreat, this lot provides a rare opportunity to

  Tiffany Jacobus Real Broker

  0 Lanikai Dr Unit 724626, Ocean View, HI 96737
• 

  

  /23

  $69,000

  $56K PRICE DROP

  • 192 Sq Ft

  92-8954 Tiki Ln, Captain Cook, HI 96771

  Huge price reduction Affordable 1 Acre Lot on the Big Island of Hawai'i, located in Hawaiian Ocean View Estates (HOVE)Bring your favorite chair, sit on the lanai, breath in the Ocean Breezes. Off Grid building, allows you to stay rough on property to build the main house. Lot cleared/dozed and ready to build your new home in Hawai'i.Sit back to enjoy the Pacific Ocean Views, coastline

  Celester Thomas Soldier to Soldier Hawaii Realty, LLC

  92-8954 Tiki Ln, Captain Cook, HI 96771
• 

  

  /14

  $69,000

  • Land
  • 3 Acres
  • $23,000 per Acre

  0 Lanikai Dr Unit 724629, Ocean View, HI 96737

  Discover the perfect canvas to build your dream oasis on this expansive 3-acre corner lot offering sweeping ocean views and tranquil surroundings. Tucked away in a peaceful, private location, this property enjoys minimal light pollution, making it ideal for stargazing under the clear island skies. With ample space for your custom home, garden, or retreat, this lot provides a rare opportunity to

  Tiffany Jacobus Real Broker

  0 Lanikai Dr Unit 724629, Ocean View, HI 96737
• 

  

  /11

  $28,000

  $13K PRICE DROP

  • Land
  • 1 Acre
  • $28,000 per Acre

  0 Coral Pkwy Unit 721311, Ocean View, HI 96737

  BACK ON THE MARKET! PRICE REDUCED.!!!Staked!!!!!Mature trees!Excavated.....grass has gown since we had a lofs of rainfall.Chain on driveway for privacy and large logs to keep front property line private from vehicles driving in.LOWER PART OF SUBDIVISION!!!NEAR TOWN CENTER with grocery stores, gas stations, restaurants, post office, Ace Hardware, etc...BEAUTIFUL LAND,

  Merlene Griffin-McCullough Makanui Realty

  0 Coral Pkwy Unit 721311, Ocean View, HI 96737
• 

  

  /6

  $50,000

  • Land
  • 3 Acres
  • $16,667 per Acre

  0 Alii Blvd Unit 733085, Ocean View, HI 96737

  Corner lot with 3 acres in a great location in Hawaiian Ranchos. Close to the town of Ocean View with gas stations, grocery stores, ace hardware, restaurants, etc. Build your dream home .

  Andrew Bashrum Ka'u Realty LLC

  0 Alii Blvd Unit 733085, Ocean View, HI 96737

Showing Results 81 - 120, Page 3 of 5