973

Orange County FL Homes under $200,000

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  • /16

    $159,900

    • 2 Beds
    • 2 Baths
    • 944 Sq Ft

    Unlisted Address

    A very nice 2 bedroom 2 bath condo on the 1st floor. Gated community with on site laundry facilities and community pool. Nice size bedrooms. Tile throughout, Close to shopping, entertainment, attractions, highways, Orlando International Airport,( One Parking spot for the Units)

    Renee Burrus RE/MAX TOWN CENTRE

    Unlisted Address
  • /17

    $150,000

    • 1 Bed
    • 1 Bath
    • 636 Sq Ft

    4870 S Conway Rd Unit 106, Orlando, FL 32812

    Experience stress-free, convenient living at Sienna Place Condominiums, nestled in the desirable Belle Isle community of Orlando, Florida. This 1-bedroom, 1-bathroom condo combines comfort and functionality in a prime location. As you step inside, you’ll notice the beautiful genuine hardwood floors that flow throughout the main living areas. The kitchen is equipped with wood cabinetry, granite

    Nicholas Pannullo EXP REALTY LLC

    4870 S Conway Rd Unit 106, Orlando, FL 32812
  • /25

    $180,000

    • 1 Bed
    • 1 Bath
    • 861 Sq Ft

    Unlisted Address

    GREAT OPPORTUNITY FOR INVESTORS! This charming 1 -bedroom, 1-bath condo is located on the second floor los the exclusive gated community Audubon Villas in Hunters Creek. Enjoy stunning golf course views from your private balcony. Audubon Villas offers exceptional amenities, including community pool, spa, playground, tennis courts basketball court and a fully equipped gym. Additionally, as

    Ana Cavero Pasco WRA BUSINESS & REAL ESTATE

    Unlisted Address
  • /27

    $120,000

    • Land
    • 0.17 Acre
    • $705,882 per Acre

    0 3rd Ave Unit MFRO6293942, Orlando, FL 32820

    This 7,190 sq. ft. lot presents an exceptional opportunity for both residential and investment development. With utilities already in place, including a water connection and available electricity, the groundwork for your project is ready to go. The lot benefits from the previous structure’s impact fee credits, offering potential cost savings on development.The necessary demolition permit has been

    Lizette Hernandez EXP REALTY LLC

    0 3rd Ave Unit MFRO6293942, Orlando, FL 32820
  • /30

    $199,000

    • 2 Beds
    • 2 Baths
    • 1,233 Sq Ft

    6685 Queens Borough Ave Unit 104, Orlando, FL 32835

    Completely updated 2BR/2Bath condo with direct GOLF COURSE view. Kitchen includes solid wood cabinets, black appliances, and granite counter tops. Separate DR off the kitchen and oversized living room looks out over the golf course. Split bedroom plan with private baths that include newer vanities with granite counter tops. Updated lighting and ceiling fans. The Hamptons community offers a

    Julie Wright CHARLES RUTENBERG REALTY ORLANDO

    6685 Queens Borough Ave Unit 104, Orlando, FL 32835
  • /25

    $120,000

    • Land
    • 0.17 Acre
    • $705,882 per Acre

    9668 3rd Ave, Orlando, FL 32824

    This 7,190 sq. ft. (0.165 acres) vacant lot presents an exceptional opportunity for anyone looking to build their dream home or invest in a property with immense potential. The property is already equipped with essential utilities, including a water connection and electricity, saving you time and money on the initial stages of development. The lot benefits from significant cost savings due to its

    Lizette Hernandez EXP REALTY LLC

    9668 3rd Ave, Orlando, FL 32824
  • /37

    $164,990

    • 1 Bed
    • 1 Bath
    • 724 Sq Ft

    2314 Midtown Terrace Unit 1113, Orlando, FL 32839

    Looking for a serene condo or a great investment property? Check out this meticulously maintained ground-floor 1-bedroom, 1-bathroom unit. Featuring stylish and durable luxury vinyl plank flooring, the kitchen is perfect for preparing delicious meals, while the spacious living room, dining area, and private patio offer plenty of room to relax. The unit is equipped with a full-size washer and

    Kaio Carioca JMC REALTY

    2314 Midtown Terrace Unit 1113, Orlando, FL 32839
  • /20

    $195,000

    • 2 Beds
    • 2.5 Baths
    • 1,096 Sq Ft

    1337 Villa Ln Unit 49, Apopka, FL 32712

    Welcome Home! Discover this charming 2-bedroom, 2.5-bathroom condo/villa in the desirable Errol Estates community! This two-story gem offers a spacious living area, perfect for relaxing or entertaining. The well-appointed kitchen features a convenient bar area, seamlessly connecting to the living space, while the half-bathroom downstairs makes hosting guests a breeze. Upstairs, you'll find two

    Trevor Zwick KELLER WILLIAMS ELITE PARTNERS III REALTY

    1337 Villa Ln Unit 49, Apopka, FL 32712
  • /3

    $150,000

    • Land
    • 1.59 Acres
    • $94,340 per Acre

    23775 E Colonial Dr, Christmas, FL

    LOCATION! Location! Location! This residential land is perfectly situated right off busy Highway 50 in the heart of Christmas, Florida. Offering easy access to Orlando, Titusville, and the beaches, this property is ideal for those looking to build in a peaceful setting without sacrificing convenience. Surrounded by nature yet minutes from shopping, schools, and major roadways, this parcel

    Gnesa Fray INTERMIX REAL ESTATE INC

    23775 E Colonial Dr, Christmas, FL
  • /8

    $120,000

    • Land
    • 1.24 Acres
    • $96,774 per Acre

    Lot 26 Seaview St, Wedgefield, FL 32833

    This could be a sleeper! A preliminary wetland report shows wetlands in SE corner and upland of 0.53 acres in the rear. Buyer should not rely on this draft wetland report.

    Bob Burns Allstar Realty Inc

    Lot 26 Seaview St, Wedgefield, FL 32833
  • /57

    $132,900

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    14729 Avenue de Palma, Winter Garden, FL 34787

    Welcome to this lovely 3 bedroom, 2 bathroom home that offers plenty of space to enjoy both inside and out. This beautiful All-Age Waterfront Community is only 5 miles from Disney! As you enter through this charming home you will find a warm and inviting layout featuring a bright Florida room great for relaxing. This open floor plan flows seamlessly making a perfect home for hosting within the

    Emily Botindari SUNBELT HOME SALES INC

    14729 Avenue de Palma, Winter Garden, FL 34787
  • /29

    $185,000

    • 2 Beds
    • 2 Baths
    • 1,205 Sq Ft

    5572 Metrowest Blvd Unit 110, Orlando, FL 32811

    Located in a gated community with 24-hour security, this *rare* first-floor condo is a fantastic place to call home or a smart investment opportunity. Designed with a desirable split-bedroom floor plan, this two-bedroom unit features high ceilings and an airy, open layout—plus, no stairs or elevator required! The newly renovated kitchen adds a fresh, modern touch.Residents enjoy an array

    Michelle Elsaid PROPERTIES IN TOWN

    5572 Metrowest Blvd Unit 110, Orlando, FL 32811
  • /11

    $135,000

    • 2 Beds
    • 2 Baths
    • 1,165 Sq Ft

    4162 Versailles Dr Unit 4162D, Orlando, FL 32808

    Welcome to this beautifully updated 2-bedroom, 2-bath condominium located in the gated community of Cypress Pointe at Lake Orlando. This meticulously maintained residence features fresh, neutral paint throughout every room and the kitchen, creating a bright and inviting atmosphere.Step out onto your private screened-in balcony, thoughtfully enhanced with new synthetic grass flooring, where you

    Paulette Macias-Sedano KELLER WILLIAMS WINTER PARK

    4162 Versailles Dr Unit 4162D, Orlando, FL 32808
  • /35

    $145,000

    • 2 Beds
    • 2 Baths
    • 1,060 Sq Ft

    8100 Poinciana Blvd Unit 2111, Orlando, FL 32821

    Unlock the magic of Orlando with this incredible vacation rental opportunity! This vibrant, fully furnished 2-bedroom, 2-bathroom condo on the first floor of Building 2, located in the sought-after Lake Buena Vista Village Resort and Spa, is your ticket to maximizing rental income and creating unforgettable guest experiences. Imagine your guests diving into the resort's expansive zero-entry pool,

    James Donovan TEAM DONOVAN

    8100 Poinciana Blvd Unit 2111, Orlando, FL 32821
  • /30

    $190,000

    • 2 Beds
    • 2 Baths
    • 1,107 Sq Ft

    3344 Corona Village Way Unit 308, Orlando, FL 32835

    Beautifully Appointed 2BD/2BA Condo in The Hamptons at Metrowest!Welcome to Resort-Style Living in one of Orlando’s most desirable guard-gated communities! This spacious 2-bedroom, 2-bathroom split plan condo offers comfort, style, and stunning lake views.Enjoy a large open-concept living and dining area with tray ceilings, plush carpeting throughout the main living spaces and

    Shiran Moyal TOWNE CENTER REALTY

    3344 Corona Village Way Unit 308, Orlando, FL 32835
  • /8

    $169,900

    • 2 Beds
    • 2 Baths
    • 1,053 Sq Ft

    911 N Orange Ave Unit 424, Orlando, FL 32801

    Welcome to the heart of Downtown Orlando with this prime 2-bedroom, 2-bathroom condo on the 4th floor of a highly desirable building. Offering unbeatable convenience and accessibility, this property is ideal for those embracing an urban lifestyle or seeking a savvy investment opportunity. Enjoy your private balcony and courtyard views and appreciate the seamless flow of the open-concept kitchen

    Vick Pacheco OLYMPUS EXECUTIVE REALTY INC

    911 N Orange Ave Unit 424, Orlando, FL 32801
  • /34

    $145,000

    • 3 Beds
    • 2 Baths
    • 1,150 Sq Ft

    4355 Perkinshire Ln Unit M103, Orlando, FL 32822

    A light-filled, 3-bedroom condo awaits! This first-floor unit boasts a master bedroom with a walk-in closet and en-suite bath, a stainless steel kitchen with laundry, and a family room with a fireplace. Sold AS-IS, it also includes access to community pools, a playground, and tennis courts. Located minutes from Orlando Airport and major shopping, with easy access to Central Florida

    Marina Gamundi KELLER WILLIAMS ADVANTAGE III

    4355 Perkinshire Ln Unit M103, Orlando, FL 32822
  • /28

    $149,000

    • 1 Bed
    • 1 Bath
    • 899 Sq Ft

    5578 Metrowest Blvd Unit 105, Orlando, FL 32811

    This MOVE-IN READY one bedroom, one bath ground-floor condominium is located in beautiful Metrowest. This well-maintained condo is located on Palms Club features 24-hour security, 3 pools, fitness center, yoga/aerobics studio, jacuzzi, sauna, steam room, bowling alley, dog park, 2 lighted tennis courts, sand volleyball, car wash area, dog walk, outdoor BBQ area and a playground. Indoor playroom,

    Michael Berlant RE/MAX EXCLUSIVE COLLECTION

    5578 Metrowest Blvd Unit 105, Orlando, FL 32811
  • /11

    $165,000

    • 1 Bed
    • 1 Bath
    • 846 Sq Ft

    5550 E Michigan St Unit 2202, Orlando, FL 32822

    Experience upscale living in the gated luxury resort-style community of The Registry at Michigan Park. This condo is centrally located, offering convenient access to Orlando Airport, the medical area, and major attractions. Situated on the 2nd floor, it provides easy access to parking. The condo features an open kitchen and living area, complete with a breakfast bar and space for a desk or table.

    Antonio Spagnolo BRIGHT TRUST REALTY LLC

    5550 E Michigan St Unit 2202, Orlando, FL 32822
  • /22

    $180,000

    • 3 Beds
    • 2 Baths
    • 1,022 Sq Ft

    5912 Village Cir Unit GE, Orlando, FL 32822

    Discover this spacious 3-bedroom, 2-bathroom corner unit condo in the heart of Orlando! This first-floor home offers privacy and convenience, Master bedroom has 2 closets, a walk-in closet and a Built-in Closet. Features a bright Linai perfect for relaxation. Enjoy the benefits of assigned parking right in front of the unit and fantastic community amenities, including a pool, tennis court, and

    Mirely Ortiz Gonzalez EXP REALTY LLC

    5912 Village Cir Unit GE, Orlando, FL 32822
  • /16

    $170,000

    • 1 Bed
    • 1 Bath
    • 537 Sq Ft

    2507 E Central Blvd Unit 21, Orlando, FL 32803

    If city living is what you’re looking for, this property is perfect for you! This wonderfully cozy one-bedroom, one-bathroom condo is conveniently located in downtown Orlando. Situated close to the historic Thornton Park neighborhood and Orlando’s famous Lake Eola, it offers unbeatable urban convenience. The community features a private pool for residents to enjoy, while the home itself boasts a

    Nicholas Taylor REAL BROKER, LLC

    2507 E Central Blvd Unit 21, Orlando, FL 32803
  • /19

    $168,000

    • 1 Bed
    • 1 Bath
    • 885 Sq Ft

    3337 Soho St Unit 103, Orlando, FL 32835

    Gorgeous 1 bedroom 1 bath condo with good strong Tenant located in the heart of beautiful Metrowest. The community features a gated community with a 24 Hrs.-manned security, minutes away from Universal Studios, International Drive area, Valencia Community College, and most major roadways. This beautiful condo features newer appliance package and laminate flooring. Home warranty for a piece of

    Bob Multari LPT REALTY, LLC

    3337 Soho St Unit 103, Orlando, FL 32835
  • /9

    $195,000

    • 2 Beds
    • 2 Baths
    • 934 Sq Ft

    1021 S Hiawassee Rd Unit 3927, Orlando, FL 32835

    Priced to Sell! This charming 2-bedroom, 2-bath condo is located on the second floor of the desirable Tradewinds community in MetroWest. Currently tenant-occupied and generating rental income, it features a bright, open layout with a fully equipped kitchen, breakfast bar, and spacious living/dining area—ideal for entertaining. Both bedrooms have en-suite bathrooms, with the primary offering a

    Jose Rojo URBAN-O REAL ESTATE SOLUTION

    1021 S Hiawassee Rd Unit 3927, Orlando, FL 32835
  • /28

    $199,000

    • 2 Beds
    • 2 Baths
    • 1,041 Sq Ft

    14316 Fredricksburg Dr Unit 507, Orlando, FL 32837

    Beautiful Hunters Creek Condo - Perfect Location! Discover comfort and convenience in this charming 2-bedroom, 2-bath condo nestled in the highly sought-after Hunters Creek area. Ideally situated in a secure gated community, this home is just minutes away from fantastic shopping, dining options, and world-famous theme parks. Condo features:• 2 Spacious Bedrooms and 2 Full Baths –

    Ben Schilling WATSON REALTY CORP

    14316 Fredricksburg Dr Unit 507, Orlando, FL 32837
  • /19

    $120,000

    • 2 Beds
    • 2 Baths
    • 960 Sq Ft

    14800 Sugura Dr Unit 2107, Winter Garden, FL 34787

    This nicely maintained 2-bedroom, 2-bathroom residence offers a perfect blend of comfort and style. Located in a desirable neighborhood, this home boasts numerous upgrades that make it a standout choice. Key Features: Remodeled Kitchen (2015): Enjoy cooking in your updated kitchen, featuring modern appliances that are just 3 years old. The vinyl laminate flooring in the living, kitchen, and

    Kim Unger CFL PROPERTY GROUP

    14800 Sugura Dr Unit 2107, Winter Garden, FL 34787
  • /11

    $139,900

    • 276 Sq Ft

    7900 S Orange Blossom Trail Unit 1108 & 2089, Orlando, FL 32809

    ***Calling all investors*** 2 Unit Condo portfolio for sale in Sandlake Courtyards with a yearly 8.48% ROI! Unit 2089 is rented at $950/MO and Unit 1108 at $995/MO. Both units are updated, and feature kitchenettes with apartment sized fridges, double burners and microwave ovens. HOA includes electric, water, sewer, trash, pest control and cable TV. Sandlake Courtyards also features a swimming

    Daniel Colombo REALTY HUB

    7900 S Orange Blossom Trail Unit 1108 & 2089, Orlando, FL 32809
  • /25

    $165,000

    • 2 Beds
    • 2 Baths
    • 934 Sq Ft

    1013 S Hiawassee Rd Unit 3628, Orlando, FL 32835

    Start Earning Rental Income Today! or Welcome to your new home at 1013 S Hiawassee Rd, Unit 3628!Discover this spacious 934-square-foot, second-floor, 2-bedroom, 2-bathroom condo in the highly desirable Tradewinds at MetroWest community. Overlooking a serene pond and surrounded by decades-old oak trees and beautifully manicured gardens, this condo offers tranquility with breathtaking

    Tamara Mazo Ferro RE/MAX 200 REALTY

    1013 S Hiawassee Rd Unit 3628, Orlando, FL 32835
  • /10

    $175,900

    • 1 Bed
    • 1 Bath
    • 495 Sq Ft

    9021 Lee Vista Blvd Unit 1707, Orlando, FL 32829

    Nice, well maintained First-floor unit located in the desirable community of Central Park at Lee Vista. This beautiful 1 bedroom, 1 bathroom condo has spacious living/dining room combo perfect for relaxing and entertaining. Inside utility room with washer/dryer included. Community amenities are plentiful, featuring a pool, gym, clubhouse, dog park and much more. Everything you need for an active

    Normalina Martin THE OPULENT GROUP

    9021 Lee Vista Blvd Unit 1707, Orlando, FL 32829
  • /22

    $135,000

    • 2 Beds
    • 2 Baths
    • 976 Sq Ft

    4779 S Texas Ave Unit 4779C, Orlando, FL 32839

    Investor friendly gated community! Don't miss out on this 2 bed/2 bath condo near mall at Millennia. This condo features a large living room, spacious kitchen, screened patio. Stainless Steel Appliances, Carpeting, Granite Kitchen Counters. Near Downtown Orlando, shopping restaurants and Universal Studios. Millennium palms is a gated community with amenities such as pool, fitness center and club

    Moses Nae MIAMI TANGO INVESTMENTS REALTY

    4779 S Texas Ave Unit 4779C, Orlando, FL 32839
  • /35

    $165,000

    • 1 Bed
    • 1 Bath
    • 685 Sq Ft

    304 E South St Unit 5020, Orlando, FL 32801

    Charming 1bedroom, 1bathroom condominium located in the heart of downtown Orlando at The Grande Downtown. This residence offers a comfortable and modern living space. Kitchen and bathroom feature matching granite countertops, providing a cohesive and elegant look. Enjoy the city views from your private covered patio, accessible from the living room. Community Amenities include Pool Area: Relax by

    Alejandro Bastidas MY REALTY GROUP, LLC.

    304 E South St Unit 5020, Orlando, FL 32801
  • /5

    $124,990

    • Land
    • 0.16 Acre
    • $781,188 per Acre

    408 Pine St, Orlando, FL 32824

    Located in desireable South Orlando, Taft, near major highways, shopping, Orlando international airport is only 5 min away, near SODO and Downtown Orlando to the north and near Kissimmee to the south. Very centralized area to build a home without having to pay for HOA. This property is pad site ready, with permits already approved by Orange County.

    Nori Fraticelli LPT REALTY, LLC

    408 Pine St, Orlando, FL 32824
  • /17

    $190,000

    • 2 Beds
    • 1 Bath
    • 848 Sq Ft

    2717 Maitland Crossing Way Unit 4103, Orlando, FL 32810

    Ground floor unit! Great location! Close to restaurants and shopping. Only 20 minutes to downtown Orlando, 40 minutes to Disney and less than an hour to most central Florida beaches.

    Adam Allegroe EXP REALTY LLC

    2717 Maitland Crossing Way Unit 4103, Orlando, FL 32810
  • /13

    $140,000

    • Land
    • 0.43 Acre
    • $325,581 per Acre

    18927 Frost Dr, Orlando, FL 32820

    Incredible deal with a PRICE IMPROVEMENT of $20000!!!!! Build your DREAM HOME in growing East Orlando on a High and Dry .43 Acres lot! The land has been cleared and the impact fees have been paid. The 2 parcels have been merged through Orange County into one lot. There are 2 wells on the property. The schools are top rated and the Bithlo community park is close by to play sports,

    Jennifer Johnson Perez REAL ESTATE PROS

    18927 Frost Dr, Orlando, FL 32820
  • /49

    $139,499

    • 1 Bed
    • 1 Bath
    • 1,173 Sq Ft

    5316 Burning Tree Dr Unit A09-2, Orlando, FL 32811

    ******Seller offering to pay towards Buyer's 6 months of HOA dues - Ask your Realtor for details*****Charming 1-Bedroom Condo in Cypress Woods – Prime MetroWest Location***Seller is offering a 2-Year Shield Complete Home Warranty from American Home Shield****Welcome to this beautifully updated 1-bedroom, 1-bathroom condo in the desirable Cypress Woods community, where comfort and convenience

    Katie Sweet WATSON REALTY CORP.

    5316 Burning Tree Dr Unit A09-2, Orlando, FL 32811
  • /20

    $139,000

    • Land
    • 0.14 Acre
    • $992,857 per Acre

    227 W Cypress St, Winter Garden, FL 34787

    Home builders! Discover the perfect lot for your dream project in the heart of Winter Garden. Whether you're looking to build spec, your dream home, or invest in future development. Less than a 5 min bike ride to Plant Street Market and everything Downtown Winter Garden has to offer, including restaurants, brewery, shopping, etc. There is a 1940's frame house on the site in unlivable condition, 2

    Zach Mitchell SAND DOLLAR REALTY GROUP INC

    227 W Cypress St, Winter Garden, FL 34787
  • /33

    $177,000

    • 1 Bed
    • 1 Bath
    • 835 Sq Ft

    200 St Andrews Blvd Unit 512, Winter Park, FL 32792

    **This property qualifies for a closing cost credit up to $2,700 through the Seller’s preferred lender.**Welcome home to this cozy 1-bedroom, 1-bathroom, second-floor unit in the heart of Winter Park. As you step inside the common area, head upstairs to your private entrance. The open living room is filled with natural light and features sliding glass doors that lead to your own private balcony –

    Thomas Nickley KELLER WILLIAMS REALTY AT THE PARKS

    200 St Andrews Blvd Unit 512, Winter Park, FL 32792
  • /21

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,493 Sq Ft

    16702 Cordoba St Unit 3124, Winter Garden, FL 34787

    Welcome to your dream home! This stunning completely remodeled 3 bedroom 2 bathroom home boasts modern upgrades and stylish finishes throughout, located in a serene and desirable neighborhood on a corner lot. Key Features: New Roof: Ensuring durability and peace of mind for years to come. New Vinyl Plank Flooring: Elegant and easy to maintain, perfect for any lifestyle. New Cabinets:

    Kim Unger CFL PROPERTY GROUP

    16702 Cordoba St Unit 3124, Winter Garden, FL 34787
  • /28

    $125,000

    • 2 Beds
    • 2 Baths
    • 1,132 Sq Ft

    2538 Citrus Club Ln Unit 105, Orlando, FL 32839

    Great Opportunity - 2 Bedroom, 2 Bathroom Condo located on the first floor. From the tiled entry you will find this updated condo is not only very spacious but offers lots of storage. Entry coat closet with laminate flooring. Step into the huge living area overlooking the kitchen, dining and covered patio. The dining area has lots of natural light. In the kitchen you will find a pass-through

    Edwin Carrasquillo CLEAR POINT REALTY LLC

    2538 Citrus Club Ln Unit 105, Orlando, FL 32839
  • /49

    $114,900

    • 2 Beds
    • 2 Baths
    • 1,534 Sq Ft

    1752 Kingsmill Dr Unit 947, Orlando, FL 32826

    Immaculate, Pristine and Well-kept manufactured home in sunny East Orlando Florida located in The Fairways Country Club a 55 plus gated community. With about 1,774 sq ft living space you will feel free right at home. From your driveway and covered carport walk into your enclosed Florida room where you can just relax, kick up your feet and enjoy the peace and tranquility. You will love the sweet

    Jennifer Maasdorp Integrity Mobile Homes

    1752 Kingsmill Dr Unit 947, Orlando, FL 32826
  • /11

    $199,900

    • 1 Bed
    • 1 Bath
    • 861 Sq Ft

    14049 Fairway Island Dr Unit 127, Orlando, FL 32837

    Excellent location in the heart of South Orlando. Beautiful well-kept condo in Audubon Villas at Hunters' Creek. Gated community with plenty of amenities: Pool, Fitness Center, Tennis and basketball courts. Sold as is. Leased until Sept 2025

    Blanca Hernandez LA ROSA REALTY KISSIMMEE

    14049 Fairway Island Dr Unit 127, Orlando, FL 32837

Showing Results 481 - 520, Page 13 of 18

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