2,267

Homes for Sale in Oregon - Investment

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  • /22

    $375,000

    $25K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 768 Sq Ft

    4915 NE 79th Ave, Portland, OR 97218

    Welcome to this beautifully reimagined 2-bedroom, 1-bath home in the heart of Northeast Portland. Thoughtfully renovated from top to bottom, this 768 sq ft residence blends modern style with everyday functionality—perfect for those seeking turnkey living with elevated design.Step inside to an inviting open-concept layout, where the living, dining, and kitchen spaces flow seamlessly together. The

    Matt Ortiz ORMACK Realty, INC.

    4915 NE 79th Ave, Portland, OR 97218
  • /48

    $1,440,000

    $135K PRICE DROP
    • 9 Beds
    • 9 Baths

    9402 SE Causey Ave Unit 1, Happy Valley, OR 97086

    Exceptional Investment Opportunity in the Heart of Happy ValleyBuyers and investors will love this prime location! Welcome to this exceptionally clean and beautifully maintained three-townhome property located in the heart of Happy Valley.Positioned in a highly desirable area with easy access to shopping, grocery stores, dining, and everyday conveniences, this property offers both lifestyle and

    Valerie Hunter H & H Preferred Real Estate

    9402 SE Causey Ave Unit 1, Happy Valley, OR 97086
  • /44

    $1,100,000

    • 3 Beds
    • 1.5 Baths
    • 2,072 Sq Ft

    94104 Bellview Ln, Gold Beach, OR 97444

    Welcome to your coastal daydream where the skyline meets the sea and life slows to a better pace.Set on nearly 7 acres bordering Cape Sebastian State Park, this ocean view seaside bungalow is anything but ordinary. The main home is warm, relaxed, and full of soul. Hardwood floors run throughout, anchoring cozy living spaces and a kitchen designed for connection. Featuring a Heartland cook stove,

    Marie Curtis RE/MAX Coast and Country

    94104 Bellview Ln, Gold Beach, OR 97444
  • /28

    $325,000

    • 2 Beds
    • 1 Bath
    • 912 Sq Ft

    16215 SW Audubon St Unit 202, Beaverton, OR 97006

    Light-filled and thoughtfully updated, this inviting 2-bedroom, 1-bath condo offers easy living with a fresh, modern feel. The kitchen shines with sleek quartz countertops, ample cabinetry, and a functional layout that flows seamlessly into the dining and living areas—perfect for everyday living or casual entertaining. The updated bathroom brings a clean, contemporary touch, while spacious

    Tanya Smith Redfin

    16215 SW Audubon St Unit 202, Beaverton, OR 97006
  • /46

    $525,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    140 SE Lamson St, Willamina, OR 97396

    Charming farmhouse awaits on enchanting, 0.55 acre property with Willamina Creek frontage. Beautiful period details will welcome you upon entering, including original hardwood floors and thoughtful, seamlessly integrated built-in storage. The heart of the home centers gatherings around the lovely brick mantel fireplace of the formal family room while the adjoining dining room offers timeless

    Kelly Hagglund The Kelly Group Real Estate

    140 SE Lamson St, Willamina, OR 97396
  • /51

    $535,000

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,287 Sq Ft

    4175 N Hwy 101, Depoe Bay, OR 97388

    Welcome to effortless coastal living in the desirable Searidge community of Lincoln City. If you've been searching for a main-level vacation retreat or second home with a truly captivating ocean surf view, this beautifully positioned 2-bedroom, 2-bath condo delivers. Designed for comfort and relaxation, the home features warm cedar ceilings, a cozy gas fireplace, and an inviting dining room

    Debra Williams Taylor & Taylor Realty Company

    4175 N Hwy 101, Depoe Bay, OR 97388
  • /35

    $699,000

    $40K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,240 Sq Ft

    1214 Moore St, Brookings, OR 97415

    Turnkey Coastal Duplex | Furnished | Proven Income Potential Rare opportunity to own a fully furnished, move-in ready duplex just moments from the ocean. Whether you're looking for an investment property, a live-in opportunity with rental income, a multi-generational living setup, or a flexible coastal retreat, this property delivers. Bright, open interiors feature updated finishes, clean modern

    Jared English Congress Realty

    1214 Moore St, Brookings, OR 97415
  • /43

    $799,000

    • 6 Beds
    • 3 Baths
    • 2,437 Sq Ft

    2817 NE Weidler St, Portland, OR 97232

    Rare opportunity to own two homes on one lot in a prime Portland location. Live in one unit and rent the other, generate strong income with both long-term and short-term rental potential or enjoy multi-generational living; the possibilities are endless! This property offers great appeal for both tenants and owner-occupants alike. Located in one of Portland’s most desirable neighborhoods, Grant

    Daniel Bruno Cascade Hasson Sotheby's International Realty

    2817 NE Weidler St, Portland, OR 97232
  • /47

    $280,000

    $29K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,274 Sq Ft

    19921 Whaleshead Rd Unit U9, Brookings, OR 97415

    Welcome to one of the Coolest Ocean View Properties available in the highly sought-after Whaleshead Beach Resort! Along with the spacious main residence is a DETACHED GUEST SUITE with separate entrance, and a large he/she shed, making it ideal as a full-time residence, a vacation getaway, or a lucrative investment opportunity. Perched to take full advantage of its stunning surroundings, the home

    Ron Reel Premier Ocean Properties

    19921 Whaleshead Rd Unit U9, Brookings, OR 97415
  • /25

    $485,000

    $26K PRICE INCREASE
    • 2 Beds
    • 2 Baths
    • 1,473 Sq Ft

    2221 SW 1st Ave Unit 1524, Portland, OR 97201

    Welcome to your dream condo located in the Grant Tower of the prestigious American Plaza Towers community! Prepare to be mesmerized by the unbelievable views that await you - take in the majestic sights of Mount Hood, the serene Willamette River, the iconic Tillicum Bridge, and the vibrant South Waterfront right from the comfort of your living space. Step inside to discover an open and

    Joshua Svaren Svaren Realty

    2221 SW 1st Ave Unit 1524, Portland, OR 97201
  • /41

    $1,250,000

    • 6 Beds
    • 5 Baths
    • 3,067 Sq Ft

    259 S Pacific St Unit 16, Rockaway Beach, OR 97136

    This rare oceanfront gem in the peaceful coastal town of Rockaway Beach has it all. If you’re looking for a home directly on the beach with rental income, multi-generational living, a family compound or an investment opportunity, look no further. This single family home with an attached but separate ADU comes with a transferable short term rental license. On the main level are 3 large bedrooms

    Ryan Purdy Real Broker

    259 S Pacific St Unit 16, Rockaway Beach, OR 97136
  • /29

    $219,867

    • 1 Bed
    • 1 Bath
    • 648 Sq Ft

    19921 Whaleshead Rd Unit EL-1, Brookings, OR 97415

    Serene Cabin Retreat with Panoramic Mountain Views – Whaleshead Beach Resort. Discover your perfect getaway in this immaculate 1-bedroom, 1-bath cabin, nestled in the lush forest of the picturesque Whaleshead Beach Resort. Surrounded by towering evergreens and natural beauty, this single-level home offers both tranquility and convenience, making it ideal as a personal retreat or a turn-key

    Ron Reel Premier Ocean Properties

    19921 Whaleshead Rd Unit EL-1, Brookings, OR 97415
  • /20

    $250,000

    • 1 Bed
    • 1 Bath
    • 576 Sq Ft

    1304 NW Victoria Ave, Gresham, OR 97030

    Discover an outstanding cash or rehab investment opportunity! A versatile 1 bed, 1 bath on 10,000 sq ft property that combines location, accessibility, and strong rental or homeowner potential. Situated in Gresham's desirable city central neighborhood, this property offers access to NE Burnside, Division and HWY 26 with effortless connectivity across the city. The property's high-density zoning

    Ashley Troy Redfin

    1304 NW Victoria Ave, Gresham, OR 97030
  • /48

    $199,000

    $11K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 731 Sq Ft

    255 SW Harrison St Unit 14B, Portland, OR 97201

    Rare opportunity to own a bright corner-unit condo in the heart of downtown Portland, featuring the largest one-bedroom floor plan in the building, abundant natural light, and beautiful city views. The inviting living room opens to a private deck, perfect for enjoying the skyline and fresh air. A sunny dining nook surrounded by windows flows easily into the efficient kitchen with stainless steel

    Kevin May Coldwell Banker Bain

    255 SW Harrison St Unit 14B, Portland, OR 97201
  • /48

    $359,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,327 Sq Ft

    8349 SW 24th Ave Unit 8, Portland, OR 97219

    End-unit condos like this one don't come up often. Set on the lower level with soaring ceilings and surrounded by mature trees, it offers privacy, natural light, and a sense of quiet. With two sets of sliding glass doors — one in the living room, one in the primary suite — each leading to its own private patio, the living space extends naturally into the trees and gives you real outdoor

    Amanda Haworth Neighbors Realty

    8349 SW 24th Ave Unit 8, Portland, OR 97219
  • /44

    $269,000

    $26K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,392 Sq Ft

    405 SE Oar Ave, Lincoln City, OR 97367

    Sit on the front porch of this fixer and enjoy the peace! 3 bed 2 bath 1991 single wide with addition on double lot! Woodsy area. Located on a dead end street. Off Street parking. Small fenced yard with a garden shed. Close to the outlet mall, Goodwill and many other shops! This home just needs some TLC to make it a great investment property for long term rental or a full time residence or

    Debra Williams Taylor & Taylor Realty Company

    405 SE Oar Ave, Lincoln City, OR 97367
  • /37

    $1,250,000

    • 6 Beds
    • 5 Baths
    • 3,013 Sq Ft

    259 S Pacific St, Rockaway Beach, OR 97136

    This rare oceanfront gem in the peaceful coastal town of Rockaway Beach has it all. If you're looking for a home directly on the beach with rental income, multi-generational living, a family compound or an investment opportunity, look no further. This single family home with an attached but separate ADU comes with a transferable short term rental license. On the main level are 3 large bedrooms

    Ryan Purdy Real Broker

    259 S Pacific St, Rockaway Beach, OR 97136
  • /29

    $550,000

    • 6 Beds
    • 3 Baths
    • 2,176 Sq Ft

    4286-4288 Northside Dr NE, Keizer, OR 97303

    Great investment opportunity in Keizer! This well-maintained duplex offers immediate income potential with one unit already tenant-occupied, providing built-in cash flow from day one. The property features a brand-new roof and gutters, giving added value and peace of mind for years to come. Each unit offers 3 bd and 1.5 ba, making this an attractive option for both tenants and owner-occupants

    BARB NORRIS REDFIN

    4286-4288 Northside Dr NE, Keizer, OR 97303
  • /32

    $249,000

    $16K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 696 Sq Ft

    532 2nd St, Elkton, OR 97436

    Charming Elkton cottage with beautiful territorial views! This single-level home offers easy living with an efficient layout, abundant natural light, and a peaceful setting. Enjoy a nicely updated interior complete with a washer and dryer included. The property features a spacious yard, convenient carport parking, and a quiet neighborhood setting. Just a short drive to the Oregon Coast, wineries,

    Mary Gilbert Keller Williams Southern Oregon-Umpqua Valley

    532 2nd St, Elkton, OR 97436
  • /35

    $419,000

    • 3 Beds
    • 2.5 Baths
    • 1,602 Sq Ft

    714 Pioneer Rd Unit B4, Brookings, OR 97415

    Three bedrooms and a spacious two-level layout set the tone for this well-kept Brookings condo, built for comfort and everyday living. This home has been well cared for and is in immaculate condition.New flooring runs throughout, along with fresh interior paint. The main level features an open-concept living and dining area with multiple windows that bring in natural light. The kitchen includes a

    Jude Hodge RE/MAX Coast and Country

    714 Pioneer Rd Unit B4, Brookings, OR 97415
  • /48

    $999,984

    • 3 Beds
    • 3 Baths
    • 2,206 Sq Ft

    1008 Winchuck River Rd, Brookings, OR 97415

    Winchuck Riverfront Retreat with Dual Homes – Income Potential and National Geographic-Style Setting. An exciting and rare riverfront opportunity awaits on the stunning Winchuck River. Set in a tranquil, scenic environment just over two miles north of the California border, this unique offering features two separate residences—perfect for multi-generational living, income potential, or a private

    Ron Reel Premier Ocean Properties

    1008 Winchuck River Rd, Brookings, OR 97415
  • /50

    $1,490,000

    $60K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,310 Sq Ft

    228 Beeswax Ln, Manzanita, OR 97130

    RARE DOUBLE CITY LOT IN THE HEART OF MANZANITA. Discover a coastal masterpiece at 228 Beeswax Lane, uniquely situated on two legal city lots in a designated ''Silent Zone.'' This Northwest Contemporary retreat seamlessly blends modern architecture with organic textures, featuring a main residence with a chef's kitchen, vertical-grain cabinetry, and expansive picture windows.INVESTMENT &

    Jim Gestautas Realty One Group Prestige - Cannon Beach

    228 Beeswax Ln, Manzanita, OR 97130
  • /48

    $1,699,950

    New Construction
    • 3 Beds
    • 2 Baths
    • 4,074 Sq Ft

    5486 SE Boise St, Portland, OR 97206

    Turnkey New Construction Investment Opportunity – Earth Advantage Platinum | SE Portland. Rare opportunity to acquire a high-performance, design-forward rental asset in the heart of Foster-Powell. Boise Cottages features all-electric, Earth Advantage Platinum certified homes (HES 10, Net Zero Ready, Solar Ready) designed for long-term durability, low operating costs and strong tenant appeal. Each

    Kelly Asmus Berkshire Hathaway HomeServices NW Real Estate

    5486 SE Boise St, Portland, OR 97206
  • /47

    $1,224,000

    $75K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,157 Sq Ft

    3700 Eagle Crest Rd NW, Salem, OR 97304

    Located on a 33-acre parcel, this secluded retreat features dramatic 4 mountain and valley views, 50’ x 70’ workshop and valuable timber resources. The property offers convenient access to West Salem, just ten minutes away, and is situated near acclaimed wineries and tasting rooms throughout Amity-Eola Hills and the Willamette Valley.The property features two additional access and power

    Rita Wolff Barnes Portland

    3700 Eagle Crest Rd NW, Salem, OR 97304
  • /48

    $1,225,000

    • 4 Beds
    • 3.5 Baths
    • 2,866 Sq Ft

    1960 Alder St, Eugene, OR 97405

    RARE OPPORTUNITY to own a premier property in one of Eugene's most coveted neighborhoods. Just steps from the University of Oregon and downtown Eugene, this meticulously maintained home has only had three owners and offers an exceptional blend of lifestyle, location, and investment potential. Currently generating income concurrently, as a successful short-term rental and as long term rental with

    Paige Summers Harcourts West Real Estate

    1960 Alder St, Eugene, OR 97405
  • /33

    $514,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,605 Sq Ft

    29045 Vizcaino Ct, Gold Beach, OR 97444

    THIS IS THE PLACE if you're looking for a coastal retreat from the summer heat! In a popular beachfront community with easy beach access, this fully furnished townhouse offers stylish and convenient coastal living. The upper level has updated vinyl plank flooring, and the kitchen boasts stainless steel appliances. In the dining area is a custom dry bar with an attractive live edge countertop, and

    Amanda Keady RE/MAX Ultimate Coastal Properties

    29045 Vizcaino Ct, Gold Beach, OR 97444
  • /45

    $1,000,000

    • 3 Beds
    • 2 Baths
    • 1,887 Sq Ft

    61 Gamble St, Wheeler, OR 97147

    Rare opportunity to own a unique custom-built coastal property with views of the bay. This home has been lovingly cared for by the same family since it was built and sits on a beautifully landscaped half-acre lot just minutes from Manzanita’s shops, restaurants, and beaches. The property includes three separate structures: the main home, an apartment with shop space on lower level, and a 2-bay

    Jordan Miller John L. Scott Market Center

    61 Gamble St, Wheeler, OR 97147
  • /27

    $499,000

    • 3 Beds
    • 2 Baths
    • 1,014 Sq Ft

    2355 SW Sandalwood Ave, Beaverton, OR 97005

    Sweet and full of charm, this 3 bedroom, 2 bath home sits on a desirable corner lot and offers a comfortable, easy-living layout. Hardwood floors run through the main living areas, creating a warm and inviting feel, while the cozy fireplace anchors the living room—perfect for relaxing evenings at home. The kitchen is functional and well laid out, with plenty of storage and workspace to make daily

    Tanya Smith Redfin

    2355 SW Sandalwood Ave, Beaverton, OR 97005
  • /32

    $459,000

    $21K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,690 Sq Ft

    1115 Ransom Ave, Brookings, OR 97415

    Completely Reimagined Coastal Retreat with Ocean Views!Thoughtfully rebuilt from the ground up, this beautifully refreshed Brookings, Oregon property blends coastal living with the relaxed charm of the Pacific Northwest. The versatile layout offers a total of 2 bedrooms and 2 bathrooms, featuring a beautifully updated main residence along with a newer constructed second-story studio apartment

    Marie Curtis RE/MAX Coast and Country

    1115 Ransom Ave, Brookings, OR 97415
  • /26

    $474,000

    $106K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 2,360 Sq Ft

    29700 Park Dr, Gold Beach, OR 97444

    ***Big Decrease in price***Nestled in the heart of scenic Gold Beach Oregon, just steps away from Buffington Park and the Gold Beach Library and a walk to the beach,this beautifully updated two-story home offers nearly 2,400 square feet of comfortable coastal living. With five spacious bedrooms, two full baths and two convenient half baths, there's room for everyone to spread out and relax.The

    Kathleen Workman RE/MAX Ultimate Coastal Properties

    29700 Park Dr, Gold Beach, OR 97444
  • /41

    $1,650,000

    • 12 Beds
    • 6 Baths

    1591 James St Unit 1593, Woodburn, OR 97071

    Excellent investment opportunity featuring three well-maintained duplexes for a total of six fully occupied units, with predominantly long-term tenants already in place. Each unit offers 2 bedrooms, 1 bathroom, and an attached 1-car garage, along with a refrigerator, range, and washer and dryer hookups. Tenants pay all utilities, while landscaping is professionally maintained at the property’s

    Kelly Hagglund The Kelly Group Real Estate

    1591 James St Unit 1593, Woodburn, OR 97071
  • /74

    $11,497

    $3K PRICE DROP
    • Land
    • 4.52 Acres
    • $2,544 per Acre

    0 Indian Circle Dr, Chiloquin, OR 97624

    *** 5-Day Become A Landowner Challenge: Start With Easy Owner Financing ***Over 700 people have already done this, will you be next?Here's the plan:Day 1: Book Your Free Call to Join Our 5-Day Landowner Challenge- Let's explore your land options together and unlock exclusive offers you won't find online. Go to: call.gokcap. comDay 2: Place the Property on

    Erika Benson GokceCapital.com

    0 Indian Circle Dr, Chiloquin, OR 97624
  • /48

    $1,599,000

    $251K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 5,564 Sq Ft

    11925 NE Lauren Ln, Newberg, OR 97132

    Set on Parrett Mountain in North Newberg, this property is more than a location, it’s a testament to long-term investment and stewardship. Over the past 20 years, the owners have invested $559,042+ in substantive remodeling, focused on systems, structure, and quality rather than only cosmetic updates. The result is a well-maintained home that offers privacy, views, and a high level of confidence

    Kelly Hagglund The Kelly Group Real Estate

    11925 NE Lauren Ln, Newberg, OR 97132
  • /28

    $475,000

    • 2 Beds
    • 2 Baths
    • 1,325 Sq Ft

    17345 Blueberry Dr, Brookings, OR 97415

    Tucked quietly within a charming coastal community, this adorable cottage-style home is one of those rare finds you don’t even realize is there, until you do. Surrounded by lush greenery and set back for privacy, it offers that peaceful, hidden retreat feel while still being right where you want to be.Just blocks from million dollar oceanfront homes...yes, that speaks volumes! This location

    Marie Curtis RE/MAX Coast and Country

    17345 Blueberry Dr, Brookings, OR 97415
  • /48

    $680,000

    • 6 Beds
    • 3 Baths
    • 2,544 Sq Ft

    1903 SE 12th Ave, Portland, OR 97214

    Opportunity knocks in one of Portland’s most iconic neighborhoods. This property offers three separate units, ideal for multigenerational living, rental income, or a creative investment project. With solid bones and historic character throughout, it’s ready for someone with vision to bring it back to life and build instant equity. Set just moments from Ladd Circle Park and its charming rose

    Kelly Hagglund The Kelly Group Real Estate

    1903 SE 12th Ave, Portland, OR 97214
  • /46

    $1,200,000

    New Construction
    • 6 Beds
    • 4.5 Baths
    • 3,160 Sq Ft

    4930 SW Coast Ave, Lincoln City, OR 97367

    Completed in 2022, with exceptional bay views out the back and ocean views from the front, this home offers refined coastal living in Lincoln City's highly sought-after Taft neighborhood. The residence blends modern construction with timeless coastal elegance. With 6 bedrooms and 4.5 baths, the home provides generous space for hosting, entertaining, or multigenerational living. A private

    Hannah Katz Coldwell Banker Professional Group - Lincoln City

    4930 SW Coast Ave, Lincoln City, OR 97367
  • /25

    $379,900

    • 3 Beds
    • 2.5 Baths
    • 1,388 Sq Ft

    827 Blackberry Ln, Ashland, OR 97520

    Nicely updated 2000-built Ashland townhome, offering 1,388 square feet of comfortable, two-level living. Hardwood floors, a cozy gas fireplace and attractive finishes create a warm, inviting feeling throughout. The well-designed kitchen includes gas range, great cabinetry, good built-in storage, an attached eating area, and an open layout to the living spaces--ideal for relaxed living. The home

    Rick Harris John L Scott Ashland

    827 Blackberry Ln, Ashland, OR 97520
  • /42

    $845,000

    Open House 6/06 $24K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 2,604 Sq Ft

    19 Otter Terrace, Brookings, OR 97415

    Experience coastal living at its finest in this beautifully remodeled 5-bedroom, 2.5-bath home offering 2,604 square feet of light-filled living space and sweeping ocean and harbor views. From whale watching and sunrise views to boats passing through the harbor, this home delivers a front-row seat to the best of the coast.Ideally located just minutes from the beach and within walking distance to

    Ray Warren RE/MAX Ultimate Coastal Properties

    19 Otter Terrace, Brookings, OR 97415
  • /38

    $379,900

    • 2 Beds
    • 2 Baths
    • 1,208 Sq Ft

    68660 E Fairway Estates Rd, Mount Hood Village, OR 97067

    Ever dreamed of your own Mt. Hood retreat — a place to escape and unwind in a serene mountain setting? This beautifully updated ground-level 2 bed, 2 bath condo in Fairway Estates offers the perfect balance of comfort, convenience, and year-round adventure. Situated along the Mt. Hood Oregon Resort 27-hole golf course, the home enjoys peaceful views of manicured greens and surrounding forest.

    Katelin Wille Keller Williams Realty Professionals

    68660 E Fairway Estates Rd, Mount Hood Village, OR 97067
  • /20

    $182,500

    $17K PRICE DROP
    • 1 Bath
    • 448 Sq Ft

    56856 Enterprise Dr Unit A2, Sunriver, OR 97707

    Looking for the perfect home base for all your Central Oregon escapades? This delightful Powder Village condo in Sunriver is your go-to crash pad for ski weekends, summer hikes, and everything in between! Whether you're seeking a cozy getaway or an affordable short-term rental investment, this turnkey gem is ready to roll; sold fully furnished so you can just turn the key and start living the

    Haley Clifford Redfin

    56856 Enterprise Dr Unit A2, Sunriver, OR 97707

Showing Results 241 - 280, Page 7 of 18

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