Otsego County NY Homes under $200,000

/29
$189,999
- 3 Beds
- 2 Baths
- 1,248 Sq Ft
1099 W Hill Rd, Worcester, NY 12197

Ranch style home on almost 8 acres. 3-bedroom 2 bath is all on one level. Spacious front deck. Nice yard and detached garage. Property is surrounded by woods and trails. This home features an open floor plan with a formal dining room, kitchen island and breakfast nook. Stainless steel refrigerator, dishwasher. Full master bedroom and full master bath, Walkin closest. Laundry room has large

Tammy Silvestri-Putnam

Better Spaces Realty

(607) 669-2999

1099 W Hill Rd, Worcester, NY 12197
/21
$199,000
- Land
- 37.22 Acres
- $5,347 per Acre
L29 County Highway 45, Hartwick, NY 13807

Welcome to a unique opportunity in the heart of Otsego County! Spanning over 37 stunning acres, this prime piece of land on County Highway 45 in Hartwick, NY, is ready to become your personal playground or the canvas for your dream home. Tucked away in the prestigious Cooperstown School District, this property holds endless possibilities for recreation, development, or simply enjoying the natural

Christy Dahms

Charlotteville Realty

(607) 703-2952

L29 County Highway 45, Hartwick, NY 13807
/21
$199,999
- 3 Beds
- 2 Baths
- 1,392 Sq Ft
23 Bevins Rd, Oneonta, NY 13820

This 1800's home is ready to move into the way it is or truly make it our own. This home is convenient located with I-88, Southside Oneonta, Main Street with minutes for all the conveniences without the hassle, located in the Oneonta School District. The Home is situated at the highest point of the property but overlooking the Susquehanna river. The river adds a great feature with a beautiful

Josh Buell WHITETAIL PROPERTIES REAL ESTATE LLC (NY)

23 Bevins Rd, Oneonta, NY 13820
/40
$199,900
- Land
- 81.79 Acres
- $2,444 per Acre
0WP Texas Rd, Mount Vision, NY 13810

Plentiful whitetail deer sign, heavily pounded tracks and old rubs mark this really nice, wooded parcel with recent log activity highlighted 2 large beaver ponds. Great property to enjoy some Duck hunting. A small stream exits the pond and cuts a small ravine, an enhancing feature to this already diverse property. The woods, wetlands, open areas and brushy undergrowth create an optimal setting to

Josh Buell WHITETAIL PROPERTIES REAL ESTATE LLC (NY)

0WP Texas Rd, Mount Vision, NY 13810
/40
$179,999
- 5 Beds
- 2 Baths
- 1,300 Sq Ft
79 Main St, East Worcester, NY 12064

Welcome to this spacious village home in the heart of East Worcester! Situated on a generous half-acre lot, this property offers room to spread out both inside and out, with a large backyard perfect for entertaining, gardening, or simply enjoying the outdoors. Inside, you'll find a versatile layout featuring three upstairs bedrooms and two additional potential bedrooms on the main level, ideal

Crystal Kennedy Summit Properties

79 Main St, East Worcester, NY 12064
/41
$145,000
- 4 Beds
- 2.5 Baths
- 2,558 Sq Ft
289 Main St, Unadilla, NY 13849

IF THESE WALLS COULD TALK! You can just see and feel the history within the walls of this circa 1804 Federal home. So many wonderful historical details throughout! Jerome Sands Seacord added on his 3 room law office in the early 1900's. The formal front entry is highlighted by the original door and gracious open staircase. Both the living with fireplace and formal dining rooms have access from

Betsy Shultis Listing by Benson Agency Real Estate LLC

289 Main St, Unadilla, NY 13849
/12
$200,000
- Land
- 50.88 Acres
- $3,931 per Acre
0 Sam Holdridge Rd, Burlington, NY 13315

BEAUTIFUL 50.88 ACRES-PRIME COUNTRY PROPERTY NOW AVAILABLE Discover the perfect opportunity to own a large amount of land with a mix of open farmland and wooded areas. These three tax parcels give you plenty of road frontage to provide both privacy and versatility for your future plans.Build your dream home on a town maintained road and enjoy the natural beauty surrounding you.The land

Carol Olsen Listing by Howard Hanna

0 Sam Holdridge Rd, Burlington, NY 13315
/22
$149,900
- Land
- 56.54 Acres
- $2,651 per Acre
0 State Highway 23 Unit R1670367, Oneonta, NY 13820

A rare opportunity to own over 56 acres of versatile land on the highly desirable southside of Oneonta. Tucked away yet accessible via a deeded right-of-way from State Route 23 and additional access behind Lowe’s, this expansive property offers a unique blend of privacy, recreation, and potential. Nature truly takes center stage here. The land is home to trophy deer, waterfowl, and a documented

Patrick Muller Listing by Oneonta Realty LLC

0 State Highway 23 Unit R1670367, Oneonta, NY 13820
/31
$149,900
- 3 Beds
- 2 Baths
- 1,296 Sq Ft
364 Skinner Rd, Richfield Springs, NY 13439

Enjoy the ease of one-level living in this 1,296 sq ft home offering three bedrooms and two full bathrooms. Everything you need is conveniently located on a single floor, including the laundry area. The living room features a fireplace, creating a comfortable space to relax. Set on 6.75 acres, this property offers a quiet rural setting with plenty of room to enjoy the outdoors. Whether you're

Lynn Boucher Listing by Coldwell Banker Faith Properties

364 Skinner Rd, Richfield Springs, NY 13439
/34
$189,900
- 5 Beds
- 2 Baths
- 1,728 Sq Ft
22-24 8th St, Oneonta, NY 13820

TURN-KEY ONEONTA DUPLEX!!! Conveniently located close to Main Street and all Oneonta has to offer sits this perfect investment! On the outside you will find off street parking and a nice backyard. The downstairs unit features two bedrooms, Full bath, living room, kitchen, & enclosed back porch. The upstairs unit is three bedrooms, full bath, living room, kitchen, and enclosed back porch. To top

Philip Wright BENSON AGENCY REAL ESTATE LLC

22-24 8th St, Oneonta, NY 13820
/26
$129,000
- 3 Beds
- 1 Bath
- 1,840 Sq Ft
388 Southside Dr, Oneonta, NY 13820

We believe this 1800s federal style home was originally an Inn and may have been moved to this location. Now set on a quiet road on two and a half acres deserves to be restored to its former historic beauty. It’s apparent and clear that it needs repairs and care to the roof and garage, but if viewed anyone can see that restoration is warranted and worthwhile. There are also some leaking sky

Jeffrey Sloan Listing by Four Seasons Sotheby's International Realty

388 Southside Dr, Oneonta, NY 13820
/49
$190,000
- 3 Beds
- 1 Bath
- 1,344 Sq Ft
46 Prospect St, Richfield Springs, NY 13439

Welcome to 46 Prospect St in Richfield Springs! This charming 3-bedroom, 1-bath home offers comfort, space, and convenience in a quiet village setting. One of the standout features is the first-floor bedroom, providing flexible living options for guests, a home office, or convenient single-level living. Situated on a generous half-acre lot, the property offers plenty of outdoor space for

Brandon Mosher Listing by River Hills Properties LLC Lf

46 Prospect St, Richfield Springs, NY 13439
/24
$127,000
- 1 Bed
- 3 Baths
- 1,750 Sq Ft
156 Main St, Worcester, NY 12197

Mixed-use Main Street building featuring retail space on the first floor and a second-floor apartment with separate exterior entrance. The second-floor apartment offers a spacious layout including a living room, eat-in kitchen, two bedrooms, and one full bathroom. Rooms connect in a functional layout with natural light throughout, and hardwood flooring is present in portions of the apartment. The

Stacey Camilleri Listing by Keller Williams Upstate NY Properties

156 Main St, Worcester, NY 12197
/20
$145,000
- 1 Bath
- 400 Sq Ft
343 County Highway 12, Laurens, NY 13796

This delightful and cozy cottage is set on a private acre of land, just a few miles from Oneonta, Gilbert Lake and many local attractions. It is in turnkey condition and ready for you to move in. Its location is great for a short or long term rental. The new Stainmaster flooring throughout was installed in February of 2026. The paint was also freshly touched up. A great alternative to renting at

Robin Aufmuth Listing by Keller Williams Upstate NY Properties

343 County Highway 12, Laurens, NY 13796
/34
$189,900
- 5 Beds
- 2 Baths
- 1,728 Sq Ft
22 8th St Unit 24, Oneonta, NY 13820

TURN-KEY ONEONTA DUPLEX!!! Conveniently located close to Main Street and all Oneonta has to offer sits this perfect investment! On the outside you will find off street parking and a nice backyard. The downstairs unit features two bedrooms, Full bath, living room, kitchen, & enclosed back porch. The upstairs unit is three bedrooms, full bath, living room, kitchen, and enclosed back porch. To top

Philip Wright Listing by Benson Agency Real Estate LLC

22 8th St Unit 24, Oneonta, NY 13820
/13
$139,000
- 3 Beds
- 3 Baths
- 1,736 Sq Ft
26 Otsego St, Oneonta, NY 13820

Attention investors and savvy owner-occupants: this three-unit, 3 BR multifamily property offers strong value-add potential with the opportunity for immediate income. Renovations have already began, providing a head start for the next owner to complete improvements and maximize returns. The basement apartment is currently unfinished, creating additional upside for those looking to expand income

Leanne McCormack Listing by BlueSky Properties

26 Otsego St, Oneonta, NY 13820
/16
$150,000
- 3 Beds
- 1 Bath
- 1,632 Sq Ft
480 County Highway 37, Worcester, NY 12197

Escape to the peace and privacy of upstate living at 480 County Highway 37 in Worcester, NY. Set on nearly 5 picturesque acres, this charming 3-bedroom, 1-bath home offers the perfect blend of rural tranquility, space, and potential. Built in 1900, the residence features 1,632 square feet across two stories, delivering timeless character with plenty of room to personalize. Surrounded by open land

Noel Cohen COHEN & COHEN CONSULTING INC

480 County Highway 37, Worcester, NY 12197
/18
$125,000
- 3 Beds
- 2 Baths
- 1,632 Sq Ft
480 County Highway 3 County Highway 37 Hwy, Otsego, NY 12197

Escape to the peace and privacy of upstate living at 480 County Highway 37 in Worcester, NY. Set on nearly 5 picturesque acres, this charming 3-bedroom, 1-bath home offers the perfect blend of rural tranquility, space, and potential. Built in 1900, the residence features 1,632 square feet across two stories, delivering timeless character with plenty of room to personalize. Surrounded by open land

Noel Cohen Cohen and Cohen Consulting

480 County Highway 3 County Highway 37 Hwy, Otsego, NY 12197
/5
$195,000
- 6 Beds
- 3 Baths
- 4,104 Sq Ft
2 Reynolds Ave, Oneonta, NY 13820

3-unit investment property right in the heart of downtown Oneonta! Located super close to all of the shopping, restaurants, and entertainment that Oneonta has to offer. Close to Hartwick College, SUNY Oneonta, and Cooperstown All-Star Village opens up the potential for additional income streams. With an excellent rental history and a current annual income of almost $37,000, this would be an

Anthony Heath Listing by Keller Williams Upstate NY Properties

2 Reynolds Ave, Oneonta, NY 13820
/16
$120,000
- 12 Beds
- 6 Baths
- 7,863 Sq Ft
76 Broad St Unit 4, Morris, NY 13808

Looking for a project? Calling all contractors - unique property in the center of Morris. Two structures on the property a 3 family which has a 1 bedroom apartment (occupied by property manager), a 2 bedroom apartment that needs work/renovation and is not livable at the moment. Rear apartment which is occupied - 4 bedroom unit. There is also a detached single family that had a fire and has been

Karen Cammarata Listing by Howard Hanna

76 Broad St Unit 4, Morris, NY 13808
/26
$195,000
- 4 Beds
- 2 Baths
- 2,454 Sq Ft
19 South St, Edmeston, NY 13335

Opportunity awaits with this owner-occupied or investment-ready two-family home with detached garage, ideally set on nearly a half-acre along scenic Wharton Creek in Edmeston. The nicely remodeled first-floor unit offers two bedrooms, one full bath, in-unit laundry, and a spacious kitchen, dining, and living area, plus a charming, enclosed sun porch—perfect for everyday living or entertaining.

Katherine Fistrowicz Listing by CARE Brokerage

19 South St, Edmeston, NY 13335
/31
$150,000
- 4 Beds
- 1.5 Baths
- 1,800 Sq Ft
285 Main St, Worcester, NY 12197

Wonderful Worcester village home with 3 bedrooms and 1 full bath and 1 half bath. Has a very large living room as well as another living area that could be another bedroom making this 4 br. Entirely separate dining room, very spacious to hold all the holiday festivities. Also has an eat in kitchen. There is a very large, enclosed porch for your family to enjoy all together and a beautiful level

Lynnette Butler Country Boy Realty

285 Main St, Worcester, NY 12197
/3
$169,000
- 3 Beds
- 2 Baths
- 2,600 Sq Ft
138 Main St, Worcester, NY 12197

VICTORIAN, TWO FAMILY: GREAT VALUE is here with this fine duplex fully rented month to month. The units are front and rear, while the larger, #1 is the front with 2-3 bedrooms, large Living Room with decorative fireplace, dining room that will accommodate large family gatherings. The 1 bedroom unit to the rear is all first floor living. There is a newly rebuilt front porch, ground level entry in

John Turner Listing by Country Boy Realty

138 Main St, Worcester, NY 12197
/18
$119,900
- 2 Beds
- 2 Baths
- 1,060 Sq Ft
3741 State Highway 51, New Lisbon, NY 13415

This quaint 1060 sq. ft. farmhouse has the potential of a charming cottage home with its exposed beams and an open floor plan. Its 6' x 20' covered porch is ideal for seating in rocking chairs to take in the country views. This property also features a 1-1/2 story, 20' x 24' barn and a 20' x 24' equipment shed. This property has undergone multiple changes, which include a septic tank, a rebuilt

Robin Aufmuth Listing by Keller Williams Upstate NY Properties

3741 State Highway 51, New Lisbon, NY 13415
/21
$189,999
- 2 Beds
- 1 Bath
- 1,768 Sq Ft
332 County Road 26, Cooperstown, NY 13326

This well-kept home sits on 4 acres and offers comfortable, accessible living with a stepless entry. The main level features a convenient first-floor bedroom and full bathroom, ideal for flexible living arrangements. Several outbuildings provide abundant storage space for equipment, tools, or hobbies. Spacious interiors and expansive acreage create a versatile property with room to grow and

Jeremy Denmon WARREN REAL ESTATE (FRONT STREET)

332 County Road 26, Cooperstown, NY 13326
/43
$199,900
- 3 Beds
- 1 Bath
- 1,600 Sq Ft
4-6 S Hill W Rd, Worcester, NY 12197

Welcome to this charming 3 bedroom, 1 bath home in Worcester, NY, featuring thoughtful upgrades and a bonus separate vacant lot with town water-perfect for future expansion, gardens, or added value. Enjoy peace of mind with a brand new metal roof and a new high-efficiency propane furnace. The updated bathroom includes a fully tiled, accessible shower for comfort and convenience. The kitchen is

Susan Miller WINDSTAR REALTY GROUP LLC

4-6 S Hill W Rd, Worcester, NY 12197
/12
$142,000
- 3 Beds
- 1 Bath
- 1,512 Sq Ft
7412 State Highway 51, West Winfield, NY 13491

Welcome to your dream country retreat! Nestled on a spacious 1-acre lot, this charming home offers a perfect blend of comfort and potential, just waiting for your personal touch. This home boasts two generously-sized bedrooms on the upper level, providing a serene space for rest and relaxation, along with a cozy bedroom conveniently located on the main floor. The heart of the home is a large

Ashley Caraher Listing by Belfield Realty LLC

7412 State Highway 51, West Winfield, NY 13491
/29
$159,000
- 5 Beds
- 2 Baths
- 1,904 Sq Ft
10-12 Columbia St, Oneonta, NY 13820

Investment opportunity is calling you from this duplex in the City of Oneonta offering flexible living and rental options. Side by side unit apartments each offer a formal dining room, comfortable living room and a full bath. Apartment #10 (right unit) is vacant and offers 3 bedrooms, while Apartment #12 (left unit) is tenant occupied and has 2 bedrooms. Both units have separate front porch

Stacey Camilleri Listing by Keller Williams Upstate NY Properties

10-12 Columbia St, Oneonta, NY 13820
/28
$130,000
- 4 Beds
- 2 Baths
- 1,190 Sq Ft
48 West St, Oneonta, NY 13820

Awesome property located in the center of town, offering a prime location close to public transportation, downtown amenities, shopping, and local colleges. 4 bed, 2 bath, and a bonus sun room upon entry. The property has historically been rented to students and is currently vacant, providing an excellent opportunity for an investor or owner-occupant to set new rents. While the property could

Madison Wayman Listing by Keller Williams Upstate NY Properties

48 West St, Oneonta, NY 13820
/18
$119,000
- 3 Beds
- 1 Bath
- 1,202 Sq Ft
17 Columbia St, Oneonta, NY 13820

Looking for an affordable home? Here you go! 17 Columbia Street - located just minutes from downtown Oneonta, SUNY Oneonta, and Hartwick College. The property offers a first-floor bedroom and newer vinyl replacement windows throughout. A large first-floor closet/storage room provides potential for future upgrades such as laundry or a first-floor bath, allowing for the possibility of one-floor

Patrick Muller Listing by Oneonta Realty LLC

17 Columbia St, Oneonta, NY 13820
/41
$175,000
- 3 Beds
- 1 Bath
- 1,332 Sq Ft
16 Gault Ave, Oneonta, NY 13820

Discover the potential of this bright and character-filled home, offering a rare opportunity for investors, renovators, or anyone looking to bring new life to a classic property. Rich with original details, formal dining, beautiful woodwork throughout, hardwood floors, vintage craftsmanship, and an inviting layout that’s ready for you to enjoy and make your own. Solid house and generous room

Jennifer Armstrong Listing by Keller Williams Upstate NY Properties

16 Gault Ave, Oneonta, NY 13820
/44
$190,000
- 5 Beds
- 2 Baths
- 1,976 Sq Ft
34 Morgan Ave, Oneonta, NY 13820

West End Oneonta 5 BR Home! First time on the market in over 25 years. Are you looking for a spacious home? There are 2 Full bathrooms, one on each level. There is even a first floor bedroom AND first floor laundry. First floor also includes a LR, DR, family room and nice kitchen with island. Yes it needs updating but at this price you can afford to do the updates and make it your own. Private

Suzanne Darling Listing by EXIT Realty Homeward Bound

34 Morgan Ave, Oneonta, NY 13820
/6
$100,000
- Land
- 20.27 Acres
- $4,933 per Acre
181 Short Crumhorn Rd, Maryland, NY 12116

20 SCENIC COUNTRY ACRES WITH BEAUTIFUL VIEWS Escape to the countryside with this 20-acre parcel offering expansive views, good road frontage, excellent deer pastures and a peaceful rural setting. The property features a driveway already in place, providing easy access and a great starting point for your dream home, cabin, or weekend retreat. Enjoy rolling land, open space, and stunning

Mary Rab BENSON AGENCY REAL ESTATE LLC

181 Short Crumhorn Rd, Maryland, NY 12116
/14
$120,000
- 4 Beds
- 2 Baths
- 1,580 Sq Ft
412 State Highway 80, New Berlin, NY 13411

A 2 floor spacious home with 3-4 bedrooms and 2 full baths. An enclosed porch, wood deck and mudroom entry porch. Enter from the large attached carport. Basement can be accessed through bilco doors outside as well as inside the home. Heating is with 2 propane heaters on the main level. There are 3 storage out buildings on the property and two tax lots totalling over 4acres.

Maureen Rutherford Listing by RPI Realty

412 State Highway 80, New Berlin, NY 13411
/16
$105,000
- Land
- 11.28 Acres
- $9,309 per Acre
0 Hardknocks Rd, Unadilla, NY 13849

Enjoy gorgeous sunsets from the top of this 11.28 acre property. Enjoy a day of fishing in the stocked pond at the bottom of the property. Well is located near the top entrance giving you a jump start on building your dream home. Beautiful mountain views can be enjoyed across the peaceful meadow. Many turkeys were seen on the property as well as signs of deer. If you can pull yourself away from

Janice Smith Listing by Howard Hanna

0 Hardknocks Rd, Unadilla, NY 13849
/11
$149,000
- Land
- 6.86 Acres
- $21,720 per Acre
376 Larchwood Ln, Laurens, NY 13796

Tucked away on a quiet, private road, this beautiful wooded lot on Larchwood Lake is a true hidden gem. Enjoy lovely lakefront views, abundant wildlife, and total peace and quiet. With NYSEG electric already available at the road, this parcel is ready for you to build the lake house of your dreams or a quiet retreat to escape to. Larchwood Lake is a private 55-acre lake located just outside of

Jami Brown Listing by Keller Williams Upstate NY Properties

376 Larchwood Ln, Laurens, NY 13796
/27
$199,000
- 3 Beds
- 1 Bath
- 950 Sq Ft
443 County Highway 40, Worcester, NY 12197

Great opportunity for country living with neighbors close enough to ask for a cup of sugar. Beautiful mountain view from your front and backyard. Open floor plan, with kitchen open to dining room and dining room open to the living room. Sliding doors from the dining room open to back patio/ deck area for easy summer entertaining. Easy work-from-home location with first floor den or office.

Michele L. Frazier Listing by Benson Agency Real Estate LLC

443 County Highway 40, Worcester, NY 12197
/35
$185,000
- 3 Beds
- 1.5 Baths
- 1,824 Sq Ft
272 Main St, Unadilla, NY 13849

Room to Grow! This spacious Village home offers plenty of living space and charm. The first floor features a large living room with hardwood floors, an updated kitchen, formal dining area, den/office, family room, and half bath. Upstairs are three generous bedrooms and a full bath. A first-floor room off the living room is currently used as a bedroom but would make a great office or den. The deep

Becky Thomas BENSON AGENCY REAL ESTATE LLC

272 Main St, Unadilla, NY 13849
/20
$125,000
- 3 Beds
- 2 Baths
- 1,536 Sq Ft
17 Park St, Richfield Springs, NY 13439

Welcome to your next home in the quaint village of Richfield Springs, NY! This delightful 2-story residence offers space, comfort, and functionality – all for an affordable $125,000 First Floor Features: Spacious eat-in kitchen, Full bathroom, Cozy living room, Convenient first-floor bedroom, Upstairs you'll find: 3 comfortable bedrooms and another full bathroom. Step outside to enjoy the covered

Rebecca Smith Listing by Accent Brokerage, Inc.

17 Park St, Richfield Springs, NY 13439
/2
$139,000
- Land
- 10.01 Acres
- $13,886 per Acre
L13.08 County Highway 35, Hrtwk Seminry, NY 13326

Located in the Town of Middlefield, this ±10.01 Acres property offers rolling open land, woods, and ±200' on Cherry Valley Creek with a swimming hole. ±388' road frontage on County Highway 35. Cherry Valley-Springfield Schools. Deed restrictions apply. Electric and Broadband internet available. A perfect place to build your new home.

Patricia Ashley ASHLEY CONNOR REALTY

L13.08 County Highway 35, Hrtwk Seminry, NY 13326

Showing Results 1 - 40, Page 1 of 2

New York Otsego County

How to Buy a Home How to Finance a Home How to Sell a Home

Otsego County Types of Homes for Sale

Otsego County Real Estate Listings

Newest Listings in Otsego County

More About Living in Otsego County

Homes for Sale in Nearby Zip Codes

Homes for Sale in Nearby Cities

Homes for Sale in Nearby Counties

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Homes.com Licensing Information

§ 442-H New York Standard Operating Procedures

New York Fair Housing Notice

TREC: Information about brokerage services, Consumer protection notice

California DRE #01937601

Contact Homes.com Brokerage