Palo Pinto County TX Homes for Sale with No HOA Fee

• 

  

  

  /37

  $485,000

  • 3 Beds
  • 2 Baths
  • 1,986 Sq Ft

  335 Brazos West Dr, Mineral Wells, TX 76067

  Nestled in the coveted Brazos West subdivision, this stunning 3-bed, 2-bath custom build offers a rare combination of privacy and views without HOA restrictions or city taxes. Situated on 1.65 acres in scenic Palo Pinto County, the property boasts wide Texas skies in a peaceful setting that feels worlds away while still being conveniently located to the growing town of Mineral Wells. Inside,

  BriElle Cawley COPPERLEAF PROPERTIES

  335 Brazos West Dr, Mineral Wells, TX 76067
• 

  

  

  /17

  $265,000

  • Land
  • 10 Acres
  • $26,500 per Acre

  000 Millsap Hwy, Mineral Wells, TX 76067

  PRICE DROP BY 2K AN ACRE! Who doesn’t love options? The seller is willing to sell 5, 10, or 15 acres, with a graduated price-per-acre structure for smaller tracts. Owner financing may be considered with a 30% down payment, or buyers may use their own lender or cash.Buyer will be responsible for any required replat and new survey, as determined by county and City ETJ requirements. The property

  Christy Dorr Cornerstone Home and Ranch

  000 Millsap Hwy, Mineral Wells, TX 76067
• 

  

  

  /17

  $140,000

  • Land
  • 5 Acres
  • $28,000 per Acre

  0000 Millsap Hwy, Mineral Wells, TX 76067

  PRICE DROP BY 2K AN ACRE! Who doesn’t love options? The seller is willing to sell 5, 10, or 15 acres, with a graduated price-per-acre structure for smaller tracts. Owner financing may be considered with a 30% down payment, or buyers may use their own lender or cash.Buyer will be responsible for any required replat and new survey, as determined by county and City ETJ requirements. The property

  Christy Dorr Cornerstone Home and Ranch

  0000 Millsap Hwy, Mineral Wells, TX 76067
• 

  

  

  /37

  $2,799,000

  • 5 Beds
  • 7 Baths
  • 3,324 Sq Ft

  2147 Trail Ridge 2, Graford, TX 76449

  Nestled along the tranquil shores of the lake, this stunning 5-bedroom, 5 full and 2 half-bath estate offers the perfect blend of luxury, comfort, and breathtaking views. The open-concept main living area seamlessly connects the living room, dining space, and gourmet kitchen, all framed by expansive windows that showcase panoramic lake vistas. Step outside onto the large upper or lower

  Bo Bennett The Brokerage Residential LLC

  2147 Trail Ridge 2, Graford, TX 76449
• 

  

  /2

  $495,000

  • 5 Beds
  • 2 Baths
  • 7,812 Sq Ft

  1210 Parsons Rd, Mingus, TX 76463

  13+ Acre Estate with 7,500+ SF Building & New HVAC – Unlimited PotentialDescription: Discover unlimited potential on this 23.85-acre prime North Texas estate. The centerpiece is a massive 7,500+ sq ft barndominium, expertly constructed in 2019 and recently upgraded with a brand-new AC unit to jumpstart your finish-out. This versatile structure is prepped for a custom luxury residence,

  Joy Townsend Keller Williams Heritage West

  1210 Parsons Rd, Mingus, TX 76463
• 

  /2

  $650,000

  • 5 Beds
  • 2 Baths
  • 7,812 Sq Ft

  1210 Parsons Rd, Mingus, TX 76463

  Headline: 23+ Acre Estate with 7,500+ SF Building & New HVAC – Unlimited PotentialDescription: Discover unlimited potential on this 23.85-acre prime North Texas estate. The centerpiece is a massive 7,500+ sq ft barndominium, expertly constructed in 2019 and recently upgraded with a brand-new AC unit to jumpstart your finish-out. This versatile structure is prepped for a custom luxury

  Joy Townsend Keller Williams Heritage West

  1210 Parsons Rd, Mingus, TX 76463
• 

  

  /26

  $485,000

  • 4 Beds
  • 2 Baths
  • 2,250 Sq Ft

  285 Montgomery Rd, Mineral Wells, TX 76067

  Located just North of Mineral Wells, TX, 285 Montgomery Rd offers a unique opportunity for those seeking space and potential in a tranquil setting on an oversized lot in the country. The home features a total of 2,250 square feet, featuring 4 bedrooms and 2 baths, offering a solid foundation for comfortable living. Built in 1980, this single-family brick residence includes practical features such

  Marty Logan SOURCE 1 REAL ESTATE

  285 Montgomery Rd, Mineral Wells, TX 76067
• 

  

  /37

  $329,000

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  117 M Anthony Loop, Graford, TX 76449

  Two beautiful homes for the price on one current owner set up their primary lake house and purchased another house to VRBO. Large fabulous 30 X 50 shop with 14' ceilings insulated electric with two large covered parking. This property has it all. Second double wide on the property owner will remove it or it will make a great second home to.

  Ronda Gibson Gibson Realty Group, LLC

  117 M Anthony Loop, Graford, TX 76449
• 

  

  /28

  $485,000

  • Land
  • 26.02 Acres
  • $18,640 per Acre

  26.02 AC N Fm 129, Santo, TX 76472

  UNRESTRICTED -- AG EXEMPT -- BEAUTIFUL PROPERTY -- HIGH-SPEED FIBER INTERNET AVAILABLE! Get lost on 26+ acres where the air is cleaner, the sunsets are magnificent, the wildlife is abundant, and time seems to stand still—yet modern convenience is never far away. With fiber optic internet available, you can enjoy the best of both worlds: peaceful country living with reliable high-speed

  Jenna Sims Cornerstone Home and Ranch

  26.02 AC N Fm 129, Santo, TX 76472
• 

  

  /24

  $200,000

  • 2 Beds
  • 1 Bath
  • 1,127 Sq Ft

  903 SW 5th Ave, Mineral Wells, TX 76067

  Welcome to this fabulous home located in the heart of Mineral Wells. This two bedroom, one bathroom home makes a great starter home, or is perfect for anyone that likes to entertain in its spacious rooms and fenced back yard. The home’s flooring is all original hardwoods. The kitchen offers a great space for meal preparations and is very accessible for both inside and outside entertaining. The

  Michelle Ingram RJ Williams & Company RE

  903 SW 5th Ave, Mineral Wells, TX 76067
• 

  

  /31

  $1,795,000

  • 4 Beds
  • 3.5 Baths
  • 2,839 Sq Ft

  1163 Willow Rd, Graford, TX 76449

  Stunning Waterfront Home-Dock Permitted. No HOA! FULLY FURNISHED! Area dredged to lakebed for private dock! Welcome to your dream lakefront escape! This home offers the ultimate in modern comfort and recreational living, set right on the water! Perfect for boating, fishing, and soaking up those lakeside sunsets. Step inside to bright and airy open-concept floor plan, designed for effortless

  Michael Avidon Century 21 Mike Bowman, Inc.

  1163 Willow Rd, Graford, TX 76449
• 

  

  /8

  $10,000

  • Land
  • 0.1 Acre
  • $97,087 per Acre

  0 Baltrusol Dr, Possum Kingdom Lake, TX 76449

  Build your dream retreat on this spacious unimproved lot located in the heart of Graford, TX. Offering endless possibilities, this property provides the perfect blank canvas to design a custom home or getaway that fits your vision. Surrounded by the natural beauty of Palo Pinto County, you’ll enjoy peace, privacy, and a true Texas landscape. Conveniently situated near Possum Kingdom Lake, outdoor

  Kenia Sanchez Compass RE Texas, LLC

  0 Baltrusol Dr, Possum Kingdom Lake, TX 76449
• 

  

  /16

  $460,000

  • Land
  • 18.74 Acres
  • $24,550 per Acre

  1500 Brown Rd, Palo Pinto, TX 76484

  Welcome to your future homestead—over 18 acres with multiple build sites, utilities in place, and paved road access that is ready for you to build your dream home. Located less than 5 minutes from the local boat ramp, 30 minutes to the new Palo Pinto Mountains State Park, and 40 minutes to Weatherford, this property provides convenience and easy access for lake living. Thanks to a modern well and

  Joe Cloud Joe Cloud & Associates

  1500 Brown Rd, Palo Pinto, TX 76484
• 

  

  /26

  $799,000

  • 3 Beds
  • 2 Baths
  • 2,107 Sq Ft

  1505 Mcadams Rd, Graford, TX 76449

  Nestled in a quiet lakefront cove on the highly coveted peninsula, this charming home built in 1960, offers timeless character, generous space and a setting that makes everyday life feel like a getaway. With calm water, beautiful views, and a large yard perfect for entertaining, relaxing, or expanding outdoor living, this property captures the true lake lifestyle buyers are searching for. Quaint

  Melanie Deen Century 21 Mike Bowman, Inc.

  1505 Mcadams Rd, Graford, TX 76449
• 

  

  /28

  $119,000

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  4705 Fox Hollow Rd, Graham, TX 76450

  Find your ultimate lake getaway at this incredible family lake house, where life is just better at Possum Kingdom Lake! This fully furnished 3 bedroom and 1.75 bathroom home is ready for some new owners and memories to be made. Situated on 2 lots, the property boasts a spacious front porch, ideal for entertaining or simply enjoying your morning coffee. Recent updates throughout the home include a

  Justin Ash

  4705 Fox Hollow Rd, Graham, TX 76450
• 

  

  /31

  $84,000

  • 2 Beds
  • 2 Baths
  • 720 Sq Ft

  2334 Sanbar Rd Unit 104, Graford, TX 76449

  MOTIVATED SELLERS INVITE YOU TO BRING OFFERS on this lake place where you can enjoy lake life tranquility without breaking the bank! Situated in Golden Cove at the end of the Possum Kingdom Lake peninsula, on the Broadway section of the lake where you'll be a close boat ride to Hell's Gate, the dam, several lake side dining spots, or your favorite cove. This adorable place makes a perfect weekend

  Jo Lynn Miller Lake Homes Realty, LLC

  2334 Sanbar Rd Unit 104, Graford, TX 76449
• 

  

  /17

  $169,900

  • 3 Beds
  • 1 Bath
  • 1,343 Sq Ft

  1801 SE 21st Ave, Mineral Wells, TX 76067

  Located in the Se part of Mineral Wells, This Home is a classic single-family frame residence built in 1951. This property offers a cozy footprint of approximately 1,343 square feet of interior livable space. Featuring a large Kitchen, and living area. Situated on nice corner lot near the schools, this 3 bed 1 bath home provides an ample backyard outdoor area in a established neighborhood.

  Marty Logan SOURCE 1 REAL ESTATE

  1801 SE 21st Ave, Mineral Wells, TX 76067
• 

  

  /40

  $539,000

  • 4 Beds
  • 3 Baths
  • 2,700 Sq Ft

  2444 S Lakeview Dr, Gordon, TX 76453

  Experience a private slice of lakefront living at this fully furnished 4-bedroom, 3-bath home in Gordon, set on 1.44 wooded acres with direct access to Palo Pinto Creek Reservoir. With two wraparound porches, a private boat dock, and multiple living spaces, this property is designed for relaxing weekends or full-time lake life. The walk-out basement features two bedrooms, a full bath, and a

  Keegan Mueller INC Realty, LLC

  2444 S Lakeview Dr, Gordon, TX 76453
• 

  

  /9

  $155,000

  • Land
  • 5 Acres
  • $31,000 per Acre

  Lot 17 Brazos Mountain Ranch, Mineral Wells, TX 76067

  5 flat acres, $9 taxes and high speed internet! Lot is mostly cleared with with some trees. Gated Ranch community with stunning views of the Palo Pinto Mountains down the road from historical Mineral Wells There is plenty of wildlife and a private park with access to the Brazos River. No HOA. AG Exempt. There is a Grazing Association Membership to maintain AG exemption.Build your Ranch Home,

  Deniece Mendez Fathom Realty LLC

  Lot 17 Brazos Mountain Ranch, Mineral Wells, TX 76067
• 

  

  /40

  $569,000

  • 3 Beds
  • 3 Baths
  • 3,224 Sq Ft

  2818 Ward Mountain Rd, Palo Pinto, TX 76484

  Escape the noise and enjoy true Texas countryside living on this 8.11-acre wooded property—offering privacy, space, and valuable cost-saving benefits with an agricultural exemption in place and USDA financing eligibility. Tucked away in a peaceful, secluded setting, this 3,224 sq ft two-story home provides the perfect blend of comfort and opportunity. The oversized country kitchen is the heart of

  Charlie DeLeon DeLeon & Associates Realty LLC

  2818 Ward Mountain Rd, Palo Pinto, TX 76484
• 

  

  /25

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,791 Sq Ft

  2300 SE 11th St, Mineral Wells, TX 76067

  Ready for your next investment property? This is the ultimate grand slam! Potential to add 2 more bedrooms including a phenomenal primary suite. Everything in this home is spacious with a solid brick exterior. Large corner lot that't nearly a quarter acre with fenced backyard. Home features an attached 2 car garage, 3 beds, 2 baths, 2 living rooms, & 1 dining area. Bring your tools and make this

  Michael Rankin INC Realty, LLC

  2300 SE 11th St, Mineral Wells, TX 76067
• 

  

  /9

  $62,900

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  3803 Highway 180 E Trlr 26 Unit 26, Mineral Wells, TX 76067

  RBI#37392

  Christy Watkins VMF Homes

  3803 Highway 180 E Trlr 26 Unit 26, Mineral Wells, TX 76067
• 

  

  /37

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,584 Sq Ft

  420 Kennon Cir, Palo Pinto, TX 76484

  Welcome to your own private lake retreat on beautiful Lake Palo Pinto. This charming 3-bedroom, 2-bath home offers the perfect blend of comfort, relaxation, and waterfront living.Start your mornings or wind down in the evenings in the spacious sunroom overlooking the water — an ideal spot to soak in peaceful canal views. Situated on a quiet canal just moments from the main body of the lake,

  Joshua Shelton Home Grown Group Realty, LLC

  420 Kennon Cir, Palo Pinto, TX 76484
• 

  

  /24

  $1,499,900

  • Land
  • 53.29 Acres
  • $28,144 per Acre

  53 Ac Travis Dr, Mineral Wells, TX 76067

  TIRZ funding and City Incentives possible! Prime 53+ Acres in Mineral Wells, Texas – Exceptional Residential Development Opportunity. Located in the rapidly growing city of Mineral Wells, just 45 miles west of Fort Worth, this 53+ acre property offers a unique opportunity for a stunning residential development. With an approved plat for Phase One, this development promises to be one of the most

  Jenna Sims Cornerstone Home and Ranch

  53 Ac Travis Dr, Mineral Wells, TX 76067
• 

  

  /24

  $219,000

  • 4 Beds
  • 3 Baths
  • 1,616 Sq Ft

  1409 SE 11th St, Mineral Wells, TX 76067

  Wonderful family home, totally renovated, mid-century charmer. Solid wood construction and craftsmanship of 1950's with current design of open concept and current technology In well-established neighborhood with home owners. Beautiful backyard view of greenbelt,Baker hotel and Welcome Mtn. Land behind house can never be developed and has alley access. Walking distance to schools. This very

  Michael Greiner My Castle Realty

  1409 SE 11th St, Mineral Wells, TX 76067
• 

  

  /11

  $2,173,500

  • Land
  • 220.55 Acres
  • $9,855 per Acre

  220 ac Hwy 281 S Hwy, No City, TX 76486

  Outside city limits, spanning 220.55 acres in Jack County, this exceptional tract offers a rare blend of dramatic elevation changes, surface water, and outstanding accessibility. The property features a pond along the highway frontage, seasonal creek beds, and rolling hills that rise to elevated viewpoints with miles long panoramic views. With approximately 2,466 feet of highway frontage, the

  Melinda Sonnier United Real Estate DFW

  220 ac Hwy 281 S Hwy, No City, TX 76486
• 

  

  /7

  $237,500

  • 2 Beds
  • 1 Bath
  • 1,800 Sq Ft

  303 Boone St, Mingus, TX 76463

  Unique property on 1.76 acres featuring an approximately 1800 square foot house that has a full bath, open kitchen and a small family room with a loft bedroom. Then you have a smaller shop with a roll up door and man door with a half bath. Perfect for storage or parking with a carport as well. Under the same roof is a full bedroom with full bath and closet. You then have ample parking outside the

  Steven Bradbury Coldwell Banker Apex, REALTORS

  303 Boone St, Mingus, TX 76463
• 

  

  /40

  $175,000

  • 4 Beds
  • 2 Baths
  • 1,438 Sq Ft

  2334 Sanbar Rd Unit 50, Graford, TX 76449

  Updated and furnished lake home with sweeping, wide-open views of Possum Kingdom Lake! Ideally situated in the heart of Golden Cove—within easy walking distance to the community boat ramp and swim cove—this prime location lets you soak in lake living from sunrise to breathtaking sunsets, all from a spacious, grassy front yard. Golden Cove offers a true sense of community along with excellent

  Jo Lynn Miller Lake Homes Realty, LLC

  2334 Sanbar Rd Unit 50, Graford, TX 76449
• 

  

  /4

  $29,999

  • Land
  • 0.16 Acre
  • $186,329 per Acre

  917 SE 13th Ave, Mineral Wells, TX 76067

  Vacant residential lot located at 917 SE 13th Ave in Mineral Wells, TX. Situated in an established neighborhood, this property is zoned residential and offers access to city services, providing a convenient opportunity for new construction. The lot is ideally positioned near downtown Mineral Wells, schools, shopping, and everyday amenities. Surrounding properties reflect long-term ownership and

  Gregory Arp CENTURY 21 Judge Fite Co.- Decatur

  917 SE 13th Ave, Mineral Wells, TX 76067
• 

  

  /35

  $799,000

  • 4 Beds
  • 2.5 Baths
  • 3,052 Sq Ft

  211 NW 4th Ave, Mineral Wells, TX 76067

  This stunning English-style brick home blends classic charm with modern luxury, featuring welcoming covered porches, a convenient carport, and an inviting staircase that makes a memorable first impression. Offering four bedrooms and two and half beautifully updated baths, the home is filled with natural light from large windows and showcases rich hardwood flooring throughout. Two decorative

  Margaret Terry SOURCE 1 REAL ESTATE

  211 NW 4th Ave, Mineral Wells, TX 76067
• 

  

  /40

  $399,000

  • 5 Beds
  • 3 Baths
  • 3,722 Sq Ft

  412 SW 4th Ave, Mineral Wells, TX 76067

  Been dreaming of simpler times? This 1930 blended-style American Foursquare and Spanish Eclectic beauty transports you—and your guests—back to an era of tea parties, fireside conversations, parlor games, and grand gatherings with loved ones.Currently operated as a vacation rental, this spacious two-story home offers five bedrooms—one on the first level and four upstairs—and three full

  Christy Dorr Cornerstone Home and Ranch

  412 SW 4th Ave, Mineral Wells, TX 76067
• 

  

  /29

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,784 Sq Ft

  2100 Morningside Dr, Mineral Wells, TX 76067

  Charming 3-bedroom, 2-bath home on a desirable corner lot in a quiet street where properties rarely come on the market. This well-maintained home comes almost fully furnished, making it a truly move-in-ready opportunity. Included are major appliances such as a washer, dryer, and deep freeze, along with a 300-gallon water collection tank that’s perfect for watering outdoor plants. The home

  Cassandra Fallin CAPSTONE REAL ESTATE

  2100 Morningside Dr, Mineral Wells, TX 76067
• 

  

  /27

  $349,500

  • 3 Beds
  • 2 Baths
  • 2,056 Sq Ft

  2817 NE 11th St, Mineral Wells, TX 76067

  Great LOCATION. Easy access to all the commercial areas of MW. Wonderful neighborhood. The most amazing neighbor across the street. That's me of course. Property backs up to city owned property and open land behind you. It comes with an additional fenced lot. Very private. Three Bedrooms, Two bathrooms, super large living area with fireplace. Formal dining room or office. Updated kitchen. Laundry

  Michael Powell Mike Powell Real Estate

  2817 NE 11th St, Mineral Wells, TX 76067
• 

  

  /34

  $175,000

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  2334 Sanbar Rd Unit 8, Graford, TX 76449

  If you’ve been searching for a lake getaway with HUGE views and plenty of outdoor space, this is the one! This 3-bedroom, 2-bath home is tucked away at the end of the mailbox road in Golden Cove, offering a peaceful setting with minimal traffic—your most frequent visitors are likely to be invited guests or the friendly neighborhood deer and geese. The expansive covered lakeside deck is perfect

  Jo Lynn Miller Lake Homes Realty, LLC

  2334 Sanbar Rd Unit 8, Graford, TX 76449
• 

  

  /18

  $240,000

  • 3 Beds
  • 2.5 Baths
  • 1,358 Sq Ft

  809 SW 5th Ave, Mineral Wells, TX 76067

  Charming Historic Home Fully Renovated to Modern Standards! Step inside this beautifully updated Victorian-style residence at 809 SW 5th Avenue in Mineral Wells, TX. Meticulously restored from the studs up, this home blends timeless character with contemporary finishes. Featuring 3 bedrooms, 2.5 baths, and approx. 1,358 sq ft of thoughtfully designed living space, the home showcases an open and

  Lashanda Harvey EXP REALTY

  809 SW 5th Ave, Mineral Wells, TX 76067
• 

  

  /37

  $599,000

  • 5 Beds
  • 2.5 Baths
  • 1,940 Sq Ft

  1059 Airport Rd, Graford, TX 76449

  Lakefront home on the peaceful North Shores of Possum Kingdom Lake surrounded by mature trees. The main home offers large open living space. Eat in Kitchen with gas range. Dining space with dry bar and tons of storage options. The oversized primary bedroom with ensuite bath boasts a garden tub, dual sinks and 2 extra large walk in closets. Two guest rooms separated by 2nd bathroom offer ample

  Valerie Klapper Coldwell Banker Realty

  1059 Airport Rd, Graford, TX 76449
• 

  

  /18

  $120,000

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  201 Rock Creek Rd Unit 14, Graford, TX 76449

  Welcome to lake life at beautiful Possum Kingdom Lake! This newer 2 bedroom 2 bath ONE OWNER home offers the perfect blend of comfort, convenience, and resort style living. Designed with a modern layout, the homes features an open living area, well appointed kitchen, and private bedrooms ideal for relaxing after a day on the water. Situated on a large lot with trees, the backyard offers privacy

  Diana Wallace Cates & Company

  201 Rock Creek Rd Unit 14, Graford, TX 76449
• 

  

  /20

  $2,464,000

  • Land
  • 320 Acres
  • $7,700 per Acre

  TBD Fm 1148, Graford, TX 76540

  An exceptional opportunity to acquire 320± acres overlooking Possum Kingdom Lake in the heart of Palo Pinto County, featuring Caudill Mountain, a named county summit rising to approximately 1,360+ feet in elevation. This unique high point offers commanding views of Possum Kingdom Lake on one side and a sweeping valley panorama on the other, creating a rare dual-aspect vantage seldom found on

  Charles Horton The Michael Group Real Estate

  TBD Fm 1148, Graford, TX 76540
• 

  

  /11

  $100,000

  • Land
  • 5 Acres
  • $19,992 per Acre

  107 Upper Branch Way, Palo Pinto, TX 76484

  River Canyon Ranch is a private gated community with unique views of the Palo Pinto Mountains which were carved by the historic Brazos river. This property is partially wooded and has a perfect homesite location in the middle of the property. Free ranging cattle within the community allow for each property to stay under agricultural exemption. Electricity is readily available but you would need

  Miller Cox HomeLand Properties, Inc

  107 Upper Branch Way, Palo Pinto, TX 76484
• 

  

  /36

  $335,000

  • 2 Beds
  • 1 Bath
  • 1,796 Sq Ft

  916-B E Hubbard St, Mineral Wells, TX 76067

  Awesome opportunity to reside or open your business just blocks from The Historic Baker Hotel and thriving downtown Mineral Wells! Built in 1930, this residential building features almost 1,800 square feet of Spanish Colonial Revival-style architecture including stuccoed exterior, an arched window in the front room, and beautiful hardwood flooring. Large living or sitting room features fireplace

  Christy Dorr Cornerstone Home and Ranch

  916-B E Hubbard St, Mineral Wells, TX 76067

Showing Results 161 - 200, Page 5 of 11