Homes for Sale in Pennsylvania - Historic

• 

  

  

  /80

  $1,500,000

  • 4 Beds
  • 2 Baths
  • 3,975 Sq Ft

  845 Waterway Rd, Oxford, PA 19363

  Welcome to Brownstone Farm, a stunning equestrian training center and historic residence set on 12.7± beautifully maintained acres. Originally constructed circa 1772, this solid brick three-story farmhouse blends timeless architecture with modern updates and offers an exceptional opportunity for both gracious country living and professional equestrian pursuits.The main residence invites you

  Patrick Curran BHHS Fox & Roach-Kennett Sq

  845 Waterway Rd, Oxford, PA 19363
• 

  

  

  /34

  $87,000

  • 3 Beds
  • 2 Baths
  • 1,051 Sq Ft

  375 Main St, Volant, PA 16156

  Charming Mixed-Use Opportunity! Don’t miss this beautifully maintained property in historic Volant, PA—a beloved destination known for its charm, boutiques, and steady year-round foot traffic. This versatile two-story building features a main-level space ideal for a boutique, café, or small business—formerly a 1-bed, 1-bath Airbnb rental. A large covered front porch creates a welcoming area for

  Ryan Bibza COLDWELL BANKER REALTY

  

  375 Main St, Volant, PA 16156
• 

  

  

  /54

  $1,250,000

  • 5 Beds
  • 5.5 Baths
  • 3,000 Sq Ft

  105 S 2nd St, Philadelphia, PA 19106

  105 S 2nd Street is a huge 5-story quadruplex offering modern updates and original character in the heart of Old City/ Society Hill. Zoned for mixed use, the property currently has studios on the lower, first, and second levels, plus a 2-bedroom, 2.5-bathroom apartment on the top three levels. The building would also be ideal for a storefront or a private single-family residence. Out front,

  Stuart Cohen KW Empower

  105 S 2nd St, Philadelphia, PA 19106
• 

  

  

  /11

  $170,000

  • 4 Beds
  • 1 Bath
  • 1,112 Sq Ft

  70 E Walnut Ln, Philadelphia, PA 19144

  Discover this charming 4-bedroom, 1-bath home nestled in a quiet Germantown neighborhood that offers the best of walkable urban living. The bright, inviting interior features ample natural light and a flexible floor plan, perfect for comfortable city living. Step outside to your private backyard, ideal for gardening, relaxing, or entertaining. Just minutes from local restaurants, shops, and

  Moshe Adika TCS Management, LLC

  70 E Walnut Ln, Philadelphia, PA 19144
• 

  

  

  /39

  $428,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,780 Sq Ft

  4 Stream Dr, Carlisle, PA 17013

  CUSTOM BUILT NEW CONSTRUCTION, NO CONSTRUCTION LOAN NEEDED! Custom design this to be built home with Hunter Creek Builders! Hays Landing is ideally located near Harrisburg, York, Carlisle and the surrounding areas are full of fun and exciting things to do. The historic town is noted for its restored architecture and tree-lined streets. We Make the building process smooth and enjoyable. Our

  Christian Will Berkshire Hathaway HomeServices Homesale Realty

  4 Stream Dr, Carlisle, PA 17013
• 

  

  /15

  $250,000

  • 2 Beds
  • 1 Bath
  • 752 Sq Ft

  191 Maiden St, Philadelphia, PA 19127

  Welcome to 191 Maiden Street—an inviting Manayunk home that blends historic charm, modern upgrades, and unbeatable walkability. Just steps from vibrant Main Street, this 2-bedroom, 1-bath residence offers the perfect combination of character, comfort, and convenience. Step inside a warm and welcoming living room featuring rich wood floors, recessed lighting, crown molding, and a stunning

  Maggie Barson Compass RE

  191 Maiden St, Philadelphia, PA 19127
• 

  

  /57

  $1,575,000

  • 2 Beds
  • 2 Baths
  • 3,520 Sq Ft

  11 Brownstone Ln, Elverson, PA 19520

  PAST: Washington probably did not sleep here, but he could have! This property was owned by Thomas Bull, a Lieutenant Colonel in Washington’s Continental Army. The Barn at 11 Brownstone Lane belonged to historic Mount Pleasant located across the street. The circa 1782 Barn was abandoned and fell into ruin until rediscovered and restored in 1984. A majestic sycamore “witness tree” still grows

  Keith DeWalt Stoltzfus Realtors

  11 Brownstone Ln, Elverson, PA 19520
• 

  

  /91

  $750,000

  • 3 Beds
  • 3 Baths
  • 3,217 Sq Ft

  1041 Reading Ave, Boyertown, PA 19512

  Welcome to 1041 Reading Avenue — a landmark property where history, artistry, and opportunity meet. Nestled in the scenic village of Greshville just outside Boyertown, this extraordinary commercial property blends an 18th-century Pennsylvania German stone barn with a charming farmhouse residence. Known locally as Greshville Antiques and Fine Art, this long-established business has been a creative

  Kelsey Snyder Keller Williams Realty Devon-Wayne

  1041 Reading Ave, Boyertown, PA 19512
• 

  

  /23

  $259,900

  • 3 Beds
  • 1.5 Baths
  • 1,800 Sq Ft

  934 Grand St, Danville, PA 17821

  Charming historic brick home in downtown Danville with modern updates! This 3-bedroom, 2-bath property features new flooring/paint, granite countertops, updated finishes, brand-new appliances (including washer and dryer), and a brand-new metal roof (2025). The spacious attic offers three additional rooms that could easily be converted into additional bedrooms or used as bonus rooms. Conveniently

  SARAH DUTWEILER EXP Realty, LLC

  934 Grand St, Danville, PA 17821
• 

  

  /35

  $485,108 Open Wed 9AM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 2,084 Sq Ft

  115 Abramo Victor Dr, Downingtown, PA 19335

  JANUARY MOVE-IN HOME! Take a look at 115 Abramo Victor Dr. in the historic town of Downingtown. This move-in ready townhome provides 2,084 sq. ft, 3 bedrooms and 2.5 baths with a cozy yet spacious feel. The entry level of the homes includes a beautiful kitchen with carrara breve countertops, 3X6 white gloss tile backsplash, espresso maple colored cabinets, an open-concept layout, and a deck

  John Kuester Fusion PHL Realty, LLC

  115 Abramo Victor Dr, Downingtown, PA 19335
• 

  

  /6

  $27,900

  • Land
  • 0.94 Acre
  • $29,681 per Acre

  69 Cheryl Trail, Fairfield, PA 17320

  Build your dream home here in beautiful Carroll Valley on this .94 acre lot. This is a NON- Exclusive Builder lot- so bring your builder of choice! Location near PA/MD line, excellent for commute ranges in all direction. Nearby attractions include Historic Gettysburg, Liberty Mountain Resort for local Skiing, Golf and Dining. Perfect for a #staycation! Call today for details and feel free to

  Kimberly Mills Coldwell Banker Realty

  69 Cheryl Trail, Fairfield, PA 17320
• 

  

  /58

  $995,000

  • 3 Beds
  • 3 Baths
  • 2,300 Sq Ft

  58 W Mechanic St, New Hope, PA 18938

  Prime New Hope Living – Steps From Town on West Mechanic Street. Welcome to this stunning historic home, perfectly located - just a one minute walk from downtown New Hope. If walkability to the theater, restaurants, cafés, boutiques, and the riverfront is at the top of your list, this home delivers unmatched convenience paired with timeless charm. Recent Upgrades & Systems: The home has been

  Sebastian Jenkins Compass RE

  58 W Mechanic St, New Hope, PA 18938
• 

  

  /30

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,262 Sq Ft

  738 E Thayer St, Philadelphia, PA 19134

  This the one that you have been waiting for and can't wait to see!!! Before you walk in to the house you will see the great looking front porch area that has great looking railings. As soon as you walk in you will not want to leave any time soon. Here is a beautiful home that has been updated throughout and it comes with 3 large bedrooms and 2 FULL bathrooms. Did I mention that there is also

  Chris Griswold EXP Realty, LLC

  738 E Thayer St, Philadelphia, PA 19134
• 

  

  /14

  $525,000

  • 0.5 Baths
  • 4,116 Sq Ft

  2200-12 Hope St, Philadelphia, PA 19133

  2200-12 North Hope Street in Philadelphia is a unique property situated in a vibrant neighborhood. Spanning about 4,116 square feet, this property, built in 1920, blends historic charm with modern functionality. Thanks to its versatile zoning, it can be used for both commercial and residential uses, offering a wide range of possibilities—from retail and office spaces to residential units or

  Jocelyn Murphy Keller Williams Real Estate-Langhorne

  2200-12 Hope St, Philadelphia, PA 19133
• 

  

  /33

  $330,000

  • 3 Beds
  • 1 Bath
  • 1,639 Sq Ft

  2120 Sidney St, Pittsburgh, PA 15203

  Impressive and full of detail, this South Side Flats home blends historic charm with modern updates. Original woodwork, hardwood floors, exposed brick, high ceilings, and decorative fireplaces highlight the main level, which offers a cozy living room, spacious dining room, and an updated kitchen with granite counters, tile backsplash, stainless appliances, ample cabinetry, and access to a

  Melissa Kirk COLDWELL BANKER REALTY

  

  2120 Sidney St, Pittsburgh, PA 15203
• 

  

  /50

  $889,000

  • 6 Beds
  • 8 Baths
  • 5,136 Sq Ft

  1010 Cedar Ave, Pittsburgh, PA 15212

  Formerly a charming bed and breakfast, this all-brick North Side estate offers 6 bedrooms, 6.5 baths, and an incredible blend of historic charm and modern upgrades. The grand 13' x 29' living room features dual fireplaces and soaring 11' ceilings. Each upstairs bedroom includes a transom window, ensuite bath, and a nod to Pittsburgh icons like Carnegie, Warhol, Rogers, King, Salk, and Carson

  Christian Musuraca HOWARD HANNA REAL ESTATE SERVICES

  

  1010 Cedar Ave, Pittsburgh, PA 15212
• 

  

  /19

  $89,999

  • 2 Beds
  • 1 Bath
  • 960 Sq Ft

  421 E Patterson St, Lansford, PA 18232

  If you are searching for a starter home, investment property or looking to downsize this is the prefect property for you. This 2-bedroom 1 bath home features a living room with woodburning fireplace, a dining room and a nice sized updated kitchen. Plenty of storage space or extra living space in the heated attic. The basement walks out to a fenced yard and off-street parking place. Some newer

  Donna Dugan Gene Durigan Real Estate

  421 E Patterson St, Lansford, PA 18232
• 

  

  /56

  $589,000

  • 4 Beds
  • 3.5 Baths
  • 3,469 Sq Ft

  1227 Fox Meadow Cir, Bellefonte, PA 16823

  Experience timeless elegance, impeccable craftsmanship & sweeping views in this custom-built Pinehurst Homes residence, gracefully positioned in the sought-after Parkview Heights Estates just outside Bellefonte. Set on a beautifully landscaped, tree-lined .44-acre lot, the property offers unobstructed vistas of mountain ranges & neighboring farm fields that stretch to the horizon. Major upgrades

  Ryan Lowe RE/MAX Centre Realty

  1227 Fox Meadow Cir, Bellefonte, PA 16823
• 

  

  /3

  $269,000

  • 3 Beds
  • 2.5 Baths
  • 1,174 Sq Ft

  301 Willow Ave, Honesdale, PA 18431

  Versatile Two-Family Property - Zoned Residential & Commercial - Discover A Wonderful Opportunity With This Versatile Two-Family Property! Zoned For Both Residential And Commercial Use, It's A Fantastic Investment That Offers Plenty Of Options. Built In 1900, This Charming Home Combines Historic Appeal With Modern Potential, Making It Ideal For Investors, Business Owners, Or Anyone Interested In

  Cathleen Breen Eagle Valley Realty

  301 Willow Ave, Honesdale, PA 18431
• 

  

  /24

  $369,000

  • 3 Beds
  • 1.5 Baths
  • 2,122 Sq Ft

  301 Main St, Langhorne, PA 19047

  Built in 1790 and expanded through the 19th century, this historic home right on Main Street offers a rare opportunity to own a piece of Bucks County’s heritage. Nestled in the charming village of Hulmeville and part of the desirable Neshaminy School District, this home tells a story through its preserved architectural details and timeless character.Originally two separate properties, the

  Kim Hawksworth Compass RE

  301 Main St, Langhorne, PA 19047
• 

  

  /16

  $69,900

  • 3 Beds
  • 1.5 Baths
  • 1,508 Sq Ft

  77 Spring St, Beaver Springs, PA 17812

  Welcome to 77 Spring Street in Beaver Springs, Snyder County — a 3-bedroom, 1.5-bath home offering approximately 1,546 square feet of living space on nearly half an acre. Built in 1900, this traditional two-story residence retains the craftsmanship and character of its era while providing a solid structure ready for updating. Whether you’re an investor, contractor, or homeowner with a vision,

  Bob Hoobler RE/MAX 1st Advantage

  77 Spring St, Beaver Springs, PA 17812
• 

  

  /32

  $199,900

  • 6 Beds
  • 2 Baths
  • 2,738 Sq Ft

  242 Hudson St, Forest City, PA 18421

  Sprawling historic brick home nestled on a picturesque, secluded lot. This timeless six-bedroom residence exudes charm and elegance, its stately red brick facade adorned with classic architectural details like arched windows, decorative cornices, and a grand front porch. A private, driveway winds gracefully toward the house, offering an exclusive and serene approach.The lush grounds surrounding

  Debra Harris Hibble Harris Real Estate, Inc

  242 Hudson St, Forest City, PA 18421
• 

  

  /24

  $394,900 Pre-Foreclosure

  • 4 Beds
  • 2 Baths
  • 2,058 Sq Ft

  1060 Oakdale Dr, Pottstown, PA 19464

  Discover your dream home in the sought-after Pottsgrove School District—a beautiful 4-bedroom, 2-full-bath Woodgate bi-level that blends spacious living with modern comfort. As you arrive, an expansive driveway accommodating up to six cars and a beautifully landscaped front yard with a cozy deck sitting area welcome you with instant curb appeal. Step inside to a sun-drenched living room featuring

  Colin Quigg Hope Capital Investments

  1060 Oakdale Dr, Pottstown, PA 19464
• 

  

  /31

  $499,801 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,902 Sq Ft

  103 Foragers Ln, Kennett Square, PA 19348

  New Construction without the wait! This NEW HOME is nearing completion in Kennett Square’s newest luxury townhome community—Copperleaf Ridge! Nestled in a peaceful natural setting with abundant green space, the thoughtfully designed community is just minutes from the charm and culture of historic Kennett Square. Welcome yourself home to the Sutton plan by Rouse Chamberlin Homes—a beautifully

  EDWARD KANE Windtree Real Estate

  103 Foragers Ln, Kennett Square, PA 19348
• 

  

  /27

  $394,900

  117 S 16th St, Pittsburgh, PA 15203

  Located in the heart of Historic South Side—just one block from vibrant Carson Street—this versatile building offers endless possibilities for creative or commercial ventures. The ground floor is zoned for an art glass studio and features a 2” gas line, 500 amps of electrical capacity (expandable), and full sprinkler coverage throughout. Ideal for glassblowing, metalwork, small-batch brewing,

  Cass Zielinski PIATT SOTHEBY'S INTERNATIONAL REALTY

  

  117 S 16th St, Pittsburgh, PA 15203
• 

  

  /27

  $330,000

  209 6th Ave, Carnegie, PA 15106

  This 1890 Carnegie home is filled with character yet thoughtfully updated for today’s living. Original stained-glass windows, hardwood floors, and soaring ceilings create a timeless backdrop, while dual redone kitchens and refreshed baths add modern convenience and flexibility. Recent upgrades-including a brand-new roof and two new HVAC units-provide peace of mind. Generous rooms flow easily for

  Jordan Jankowski COLDWELL BANKER REALTY

  

  209 6th Ave, Carnegie, PA 15106
• 

  

  /25

  $249,999

  • 5 Beds
  • 1.5 Baths
  • 1,485 Sq Ft

  75 E Duval St, Philadelphia, PA 19144

  Spring into your new home at 75 E Duval in the ever growing Mount Airy East neighborhood of Philadelphia. This home is a lovely three-story townhouse built in 1905, this 1,485-square-foot home features five bedrooms and 1.5 bathrooms. The property has undergone significant renovations in recent years, including updates to the kitchen and bathrooms, as well as the installation of maple

  Ashton-Paige Stiles Philadelphia Homes

  75 E Duval St, Philadelphia, PA 19144
• 

  

  /36

  $1,600,000

  • 4 Beds
  • 6 Baths
  • 5,057 Sq Ft

  48 N 3rd St Unit 3, Philadelphia, PA 19106

  Secure, Gated, Luxury Townhome in Historic Old City – Lippincott AlleyDiscover sophisticated city living in this stunning 4 bedroom, 4 full and 2 half bath townhome at Lippincott Alley, one of Old City’s most exclusive residential enclaves. Nestled on a quiet, brick-paved lane beside the historic Arch Street Meeting House, this home offers modern luxury with prime walkability to top

  Andrea Desy Edrei SERHANT PENNSYLVANIA LLC

  48 N 3rd St Unit 3, Philadelphia, PA 19106
• 

  

  /109

  $265,000

  • 3 Beds
  • 1.5 Baths
  • 1,236 Sq Ft

  437 Westcolang Rd, Hawley, PA 18428

  Cute house to call your own vacation or year round residence. New roof, new septic system, new appliances, new hot water heater, and newly installed Granite Counter tops. Located in Fawn Lakes Community. A wood-burning fireplace makes for a cozy feel on cool evenings. Awe-Inspiring Oversized windows that flood the space with natural light and views of the 250-acre lake and pool, soaring ceilings,

  Yvette Foster Keller Williams Real Estate - Stroudsburg

  437 Westcolang Rd, Hawley, PA 18428
• 

  

  /23

  $74,999

  • 2 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  6138 Wayne Ave Unit 2, Philadelphia, PA 19144

  This is a quaint and quiet Co-Op unit that is located in Historic Germantown. It has approx. 1200 square feet of living space. This is a two bedroom / 1.5 bathrooms unit. It has a full Living Room, Dining Room, Breakfast/Office space off the kitchen with Washer/dryer hookup. The unit has ample closet space and hardwood floors through out the. The Co-Op is nicely located two block from Lincoln

  GERALD ALSTON Coldwell Banker Realty

  6138 Wayne Ave Unit 2, Philadelphia, PA 19144
• 

  

  /44

  $389,000

  • 2 Beds
  • 2 Baths
  • 853 Sq Ft

  315 New St Unit 503, Philadelphia, PA 19106

  Welcome to 315 New Street in Old City! This bright and airy condo combines historic character with modern comfort—featuring two bedrooms, two baths, high ceilings, and exposed brick walls.Includes a deeded garage parking space with elevator access to the building and secure entry for added convenience. The south-facing unit offers abundant natural light, courtyard views, and private bedroom

  Noah Berson KW Empower

  315 New St Unit 503, Philadelphia, PA 19106
• 

  

  /40

  $229,900

  • 3 Beds
  • 1.5 Baths

  224 Center Ave, Greensburg, PA 15601

  Full of character and warmth, this inviting three (possibly four) bedroom home offers classic charm with modern convenience. The living room features beautiful hardwood floors, a cozy fireplace surrounded by built-in bookshelves, and a welcoming atmosphere that flows seamlessly throughout. The fully equipped kitchen is both functional and stylish, with easy access to the dining area and a unique

  The Davis Team BERKSHIRE HATHAWAY THE PREFERRED REALTY

  

  224 Center Ave, Greensburg, PA 15601
• 

  

  /27

  $117,400

  • 2 Beds
  • 1.5 Baths
  • 1,095 Sq Ft

  145 E Main St, Monongahela, PA 15063

  Welcome to 145 E Main - a beautifully updated home nestled in the heart of historic Monongahela. This charming 2 bedroom, 1.5 bath property offers the perfect blend of original character and modern convenience. Step inside to find spacious rooms, high ceilings, and plenty of natural light flowing through every corner. The main level offers a bright living area, a dining room perfect for

  Jessica Payne COLDWELL BANKER REALTY

  

  145 E Main St, Monongahela, PA 15063
• 

  

  /28

  $369,000

  • 3 Beds
  • 1.5 Baths
  • 1,280 Sq Ft

  259 Krams Ave, Philadelphia, PA 19128

  Welcome to 259 Krams Avenue – a rare gem in the heart of Manayunk offering versatility, charm, and unbeatable location . Enjoy historic Philadelphia with the comfort of a neighborhood but with convenience of Main Street Manayunk. This renovated and spacious twin offers three generously sized bedrooms to provide ample space for family, guests, or a home office. The full bathroom is complete with a

  Bob Wipplinger RE/MAX Centre Realtors

  259 Krams Ave, Philadelphia, PA 19128
• 

  

  /35

  $255,000

  • 3 Beds
  • 1.5 Baths
  • 1,792 Sq Ft

  778 E Main St, Ephrata, PA 17522

  Nestled on Ephrata’s historic Main Street, 778 E. Main St offers a rare find — a spacious, detached home on a 0.31-acre lot, blending privacy with walkable small-town living. With approximately 1,792 sq ft of living space, this property delivers room to grow, expand, or make your own. The generous lot provides flexibility for a yard, outdoor living, or future improvements. Located in a historic,

  Craig Hartranft Berkshire Hathaway HomeServices Homesale Realty

  778 E Main St, Ephrata, PA 17522
• 

  

  /25

  $113,500

  • 3 Beds
  • 2 Baths
  • 1,304 Sq Ft

  358 Pegram St, Gettysburg, PA 17325

  Discover the allure of this impeccably upgraded 3-bedroom, 2-bath haven, meticulously transformed inside and out. The screened-in porch is perfect for starting your day with a coffee in hand or ending your day in relaxation. As you cross the threshold, sleek, new, high-quality flooring welcomes you. The vaulted ceilings overhead create an airy feel. The gentle whisper of fresh paint infuses the

  Ken Clouser Coldwell Banker Realty

  358 Pegram St, Gettysburg, PA 17325
• 

  

  /12

  $550,000

  • Studio
  • 5,000 Sq Ft

  319 N Front St, Philadelphia, PA 19106

  Welcome to 319 N Front St. This historic, post-conflagration building has not been offered for sale for almost half a century and awaits your vision for redevelopment. With access from both Front St and Water St, the new owner can build a palatial single-family home or two luxury units. The current owners envisioned two luxury units, each with a Water St garage parking space, and with a 5-6 stop

  Jesse Frank KW Empower

  319 N Front St, Philadelphia, PA 19106
• 

  

  /38

  $2,850,000

  • Studio
  • 8,000 Sq Ft

  5 E Penn Ave, Wernersville, PA 19565

  *** Projected Annual NOI of $430,000***Discover a rare investment opportunity with this 42-unithistoric building, in a prime, high-traffic location. Boasting 38 residential rooming units, 17 of whichhaving their own private bathrooms and 4 thriving commercial spaces.The commercial units are anchored by an open and thriving bar, a cozy cafe, a fully equipped kitchen,and a spacious

  Jimmy Thelusca Pagoda Realty

  5 E Penn Ave, Wernersville, PA 19565
• 

  

  /22

  $299,995

  • 4 Beds
  • 1.5 Baths
  • 2,490 Sq Ft

  22 Fairview Ave, Mount Pocono, PA 18344

  **PRICE REDUCED - Seller is HIGHLY Motivated - BRING ALL OFFERS!!** Built in 1923 and sitting on over half an acre, this 4 bedroom, 1 1/2 bath home nestled in the heart of Mount Pocono brings rare opportunity to a fantastic neighborhood. With ample living space, 3 BONUS ROOMS on the third floor and completely original architectural details, this property is a blank canvas with strong bones that

  Kyle Vincent Pocono Mountains Real Estate, Inc - Brodheadsville

  22 Fairview Ave, Mount Pocono, PA 18344
• 

  

  /26

  $325,000

  • 5 Beds
  • 3 Baths
  • 1,272 Sq Ft

  2044 N 29th St, Philadelphia, PA 19121

  Welcome to 2044 N 29th Street, Philadelphia, PA 19121 . Currently fully leased by the room, offering investors instant cash flow.A beautifully fully renovated three-story townhouse in the revitalized Strawberry Mansion neighborhood. Originally built in 1915, this stunning home now blends historic charm with modern upgrades, featuring approximately 1,272 sq ft of stylish living space with 5

  Katie HARRIS EXP Realty, LLC

  2044 N 29th St, Philadelphia, PA 19121

Showing Results 561 - 600, Page 15 of 18