Peoria, IL Homes for Sale under $300,000

• 

  

  

  /40

  $164,900

  Pending

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  5724 W Colt Dr, Peoria, IL 61607

  Welcome home to easy, one-level living! This well-maintained ranch offers the perfect blend of comfort, convenience, and value. Step inside to a bright, inviting living room that flows effortlessly into the dining area and kitchen, where painted white cabinetry and updated flooring create a fresh, clean look. The updated bath and neutral décor make it easy to move right in and start enjoying your

  Melissa Stevenson Keller Williams Revolution

  

  5724 W Colt Dr, Peoria, IL 61607
• 

  

  

  /26

  $134,900

  $5K PRICE DROP Under Contract

  • 3 Beds
  • 1.5 Baths
  • 1,012 Sq Ft

  1405 W Crestwood Dr, Peoria, IL 61614

  Experience the warmth and character of this charming 3-bedroom home offering timeless appeal and outstanding potential. Beautiful hardwood floors flow throughout much of the main floor, complemented by the comfort and ambiance of two fireplaces that create inviting gathering spaces. The updated kitchen and main floor laundry hookups provide modern convenience, while major improvements including

  Wendy Kolbus RE/MAX Traders Unlimited

  

  1405 W Crestwood Dr, Peoria, IL 61614
• 

  

  

  /24

  $84,990

  • 2 Beds
  • 1 Bath
  • 1,023 Sq Ft

  6831 N Frostwood Pkwy Unit 82, Peoria, IL 61615

  Priced to sell, very affordable on great location area. Buildings with renewed roofs, imporvements, new stairs. Charming and cozy apartment located in MorningSide Condos, with many upgrades on going currently in the community. This well-maintained condo features modern amenities, a spacious living area, and a beautiful kitchen, newer central HVAC with 10 years warranty (2023) and a garage for

  Jeffrey Sklar Beycome Brokerage Realty LLC

  6831 N Frostwood Pkwy Unit 82, Peoria, IL 61615
• 

  

  

  /33

  $60,000

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 757 Sq Ft

  3107 N Molleck Dr Unit D13, Peoria, IL 61604

  Welcome To This Single Story Condo Featuring Classic Brick Low Maintenance Exterior And Has An Attached Garage. This Offers Convenience, Comfort And Easy Living. Enjoy The Covered Screened in Patio Perfect For Relaxing With Comfortable Shade, Natural Light And Peaceful Views Of The Backyard. Nice Updated Kitchen With Ample Cabinet Storage, Generous Counter Space With Light-Colored Cabinetry

  Pam Mason Century 21 Lincoln National Re

  

  3107 N Molleck Dr Unit D13, Peoria, IL 61604
• 

  

  /2

  $95,000

  $10K PRICE DROP

  • Land
  • 18,730 Sq Ft
  • $220,930 per Acre

  LOT 5 W Waterstone Way, Kickapoo Township, IL 61528

  WATERSTONE PEORIA'S NEWEST UPSCALE NEIGHBORHOOD FEATURES APPROX. 1/2 ACRE PLUS LOTS, DISTINCTIVELY WOODED AND ROLLING HOMESITES. GORGEOUS VIEWS, WALKOUT POSSIBILITIES, NEIGHBORHOOD PARK W/LAKE AND DUNLAP SCHOOL DISTRICT! EXCEPTIONALLY UNIQUE. AGENT OWNED.

  Jeff Kolbus RE/MAX Traders Unlimited

  

  LOT 5 W Waterstone Way, Kickapoo Township, IL 61528
• 

  

  /6

  $145,000

  • Land
  • 30,492 Sq Ft
  • $207,143 per Acre

  2247 W Augusta Dr, Dunlap, IL 61525

  Gorgeous lot in Augusta Estates ready to build your dream home with stunning evening sunsets! This premium lot is on the east side of Augusta Drive with wooded backdrop. All utilities available, golf course view and Dunlap Schools.

  Linda Kepple Keller Williams Premier Realty

  

  2247 W Augusta Dr, Dunlap, IL 61525
• 

  

  /40

  $129,000

  $70K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,358 Sq Ft

  3116 W Sylvan Ln, Peoria, IL 61615

  Imagine enjoying peaceful wooded views and abundant wildlife from your deck! Situated on three parcels totaling .83 acre, this 3-bedroom, 2-bath home offers privacy and natural beauty. The open floor plan connects the living and informal dining areas, where sliding doors reveal a gorgeous tree-lined backdrop. Two bedrooms are on the main floor, while the nearly finished basement features a family

  Shellie Wilkes Jim Maloof Realty, Inc.

  

  3116 W Sylvan Ln, Peoria, IL 61615
• 

  

  /25

  $150,000

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,380 Sq Ft

  1924 W Austin Dr, Peoria, IL 61614

  Welcome home to this beautifully updated 3 bedroom, 1 bath home that combines modern updates with everyday comfort. The completely renovated kitchen features stylish finishes and updated cabinetry, creating a functional and inviting space for cooking and entertaining. The fully remodeled bathroom offers a fresh, contemporary feel with quality finishes throughout. The walkout basement provides

  Jon Ramos Keller Williams Premier Realty

  

  1924 W Austin Dr, Peoria, IL 61614
• 

  

  /30

  $155,000

  • 2 Beds
  • 1 Bath
  • 1,228 Sq Ft

  414 W Richwoods Blvd, Peoria, IL 61604

  Welcome to 414 W Richwoods Blvd! This inviting 2-bedroom, 1-bath home offers over 1,200 sq. ft. of comfortable living space with a functional and welcoming layout. Inside, you'll find a spacious living area highlighted by a fireplace that adds warmth and character, along with additional flexible space for dining, entertaining, a home office, or relaxing. Recent improvements add extra peace of

  Dakota Rogy eXp Realty

  

  414 W Richwoods Blvd, Peoria, IL 61604
• 

  

  /3

  $84,999

  • Land
  • 15,681 Sq Ft
  • $236,108 per Acre

  Lot 7 W Augusta Dr, Dunlap, IL 61525

  Gorgeous lot in Augusta Estates ready to build your dream home with stunning evening sunsets! This premium lot is located in a gated community and offers all utilities available, a golf course view, and is within the highly sought-after Dunlap School District

  Linda Kepple Keller Williams Premier Realty

  

  Lot 7 W Augusta Dr, Dunlap, IL 61525
• 

  

  /85

  $179,900

  • 2 Beds
  • 2 Baths
  • 1,660 Sq Ft

  123 SW Jefferson Ave Unit E11A, Peoria, IL 61602

  Very well done half floor 2bed/2bath condo. Seller currently having kitchen and bathrooms repainted. One of the furnace/AC units just replaced. This condo is well laid out, cared for, and move in ready. The HOA covers water and sewer. Views of the Illinois River and Historic Downtown Peoria. 24hr Doorman. Community room, conference room, fitness center, and outdoor patio with grills.

  Zachary Oyler Keller Williams Premier Realty

  

  123 SW Jefferson Ave Unit E11A, Peoria, IL 61602
• 

  

  /22

  $135,000

  Pending

  • 4 Beds
  • 1 Bath
  • 1,277 Sq Ft

  3706 W Lancer Rd, Peoria, IL 61615

  Take a look at this move in ready, 4 bedroom ranch in Richwoods School District. Spacious living room with easy to maintain wood laminate flooring and updated ceiling fan/lighting. Super sharp eat-in kitchen area features tile backsplash, pantry, and plenty of cabinet space. Primary bedroom complete with double closets for extra storage. You will love entertaining or relaxing in the basement

  Adam Merrick Adam Merrick Real Estate

  

  3706 W Lancer Rd, Peoria, IL 61615
• 

  

  /14

  $22,000

  • Land
  • 37,026 Sq Ft
  • $25,882 per Acre

  1636 N Norwood Blvd, Peoria, IL 61604

  Discover the perfect foundation for your future in the charming Village of Norwood. This buildable lot offers a rare opportunity settle into a community that defines peaceful living. Known for its quiet, low-traffic streets and friendly atmosphere, Norwood provides a welcoming environment where neighbors truly look out for one another. The property is nestled within an established neighborhood

  Adam Merrick Adam Merrick Real Estate

  

  1636 N Norwood Blvd, Peoria, IL 61604
• 

  /2

  $85,000

  • Land
  • 16,117 Sq Ft
  • $229,730 per Acre

  LOT 2 W Waterstone Way, Kickapoo Township, IL 61528

  WATERSTONE PEORIA'S NEWEST UPSCALE NEIGHBORHOOD FEATURES APPROX. 1/2 ACRE PLUS LOTS, DISTINCTIVELY WOODED AND ROLLING HOMESITES. GORGEOUS VIEWS, WALKOUT POSSIBILITIES, NEIGHBORHOOD PARK W/LAKE AND DUNLAP SCHOOL DISTRICT! EXCEPTIONALLY UNIQUE. AGENT OWNED.

  Jeff Kolbus RE/MAX Traders Unlimited

  

  LOT 2 W Waterstone Way, Kickapoo Township, IL 61528
• 

  /2

  $68,000

  • Land
  • 0 Sq Ft

  6417 W Ironwood Dr, Edwards, IL 61528

  Nice buildable lot located in Sommer place and Dunlap school district. This subdivision has access to a park and easy access to shopping and the highways.

  Richard Gillespie RE/MAX Traders Unlimited

  

  6417 W Ironwood Dr, Edwards, IL 61528
• 

  

  /5

  $59,900

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,276 Sq Ft

  800 W Meadows Place, Peoria, IL 61604

  Come take a look at this 4 bedroom, 1.5 bath home located on a beautiful boulevard street. Amenities include; maintenance free vinyl siding, many vinyl replacement windows, oversized 1.5 car garage, enclosed front porch, hardwood flooring, crown molding, arched doorways, large primary suite features a private half bath and walk-in closet, this diamond in the rough has great potential to build a

  Brian Monge Jim Maloof Realty, Inc.

  

  800 W Meadows Place, Peoria, IL 61604
• 

  /2

  $32,900

  $2K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 912 Sq Ft

  905 E Republic St, Peoria, IL 61603

  Great investment opportunity! This property offers strong potential for rental income, renovation, or resale. Whether you're looking to expand your portfolio or start investing, this home provides a solid foundation with value-add potential. Convenient location and endless possibilities make this a must-see for investors.

  Adam Merrick Adam Merrick Real Estate

  

  905 E Republic St, Peoria, IL 61603
• 

  

  /29

  $85,000

  Under Contract

  • 3 Beds
  • 1.5 Baths
  • 1,368 Sq Ft

  304 W Mcclure Ave, Peoria, IL 61604

  Welcome home to 304 McClure Ave! With a blend of original character and thoughtful updates, this 3-bed, 2-bath home offer spacious living the moment you walk in. Natural light fills the living and dining areas, flowing into an updated kitchen with white cabinetry, stainless steel appliances, and a generous pantry. A main floor bedroom adds flexibility, while the upper level features spacious

  Mike Van Cleve RE/MAX Traders Unlimited

  

  304 W Mcclure Ave, Peoria, IL 61604
• 

  /2

  $185,000

  • 5 Beds
  • 2,195 Sq Ft

  3820 N Sheridan Knolls Ct Unit 2, Peoria, IL 61614

  EXCELLENT INVESTMENT OPPORTUNITY! This all-brick duplex features one 3-bedroom, 1.5-bath unit and one 2-bedroom, 1-bath unit generating a gross annual income of $22,200 offering very low maintenance costs. Both units are currently rented, with one having a long-term tenant. Current rents are below market, providing strong potential for increased income. Each unit has large rooms and its own

  Venky Basam Keller Williams Premier Realty

  

  3820 N Sheridan Knolls Ct Unit 2, Peoria, IL 61614
• 

  

  /33

  $219,000

  Pending

  • 3 Beds
  • 2 Baths
  • 1,630 Sq Ft

  2814 N Lehman Rd, Peoria, IL 61604

  Welcome home to 2814 N Lehman Road, a turn-key charming and meticulously maintained ranch-style home in Peoria that perfectly blends comfort with functional design. This residence offers the ease of true main-level living, featuring an inviting open-concept kitchen and dining layout that makes entertaining a breeze. The interior is bathed in natural light, highlighted by a large picture window in

  Jamie Harwood Gallery Homes Real Estate

  

  2814 N Lehman Rd, Peoria, IL 61604
• 

  

  /4

  $66,900

  • Land
  • 8,712 Sq Ft
  • $334,500 per Acre

  6832 N Water Oak Dr, Edwards, IL 61528

  Lovely Lot in New Section of Sommer Place Subdivision. Sommer Place Subdivision has so much to offer with tennis courts, basketball courts, softball diamond, soccer field, skateboard park, playground equipment, pond, walking/biking paths and picnic shelter. Close to Shopping, Restaurants & Trails! Dunlap Schools. Build Your Dream Home Here Today!

  Ric Krupps RE/MAX Traders Unlimited

  

  6832 N Water Oak Dr, Edwards, IL 61528
• 

  /2

  $90,000

  $20K PRICE DROP

  • Land
  • 18,120 Sq Ft
  • $216,346 per Acre

  LOT 41 W Stonebrook Dr, Kickapoo Township, IL 61528

  WATERSTONE PEORIA'S NEWEST UPSCALE NEIGHBORHOOD FEATURES APPROX. 1/2 ACRE PLUS LOTS, DISTINCTIVELY WOODED AND ROLLING HOMESITES. GORGEOUS VIEWS, WALKOUT POSSIBILITIES, NEIGHBORHOOD PARK W/LAKE AND DUNLAP SCHOOL DISTRICT! EXCEPTIONALLY UNIQUE. AGENT OWNED.

  Jeff Kolbus RE/MAX Traders Unlimited

  

  LOT 41 W Stonebrook Dr, Kickapoo Township, IL 61528
• 

  

  /3

  $129,900

  Coming Soon

  • 2 Beds
  • 1 Bath
  • 750 Sq Ft

  3529 N Missouri Ave, Peoria, IL 61603

  COMONG SOON****Sharp-looking, meticulously maintained bungalow in handy central location. Pride of ownership shows in every room - Features include hardwood floors, fully applianced kitchen with nifty breakfast bar and pantry, fireplaced living room & updated full bath, as well as the 2 bedrooms, one that opens to the deck and the other with new flooring. Home also features full, dry basement

  John Tomlins Gallery Homes Real Estate

  

  3529 N Missouri Ave, Peoria, IL 61603
• 

  

  /17

  $62,500

  $3K PRICE DROP

  • 1 Bed
  • 1 Bath

  1530 NE Glen Oak Ave, Peoria, IL 61603

  Prime Opportunity Near Glen Oak Park in the Peoria Historical District! Completely gutted and ready for your vision, this 2-story home at 1530 NE Glen Oak Ave offers a rare chance to create something truly your own. Situated on a beautiful corner lot, the property provides great curb appeal potential and added space to work with. The home features a 2-stall garage and a partial basement, giving

  Rebecca Gaetz Bishop Keller Williams Premier Realty

  

  1530 NE Glen Oak Ave, Peoria, IL 61603
• 

  /2

  $68,900

  • 3 Beds
  • 1 Bath
  • 868 Sq Ft

  112 E Maywood Ave, Peoria, IL 61603

  Marvin Ford RE/MAX Traders Unlimited

  

  112 E Maywood Ave, Peoria, IL 61603
• 

  

  /43

  $185,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  2923 N Sheridan Rd, Peoria, IL 61604

  MOVE IN READY & NICELY UPDATED! This 3-4 bedroom 2.5 bathroom home has been well cared for & it shows! Convenient 2 car (23x19) Garage and fenced backyard. Bathroom on every level of home. You will love the 22x13 Living Room with loads of natural light, hardwood floor, wood burning fireplace & built ins. Kitchen Remodeled (2023-cabinets, DW, Microwave, flooring & countertops) and has breakfast

  Jack Duvall Jim Maloof Realty, Inc.

  

  2923 N Sheridan Rd, Peoria, IL 61604
• 

  

  /25

  $59,900

  • 2 Beds
  • 1 Bath
  • 676 Sq Ft

  3021 W Proctor St, Peoria, IL 61605

  Andrew Guadalajara Keller Williams Premier Realty

  

  3021 W Proctor St, Peoria, IL 61605
• 

  /2

  $85,000

  $15K PRICE DROP

  • Land
  • 16,639 Sq Ft
  • $222,513 per Acre

  6225 W Waterstone Way, Edwards, IL 61528

  WATERSTONE PEORIA'S NEWEST UPSCALE NEIGHBORHOOD FEATURES APPROX. 1/2 ACRE PLUS LOTS, DISTINCTIVELY WOODED AND ROLLING HOMESITES. GORGEOUS VIEWS, WALKOUT POSSIBILITIES, NEIGHBORHOOD PARK W/LAKE AND DUNLAP SCHOOL DISTRICT! EXCEPTIONALLY UNIQUE. AGENT OWNED.

  Jeff Kolbus RE/MAX Traders Unlimited

  

  6225 W Waterstone Way, Edwards, IL 61528
• 

  

  /5

  $155,000

  $45K PRICE DROP

  • 5 Beds
  • 2,076 Sq Ft

  723 W Armstrong Ave, Peoria, IL 61606

  Back on market due to no fault of seller. 24-48 hr. notice for showings. Renovated duplex offering a strong investment opportunity with immediate income potential. One unit features 2 bedrooms and 1 bathroom, while the second unit offers a spacious 3-bedroom, 2-bathroom layout. Both units have been thoughtfully updated with new kitchens, modern flooring, fresh paint, and renovated bathrooms,

  Michelle Tribe Keller Williams Revolution

  

  723 W Armstrong Ave, Peoria, IL 61606
• 

  

  /30

  $89,900

  • 2 Beds
  • 1.5 Baths
  • 1,534 Sq Ft

  420 S Anna Ave, Peoria, IL 61604

  Welcome to this 2 bedroom, 1.5 bathroom ranch in Bellevue, offering a solid floor plan and plenty of opportunity to make it your own. Whether you're a first-time buyer, downsizing, or looking for your next investment, this home has the potential to shine. The standout feature is the spacious three-season room, which is already insulated and includes a cozy woodburning stove. Outside, you'll enjoy

  Rebecca Gaetz Bishop Keller Williams Premier Realty

  

  420 S Anna Ave, Peoria, IL 61604
• 

  

  /10

  $69,900

  Under Contract

  • 1 Bed
  • 1 Bath
  • 624 Sq Ft

  2408 W Pasmoso Dr Unit 2-204, Peoria, IL 61614

  Condo sold as is, seller will provide a $1,000 credit for new LVP flooring

  Marvin Ford RE/MAX Traders Unlimited

  

  2408 W Pasmoso Dr Unit 2-204, Peoria, IL 61614
• 

  

  /80

  $264,500

  • 4 Beds
  • 3 Baths
  • 2,129 Sq Ft

  1409 W Moss Ave, Peoria, IL 61606

  Historic Moss Avenue charm meets thoughtful modern updates in this inviting home set on a double lot! Imagine mornings on the welcoming front porch and evenings enjoying the deck, fenced yard and garden beds. Inside, original character shines with hardwood floors, crown molding, a gracious foyer with staircase, corner built-in cabinets in the dining room and two decorative fireplaces (not used;

  Melissa Stevenson Keller Williams Revolution

  

  1409 W Moss Ave, Peoria, IL 61606
• 

  

  /59

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,364 Sq Ft

  6210 N Northmoor Ct, Peoria, IL 61614

  Opportunity awaits with this spacious ranch offering plenty of character and potential! The cozy large living room features a wood burning fireplace with a stone surround. The formal dining room provides ample space for entertaining. The eat-in fully applianced kitchen offers an abundant of cabinetry, distinctive tile countertops and an adjoining dining area. Convenient main floor laundry. This

  Ric Krupps RE/MAX Traders Unlimited

  

  6210 N Northmoor Ct, Peoria, IL 61614
• 

  /2

  $85,000

  $40K PRICE DROP

  • Land
  • 17,380 Sq Ft
  • $213,033 per Acre

  LOT 26 W Waterstone Way, Kickapoo Township, IL 61528

  WATERSTONE PEORIA'S NEWEST UPSCALE NEIGHBORHOOD FEATURES APPROX. 1/2 ACRE PLUS LOTS, DISTINCTIVELY WOODED AND ROLLING HOMESITES. GORGEOUS VIEWS, WALKOUT POSSIBILITIES, NEIGHBORHOOD PARK W/LAKE AND DUNLAP SCHOOL DISTRICT! EXCEPTIONALLY UNIQUE. AGENT OWNED.

  Jeff Kolbus RE/MAX Traders Unlimited

  

  LOT 26 W Waterstone Way, Kickapoo Township, IL 61528
• 

  

  /19

  $135,000

  • 3 Beds
  • 2 Baths
  • 1,550 Sq Ft

  6011 N Idlewhile Dr, Peoria, IL 61615

  Check out this newly listed 3-bedroom, 2-bathroom bi-level home! Conveniently located close to shopping, restaurants and interstate. 2 car detached garage with a brick patio right outside your back door! Roof and water heater new in 2022; HVAC 2019; sump pump 2017; i3 Fiber ready. See more than the pictures by scheduling your showing today!

  Loren Follmer CENTURY 21 Tucker Swanson

  

  6011 N Idlewhile Dr, Peoria, IL 61615
• 

  

  /17

  $84,000

  $15K PRICE DROP

  • 4 Beds
  • 1,496 Sq Ft

  1617 NE Monroe St, Peoria, IL 61603

  GREAT OPPORTUNITY FOR A DUPLEX IN THE HEART OF PEORIA. This up/down duplex has 2 bedrooms and 1 full bath in each unit. Paved parking spot for 2-3 vehicles and on street parking. Basement is shared between units and has laundry hook ups. Each unit also has 2 porches and a shared patio area. Main level unit is occupied with month to month tenant (who would like to stay) and upper level unit is

  Jack Duvall Jim Maloof Realty, Inc.

  

  1617 NE Monroe St, Peoria, IL 61603
• 

  

  /23

  $19,997

  • 3 Beds
  • 1 Bath
  • 1,791 Sq Ft

  1619 S Faraday Ave, Peoria, IL 61605

  Investor Special - Great Owner financing terms available with reasonable down and proof of funds. Handy Man Special - Rehab Required. Ideal for experienced rehab or buy-and-hold investor. Strong cash flow potential after renovation. Sold As-Is. Quick close.

  Nayibe Garces Prello Realty

  1619 S Faraday Ave, Peoria, IL 61605
• 

  

  /27

  $189,500

  $6K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,396 Sq Ft

  5213 W Vale Ct, Peoria, IL 61607

  Tucked away at the end of a quiet cul-de-sac, this 3 bedroom, 2 1/2 bath home sits on a half acre wooded lot offering privacy and a wooded view! Inside, the open concept kitchen, dining room and vaulted living room create an inviting space! The primary suite features a double closet, and its own private bath! The walkout basement has painted walls and a 9 foot ceiling and is ready to finish to

  Jerry Waltz eXp Realty

  

  5213 W Vale Ct, Peoria, IL 61607
• 

  

  /72

  $189,900

  New Construction

  • 1 Bed
  • 1 Bath
  • 740 Sq Ft

  1001 SW Adams St Unit 106, Peoria, IL 61602

  Built in 1917, this all brick charmer blends historic character with modern conveniences, fully renovated in 2025. There are 22 units total with 8+ floor plans available. These condos are going fast, don't miss your opportunity to purchase your very own urban oasis just steps from dining, shopping & entertainment in the Warehouse District! Expertly reimagined within this beautifully restored

  Rhonda Milburn Keller Williams Premier Realty

  

  1001 SW Adams St Unit 106, Peoria, IL 61602
• 

  

  /41

  $159,900

  Pending

  • 3 Beds
  • 2.5 Baths
  • 1,740 Sq Ft

  3504 N Peoria Ave, Peoria, IL 61603

  Discover the perfect blend of comfort and convenience at this charming Peoria home. Nestled in a sought-after neighborhood, this property welcomes you with a warm and inviting atmosphere, featuring a functional layout filled with natural light. The well-maintained interior is ready for you to make it your own, while the private backyard offers a wonderful space for relaxation or entertaining.

  Adam Merrick Adam Merrick Real Estate

  

  3504 N Peoria Ave, Peoria, IL 61603

Showing Results 401 - 440, Page 11 of 13