2,526

Portland, OR Homes for Sale with Garage

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  • /48

    $900,000

    • 3 Beds
    • 2 Baths
    • 2,037 Sq Ft

    1735 SE Lambert St, Portland, OR 97202

    Charming and full of character, this beautiful traditional 2-story home offers 3 bedrooms, 2 full baths, and timeless appeal throughout. Warm wood flooring flows through the inviting living spaces, including a cozy living room with a fireplace perfect for relaxing evenings. The spacious L-shaped kitchen features built-in appliances and ample room for cooking and gathering. Step outside to a lush,

    Westley Colebank Matin Real Estate

    1735 SE Lambert St, Portland, OR 97202
  • /11

    $209,900

    • 2 Beds
    • 1.5 Baths
    • 896 Sq Ft

    20 SE 172nd Ave Unit 118, Portland, OR 97233

    Discover an exceptional opportunity in this updated, desirable corner unit condo, with expansive views right from within the comfort of your home! This unit stands out as one of only two in the building that boasts this extra square footage. Enjoy peace of mind with significant recent upgrades, including a new water heater and luxury vinyl plank flooring installed in 2024. These complement the

    Drake VanDoozer RE/MAX Equity Group

    20 SE 172nd Ave Unit 118, Portland, OR 97233
  • /42

    $850,000

    • 4 Beds
    • 2.5 Baths
    • 2,389 Sq Ft

    9312 SW 55th Ave, Portland, OR 97219

    Perfect for the buyer demanding quality! Prime close-in SW location, nestled in the highly sought-after Ash Creek neighborhood, this stunning and meticulously updated home offers an unbeatable location for those working at Nike, Intel, OHSU, and downtown Portland. Enjoy easy commutes and proximity to everything you need – from parks and trails to shopping and dining. This 4-bedroom, 2.5-bathroom

    Heidi Torkko Real Broker

    9312 SW 55th Ave, Portland, OR 97219
  • /40

    $649,900

    • 3 Beds
    • 2.5 Baths
    • 1,997 Sq Ft

    114 S Abernethy St, Portland, OR 97239

    Enjoy everything this fantastic Portland townhome has to offer! The main living is bright and invites with a gas fireplace and wall of windows. The gourmet kitchen has stainless-steel appliances, granite counters, hardwood floors and a large eat-at kitchen island with wine storage. Access the generous back deck from the slider off the kitchen. The spacious primary suite has high ceilings,

    Tyler Lankheet Premiere Property Group, LLC

    114 S Abernethy St, Portland, OR 97239
  • /47

    $1,075,000

    • 5 Beds
    • 3.5 Baths
    • 4,612 Sq Ft

    2209 NW Crestview Way, Portland, OR 97229

    Nestled in the highly sought-after Forest Heights community of SW Portland, but within an enclave with no HOA dues, this elegant 5-bedroom, 3.5-bath Craftsman home offers the perfect blend of modern design, smart floor plan, and three levels of living. Designed with an open, flowing floor plan, this home is filled with natural light and features three expansive decks/patios with stunning south

    Kendall Bergstrom-DeLancellotti Cascade Hasson Sotheby's International Realty

    2209 NW Crestview Way, Portland, OR 97229
  • /45

    $375,000

    • 3 Beds
    • 1 Bath
    • 816 Sq Ft

    16715 E Burnside St, Portland, OR 97233

    Seller may be willing to offer concessions towards an interest rate buydown to reduce your monthly payment. Call Patti for details. Move in ready! Lots of updates and a large backyard oasis with room to play, garden and enjoy the 3 outbuildings, Greenhouse, shop with side tractor storage and 2nd shop. Mini orchard with 2 peach trees, cherry (4 kinds), apple and pear/apple, magnolia, peonies,

    Patti Gage Berkshire Hathaway HomeServices NW Real Estate

    16715 E Burnside St, Portland, OR 97233
  • /22

    $469,000

    • 4 Beds
    • 2 Baths
    • 1,807 Sq Ft

    16637 NE Hassalo St, Portland, OR 97230

    This updated ranch-style home in Wilkes East is ready to impress! Featuring a spacious, open-concept layout perfect for entertaining, the main floor has been freshly updated with new interior paint, drywall, stylish lighting, and durable flooring (2022). The heart of the home is the chef’s kitchen, complete with granite and butcher block counters, stainless steel appliances, and a large, tiled

    Jennifer Burch MORE Realty

    16637 NE Hassalo St, Portland, OR 97230
  • /33

    $1,125,000

    • 5 Beds
    • 4 Baths
    • 3,671 Sq Ft

    13248 NW Greenwood Dr, Portland, OR 97229

    Stunning territorial views in sought-after Arbor Heights! 3.671 SQ Ft 5 bedrooms + den + bonus and 4 full bathrooms. High end finishes including crown molding, wainscoting, and built-ins throughout. Main-level bedroom with adjacent full bathroom or home office. Formal dining room leads to a butler’s pantry and an open-concept gourmet kitchen with KitchenAid appliances, 6-burner gas cooktop, slab

    Dirk Hmura The Agency Portland

    13248 NW Greenwood Dr, Portland, OR 97229
  • /32

    $525,000

    • 2 Beds
    • 1.5 Baths
    • 1,442 Sq Ft

    8275 SW Canyon Rd, Portland, OR 97225

    Discover the charm and modern comfort of this thoughtfully updated 2-bedroom, 1.25-bath home. Inside, you'll find a fully remodeled bathroom and a stylishly updated kitchen equipped with newer appliances, including a high-efficiency induction stove. An energy-efficient heat pump ensures year-round comfort and reduced utility costs. The property also includes leased solar panels, with the

    Sarah Godil John L. Scott Portland Central

    8275 SW Canyon Rd, Portland, OR 97225
  • /48

    $1,399,000

    • 5 Beds
    • 4 Baths
    • 3,004 Sq Ft

    2324 NE Thompson St, Portland, OR 97212

    Perched on a coveted corner lot in the heart of historic Irvington, this masterfully remodeled home blends timeless architecture with elevated modern living. Every detail of this high-end renovation was thoughtfully executed, honoring the home’s original character while introducing luxurious updates throughout. Step inside to discover rich hardwood floors bathed in natural light, flowing through

    Kevin Salisbury ELEETE Real Estate

    2324 NE Thompson St, Portland, OR 97212
  • /33

    $449,950

    • 3 Beds
    • 2 Baths
    • 1,208 Sq Ft

    4567 NE 97th Ave, Portland, OR 97220

    Welcome to this Picture-perfect, energy-efficient cottage with quality updates like bamboo floors, ss appliances, granite counters, updated tile bathrooms, newer double paned windows, and plenty of additional storage in the garage and workshop buildings. The lower level is a private primary suite and private oasis. Imagine coming home and unwinding while gazing at the stars in your hot tub in the

    Mary Mayther-Slac Vantage Point Properties Inc

    4567 NE 97th Ave, Portland, OR 97220
  • /43

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,215 Sq Ft

    11225 SW Willow Wood Ct, Portland, OR 97223

    Beautifully Updated Throughout One Level on Spacious Corner Lot! Enjoy a large deck with awning, and the yard with garden potential and RV/Trailer Parking. The great room features a wood-burning fireplace with floor-to-ceiling tile and a custom mantel. Kitchen includes slab granite, tile backsplash, stainless steel appliances, an island with eating bar, a French-door pantry, and a dining area.

    Russel Homewood Premiere Property Group, LLC

    11225 SW Willow Wood Ct, Portland, OR 97223
  • /38

    $519,900

    • 5 Beds
    • 2 Baths
    • 2,296 Sq Ft

    8821 SE Henderson St, Portland, OR 97266

    Spacious and Updated Traditional Home in SE Portland which is Nnestled on a quiet dead-end street, this beautifully updated traditional home offers comfort, character, and room to grow. The inviting family room features a wood-burning fireplace, gleaming hardwood floors, and abundant natural light. The fully equipped kitchen showcases tile flooring, granite tile countertops, a full-height

    Jared Barnes Save Big Realty

    8821 SE Henderson St, Portland, OR 97266
  • /47

    $1,350,000

    • 5 Beds
    • 3.5 Baths
    • 5,025 Sq Ft

    12584 NW Hartford St, Portland, OR 97229

    Welcome to this sprawling custom home in the heart of the highly sought-after neighborhood of Bauer Woods Estates. This magnificent property offers unparalleled space, privacy, beautiful views, and light-flooded rooms. As you enter, you’ll be greeted by high ceilings, beautiful hardwood floors, and alarge living room that is ideal for family gatherings around its large cozy fireplace. The

    Logan Gerritz Keller Williams Sunset Corridor

    12584 NW Hartford St, Portland, OR 97229
  • /14

    $465,000

    • 2 Beds
    • 2.5 Baths
    • 1,667 Sq Ft

    7909 SW 31st Ave Unit 6, Portland, OR 97219

    Tucked away in the heart of Multnomah Village, you will enjoy the best of all worlds from this townhouse condo. Just a hop and a skip to local restaurants, shops, and amenities, this contemporary home is also a calming oasis for you to relax in and enjoy the comforts of home. Featuring hardwood floors, a gas fireplace, two ensuite bedrooms, dramatic vaulted ceilings, a private office with garden

    Ilyse Ball Oregon First

    7909 SW 31st Ave Unit 6, Portland, OR 97219
  • /44

    $525,000

    • 2 Beds
    • 1 Bath
    • 1,600 Sq Ft

    5315 NE 23rd Ave, Portland, OR 97211

    Enjoy peaceful views from the swing on the sprawling front porch of this sweet Concordia Bungalow - truly an oasis in a vibrant neighborhood. This two-bedroom, one-bath home lives larger than its footprint, with spacious living areas and thoughtful design throughout including Pratt and Larson tile in the kitchen and bathroom! The main level features a light-filled living room with hardwood

    John McKay Premiere Property Group, LLC

    5315 NE 23rd Ave, Portland, OR 97211
  • /47

    $1,249,000

    • 4 Beds
    • 2.5 Baths
    • 4,106 Sq Ft

    928 SE 18th Ave, Portland, OR 97214

    Tucked into the heart of Buckman on a rare nearly quarter-acre lot, this iconic 1909 Craftsman is a timeless blend of historic charm and modern polish. Original details like pocket doors, boxed-beam ceilings, and rich millwork pair beautifully with a reimagined kitchen, spa-like baths, and a freshly upgraded HVAC system. The layout is as dreamy as it is practical, with formal living and dining

    Breylan Deal-Eriksen Think Real Estate

    928 SE 18th Ave, Portland, OR 97214
  • /43

    $725,000

    • 4 Beds
    • 2.5 Baths
    • 2,294 Sq Ft

    7345 SW Mallard Ct Unit 3, Portland, OR 97223

    Beautifully updated and unique home on a quiet cul de sac backing to green space! Vaulted living room featuring stained glass windows, hardwood flooring and wood stove. Kitchen with waterfall quartz countertop, new cabinets and stainless steel appliances. Primary suite on the main level. Two beds, a remodeled full bath, and a 4th non-conforming bedroom or bonus room upstairs. Lower level has been

    Chris Eden eXp Realty, LLC

    7345 SW Mallard Ct Unit 3, Portland, OR 97223
  • /20

    $448,999

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    13713 SE Center St, Portland, OR 97236

    OPEN SATURDAY 8/2 2-4! Spacious and comfortable open floor plan on a private dead-end/cul-de-sac neighborhood! Formal living room features a cozy wood fireplace, kitchen with eat bar opens up to dining area with slider out back and a cozy sunken family room. Upstairs, primary bedroom comes with walk-in closet and attached bathroom. Two additional bedrooms also up top with hall bathroom; half bath

    Joe Liu Keller Williams PDX Central

    13713 SE Center St, Portland, OR 97236
  • /31

    $525,000

    • 3 Beds
    • 3 Baths
    • 1,359 Sq Ft

    245 SW Meade St Unit M1, Portland, OR 97201

    This meticulous and thoughtfully planned AIA award-winning condominium is perfect for the design conscious urban sophisticate. Uniquely situated in the Lair Hill neighborhood, this unit is a perfect blend of modern design and contemporary style. The features include oversized windows, high ceilings, wood floors, granite and Quartz countertops and refreshed bathrooms. Finely crafted with

    Macey Laurick Windermere Realty Trust

    245 SW Meade St Unit M1, Portland, OR 97201
  • /25

    $399,000

    • 2 Beds
    • 1 Bath
    • 714 Sq Ft

    5824 NE 42nd Ave, Portland, OR 97218

    Welcome to this beautifully remodeled bungalow in Portland’s sought-after Cully neighborhood, perfectly situated directly across the street from Fernhill Park! Enjoy daily access to one of NE Portland’s favorite outdoor spaces—featuring a dog park, sports fields, walking trails, and a splash pad to keep cool all summer long. Inside, you’ll find a fresh, modern aesthetic with granite countertops,

    Jessica Coles MORE Realty

    5824 NE 42nd Ave, Portland, OR 97218
  • /40

    $699,000

    • 3 Beds
    • 2 Baths
    • 2,313 Sq Ft

    7315 SW Sylvan Ct, Portland, OR 97225

    Buyers come see this amazing home! Buy NOW because when rates soften 3 yrs of buyers will jump back into the market, creating COMPETITION which pushes prices UP!. W/some of the highest rated schools and low WA County taxes.----- NEW furnace & A/C----- NEW updated primary bath ----- NEW water heater ----- NEW kitchen appliances ----- Newer roof. You’ll love the quality updates throughout this

    Heidi Torkko Real Broker

    7315 SW Sylvan Ct, Portland, OR 97225
  • /28

    $449,000

    • 2 Beds
    • 2 Baths
    • 1,280 Sq Ft

    1887 N Jantzen Ave, Portland, OR 97217

    Looking to move in with nothing to do but furnish and settle in? Look no further as your turnkey, float up / studs out renovated home is here awaiting its proud new owner! Meticulously re-built home with newer logs and stringers, 4 1/2" closed cell rigid foam insulation, new plumbing, new mechanical systems; all the things to bring this home physically and stylistically up to date! Premium slip

    Daniel Comfort MORE Realty

    1887 N Jantzen Ave, Portland, OR 97217
  • /48

    $485,000

    • 3 Beds
    • 1.5 Baths
    • 2,180 Sq Ft

    2146 SE 185th Ave, Portland, OR 97233

    Mid-century charm meets modern convenience in this beautifully renovated home on a quiet Gresham street. Lovingly updated by long-time owners, this residence preserves its original character while adding modern comfort throughout. Step inside to find refinished original hardwood floors, a statement-making front door, and vintage cabinetry—all echoing timeless mid-century style. The kitchen is

    Alicia Cooper Knipe Realty ERA Powered

    2146 SE 185th Ave, Portland, OR 97233
  • /46

    $849,500

    • 4 Beds
    • 2.5 Baths
    • 2,550 Sq Ft

    8922 SW Capitol Hwy, Portland, OR 97219

    Near the "Village" That would be Multnomah Village!!-Beautiful Remodel in 2024. Built in 1927. The original charm they kept but with all the modern convenience. A private yard, spacious decks, plenty of parking. No surface was left untouched. Gleaming hardwood floors, cozy and spacious living room with new NW Natural gas fireplace. Kitchen with an abundance of custom cabinets - soft close,

    Susan Gerlach-Colton RE/MAX Equity Group

    8922 SW Capitol Hwy, Portland, OR 97219
  • /39

    $469,000

    • 2 Beds
    • 2.5 Baths
    • 1,559 Sq Ft

    4847 NW 162nd Terrace, Portland, OR 97229

    Welcome to Arbor Parc! This immaculate corner-unit townhome offers elevated living with hand-scribed wood flooring, quartz countertops, and designer touches throughout. The spacious, light-filled layout features a stylish kitchen with stainless appliances, a walk-in pantry, and a charming built-in hutch with seed-glass uppers in the dining area. Enjoy the flexibility of a versatile loft space,

    Dawn Newton Remington Real Estate, LLC.

    4847 NW 162nd Terrace, Portland, OR 97229
  • /30

    $775,000

    • 5 Beds
    • 4 Baths
    • 3,438 Sq Ft

    13076 SW Black Walnut St, Portland, OR 97224

    Bull Mountain Beauty with Serene Unobstructed Greenbelt Views. Tucked into the landscape of sought-after Bull Mountain, this beautifully maintained home offers space, style, and versatility. Thoughtfully updated, the heart of the home is a modern, light-filled kitchen that opens to a generous living and dining area — perfect for gathering and everyday living. The expansive 5-bedroom layout

    Troy R. Stevens Keller Williams Realty Professionals

    13076 SW Black Walnut St, Portland, OR 97224
  • /44

    $937,500

    • 5 Beds
    • 3.5 Baths
    • 4,504 Sq Ft

    2118 NW Mill Pond Rd, Portland, OR 97229

    There's lots to love about Forest Heights! It's a walker's dream with paths and greenbelts meandering through the neighborhoods, a very fine elementary school, Forest Heights Village and Park and more. Convenient to Portland amenities without the hustle bustle of the City. Quick commute to medical facilities and employers in the Beaverton area too. The home is situated just two doors up from the

    Michele Bowler-Failing Corcoran Prime

    2118 NW Mill Pond Rd, Portland, OR 97229
  • /48

    $974,900

    • 3 Beds
    • 3 Baths
    • 2,855 Sq Ft

    6008 SW 18th Dr, Portland, OR 97239

    Stunning Contemporary Model Home – Tehran Exclusive by Main Street Development. Model close-out opportunity with 2/1 interest rate buy-down! Designed by renowned Portland architect Ralph Tahran, this home offers high-end finishes, 9' ceilings, and abundant natural light with sweeping territorial views. Open floor plan features engineered hardwood floors, tiled bathrooms, and a 13' x 16' covered

    Libby Benz Windermere Realty Trust

    6008 SW 18th Dr, Portland, OR 97239
  • /21

    $354,900

    • 2 Beds
    • 2 Baths
    • 840 Sq Ft

    4120 SE 91st Ave, Portland, OR 97266

    Welcome to a rare opportunity on a quiet street. Perfectly poised for both comfortable living and potential growth! This home sits on nearly a 1/4 acre, spacious and level lot, offering plenty of room to grow. In addition to the two bedrooms, investors and creatives alike will appreciate the versatile bonus room with its own private entrance. Ideal for a home office, studio, or additional living

    Rebecca Hunt Berkshire Hathaway HomeServices NW Real Estate

    4120 SE 91st Ave, Portland, OR 97266
  • /36

    $499,900

    • 3 Beds
    • 2 Baths
    • 1,764 Sq Ft

    6652 NE Sumner St, Portland, OR 97218

    Welcome to this character-filled 3-bedroom, 2-bath home nestled in the vibrant Cully neighborhood—known for its strong sense of community, lush parks, and thriving local food scene. Thoughtfully updated and full of personality, this home blends comfort and style with modern upgrades throughout. Enjoy a beautifully updated kitchen perfect for cooking and entertaining, along with a refreshed second

    Johnny Ott MORE Realty

    6652 NE Sumner St, Portland, OR 97218
  • /29

    $525,000

    • 4 Beds
    • 2 Baths
    • 2,326 Sq Ft

    4636 NE 95th Ave, Portland, OR 97220

    Bohemian Oasis Awaits You! Have you been dreaming of a place where you can live off the land, enjoy peace and quiet, yet remain close to the city? This is the one! Tucked away on a beautiful, fully fenced large lot, this serene property is surrounded by nature and features fruit trees, a goldfish pond (Koi safe), multiple outbuildings, and more. The home has been well maintained and offers 4

    Kali Zadok Knipe Realty ERA Powered

    4636 NE 95th Ave, Portland, OR 97220
  • /16

    $465,000

    • 2 Beds
    • 1.5 Baths
    • 1,073 Sq Ft

    2372 NW Glisan St Unit 4, Portland, OR 97210

    LOCATION! Live on a quiet, tree-lined street a block off bustling, iconic NW 23rd! This spacious, light-filled home features all wood floors, STUNNING views from second & top floor, open floor plan with granite breakfast bar, stainless steel appliances, gas range, fireplace & balcony. Close to shopping, restaurants, coffee shops, kiosks, public transit, PLUS both Forest & Washington Parks! Live

    Rachel Hemmingson Property Group NW

    2372 NW Glisan St Unit 4, Portland, OR 97210
  • /34

    $849,000

    • 4 Beds
    • 2.5 Baths
    • 2,607 Sq Ft

    17734 NW Lone Rock Dr, Portland, OR 97229

    OPEN HOUSE 8/3 1:00 - 3:00 Updated Grenelefe Traditional - 4 Bedroom, Bonus, Den, 2,607 SF - - Extensive Interior Updates - Cedar/Brick Exterior, 3 Car Garage - Private Backyard features Large Deck, Pergula, Lush Landscaping, Raised Garden Beds, Sprinklers, Shed, Natural Gas Line to Grill, Fully Fenced Backyard - By Top Schools Bethany Elementary & Westview High School - Adjacent New Construction

    Michael Skillman John L Scott Portland SW

    17734 NW Lone Rock Dr, Portland, OR 97229
  • /29

    $330,000

    • 3 Beds
    • 2 Baths
    • 1,480 Sq Ft

    1140 SE 139th Ave, Portland, OR 97233

    Tucked into Portland’s Mill Park neighborhood, this tri-level home offers solid potential and a flexible layout that’s ready for your personal touch. With three bedrooms, two bathrooms, and great separation of space, it’s a layout that just makes sense.The lower level features its own exterior entrance—ideal for multigenerational living, guest quarters, or a home office. Inside, you’ll find

    Cassandra Skelley PDX Dwellings LLC

    1140 SE 139th Ave, Portland, OR 97233
  • /47

    $1,300,000

    • 7 Beds
    • 4 Baths
    • 4,194 Sq Ft

    1337 SE Lexington St, Portland, OR 97202

    First time on the market in 28 years! Located in the heart of Sellwood, this beloved 4-square offers unmatched walkability to Sellwood Park, food carts, the soon-to-reopen library, Springwater Trail, and SE 13th’s vibrant shops and eateries. The main home features four spacious bedrooms, two full baths, a finished basement, and a semi-finished attic—offering flexible living across multiple

    Taylor Addie Keller Williams PDX Central

    1337 SE Lexington St, Portland, OR 97202
  • /47

    $485,000

    • 2 Beds
    • 2 Baths
    • 1,872 Sq Ft

    707 N Hayden Island Dr Unit 223, Portland, OR 97217

    Welcome to Unit 223 at Waterside Condominiums—a rare riverfront retreat where modern comfort meets timeless serenity. Nestled on the second floor of one of Portland’s premier waterfront buildings, this expansive 1872 sqft condo offers more than just square footage—it offers a lifestyle.Step inside to a layout designed for both connection and calm. The open-concept living area is framed by tall

    Lisa Mehlhoff Chastel Real Estate

    707 N Hayden Island Dr Unit 223, Portland, OR 97217
  • /22

    $738,000

    • 6 Beds
    • 4 Baths
    • 2,582 Sq Ft

    8155 SW Canyon Rd, Portland, OR 97225

    Charming 6BR/4BA Cape Cod on a 1.02-acre lot in West Slope! Features include hardwood floors, updated baths (2020), wood-burning fireplace, 12x40 deck, 9 mini splits, and Anderson windows. Includes an ADU above garage. Roof replaced in 2018. Unique layout with knotty pine accents and beam ceilings. Minutes to downtown, Nike, and Intel. Great rental history—live in one unit and rent the other!

    Kurt Clements ListWithFreedom.com

    8155 SW Canyon Rd, Portland, OR 97225
  • /34

    $528,000

    • 4 Beds
    • 2 Baths
    • 2,030 Sq Ft

    6006 NE Davis St, Portland, OR 97213

    Charming North Tabor Cape Cod! This home will amaze with 4 generous bedrooms, 2 full baths, gleaming hardwood floors, and a great location! Light and bright layout, large living room with built-ins, and cozy wood burning fireplace. Separate dining area, and all new stainless appliances in the kitchen! Large basement with new flooring, family room, storage area, utility room, and potential to

    Tom Ramsey John L Scott Portland SW

    6006 NE Davis St, Portland, OR 97213
  • /35

    $724,995

    • 4 Beds
    • 2.5 Baths
    • 2,039 Sq Ft

    6414 SW Ash Creek Dr, Portland, OR 97219

    This lovingly cared for, one owner traditional, is flooded with natural light! Tucked in on a charming cul de sac and offering driveway and garage parking, a fully fenced backyard with deck and grassy yard. Perfect for entertaining, children to play, gardening, etc. High ceilings, new solid oak hardwoods, fresh interior paint, remodeled kitchen, white cabinetry and quartz slab countertops, double

    Kelly Fitzmaurice Harnish Company Realtors

    6414 SW Ash Creek Dr, Portland, OR 97219

Showing Results 441 - 480, Page 12 of 18

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