Homes for Sale near Mountain Oak Charter School

• 

  

  

  /55

  $879,000

  • 6 Beds
  • 4 Baths
  • 4,506 Sq Ft

  120 Juniper Ridge Dr, Prescott, AZ 86301

  Nestled in the Hillside Prescott Highlands, this Beautiful 6 bedroom 4 bathroom home with over 4500 sq.ft. provides an abundance of space and tranquility. The home provides a gourmet kitchen with the primary bedroom and three other bedrooms on the main floor along with a large balcony with views. The 2 car garage and a large laundry room right off the garage. A dumbwaiter between the kitchen

  Michael Rapaport West USA Realty

  120 Juniper Ridge Dr, Prescott, AZ 86301
• 

  

  

  /18

  $599,000

  • 6 Beds
  • 3 Baths
  • 2,526 Sq Ft

  719 Bird St, Prescott, AZ 86301

  Situated in a highly desirable area close to downtown Prescott, shopping centers, and healthcare services, this Tri-Plex offers an attractive investment opportunity for individuals interested in generating passive income. Unit A and C are recently renovated two-bedroom, one-bathroom apartments includes a designated paved parking space directly in front of the unit. Unit B is in process of

  Abigail Chartier Arizona Commercial

  719 Bird St, Prescott, AZ 86301
• 

  

  

  /27

  $898,888

  • Land
  • 1.17 Acres
  • $768,280 per Acre

  103 Whipple St, Prescott, AZ 86301

  Prime commercial assemblage in the heart of Prescott! This rare opportunity includes 7 contiguous parcels totaling approx. 1.17 acres. Ideal for professional offices, boutique retail, or small-scale service uses that blend with nearby residential. Excellent visibility and access from Whipple St and Merritt St. Max building height 25 ft, 40% lot coverage allowed. Setbacks: 15' front, 10' rear, 7'

  Jamie Pruitt Rent Right Management Solutions, LLC

  103 Whipple St, Prescott, AZ 86301
• 

  

  

  /12

  $172,700

  • Land
  • 0.37 Acre
  • $466,757 per Acre

  1969 Pine Tree Dr Unit 26, Prescott, AZ 86303

  Gentle slope lot in the much sought after community of Timberridge. Ponderosa pines in abundance offer shade and privacy. A seasonal creek adds to the serenity of this exceptional lot. The lot Record of Survey report and Soils Sample tests are completed and available. Amenities offer inside and outside pools, tennis and pickleball courts. Located just 3 miles from downtown Prescott in the

  Sharon Dale MCG Realty

  1969 Pine Tree Dr Unit 26, Prescott, AZ 86303
• 

  

  

  /10

  $350,000

  • Land
  • 1.04 Acres
  • $336,538 per Acre

  0 Parker Dr, Groom Creek, AZ 86303

  This property offers Thumb Butte up close and views of the San Francisco Peaks. Create your own custom home with some of the best views in the area. City of Prescott is installing a water line that will service this property and a fire hydrant will be on property as well.

  David Coyne Keller Williams Arizona Realty

  0 Parker Dr, Groom Creek, AZ 86303
• 

  

  /14

  $172,700

  • Land
  • 0.37 Acre
  • $466,757 per Acre

  1969 Pine Tree Dr, Prescott, AZ 86303

  Gentle slope lot in the much sought after community of Timberridge. Tall Ponderosa pines in abundance offer shade and privacy. A seasonal creek adds to the serenity of this exceptional lot. The lot Record of Survey report and Soils Sample test are completed and available. Amenities include Outdoor Pool, Indoor Pool, Playground, Pickleball and Tennis. Lots of this size in the beautiful pines

  Sharon Dale MCG Realty

  1969 Pine Tree Dr, Prescott, AZ 86303
• 

  

  /60

  $1,250,000

  • 4 Beds
  • 3.5 Baths
  • 2,661 Sq Ft

  2295 Skyline Dr, Prescott, AZ 86303

  Gorgeous custom single level home backing to National forest & nestled at the base of Thumb Butte. This home features an open floor plan w/split bedrooms. The guest area has two generous bedrooms w/ access to a jack and jill bath & covered outdoor space. The kitchen, dining area & great room are anchored by a lovely fireplace, w/ample space to gather. The views from the great room & dining room

  Kim Shaw Better Homes And Gardens Real Estate Bloomtree Realty

  2295 Skyline Dr, Prescott, AZ 86303
• 

  

  /17

  $104,000

  • 2 Beds
  • 2 Baths
  • 1,248 Sq Ft

  81 Oakmont, Prescott, AZ 86305

  Discover the beauty of Pine Lakes living! This charming home features a large, partially covered sun deck, perfect for relaxing and enjoying the serene surroundings. Located just a short stroll away from a variety of community amenities, including pickleball courts, a pool and spa, a putting green, a Bocce ball court, and two picturesque lakes. Your furry friends will love the nearby dog park,

  Dustin Olive West USA Realty, Inc.

  81 Oakmont, Prescott, AZ 86305
• 

  

  /51

  $400,000 Open Fri 1PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,829 Sq Ft

  1725 Sarafina Dr, Prescott, AZ 86301

  Discover the perfect blend of comfort and location! This beautifully maintained home features a spacious open floor plan, ideal for entertaining or simply relaxing in style. Step outside to a large wrap-around deck that invites you to enjoy the mountain views and serene surroundings. Nestled in a prime location just minutes from the scenic trails and recreation at Willow and Watson Lakes, and a

  Heather Hill W and Partners, LLC

  1725 Sarafina Dr, Prescott, AZ 86301
• 

  

  /18

  $35,000

  • Land
  • 0.57 Acre
  • $61,404 per Acre

  686 W Lee Blvd, Prescott, AZ 86303

  The Ranch at Prescott is one of Prescott's premier subdivisions offering a blend of tranquility and mountain beauty with in-town conveniences nearby. This hillside lot is value priced and provides views of the nearby Bradshaw mountains and exquisite homes in the neighborhood. Utilities are to the lot and are underground. Minimum livable spaces is 3000 sq. ft.

  Juliana Malouff-Mc Croskey Blue Star Real Estate Services, LLC

  686 W Lee Blvd, Prescott, AZ 86303
• 

  

  /17

  $45,000

  • Land
  • 0.64 Acre
  • $70,312 per Acre

  2808 Mystic Canyon Dr, Prescott, AZ 86303

  The Ranch at Prescott is one of Prescott's premier subdivisions offering a blend of tranquility and mountainbeauty with in-town conveniences nearby. This lot is value priced and provides views of the nearby Bradshawmountains and exquisite homes in the neighborhood. Utilities are to the lot and are underground. Minimumlivable space is 3000 sq. ft. with driveway facing southward. This is the dream

  Juliana Malouff-Mc Croskey Blue Star Real Estate Services, LLC

  2808 Mystic Canyon Dr, Prescott, AZ 86303
• 

  

  /8

  $106,000

  • Land
  • 0.66 Acre
  • $160,606 per Acre

  1160 Longview Dr, Prescott, AZ 86305

  Make your dream home become your reality and build on this gorgeous lot amidst Prescott's natural beauty, perfectly located within Longview Estates. This expansive vacant lot awaits your vision, you do not want to wait on this! This lot is situated in a well established, high-end neighborhood, nestled quietly up against Williamson Valley Road. Providing a convenient location and long distance

  Samantha Hart Realty Executives Arizona Territory

  1160 Longview Dr, Prescott, AZ 86305
• 

  

  /51

  $489,900

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  4851 Hornet Dr, Prescott, AZ 86301

  Nestled in the desirable community of Yavapai Hills, this inviting split-level home offers both comfort and privacy, backing to HOA open space on a spacious lot just over half an acre. Recent upgrades include a brand-new Trex deck added in January 2025, as well as a newer roof, skylights, and exterior paint completed within the last few years--ensuring peace of mind and great curb appeal. Step

  Geoffrey Hyland, PLLC eXp Realty

  4851 Hornet Dr, Prescott, AZ 86301
• 

  

  /25

  $269,000

  • 2 Beds
  • 2 Baths
  • 1,203 Sq Ft

  333 W Leroux St Unit 7, Prescott, AZ 86303

  Come see this charming home now on the market! This home has Fresh Interior Paint, Partial flooring replacement in some areas. A fireplace and a soft neutral color palette create a solid blank canvas for the living area. Relax in your primary suite with a walk in closet included. The primary bathroom features plenty of under sink storage waiting for your home organization needs. A must see

  Tara Jones Opendoor Brokerage, LLC

  333 W Leroux St Unit 7, Prescott, AZ 86303
• 

  

  /54

  $1,025,000

  • 4 Beds
  • 2.5 Baths
  • 3,126 Sq Ft

  605 McDonald Ct, Prescott, AZ 86303

  Experience true Southwestern living just minutes from downtown Prescott in the scenic Quail Hollow community. This meticulously maintained, custom built two-story adobe home features 4 bedrooms, 2.5 baths + office/multipurpose room. The flexible layout includes two spacious primary suites (one remodeled in 2024) and two bedrooms. Traditional adobe construction offers excellent insulation and

  Stacey Grandon My Home Group Real Estate

  605 McDonald Ct, Prescott, AZ 86303
• 

  

  /21

  $345,000

  • 2 Beds
  • 1 Bath
  • 1,360 Sq Ft

  3510 Nicholet Trail, Prescott, AZ 86305

  Darling 2 bed, 1 bath home minutes from town. Wood burning fireplace, light and bright waiting for your personal touch. You can't find a home this close to town, in a sweet quiet neighborhood at this price! Vacant, please drop by and see. Sellers are out of town so please allow 48 hour response time at minimum.

  Paige McCargar Russ Lyon Sotheby's Internatio

  3510 Nicholet Trail, Prescott, AZ 86305
• 

  

  /18

  $294,999

  • 2 Beds
  • 2 Baths
  • 1,121 Sq Ft

  3070 Smokey Rd Unit 17E, Prescott, AZ 86301

  Adorable 2 bedroom 2 bath condo with 1121 sq ft. This charming space has been completely remodeled in 2022 with new flooring, baseboards, all new light fixtures, window treatments, bathrooms have been remodeled and new paint throughout. The kitchen has been upgraded with new quartz countertop with bar overhang and new appliances. There is also a large pantry! Primary bedroom has a sitting room

  Denise Warfield HomeSmart

  3070 Smokey Rd Unit 17E, Prescott, AZ 86301
• 

  

  /57

  $1,849,500

  • 4 Beds
  • 3.5 Baths
  • 3,571 Sq Ft

  3186 W Pine Lakes Dr, Prescott, AZ 86305

  Privately set among the cool pines, this gorgeous, single level custom home on 2+ acres will take your breath away... Rustic elegance + a modern twist is the best way to describe it. All city utilities & NO HOA! Open & grand, vaulted beamed ceilings, large picture windows frame wooded areas, sound of a seasonal stream, & organic finishes compliment this great room style floor plan. Everything you

  Di Norkus Better Homes And Gardens Real Estate Bloomtree Realty

  3186 W Pine Lakes Dr, Prescott, AZ 86305
• 

  

  /63

  $1,185,000

  • 4 Beds
  • 4 Baths
  • 3,286 Sq Ft

  3000 Noble Star Dr, Prescott, AZ 86301

  Luxury Living with Incredible Views!Exceptional residence in the prestigious Summit at Prescott Lakes. This move-in-ready home offers a seamless blend of luxury, comfort, and modern functionality, all while showcasing panoramic views of the city lights, San Francisco Peaks, Mingus Mountain, and the iconic Granite Dells. As you approach the home, you're greeted by beautiful custom-made double iron

  Peggy Vicioso Realty ONE Group Mountain Desert

  3000 Noble Star Dr, Prescott, AZ 86301
• 

  

  /22

  $155,000

  • Land
  • 0.43 Acre
  • $360,465 per Acre

  67 Morning Glow Way, Prescott, AZ 86303

  One of the few ''easy build'' lots available. This lot is slightly elevated from the street but has a naturally flat building area with views of the mountains. Perfect for a single level home! All utilities & sewer connection stubbed to property (and underground). Natural Gas, Cable, City Water and Sewer are stubbed at street. Min. 2500SF per ARC Guidelines. Parcel does not have an HOA Fee but

  Janet Bussell-Eriksson Realty ONE Group Mountain Desert

  67 Morning Glow Way, Prescott, AZ 86303
• 

  

  /47

  $1,650,000

  • 3 Beds
  • 2.5 Baths
  • 4,171 Sq Ft

  580 Sandpiper Dr, Prescott, AZ 86303

  Prop just WON BEST HOME on Luxury Tour for July! The MANNEN Estate... featured in both Phoenix Home & Garden and Prescott Woman magazines sharing its magnificence! First time offered from the original owner-designer with the genius to purchase this elevated ''look-out-point'' lot, with a level building envelope. The panoramic VIEWS are beyond SPECTACULAR paired with a Transitional, Tuscan

  Cathi Pospisil HomeSmart Fine Homes and Land

  580 Sandpiper Dr, Prescott, AZ 86303
• 

  

  /9

  $295,000

  • Land
  • 2.60 Acres
  • $113,462 per Acre

  0 Manzanita Ave, Prescott, AZ 86303

  Located just 3 miles from historic downtown Prescott, Arizona, this flat, highly buildable 2.6-acre lot offers the perfect blend of peaceful seclusion and city convenience. Surrounded by the natural beauty of pines and open skies, it's an ideal canvas on which to create your forever dream home. Available parcels of this size close to downtown are a rareity - enjoy the peace and serenity of nature

  Elena Sanwick Realty ONE Group Mountain Desert

  0 Manzanita Ave, Prescott, AZ 86303
• 

  

  /87

  $1,395,000

  • 4 Beds
  • 4.5 Baths
  • 3,622 Sq Ft

  1301 S Manzanita Hill Rd, Prescott, AZ 86303

  Extraordinary opportunity to purchase a stunning 3.34 acre hilltop estate just 3 miles from downtown Prescott, AZ. Private yet easily accessible, this one-of-a-kind property offers just the right amount of seclusion for a primary dream estate, a weekend getaway, or a seasonal vacation retreat. Built in 1989, the home features numerous architecturally significant elements including soaring

  Elena Sanwick Realty ONE Group Mountain Desert

  1301 S Manzanita Hill Rd, Prescott, AZ 86303
• 

  

  /10

  $495,000

  • Land
  • 4.25 Acres
  • $116,471 per Acre

  500/501 E Rosser St, Prescott, AZ 86301

  How often does 4.25 acres come available on Rosser? Not much open space left on Rosser and this parcel is situated in the middle of Prescott Lakes, Blooming Hills, Estancia De Prescott, Eagle Ridge, Cliff Rose etc. and only minutes from town. No subdivision, so no HOA's, how cool is that? Build your dream home and have plenty of insulation from neighbors or if you are a builder-investor you can

  Jon Meade Realty ONE Group Mountain Desert

  500/501 E Rosser St, Prescott, AZ 86301
• 

  

  /32

  $174,500

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  1694 White Oak Cir, Prescott, AZ 86305

  Location, location, location, how many times have you heard it? There is a reason people say this, it is the most important aspect of a home purchase. This home priced under $200k is in a fantastic central Prescott location, 2 minutes to shopping, 2 minutes to the hospital. Walk to restaurants and shopping. The home is nestled in a beautiful, quiet neighborhood, full of boulders and tress and

  Jon Meade Realty ONE Group Mountain Desert

  1694 White Oak Cir, Prescott, AZ 86305
• 

  

  /27

  $265,999

  • 2 Beds
  • 1.5 Baths
  • 840 Sq Ft

  845 Sunset Ave Unit D, Prescott, AZ 86305

  Welcome Home! This beautiful condo is just 1.3 miles from the heart of downtown Prescott, giving you quick access to the city's amazing restaurants, boutique shopping, and vibrant nightlife. Inside, the unit offers 2 bedrooms and 2 bathrooms, an updated kitchen with stylish tile flooring, newer carpet, and fresh paint throughout. You'll also enjoy a private backyard area--perfect for relaxing or

  Jeff Grant EPIC Home Realty

  845 Sunset Ave Unit D, Prescott, AZ 86305
• 

  

  /22

  $353,900

  • 2 Beds
  • 1 Bath
  • 768 Sq Ft

  937 Audrey Ln, Prescott, AZ 86301

  Well-cared for, comfortable 2 bedroom home in good condition. Recently the interior walls and front porch was painted and new carpet installed in one of the bedrooms. The other bedroom will also have new capet installed by 7-15-25. At the time of previouse remodel approx. 12 years ago, double-pane windows, an updated kitchen, and new appliances were installed. Original hardwood floors exist

  Paul Aslanian Better Homes And Gardens Real Estate Bloomtree Realty

  937 Audrey Ln, Prescott, AZ 86301
• 

  

  /33

  $869,000

  • 2 Beds
  • 2.5 Baths
  • 2,160 Sq Ft

  35 E Colonels Way, Prescott, AZ 86303

  Seller will contribute to buy down your interest rate for the first two years. This will save you over $800 per month the first year of ownership!BEAT THE HEAT AND BOOST YOUR INCOME WITH THIS AMAZING INVESTMENT OPPORTUNITY! This stunning cabin home located in the cool pines of Prescott is a high producing short term rental. 35 E Colonels Way is a beautifully crafted Lindal Cedar Home,

  Carly Laipple HomeSmart Fine Homes and Land

  35 E Colonels Way, Prescott, AZ 86303
• 

  

  /27

  $549,000

  • 3 Beds
  • 3 Baths
  • 1,896 Sq Ft

  2235 W Mendiburo Way, Prescott, AZ 86305

  This lovingly maintained home on 1.62 acres of usable land has so much to offer! New roof in 2017, new HVAC in 2021, and new well drilled in 2004. Opportunity awaits on this property with large enclosed Arizona room (permitted) that makes a perfect game or rec room, large kitchen area, primary with double bathroom, and living area with floor to ceiling fireplace currently housing wood-burning

  Molly Auman Russ Lyon Sotheby's International Realty

  2235 W Mendiburo Way, Prescott, AZ 86305
• 

  

  /23

  $629,900

  • 2 Beds
  • 2 Baths
  • 1,954 Sq Ft

  2144 Lessig Cir E, Prescott, AZ 86303

  Gorgeous Mountain Cabin in the Pines w/ Expansive Views, Updated Kitchen on a large private lot & only 10 minutes from Historic Downtown Prescott. A perfect Vacation Home in Rancho Vista Hills! Roof was installed in 2023 & Kitchen updated in 2024. Access the private back deck off the Living Room. Split Floor plan with Spacious Guest Bedroom on Main Floor right across from Guest Bathroom & an even

  Shelley Baker Better Homes and Gardens Real Estate BloomTree Realty

  2144 Lessig Cir E, Prescott, AZ 86303
• 

  

  /5

  $125,000

  • Land
  • 0.41 Acre
  • $304,878 per Acre

  567 Windmere Cir, Prescott, AZ 86303

  Ready to picture your dream home in The Ranch at Prescott. This prime vacant lot offers privacy with Prescott National Forest in your backyard. City services andutilities are ready at the street. Conveniently located minutes from downtown Prescott and shopping areas. Enjoy easy access to coffee shops, grocery stores,retail shopping, and local dining. Outdoor enthusiasts elevated lot offers

  Gabriela Watts West USA Realty of Prescott

  567 Windmere Cir, Prescott, AZ 86303
• 

  

  /74

  $895,000

  • 3 Beds
  • 2.5 Baths
  • 3,091 Sq Ft

  285 Crestwood E, Prescott, AZ 86303

  Nestled in the highly desirable Hidden Valley Ranch community which offers several options of recreation, including pickleball, tennis, an outside pool, handball court, a meeting room and even Bocci ball The subdivision also offers community RV parking for property owners.This beautifully remodeled 2-story, 'craftsman laid' brick home, offers breathtaking panoramic views and modern luxury. This

  Rosemary Carroll Long Realty Uptown- Prescott

  285 Crestwood E, Prescott, AZ 86303
• 

  

  /29

  $629,900

  • 2 Beds
  • 2 Baths
  • 1,954 Sq Ft

  2144 Lessig Cir E Unit E, Prescott, AZ 86303

  Gorgeous Mountain Cabin in the Pines w/ Expansive Views, Updated Kitchen on a large private lot & only 10 minutes from Historic Downtown Prescott. A perfect Vacation Home in Rancho Vista Hills! Roof was installed in 2023 & Kitchen updated in 2024. Access the private back deck off the Living Room. Split Floor plan with Spacious Guest Bedroom on Main Floor right across from Guest Bathroom & an even

  Shelley Baker Better Homes And Gardens Real Estate Bloomtree Realty

  2144 Lessig Cir E Unit E, Prescott, AZ 86303
• 

  

  /8

  $165,000

  • Land
  • 2.62 Acres
  • $62,977 per Acre

  000 W Bahia Dr, Prescott, AZ 86301

  Don't miss this incredible opportunity to own scenic acreage just off Pleasant Valley Road! Enjoy beautiful views and the flexibility of two adjacent parcels--available individually at $175,000 each, or purchase both together for even more potential. Lot lines shown are approximate and for illustrative purposes only. Buyer to verify actual boundaries

  Leann Carver Bella Terra Realty LLC

  000 W Bahia Dr, Prescott, AZ 86301
• 

  

  /10

  $197,000

  • Land
  • 1.89 Acres
  • $104,233 per Acre

  6495 N James Paul Way, Prescott, AZ 86305

  Magnificent View Lot in Beautiful Granite Mountain Homesites! An almost 2 Acre Parcel Located on a Quiet, Peaceful Cul-De-Sac in the much coveted Williamson Valley Area. Easy access with Paved Roads from Entry to Homesite, Surrounded by Million Dollar Homes and Amazing Scenery. Low $100/Annual HOA Fee. Prescott is a Great Place to Live and Granite Mountain Homesites is a Great Place to Build your

  Cynthia Scates Realty ONE Group Mountain Desert

  6495 N James Paul Way, Prescott, AZ 86305
• 

  

  /8

  $330,000

  • Land
  • 4.57 Acres
  • $72,210 per Acre

  00000 W Bahia Dr, Prescott, AZ 86301

  Don't miss this incredible opportunity to own scenic acreage just off Pleasant Valley Road! Enjoy beautiful views and the flexibility of two adjacent parcels--Purchase both together, or separately for $175,000 each (see individual listings). Lot lines shown are approximate and for illustrative purposes only. Buyer to verify actual boundaries

  Leann Carver Bella Terra Realty LLC

  00000 W Bahia Dr, Prescott, AZ 86301
• 

  

  /7

  $165,000

  • Land
  • 1.95 Acres
  • $84,615 per Acre

  0000 W Bahia Dr, Prescott, AZ 86301

  Don't miss this incredible opportunity to own scenic acreage just off Pleasant Valley Road! Enjoy beautiful views and the flexibility of two adjacent parcels--available individually at $175,000 each, or purchase both together for even more potential. Lot lines shown are approximate and for illustrative purposes only. Buyer to verify actual boundaries

  Leann Carver Bella Terra Realty LLC

  0000 W Bahia Dr, Prescott, AZ 86301
• 

  

  /31

  $575,000

  • 3 Beds
  • 2 Baths
  • 2,016 Sq Ft

  631 Highland Ave, Prescott, AZ 86303

  Just minutes from downtown, this recently updated home is nestled next to a seasonal creek, with a fully fenced backyard, two storage sheds for all of your toys and tools and a beautiful flagstone patio. The front yard features a paver patio perfect for enjoying the outdoors. The Trex deck is an entertainer's dream! Inside, the generously sized upstairs master suite offers a recently updated

  Joni Cahn Sands Realty

  631 Highland Ave, Prescott, AZ 86303
• 

  

  /12

  $100,000

  • Land
  • 0.68 Acre
  • $147,059 per Acre

  307 Silverhill Cir, Prescott, AZ 86301

  Dramatic view lot looking east towards the Mingus Mountains and beyond.Build your dream home here on this downward sloping lot.Perfect lot for main level living plus lower level and amazing long distance views.Builder will walk lot.

  Len McGee Coldwell Banker Northland

  307 Silverhill Cir, Prescott, AZ 86301
• 

  

  /11

  $135,000

  • Land
  • 0.67 Acre
  • $201,493 per Acre

  1753 Conifer Ridge Ln, Prescott, AZ 86303

  Enjoy Beautiful Thumb Butte Views.Here is your chance to build your dream home in the forest community of Hassayampa. Lots of Ponderosa pines on this gently sloped lot. Shared driveway already in and city utilities available. Survey, Soil report and Topo map available.Join Golf & Club facilities for an additional fee.

  Linda Logue Berkshire Hathaway HomeService AZ Properties

  1753 Conifer Ridge Ln, Prescott, AZ 86303

Showing Results 441 - 480, Page 12 of 18