NOT LISTED FOR SALE

1 Paugassett Rd Derby, CT 06418

Estimated Value: $328,000 - $387,000

3 Beds
1 Bath
1,206 Sq Ft
$295/Sq Ft Est. Value

Last Sold August 04, 2017

Last sale price $135,000 $112 Per Sq Ft

Est. 163% increase in value since last sale

Current estimated payment $2,444/month

40 Days on Market

Highlights

  • Cape Cod Architecture
  • Corner Lot
  • 1 Car Attached Garage
  • Attic

About This Home

As of August 2017

Cape Style 3 bedroom home located on acorner lot. Features include an attached garage, spacious rooms and a sun-room and a large backyard to enjoy your upcoming summer days! HUD Home. Sold “AS IS” by elec. bid only. Prop avail 6-13-17.Bids due by 06/13/17 11:59 PM Central Time then daily until sold.
FHA Case #061-445508. Insured w Escrow Rpr. Eligible for FHA 203K. LBP Addendum Finance Terms: FHA, Cash, and Conventional. Price reduced

Last Agent to Sell the Property

Jennifer Ruspini

Ruspini Realty LLC License #REB.0757173 Listed on: 05/11/2017

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,704

Year Built

  • 1949

Lot Details

  • 0.34 Acre Lot
  • Corner Lot
  • Property is zoned R-3

Parking

  • 1 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • 1,206 Sq Ft Home
  • Basement Fills Entire Space Under The House
  • Walkup Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Utilities

  • Heating System Uses Oil
  • Private Company Owned Well

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,704

Year Built

1949

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1206
  • Total Sq Ft: 1206
  • Remarks Public Addendum: Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is located in close proximity to a Special Flood Hazard Area. Please refer to www.FloodSmart.gov for additional information regarding flood zones and insurance, State law require
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1949

Interior Features

  • Room Count: 5
  • Total Bedrooms: 3
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Attic Description: Walk-Up
  • Basement Description: Full
  • Attic: Yes

Exterior Features

  • Exterior Siding: Aluminum
  • Foundation Type: Block
  • Roof Information: Asphalt Shingle
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Attached Garage
  • Garages Number: 1

Utilities

  • Heat Fuel Type: Oil
  • Water Source: Private Well
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Lot Info

  • Acres: 0.3400
  • Lot Description: Corner Lot
  • Zoning: R-3

Tax Info

  • Tax Year: July 2017-June 2018
  • Property Tax: 4704
  • Total Assessed Value: 119490
  • Mil Rate Base: 39.370
  • Mil Rate Total: 39.370

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 11, 2017
Closed on
Aug 8, 2017
Sold by
Department Of Housing & Urban Dev
Bought by
Dougherty Michael
Seller's Agent
Jennifer Ruspini
Ruspini Realty LLC
List Price
$150,000
Sold Price
$135,000
Premium/Discount to List
-$15,000
-10%
Current Estimated Value
$355,502

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$220,502
Avg. Annual Appreciation
12.47%
Original Mortgage
$130,950
Interest Rate
3.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 26, 2017
Sold by
Wells Fargo Bank Na
Bought by
Department Of Housing & Urban Dev

Purchase Details

Listed on
Jan 26, 2013
Closed on
May 6, 2013
Sold by
Nizgorski Tessie
Bought by
Ceder Lawrence
Seller's Agent
Frank Lazowski
Laz Real Estate, LLC
Buyer's Agent
Diane Vidmosko
Carey & Guarrera Real Estate
List Price
$190,000
Sold Price
$155,000
Premium/Discount to List
-$35,000
-18.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.87%
Original Mortgage
$152,192
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 26, 2013
Closed on
Apr 5, 2013
Sold by
Nizgorski Tessie
Bought by
Cedar Lawrence
Seller's Agent
Frank Lazowski
Laz Real Estate, LLC
Buyer's Agent
Diane Vidmosko
Carey & Guarrera Real Estate
List Price
$190,000
Sold Price
$155,000
Premium/Discount to List
-$35,000
-18.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Interest Rate
3.37%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dougherty Michael $135,000 --
Department Of Housing & Urban Dev -- --
Ceder Lawrence -- --
Cedar Lawrence -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cedar Lawrence $145,100
Closed Cedar Lawrence $130,950
Previous Owner Cedar Lawrence $152,192
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/04/2017 08/04/17 Sold $135,000 0.0% $112 / Sq Ft
06/20/2017 06/20/17 Pending -- -- --
06/14/2017 06/14/17 Price Changed $135,000 -10.0% $112 / Sq Ft
06/01/2017 06/01/17 For Sale $150,000 +11.1% $124 / Sq Ft
05/31/2017 05/31/17 Off Market $135,000 -- --
05/11/2017 05/11/17 For Sale $150,000 -3.2% $124 / Sq Ft
05/03/2013 05/03/13 Sold $155,000 -18.4% $131 / Sq Ft View Prior Sale
03/12/2013 03/12/13 Pending -- -- --
01/26/2013 01/26/13 For Sale $190,000 -- $160 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,964 $161,210 $39,300 $121,910
2024 $6,078 $140,700 $39,270 $101,430
2023 $5,431 $140,700 $39,270 $101,430
2022 $5,431 $140,700 $39,270 $101,430
2021 $5,415 $140,280 $39,270 $101,010
2020 $5,242 $119,490 $39,270 $80,220
2019 $5,003 $119,490 $39,270 $80,220
2018 $4,704 $119,490 $39,270 $80,220
2017 $4,704 $119,490 $39,270 $80,220
2016 $4,704 $119,490 $39,270 $80,220
2015 $4,451 $124,530 $39,270 $85,260
2014 $4,451 $124,530 $39,270 $85,260
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 99185675

SmartMLS

APN: DERB-000006-000010-000022