NOT LISTED FOR SALE

1 Ruth Terrace Albany, NY 12203

Estimated Value: $326,601 - $436,000

3 Beds
1.5 Baths
1,324 Sq Ft
$285/Sq Ft Est. Value

Last Sold November 26, 2021

Last sale price $226,000 $171 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $2,569/month

7 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • 1 Car Attached Garage
  • Farnsworth Middle School Rated A-
  • No HOA
  • Eat-In Kitchen

About This Home

As of November 2021

Move in ready 3 BR/ 1.5 Bath in Guilderland school district. Fresh paint throughout, electric service updated. New hot water tank. Central air, finished family room with fireplace in basement, upper and lower driveways. Super location convenient to EVERYTHING! Owner is listing agent. Open house Sunday 10/3- 11A.M.- 1P.M. Excellent Condition

Last Agent to Sell the Property

Nick Maio

McCurdy Real Estate Group, Inc License #10401342595 Listed on: 09/29/2021

Last Buyer's Agent

Elizabeth Mayer

Empire Real Estate Firm LLC License #10401344152

Empire Real Estate Firm LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,604

Year Built

  • Built in 1959

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 121x120

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • Paddle Fans
  • Wood Burning Fireplace
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Built-In Gas Oven
  • Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Ceramic Tile in Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Laundry in Basement

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 4 / 1
  • Assessor Parcel Number 013089 52.18-1-4

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,604

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1959
  • Directions: Route 20 to Alton Rd. across from Crossgates. Alton Rd turns into Ruth Terrace.
  • Above Grade Finished Sq Ft: 1324.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 1654.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 3950.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.33
  • Lot Size: 121x120
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Sale Detail Buyer Zip Code: 12144
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Ranch: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Basement: Finished, Full, Walk-Out Access
  • Interior Amenities: Paddle Fan, Walk-In Closet(s), Ceramic Tile Bath, Eat-in Kitchen
  • Appliances: Built-In Electric Oven, Built-In Gas Oven, Cooktop, Gas Water Heater, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1.0
  • Fireplace Features: Basement, Wood Burning
  • Fireplaces: 1
  • Living Area: 1324.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Fireplace: Yes
  • Basement:Walk-Out Access: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Paddle Fan: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Basement: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Hatch: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Built-In Gas Oven: Yes

Exterior Features

  • Exterior Features: Storm Door(s)
  • Roof: Asphalt
  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Deck, Patio
  • Waterfront: No
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Exterior Features:Storm Door(s): Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: No
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Guilderland

Lot Info

  • Parcel #: 013089 52.18-1-4
  • Lot Size Sq Ft: 14374.8

Tax Info

  • Tax Annual Amount: 5604.0
  • Tax Block: 1
  • Tax Lot: 4
  • Tax Tract: 52.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2021
Closed on
Dec 20, 2021
Sold by
Maio Barbara K
Bought by
Kolaib Salah Abdulghani
Seller's Agent
Nick Maio
McCurdy Real Estate Group, Inc
Buyer's Agent
Elizabeth Mayer
Empire Real Estate Firm LLC
List Price
$209,900
Sold Price
$226,000
Premium/Discount to List
$16,100
7.67%
Current Estimated Value
$377,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$151,900
Avg. Annual Appreciation
14.69%
Original Mortgage
$180,800
Outstanding Balance
$166,691
Interest Rate
2.98%
Mortgage Type
New Conventional
Estimated Equity
$211,209

Purchase Details

Closed on
Jun 20, 2017
Sold by
Maio Nicholas J and Maio Barbara K
Bought by
Maio Barbara K
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kolaib Salah Abdulghani $226,000 Stewart Title
Maio Barbara K -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kolaib Salah Abdulghani $180,800
Closed Koliab Salah Abdulghani $180,800
Previous Owner Maio Nicholas J $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/26/2021 11/26/21 Sold $226,000 +7.7% $171 / Sq Ft
10/06/2021 10/06/21 Pending -- -- --
09/29/2021 09/29/21 For Sale $209,900 -- $159 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,163 $216,000 $43,000 $173,000
2023 $6,015 $216,000 $43,000 $173,000
2022 $5,297 $216,000 $43,000 $173,000
2021 $2,056 $216,000 $43,000 $173,000
2020 $4,036 $216,000 $43,000 $173,000
2019 $4,315 $216,000 $43,000 $173,000
2018 $3,281 $160,800 $32,200 $128,600
2017 $0 $160,800 $32,200 $128,600
2016 $3,850 $160,800 $32,200 $128,600
2015 -- $160,800 $32,200 $128,600
2014 -- $160,800 $32,200 $128,600
Source: Public Records

Agents Affiliated with this Home

  • N

    Seller's Agent in 2021

    Nick Maio

    McCurdy Real Estate Group, Inc

    (518) 528-4386

    1 in this area

    48 Total Sales

    Nick Maio
    Section Image
  • Elizabeth Mayer

    Buyer's Agent in 2021

    Elizabeth Mayer

    Empire Real Estate Firm LLC

    (518) 396-8031

    1 in this area

    61 Total Sales

    Elizabeth Mayer
    Section Image
See All Agents

Map

Source: Global MLS

MLS Number: 202129498

Global MLS

APN: 013089-052-018-0001-004-000-0000

New York Albany County Albany 12203

1 Ruth Terrace, Albany, NY

This home is located at 1 Ruth Terrace, Albany, NY 12203 since 29 September 2021 and is currently estimated at $377,900, approximately $285 per square foot. This property was built in 1959. 1 Ruth Terrace is a home located in Albany County with nearby schools including Westmere Elementary School, Farnsworth Middle School, and Guilderland High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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