$200,000
SOLD JUL 2, 2025

1 S Seneca St Waterloo, NY 13165

3 Beds
2 Baths
1,920 Sq Ft
0.48 Acres

Recently Sold

$104 Per Sq Ft

11% Below List Price

23 Days on Market

Highlights

  • Docks
  • Wood Flooring
  • 2 Fireplaces
  • River Access
  • Main Floor Primary Bedroom
  • Separate Formal Living Room

About This Home

As of July 2025

Amazing opportunity to live right on the water! Over 200 ft of waterfront view on the Cayuga-Seneca Canal. Walk to your dock and jump in your canoe, boat, kayak and head to Seneca Lake or Cayuga Lake! Spectacular opportunity to live on the water without paying crazy high lakefront prices! The house is situated on the private dead end of S. Seneca St. Old world charm with hardwood floors, meets updated convenience. Many newer windows, updated kitchen, some recessed lighting, gas fireplace in sunroom, new furnace 2024. When this house was built they didn't have indoor plumbing or indoor kitchens so as time went on the house was added on to. Now with over 1900 sq ft of living space this 3bdrm, 2 bath colonial is just waiting for the next owner to enjoy all it has to offer. 1st floor laundry, 1st floor office, fabulous sunroom has the best view of the parklike yard and the water. Great size bdrms, Open living space. PLUS 4 car garage and additional storage space for hobbies, car buffs recreation enthusiasts. Someone may even consider an airbnb! (Buyers should consult the local authorities to confirm regulations and possibilities) The options are endless! This is an absolute must see.

Last Agent to Sell the Property

Diane Miller

Listing by RE/MAX Realty Group License #30MI0617775 Listed on: 05/09/2025

RE/MAX Realty Group

Last Buyer's Agent

Keith Larwood

Listing by Empire Realty Group License #10401374636

Empire Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,398

Year Built

  • Built in 1868

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 119x211
  • Home fronts a stream
  • Irregular Lot

Parking

  • 4 Car Attached Garage
  • Parking Storage or Cabinetry
  • Workshop in Garage
  • Garage Door Opener
  • Gravel Driveway
  • Dirt Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Stone Foundation
  • Wood Siding
  • Vinyl Siding
  • Copper Plumbing

Interior Spaces

  • 1,920 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • 2 Fireplaces
  • French Doors
  • Sliding Doors
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Workshop
  • Sun or Florida Room

Kitchen

  • Galley Kitchen
  • Gas Oven
  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • River Access
  • Docks
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 453801-009-000-0002-018-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,398

Year Built

Built in 1868

Lot Details

0

Parking

4

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1868
  • ResoLaundryFeatures: Main Level
  • Lot Features: Irregular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Water Body Name: Cayuga And Seneca Canal
  • Architectural Style: Two Story
  • Flooring: Carpet, Ceramic Tile, Hardwood, Resilient, Varies
  • Garage Yn: Yes
  • Interior Features: Den, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Separate/Formal Living Room, Galley Kitchen, Home Office, Sliding Glass Door(s), Natural Woodwork, Bedroom on Main Level, Main Level Primary, Workshop
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
  • Basement: Full, Walk-Out Access, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplaces: 2
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.48
  • Waterfront Features: River Access, Stream
  • Waterfront: Yes
  • Construction Type: Brick, Vinyl Siding, Wood Siding, Copper Plumbing
  • Exterior Features: Dirt Driveway, Dock, Enclosed Porch, Gravel Driveway, Porch, See Remarks
  • Foundation Details: Block, Stone

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Parking Features: Attached, Garage, Storage, Workshop in Garage, Garage Door Opener

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-009-000-0002-018-000-0000
  • Lot Dimensions: 119X211
  • Lot Size Sq Ft: 20909.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4398.0
  • Tax Lot: 18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2025
Closed on
Jun 27, 2025
Sold by
Nelson Lee A and Costello Michelle R
Bought by
Costello Benjamin and Costello Michelle R
Seller's Agent
Diane Miller
RE/MAX Realty Group
Buyer's Agent
Keith Larwood
Empire Realty Group
List Price
$224,900
Sold Price
$200,000
Premium/Discount to List
-$24,900
-11.07%
Views
73
Current Estimated Value
$213,898

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,898
Avg. Annual Appreciation
12.51%
Original Mortgage
$190,000
Outstanding Balance
$189,358
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$24,540

Purchase Details

Closed on
Oct 14, 2024
Sold by
Preston F William Est and Nelson
Bought by
Nelson Lee A
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 --
Executors Deed -- None Available
Executors Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $190,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/02/2025 07/02/25 Sold $200,000 -11.1% $104 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
05/09/2025 05/09/25 For Sale $224,900 -- $117 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,472 $93,000 $15,800 $77,200
2023 $43 $93,000 $15,800 $77,200
2022 $4,374 $93,000 $15,800 $77,200
2021 $4,222 $93,000 $15,800 $77,200
2020 $3,598 $93,000 $15,800 $77,200
2019 $1,679 $93,000 $15,800 $77,200
2018 $3,497 $93,000 $15,800 $77,200
2017 $3,395 $93,000 $15,800 $77,200
2016 $3,533 $84,600 $14,300 $70,300
2015 -- $84,600 $14,300 $70,300
2014 -- $84,600 $14,300 $70,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1605534

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-009-000-0002-018-000-0000