NOT LISTED FOR SALE

1 Ski Harbor Dr Unit 1 McHenry, MD 21541

Estimated Value: $517,142 - $595,000

3 Beds
2.5 Baths
1,389 Sq Ft
$400/Sq Ft Est. Value

Sale Details

Date Sold: September 29, 2025

Last sale price $559,000 $402 Per Sq Ft

Current estimated payment $3,939 / mo

3 Days on Market

Highlights

  • 1,700 Feet of Waterfront
  • 1 Dock Slip
  • Community Lake
  • Accident Elementary School Rated 9+
  • Lake View
  • Contemporary Architecture

About This Home

As of September 2025

3BR 2.5BA renovated lakefront townhome at Ski Harbor! Premium waterfront property where your boat sits less than 50' from your back porch. Quiet/no-wake cove, direct fireworks/boat-parade views from the community lakefront, which spans over 1700 feet - one of the largest lake access areas you will find at DCL. Community amenities include: heated + indoor pool/hot tub/sauna, clubhouse, multiple outdoor courts, lakeside fire pit & sandy beach. Improvements include hardiboard siding, Trex decking, energy-efficient windows, newer baseboard heat, updated kitchen/baths/furnishing. Conveys mostly furnished.

Last Agent to Sell the Property

Jay Ferguson

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC Listed on: 08/27/2025

Last Buyer's Agent

Mike Kennedy

(301) 387-2000 mkennedy@railey.com Railey Realty, Inc. License #529372

Railey Realty, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,699

Year Built

  • Built in 1987 | Remodeled in 2021

Lot Details

  • 1,700 Feet of Waterfront
  • Home fronts navigable water
  • Property is in very good condition

HOA Fees

  • $371 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Cedar

Interior Spaces

  • 1,389 Sq Ft Home
  • Property has 2 Levels
  • Partially Furnished
  • Ceiling Fan
  • 1 Fireplace
  • Lake Views

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Interior Basement Entry

Outdoor Features

  • Water Access
  • Property is near a lake
  • Shared Slip
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted

Schools

  • Northern Middle School
  • Northern Garrett High School

Utilities

  • Window Unit Cooling System
  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 0001
  • Assessor Parcel Number 1218043955

Community Details

Overview

  • $1,500 Capital Contribution Fee
  • Association fees include insurance, lawn maintenance, snow removal
  • Ski Harbor Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Common Area

Recreation

  • 1 Community Slips
  • 1 Community Docks
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Community Indoor Pool
  • Jogging Path

Pet Policy

  • Pets allowed on a case-by-case basis

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,699

Year Built

Built in 1987 | Remodeled in 2021

Lot Details

392 Sq Ft Lot

HOA Fees

$371 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Contemporary
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 8/28/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1987
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Interior Access
  • Total Sq Ft: 1389
  • Living Area Sq Ft: 1389
  • Price Per Sq Ft: 402.45
  • Above Grade Finished Sq Ft: 1389
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Spa: No
  • View: Lake
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 1700

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 371.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Basketball Courts, Common Grounds, Jog/Walk Path, Lake, Pool - Indoor, Tennis Courts, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Insurance, Lawn Maintenance, Snow Removal
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Indoor

Fee Information

  • Capital Contribution Fee: 1500.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: NORTHERN GARRETT HIGH
  • Middle Or Junior School: NORTHERN

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Property Condition: Very Good
  • Zoning: U
  • In City Limits: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3699.00
  • Assessor Parcel Number: 1218043955
  • Tax Lot: 0001
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2025
Closed on
Sep 29, 2025
Sold by
Bought by
Seller's Agent
Jay Ferguson
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Mike Kennedy
Railey Realty, Inc.
List Price
$559,000
Sold Price
$559,000
Views
32
Current Estimated Value
$557,410

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,590
Avg. Annual Appreciation
-0.92%
Original Mortgage
$419,250
Outstanding Balance
$419,250
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$135,786

Purchase Details

Closed on
Nov 30, 2005
Sold by
Bought by

Purchase Details

Closed on
Jul 22, 2003
Sold by
Bought by

Purchase Details

Closed on
Aug 10, 1998
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $559,000 0.0% $402 / Sq Ft
08/30/2025 08/30/25 Pending -- -- --
08/27/2025 08/27/25 For Sale $559,000 -- $402 / Sq Ft
Source: Bright MLS

Agents Affiliated with this Home

  • Jay Ferguson

    Seller's Agent in 2025

    Jay Ferguson

    Taylor-Made Deep Creek Real Estate, LLC

    (301) 501-0420

    251 Total Sales

    Jay Ferguson
    Section Image
  • Mike Kennedy

    Buyer's Agent in 2025

    Mike Kennedy

    Railey Realty, Inc.

    (301) 616-6106

    232 Total Sales

    Mike Kennedy
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2010240

Bright MLS

APN: 18-043955

Maryland Garrett County McHenry 21541

1 Ski Harbor Dr Unit 1, McHenry, MD

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