$849,000
OPEN SAT 10AM - 1PM

305 Lake Pointe Dr McHenry, MD 21541

Estimated payment $5,261/month

Total Views 565
5 Beds
3 Baths
2,834 Sq Ft
$300 Price per Sq Ft

Highlights

  • Popular Property
  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Accident Elementary School Rated 9+
  • Home fronts navigable water
  • Spa

About This Home

Exceptional vacation home located in the Lake Pointe community. This spacious 5-bedroom lake access cottage with a single dock slip is an unbeatable location just across from Wisp Ski & Golf Resort. Designed for year-round enjoyment, this inviting mountain retreat offers generous living spaces, multiple gathering areas, and plenty of room for family and guests. Enjoy easy access to the lake for boating, fishing, and waterfront fun, while being close to skiing, golf, dining, and all the outdoor recreation Deep Creek Lake has to offer. Renovated rear deck with new furniture, new HVAC, and new hot tub. Community tennis/pickle ball court is another great amenity. Whether you’re looking for a full-time residence, vacation getaway, or investment property, "Light My Fire" delivers the perfect blend of comfort, convenience, and adventure.

Listing Agent

Betsy Spiker Holcomb

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC Brokerage Phone: 3013874700 License #518606 Listed on: 05/26/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,074

Year Built

  • Built in 1999

Lot Details

  • 11,325 Sq Ft Lot
  • Home fronts navigable water
  • Landscaped
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Wood Walls
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Cathedral Ceiling
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Mud Room
  • Family Room
  • Living Room
  • Dining Room
  • Game Room
  • Mountain Views

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Lake Privileges
  • Deck

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 0018
  • Assessor Parcel Number 1218064529

Community Details

Overview

  • Association fees include snow removal, road maintenance, common area maintenance, pier/dock maintenance
  • Lake Pointe HOA
  • Lake Pointe Subdivision

Amenities

  • Common Area

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,074

Year Built

Built in 1999

Lot Details

0.26 Acres

HOA Fees

$83 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1999
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Luxury Vinyl Tile
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall, Wood Walls
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Bedroom 1, Mud Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Heated, Outside Entrance, Walkout Level
  • Total Sq Ft: 2834
  • Living Area Sq Ft: 2834
  • Price Per Sq Ft: 599.15
  • Above Grade Finished Sq Ft: 1417
  • Below Grade Finished Sq Ft: 1417
  • Total Below Grade Sq Ft: 1417
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Shingle
  • View: Mountain
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed, Sail, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1000.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Tennis Courts, Water/Lake Privileges, Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Snow Removal, Road Maintenance, Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: LAKE POINTE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Landscaping
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11325.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 8074.00
  • Assessor Parcel Number: 1218064529
  • Tax Lot: 0018
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,144 $713,267 $0 $0
2024 $7,769 $585,033 $0 $0
2023 $6,112 $456,800 $160,000 $296,800
2022 $5,768 $427,900 $0 $0
2020 $5,026 $370,100 $160,000 $210,100
2019 $5,026 $370,100 $160,000 $210,100
2018 $4,781 $370,100 $160,000 $210,100
2017 $4,659 $379,900 $0 $0
2016 -- $379,900 $0 $0
2015 -- $379,900 $0 $0
2014 -- $404,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/26/2026 05/26/26 For Sale $849,000 +57.2% $300 / Sq Ft
07/03/2020 07/03/20 Sold $540,000 -4.3% $191 / Sq Ft View Prior Sale
02/07/2020 02/07/20 For Sale $564,000 +52.4% $199 / Sq Ft
10/27/2017 10/27/17 Sold $370,000 -7.3% $131 / Sq Ft View Prior Sale
09/18/2017 09/18/17 Pending -- -- --
03/07/2017 03/07/17 For Sale $399,000 +7.8% $141 / Sq Ft
03/01/2017 03/01/17 Off Market $370,000 -- --
10/26/2016 10/26/16 For Sale $399,000 -- $141 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $540,000 Deep Creed Title Group
Deed $370,000 Deep Creek Title Group Llc
Deed $615,000 --
Deed $420,000 --
Deed $69,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $432,000 New Conventional
Previous Owner $277,500 New Conventional
Previous Owner $492,800 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2012024

Bright MLS

APN: 18-064529

Maryland Garrett County McHenry 21541

305 Lake Pointe Dr, McHenry, MD

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Betsy Spiker Holcomb
Listing Agent
Betsy Spiker Holcomb
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Taylor-Made Deep Creek Real Estate, LLC
(240) 998-8691
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