$525,000
SOLD JUN 20, 2025

1 Stafford Cove Ruther Glen, VA 22546

4 Beds
3.5 Baths
2,590 Sq Ft
2020 Built

Recently Sold

$203 Per Sq Ft

21 Days on Market

Highlights

  • Boat Ramp
  • 24-Hour Security
  • Gated Community
  • Beach
  • Water Oriented
  • Open Floorplan

About This Home

As of June 2025

Welcome to this meticulously maintained, like new Craftsman style home in the amenity filled community of Lake Caroline. Designed with care and attention to detail, this home offers a bright, open layout filled with quality finishes and everyday comforts. Step inside to find gorgeous hardwood flooring flowing throughout the main living spaces, setting a warm and welcoming tone. The heart of the home is the chef’s kitchen, complete with high-end finishes and an open design that flows easily into the living room — perfect for entertaining family and friends. Just off the living room, a private deck overlooks the beautifully landscaped backyard, offering a peaceful space to relax or host gatherings. This home features two primary suites, one on the main level and one upstairs, each with its own spa-like ensuite bathroom. The upper-level primary suite also boasts a massive walk-in closet, offering plenty of storage and luxury. The oversized secondary bedrooms provide generous space, with one featuring an oversized walk-in closet as well. Additional highlights include laundry rooms on both levels for added convenience and an unfinished walk-in storage room upstairs, perfect for organization or future expansion. Enjoy peaceful mornings on the welcoming front porch and afternoons at the lake — this home is just steps away from not one, but two lake access points, perfect for enjoying all that Lake Caroline has to offer. Beautifully cared for and move-in ready, this home perfectly blends Craftsman charm with thoughtful modern touches. Lake Caroline, a vibrant and peaceful gated lakeside community offers the perfect blend of recreation, relaxation, and convenience. Nestled around a beautiful 277 acre private lake, Lake Caroline residents enjoy year round access to an incredible array of amenities designed to enrich every lifestyle. The community features a swimming pool, tennis courts, pickleball courts, basketball courts, a clubhouse, and 24/7 security for peace of mind. Outdoor enthusiasts will love the two sandy beaches and nine recreation areas, several with pavilions ideal for parties, picnics, and gatherings. Boating, swimming, and fishing are easily accessible through the community’s two marinas, ensuring lake life is always within reach. Perfectly positioned between Fredericksburg and Richmond, Lake Caroline offers the best of both worlds — a quiet, natural setting with shopping, dining, and I-95 access just minutes away. Whether you’re seeking an active lifestyle, peaceful retreat, or a place to create lasting memories, Lake Caroline welcomes you home.

Last Agent to Sell the Property

Lauren Cotton

Coldwell Banker Elite Listed on: 05/02/2025

Coldwell Banker Elite

Last Buyer's Agent

Shelly Goss

Plank Realty License #0225209159

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,704

Year Built

  • Built in 2020

Lot Details

  • Cul-De-Sac
  • Landscaped
  • Extensive Hardscape
  • Level Lot
  • Cleared Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Craftsman Architecture
  • Composition Roof
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,590 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Combination Kitchen and Living
  • Formal Dining Room
  • Garden Views
  • Crawl Space
  • Attic

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Lake Privileges
  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 2072
  • Assessor Parcel Number 67A6-1-2072

Community Details

Overview

  • $1,200 Capital Contribution Fee
  • Association fees include common area maintenance, management, pool(s), road maintenance, security gate, insurance
  • Lake Caroline Property Owners Association
  • Lake Caroline Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,704

Year Built

Built in 2020

Lot Details

0

HOA Fees

$134 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/3/2025 12:00:00 AM
  • Year Built: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this meticulously maintained, like new Craftsman style home in the amenity filled community of Lake Caroline. Designed with care and attention to detail, this home offers a bright, open layout filled with quality finishes and everyday comforts. Step inside to find gorgeous hardwood flooring flowing throughout the main living spaces, setting a warm and welcoming tone. The heart of the home is the chef’s kitchen, complete with high-end finishes and an open design that flows easily into the living room — perfect for entertaining family and friends. Just off the living room, a private deck overlooks the beautifully landscaped backyard, offering a peaceful space to relax or host gatherings. This home features two primary suites, one on the main level and one upstairs, each with its own spa-like ensuite bathroom. The upper-level primary suite also boasts a massive walk-in closet, offering plenty of storage and luxury. The oversized secondary bedrooms provide generous space, with one featuring an oversized walk-in closet as well. Additional highlights include laundry rooms on both levels for added convenience and an unfinished walk-in storage room upstairs, perfect for organization or future expansion. Enjoy peaceful mornings on the welcoming front porch and afternoons at the lake — this home is just steps away from not one, but two lake access points, perfect for enjoying all that Lake Caroline has to offer. Beautifully cared for and move-in ready, this home perfectly blends Craftsman charm with thoughtful modern touches. Lake Caroline, a vibrant and peaceful gated lakeside community offers the perfect blend of recreation, relaxation, and convenience. Nestled around a beautiful 277 acre private lake, Lake Caroline residents enjoy year round access to an incredible array of amenities designed to enrich every lifestyle. The community features a swimming pool, tennis courts, pickleball courts, basketball courts, a clubhouse, and 24/7 security for peace of mind. Outdoor enthusiasts will love the two sandy beaches and nine recreation areas, several with pavilions ideal for parties, picnics, and gatherings. Boating, swimming, and fishing are easily accessible through the community’s two marinas, ensuring lake life is always within reach. Perfectly positioned between Fredericksburg and Richmond, Lake Caroline offers the best of both worlds — a quiet, natural setting with shopping, dining, and I-95 access just minutes away. Whether you’re seeking an active lifestyle, peaceful retreat, or a place to create lasting memories, Lake Caroline welcomes you home.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Wood, Tile/Brick, Carpet
  • Interior Amenities: Attic, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Table Space, Pantry, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace: No
  • Foundation Details: Crawl Space, Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Laundry, Bathroom 3, Attic, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Main Floor, Upper Floor
  • Total Sq Ft: 2590
  • Living Area Sq Ft: 2590
  • Price Per Sq Ft: 202.66
  • Above Grade Finished Sq Ft: 2590
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Stone
  • Exterior Features: Extensive Hardscape
  • Roof: Composite
  • View: Garden/Lawn
  • Water Access: No
  • Water Body Name: Lake Caroline
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: 24 Hour Security, Main Entrance Lock, Security Gate, Smoke Detector
  • Sewer/Septic System: On Site Septic
  • Utilities: Electric Available, Water Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1612.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Common Grounds, Gated Community, Lake, Picnic Area, Pool - Outdoor, Security, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges, Basketball Courts, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pool(s), Road Maintenance, Security Gate, Insurance
  • HOA Name: LAKE CAROLINE PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 1200.00

Schools

  • School District: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District Key: 121141079578
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 004
  • Lot Features: Cleared, Cul-De-Sac, Front Yard, Landscaping, Level, Rear Yard
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2704.00
  • Assessor Parcel Number: 67A6-1-2072
  • Tax Lot: 2072
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/20/2025

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jun 18, 2025
Sold by
Morris Cynthia Lynn
Bought by
Hull Rachel and Hull Austin
Seller's Agent
Lauren Cotton
Coldwell Banker Elite
Buyer's Agent
Shelly Goss
Plank Realty
List Price
$524,900
Sold Price
$525,000
Premium/Discount to List
$100
0.02%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.17%
Original Mortgage
$515,490
Outstanding Balance
$515,490
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$5,900

Purchase Details

Closed on
Apr 14, 2022
Sold by
Morris Cynthia Lynn
Bought by
Morris Cynthia Lynn

Purchase Details

Listed on
Sep 14, 2018
Closed on
Feb 7, 2020
Sold by
Premier Development Inc
Bought by
Morris Cynthia Lynn
Seller's Agent
Cindy Willis
Fathom Realty
Buyer's Agent
Patricia Licata
EXP Realty, LLC
List Price
$339,980
Sold Price
$335,000
Premium/Discount to List
-$4,980
-1.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$75,000
Interest Rate
3.72%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $525,000 Guaranty Title Agency
Deed -- None Listed On Document
Deed $335,000 Terry S Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $515,490 FHA
Previous Owner $75,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $525,000 0.0% $203 / Sq Ft
05/02/2025 05/02/25 For Sale $524,900 +56.7% $203 / Sq Ft
02/13/2020 02/13/20 Sold $335,000 -1.5% $129 / Sq Ft
01/06/2020 01/06/20 Pending -- -- --
10/01/2019 10/01/19 For Sale $339,980 0.0% $131 / Sq Ft
09/22/2019 09/22/19 Pending -- -- --
06/26/2019 06/26/19 Price Changed $339,980 +1.8% $131 / Sq Ft
09/14/2018 09/14/18 For Sale $334,110 -- $129 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,267 $554,200 $47,000 $507,200
2024 $2,670 $346,700 $47,000 $299,700
2023 $2,577 $334,700 $35,000 $299,700
2022 $2,577 $334,700 $35,000 $299,700
2021 $2,577 $334,700 $35,000 $299,700
2020 $42 $5,000 $5,000 $0
2019 $42 $5,000 $5,000 $0
2018 $42 $5,000 $5,000 $0
2017 $42 $5,000 $5,000 $0
2016 $41 $5,000 $5,000 $0
2015 $36 $5,000 $5,000 $0
2014 $36 $5,000 $5,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2008070

Bright MLS

APN: 67A6-1-2072