$849,000
OPEN SAT 12PM - 3PM

1 Surf Way Unit 115 Monterey, CA 93940

Del Monte Beach Neighborhood

Estimated payment $6,067/month

Total Views 35
1 Bed
1 Bath
478 Sq Ft
$1,776 Price per Sq Ft

Highlights

  • Community Beach Access
  • Fitness Center
  • Clubhouse
  • Monterey High School Rated A
  • Gated Community
  • 4-minute walk to Spray Ave. Tot Lot

About This Home

Welcome to coastal living at 1 Surf Way #115 in Montereywhere the sand and sea are just steps from your door. This light-filled ground-level home offers an exceptional location within the coveted Ocean Harbor House community, directly across from Del Monte Beach and the Monterey Bay Coastal Trail. The open living area features large sliding doors that extend to a private patio with peaceful ocean and white-water views, perfect for relaxing to the sound of the surf. The updated kitchen includes modern appliances, quartz counters, and a breakfast bar for casual dining or entertaining. The spacious bedroom provides generous storage, and the bath showcases clean, coastal finishes. Enjoy resort-style amenities including two pools, a fitness room, spa, clubhouse, and gated parking. HOA covers exterior maintenance, water, garbage, and common-area care for a truly low-maintenance lifestyle. Just minutes to Cannery Row, Fishermans Wharf, downtown Monterey, and world-class dining, golf, and recreation. Ideal as a full-time residence, weekend retreat, or investment in one of Montereys most desirable beachfront communities.

Listing Agent

Christian Haun

eXp Realty of California Inc License #01494599 Listed on: 11/08/2025

eXp Realty of California Inc

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,022

Year Built

  • Built in 1993

HOA Fees

  • $849 Monthly HOA Fees

Home Design

  • 478 Sq Ft Home
  • Pillar, Post or Pier Foundation
  • Composition Roof

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Parking

  • Carport
  • Electric Gate
  • Assigned Parking

Additional Features

  • Breakfast Bar
  • Baseboard Heating

Listing and Financial Details

  • Assessor Parcel Number 011-442-017-000

Community Details

Overview

  • Association fees include common area electricity, decks, exterior painting, fencing, garbage, hot water, insurance, landscaping / gardening, maintenance - common area, maintenance - exterior, management fee, pool spa or tennis, recreation facility, reserves, roof, security service, water / sewer
  • 172 Units
  • Ocean Harbor House Association
  • Built by Ocean Harbor House
  • Car Wash Area

Amenities

  • Sauna
  • Clubhouse
  • Billiard Room
  • Community Storage Space

Recreation

  • Community Beach Access
  • Recreation Facilities
  • Fitness Center
  • Community Pool

Pet Policy

  • Limit on the number of pets

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,022

Year Built

Built in 1993

Lot Details

0

HOA Fees

$849 per month

Listing Details

  • Subclass: Condominium
  • Restrictions: Pets - Number Restrictions
  • Listing Class: Residential
  • Min Numberof Unitsin Complex: 172
  • Structure Sq Ft: 478
  • Complex Name: Ocean Harbor House
  • Year Built: 1993
  • Zoning Description: R-3
  • Special Features: OpenHouse
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Dining Room: Dining Bar
  • Living Sq Ft: 478
  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • Foundation: Post and Pier
  • Roof: Composition

Garage/Parking

  • Garage Parking Features: Assigned Spaces, Carport, Electric Gate

Utilities

  • Heating System: Baseboard
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 849
  • HOA Amenities: Additional Storage, Beach Rights, Billiard Room, Car Wash Area, Club House, Community Pool, Community Security Gate, Gym / Exercise Facility, Recreation Room, Sauna / Spa / Hot Tub
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Decks, Exterior Painting, Fencing, Garbage, Hot Water, Insurance, Landscaping / Gardening, Maintenance - Common Area, Maintenance - Exterior, Management Fee, Pool, Spa, or Tennis, Recreation Facility, Reserves, Roof, Security Service, Water / Sewer
  • H O A Name Text: Ocean Harbor House
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 011-442-017-000

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Monterey Peninsula Unified

Map

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,022 $843,659 $366,116 $477,543
2024 $9,022 $827,118 $358,938 $468,180
2023 $8,807 $810,900 $351,900 $459,000
2022 $6,559 $795,000 $345,000 $450,000
2021 $6,464 $587,607 $420,471 $167,136
2020 $6,218 $581,583 $416,160 $165,423
2019 $6,528 $570,180 $408,000 $162,180
2018 $6,061 $540,600 $413,100 $127,500
2017 $2,097 $202,607 $86,074 $116,533
2016 $2,052 $198,636 $84,387 $114,249
2015 $2,017 $195,653 $83,120 $112,533
2014 $1,981 $191,821 $81,492 $110,329
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/08/2025 11/08/25 For Sale $849,000 +6.8% $1,776 / Sq Ft
03/25/2022 03/25/22 Sold $795,000 0.0% $1,663 / Sq Ft View Prior Sale
03/04/2022 03/04/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $795,000 -- $1,663 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Grant Deed $795,000 Chicago Title
Grant Deed $559,000 Usa National Title
Quit Claim Deed -- Accommodation
Grant Deed -- Title365 Riverside
Trustee Deed $380,100 Accommodation
Interfamily Deed Transfer -- Old Republic Title Company
Grant Deed $153,000 Old Republic Title Company
Grant Deed $232,500 First American Title
Grant Deed $327,500 Old Republic Title Company
Grant Deed $327,000 First American Title Co
Grant Deed -- Old Republic Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- First American Title Co
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Grant Deed $176,500 Chicago Title Co
Grant Deed $180,000 First American Title
Grant Deed $380,000 Stewart Title
Grant Deed $345,000 First American Title
Grant Deed $325,000 First American Title
Grant Deed $157,000 Chicago Title Co
Grant Deed $253,000 Chicago Title Co
Interfamily Deed Transfer -- --
Grant Deed $254,000 Chicago Title Co
Grant Deed $277,270 Chicago Title Co
Grant Deed $172,000 Chicago Title Co
Grant Deed $165,000 Chicago Title Co
Grant Deed $160,000 Chicago Title Co
Interfamily Deed Transfer -- Chicago Title Co
Grant Deed $280,000 Chicago Title Co
Grant Deed $282,500 Chicago Title Co
Grant Deed $261,000 Chicago Title Co
Grant Deed $176,000 Chicago Title Co
Grant Deed $260,000 Chicago Title Co
Grant Deed $250,000 Chicago Title Co
Grant Deed $302,090 Chicago Title Co
Grant Deed $325,000 Chicago Title Co
Grant Deed $174,000 Chicago Title Co
Grant Deed $328,000 Chicago Title Co
Grant Deed $235,000 Chicago Title Co
Grant Deed $180,000 Chicago Title Co
Grant Deed $174,000 Chicago Title Co
Grant Deed $255,000 Chicago Title Co
Grant Deed $330,000 Chicago Title Co
Grant Deed $266,000 Chicago Title Co
Grant Deed $320,000 Chicago Title Co
Grant Deed $172,000 Chicago Title Co
Grant Deed $300,000 Chicago Title Company
Grant Deed $295,000 Chicago Title Company
Grant Deed $305,000 Chicago Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $795,000 VA
Previous Owner $531,050 New Conventional
Previous Owner $122,400 Balloon
Previous Owner $186,000 Stand Alone First
Previous Owner $262,000 No Value Available
Previous Owner $227,150 No Value Available
Previous Owner $227,150 No Value Available
Previous Owner $100,000 No Value Available
Previous Owner $144,000 No Value Available
Previous Owner $200,000 No Value Available
Previous Owner $276,000 No Value Available
Previous Owner $200,000 No Value Available
Previous Owner $202,160 No Value Available
Previous Owner $125,400 No Value Available
Previous Owner $208,500 No Value Available
Previous Owner $200,000 No Value Available
Previous Owner $99,000 No Value Available
Previous Owner $131,920 No Value Available
Source: Public Records

Source: MLSListings

MLS Number: ML82027119

MLSListings

APN: 011-442-017-000

California Monterey County Monterey 93940 Del Monte Beach

1 Surf Way Unit 115, Monterey, CA

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Christian Haun
Listing Agent
Christian Haun
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eXp Realty of California Inc
(831) 282-5196