PENDING
$20K PRICE DROP
PRE-FORECLOSURE
The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.
10 Barma Dr Cold Spring, KY 41076
Total Views
35,464
4
Beds
3
Baths
1,725
Sq Ft
$183
Price per Sq Ft
Highlights
- Open Floorplan
- Deck
- Granite Countertops
- Campbell County High School Rated 9+
- Traditional Architecture
- Private Yard
About This Home
Unique bi-level home offering incredible flexibility and opportunity! The main living area features four bedrooms and two full bathrooms, providing comfortable space for everyday living. What truly sets this property apart is the converted garage studio apartment—ideal for multi-generational living, guest space, or rental income. The current owner has successfully operated the studio as an Airbnb for several years, making this a great option for buyers seeking supplemental income or a private in-law suite. Outside, enjoy a large yard, rear deck perfect for relaxing or entertaining, and additional storage. A rare and versatile property with multiple living options—don't miss your chance to explore all that this home has to offer!
Home Details
Home Type
- Single Family
Year Built
- Built in 1978
Lot Details
- 0.26 Acre Lot
- Partially Fenced Property
- Wood Fence
- Private Yard
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,725 Sq Ft Home
- Open Floorplan
- Wet Bar
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Bay Window
- Panel Doors
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Neighborhood Views
Kitchen
- Convection Oven
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Laminate
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
- Bathtub with Shower
- Shower Only
Laundry
- Laundry Room
- Laundry on lower level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Deck
- Patio
- Shed
- Porch
Schools
- Crossroads Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Central Air
- Heat Pump System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Matterport 3D Tour
Floorplans
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,769 | $228,500 | $50,000 | $178,500 |
| 2024 | $2,806 | $228,500 | $50,000 | $178,500 |
| 2023 | $2,742 | $228,500 | $50,000 | $178,500 |
| 2022 | $2,006 | $158,000 | $20,000 | $138,000 |
| 2021 | $2,006 | $158,000 | $20,000 | $138,000 |
| 2020 | $2,026 | $158,000 | $20,000 | $138,000 |
| 2019 | $1,992 | $158,000 | $20,000 | $138,000 |
| 2018 | $1,919 | $151,000 | $20,000 | $131,000 |
| 2017 | $1,894 | $151,000 | $20,000 | $131,000 |
| 2016 | $1,846 | $151,000 | $0 | $0 |
| 2015 | $1,875 | $151,000 | $0 | $0 |
| 2014 | $1,828 | $151,000 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/28/2026 02/28/26 | Pending | -- | -- | -- |
| 02/25/2026 02/25/26 | Price Changed | $315,000 | -5.9% | $183 / Sq Ft |
| 01/30/2026 01/30/26 | For Sale | $334,900 | -- | $194 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $150,000 | None Available | |
| Deed | $151,000 | None Available | |
| Warranty Deed | $136,000 | Homestead Title Agency Ltd | |
| Deed | $122,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $147,283 | FHA | |
| Previous Owner | $155,983 | VA | |
| Previous Owner | $140,932 | New Conventional | |
| Previous Owner | $109,800 | New Conventional |
Source: Public Records
About the Listing Agent
#1 Team in our market, The Cindy Shetterly Team is a team of full-time Realtors who specialize in buying, selling, and investing in real estate. We are a team of 13 that takes you from the beginning to the end of your buying or selling process with experts on every step. Our agents study the market every day and are well-versed in new- construction, land, investment properties, and re-sale real estate transactions. With over 75 years of experience, we have worked in virtually every situation
Cindy's Other Listings
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$199,800 Open Sun 1PM - 2PM
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$349,000
- 4 Beds
- 2.5 Baths
- 2,112 Sq Ft
- 111 River Heights Dr
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Come and visit this fantastic over 2100 sq.ft., 3 yr new home in the desirable River Bluffs. The popular Bellamy floor plan offers 4 bedrooms and 2.5 baths plus first floor study with LVT flooring throughout the first floor. The open concept layout features a bright kitchen with solid surface countertops, stainless steel appliances, large island, and spacious walk in pantry. Upstairs offers
Cindy Shetterly Keller Williams Distinctive RE
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639567
APN: 999-99-19-675.00
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