$315,000
PENDING $20K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

10 Barma Dr Cold Spring, KY 41076

Total Views 35,485
4 Beds
3 Baths
1,725 Sq Ft
$183 Price per Sq Ft

Highlights

  • Open Floorplan
  • Deck
  • Granite Countertops
  • Campbell County High School Rated 9+
  • Traditional Architecture
  • Private Yard

About This Home

Unique bi-level home offering incredible flexibility and opportunity! The main living area features four bedrooms and two full bathrooms, providing comfortable space for everyday living. What truly sets this property apart is the converted garage studio apartment—ideal for multi-generational living, guest space, or rental income. The current owner has successfully operated the studio as an Airbnb for several years, making this a great option for buyers seeking supplemental income or a private in-law suite. Outside, enjoy a large yard, rear deck perfect for relaxing or entertaining, and additional storage. A rare and versatile property with multiple living options—don't miss your chance to explore all that this home has to offer!

Listing Agent

The Cindy Shetterly Team

Keller Williams Realty Service License #220012 Listed on: 01/30/2026

Keller Williams Realty Service

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • 0.26 Acre Lot
  • Partially Fenced Property
  • Wood Fence
  • Private Yard

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,725 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Fireplace
  • Vinyl Clad Windows
  • Bay Window
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storage
  • Neighborhood Views

Kitchen

  • Convection Oven
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Laminate
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Porch

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

0.26 Acres

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Farm
  • Lot Size Acres: 0.262
  • Year Built: 1978
  • Lot Size: 11412.72
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Traveling South on US-27, turn left onto Winters Lane. Right onto Barma. Property is on the right side.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke Energy
  • Water Company: NKY Water District
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Multi Panel Doors, Chandelier, Entrance Foyer, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Stone Counters, Storage, Wet Bar
  • Basement: Full, Walk-Out Access, Full Finished Bath, Finished, Storage Space
  • Heating: Electric, Heat Pump
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Convection Oven, Stainless Steel Appliance(s), Electric Range, Electric Oven
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 1725.0
  • Window Features: Bay Window(s), Vinyl Frames

Exterior Features

  • View: Neighborhood
  • Fencing: Partial, Wood, Privacy
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch, Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 11413.0
  • Zoning Description: Residential

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,769 $228,500 $50,000 $178,500
2024 $2,806 $228,500 $50,000 $178,500
2023 $2,742 $228,500 $50,000 $178,500
2022 $2,006 $158,000 $20,000 $138,000
2021 $2,006 $158,000 $20,000 $138,000
2020 $2,026 $158,000 $20,000 $138,000
2019 $1,992 $158,000 $20,000 $138,000
2018 $1,919 $151,000 $20,000 $131,000
2017 $1,894 $151,000 $20,000 $131,000
2016 $1,846 $151,000 $0 $0
2015 $1,875 $151,000 $0 $0
2014 $1,828 $151,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2026 02/28/26 Pending -- -- --
02/25/2026 02/25/26 Price Changed $315,000 -5.9% $183 / Sq Ft
01/30/2026 01/30/26 For Sale $334,900 -- $194 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $150,000 None Available
Deed $151,000 None Available
Warranty Deed $136,000 Homestead Title Agency Ltd
Deed $122,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $147,283 FHA
Previous Owner $155,983 VA
Previous Owner $140,932 New Conventional
Previous Owner $109,800 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 639567

Northern Kentucky Multiple Listing Service

APN: 999-99-19-675.00

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