$852,500
SOLD AUG 12, 2025

10 Cottage Ave Old Saybrook, CT 06475

3 Beds
3 Baths
2,261 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$377 Per Sq Ft

5% Below List Price

111 Days on Market

Highlights

  • Open Floorplan
  • Cape Cod Architecture
  • 1 Fireplace
  • Kathleen E. Goodwin School Rated A-
  • Attic
  • Wrap Around Balcony

About This Home

As of August 2025

Welcome to Bel Aire Manor Private Beach Association, where coastal living at its finest awaits you. Nestled within this idyllic sanctuary, this family residence is one of only 19 dwellings. As you approach the residence, you will observe the wrap-around front porch, an ideal spot to unwind and appreciate the picturesque beauty of the Connecticut shoreline. Keep an eye out for the majestic Osprey and Eagles soaring overhead, while the Trex decking ensures hassle-free maintenance. Upon entering the home, you will be greeted by an expansive open floor plan that seamlessly integrates the kitchen, living room, and dining room, all featuring hardwood floors and a central island. This spacious layout provides ample room for entertaining. The residence comprises three bedrooms and three full bathrooms. The primary en suite is situated on the main level, while two generously sized bedrooms are located on the second floor, each serviced by a jack-and-jill bathroom. A third full bath and laundry room also off the main hallway. The attached two-car garage leads you to the basement, which provides ample storage space. The house was built on a concrete foundation above the FEMA flood plain. An outdoor shower is conveniently located outside the walkout basement door. Embark on an enchanting journey into the captivating town of Old Saybrook, renowned for its Katharine Hepburn Theater and its picturesque downtown Main Street.This charming thoroughfare is lined with an array of boutique shops

Last Agent to Sell the Property

Joe Scarpellino

Coldwell Banker Realty License #RES.0803802 Listed on: 04/09/2025

Coldwell Banker Realty

Last Buyer's Agent

Kayla Chasse

Compass Connecticut, LLC License #RES.0826690

Compass Connecticut, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,841

Year Built

  • Built in 2006

Lot Details

  • 9,148 Sq Ft Lot

HOA Fees

  • $63 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding
  • Pre-Fab Construction

Interior Spaces

  • 2,261 Sq Ft Home
  • Open Floorplan
  • 1 Fireplace
  • Concrete Flooring
  • Pull Down Stairs to Attic
  • Electric Dryer

Kitchen

  • Built-In Oven
  • Gas Cooktop
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Garage Access

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener
  • Private Driveway

Outdoor Features

  • Wrap Around Balcony
  • Covered Deck
  • Exterior Lighting
  • Rain Gutters

Location

  • Flood Zone Lot
  • Property is near a golf course

Schools

  • Old Saybrook High School

Utilities

  • Central Air
  • Heating System Uses Oil Above Ground
  • Heating System Uses Propane
  • Propane Water Heater
  • Cable TV Available

Community Details

  • Association fees include grounds maintenance
  • Belle Aire Manor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1024181

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,841

Year Built

Built in 2006

Lot Details

0

HOA Fees

$63 per month

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 2261
  • Total Sq Ft: 2261
  • Year Built: 2006
  • New Construction: No/Resale
  • Nearby Amenities: Golf Course, Health Club, Library, Medical Facilities
  • Remarks Public Addendum: and delectable restaurants, creating an ambiance of sophistication and delight Saybrook's strategic location, conveniently situated within a two-hour drive from both New York City and Boston, provides easy access to these vibrant destinations. Additionally, the town features a train station that facilitates seamless connections to these urban centers. This home has given the current owners 50 years of memories, come make 50 more!! Yearly Association Fee is $750. Check out 3D tour!
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: GPS
  • Financing Used: Conventional Fixed
  • Living Area Sq Ft Per Public Record: 2261
  • Spec Assoc Asses: No
  • Street Type: Avenue
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Fireplaces: 1
  • Attic Description: Pull-Down Stairs
  • Basement Description: Full, Unfinished, Garage Access, Interior Access, Concrete Floor, Full With Walk-Out
  • Interior Amenities: Auto Garage Door Opener, Cable - Available, Open Floor Plan
  • Appliances: Gas Cooktop, Wall Oven, Range Hood, Refrigerator, Dishwasher, Electric Dryer
  • Attic: Yes
  • Street Number Modifier: 10

Exterior Features

  • Exterior Features: Wrap Around Deck, Gutters, Lighting, Covered Deck
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water Beach Rights Association Required
  • Swimming Pool: No
  • Construction Description: Prefab

Garage/Parking

  • Garages Number: 2
  • Driveway Type: Private, Unpaved, Crushed Stone
  • Total Parking Spaces: 6
  • Garage And Parking: Attached Garage, Off Street Parking, Driveway, Unpaved

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Propane, 50 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Grounds Maintenance
  • HOA Fees: 750
  • HOA Fee Frequency: Annually
  • Property Management Type: Unit Owners Association
  • Property Manager Name: Bel Aire Association

Schools

  • Elementary School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Old Saybrook
  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.21
  • Lot Description: Level Lot On Cul-De-Sac Water View
  • Elevation Certificate: Yes
  • Flood Zone: Yes
  • Zoning: A
  • Parcel #: 1024181

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 8841
  • Total Assessed Value: 570400
  • Mil Rate Total: 15.5

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Old Saybrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2025
Closed on
Aug 4, 2025
Sold by
Claffey Mary E and Avey Theresa N
Bought by
Cardoso Jose C and Cardoso Mariette F
Seller's Agent
Joe Scarpellino
Coldwell Banker Realty
Buyer's Agent
Kayla Chasse
Compass Connecticut, LLC
List Price
$899,900
Sold Price
$852,500
Premium/Discount to List
-$47,400
-5.27%
Views
127

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
464.69%

Purchase Details

Closed on
Apr 25, 2019
Sold by
Claffey Arcangela Z
Bought by
Claffey Mary E and Claffey Theresa N
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $852,500 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $300,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $852,500 -5.3% $377 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
04/09/2025 04/09/25 For Sale $899,900 -- $398 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,841 $570,400 $201,000 $369,400
2024 $8,670 $570,400 $201,000 $369,400
2023 $7,313 $357,600 $136,700 $220,900
2022 $7,181 $357,600 $136,700 $220,900
2021 $7,170 $357,600 $136,700 $220,900
2020 $7,170 $357,600 $136,700 $220,900
2019 $7,063 $357,600 $136,700 $220,900
2018 $7,946 $405,400 $136,700 $268,700
2017 $7,970 $405,400 $136,700 $268,700
2016 $7,808 $405,400 $136,700 $268,700
2015 $7,626 $405,400 $136,700 $268,700
2014 $7,500 $405,400 $136,700 $268,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24086621

SmartMLS

APN: OSAY-000012-000116