$222,000
SOLD JUN 18, 2025

10 Lloyd Ave Florence, KY 41042

2 Beds
1 Bath
1,122 Sq Ft
0.27 Acres

Recently Sold

$198 Per Sq Ft

3% Above List Price

111 Days on Market

Highlights

  • Cape Cod Architecture
  • Formal Dining Room
  • Fireplace
  • No HOA
  • Stainless Steel Appliances
  • Living Room

About This Home

As of June 2025

Back on the market due to no fault to the seller. This is the one you have been looking for! This charming 2 bedroom, 1 bathroom home is nestled in the heart of Florence. PRIME location, just minutes from St. Elizabeth Hospital, I-75 & Mall Rd. Walking distance to grocery shopping, barbershop, dining & much more. Enjoy the spacious layout, open concept and big windows. Fully equipped kitchen with NEW island and NEW appliances. Completely updated, NEW deck, NEW flooring, NEW electrical, NEW garage door, NEW bathroom, NEW A/C, New Heater. ALL NEW, ready for you to move in. Selling as is. Buyer to verify all information.

Last Agent to Sell the Property

Cami Diodonet

Keller Williams Realty Services License #282200 Listed on: 01/27/2025

Keller Williams Realty Services

Last Buyer's Agent

Peter Zimmer

Keller Williams Advisors License #209336

Keller Williams Advisors

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1937

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,122 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Florence Elementary School
  • Jones Middle School
  • Boone County High School

Additional Features

  • 0.27 Acre Lot
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 061.08-26-005.00

Home Details

Home Type

Single Family

Year Built

Built in 1937

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.27
  • Year Built: 1937
  • Lot Size: 11,761
  • Ownership: Consumer
  • Directions: KY-18 to Shelby, left on Center, left on Girard, right on Lloyd. The home will be on your right.
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Florence Elementary
  • Location Tax Legal Info:Middle or Junior School: Jones Middle School
  • Location Tax Legal Info:High School: Boone County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 11,761
  • Remarks Misc:Agent Only Remarks: Home was pending at time of initial submission. Unfortunately, buyer financing has fallen through twice, creating a great opportunity for new buyers to step in.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.27
  • General Property Description:Living Area: 1122.0
  • General Property Description:Lot Size Square Feet: 11761.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 061.08-26-005.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Architecture:Cape Cod: Yes
  • Special Features: None

Interior Features

  • Heating: Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1122.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Electric Range: Yes
  • Basement:Concrete Flooring: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Florence Elementary
  • Junior High Dist: Boone Co Public
  • High School: Boone County High
  • Middle Or Junior School: Jones Middle School

Lot Info

  • Lot Size Sq Ft: 11761.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2025
Closed on
Jun 18, 2025
Sold by
Aguilar Domingo Ofelia and Garcia Benito Patricia
Bought by
Sullivan Emily Jane and Sullivan Ryan Michael
Seller's Agent
Cami Diodonet
Keller Williams Realty Services
Buyer's Agent
Peter Zimmer
Keller Williams Advisors
List Price
$215,500
Sold Price
$222,000
Premium/Discount to List
$6,500
3.02%
Views
69
Current Estimated Value
$215,637

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,363
Avg. Annual Appreciation
-5.24%
Original Mortgage
$10,000
Outstanding Balance
$7,059
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$208,578

Purchase Details

Listed on
Sep 1, 2023
Closed on
Oct 12, 2023
Sold by
Vb Six Llc
Bought by
Aguilar Domingo Ofelia and Garcia Benito Patricia
Seller's Agent
Jon Vice
Comey & Shepherd, Inc.
Buyer's Agent
Cami Diodonet
Keller Williams Realty Services
List Price
$149,900
Sold Price
$145,000
Premium/Discount to List
-$4,900
-3.27%
Views
204

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.05%

Purchase Details

Listed on
May 18, 2022
Closed on
Aug 18, 2022
Sold by
Vb One Llc
Bought by
Vb Six Llc
Seller's Agent
Andrew Lovett
Cahill Real Estate Services
Buyer's Agent
Jon Vice
Comey & Shepherd, Inc.
List Price
$150,000
Sold Price
$113,700
Premium/Discount to List
-$36,300
-24.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.86%

Purchase Details

Listed on
May 18, 2022
Closed on
Jul 29, 2022
Sold by
Boone Circuit Court
Bought by
Checkered Wheels Llc
Seller's Agent
Andrew Lovett
Cahill Real Estate Services
Buyer's Agent
Jon Vice
Comey & Shepherd, Inc.
List Price
$150,000
Sold Price
$113,700
Premium/Discount to List
-$36,300
-24.2%

Purchase Details

Listed on
May 18, 2022
Closed on
Jul 26, 2022
Sold by
Pernell Jackie R
Bought by
Vb One Llc
Seller's Agent
Andrew Lovett
Cahill Real Estate Services
Buyer's Agent
Jon Vice
Comey & Shepherd, Inc.
List Price
$150,000
Sold Price
$113,700
Premium/Discount to List
-$36,300
-24.2%

Purchase Details

Closed on
Sep 24, 1998
Sold by
Franklin Marlene G
Bought by
Pernell Pearl

Purchase Details

Closed on
Feb 25, 1998
Sold by
Mckibben William
Bought by
Franklin Marlene G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,407
Interest Rate
6.86%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $222,000 Stewart Title
Special Warranty Deed $145,000 Total Title
Quit Claim Deed -- Total Title Services
Quit Claim Deed -- Total Title Services
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $824 None Listed On Document
Warranty Deed $114,000 New Title Company Name
Warranty Deed $114,000 New Title Company Name
Deed $66,000 --
Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Open $217,979 FHA
Previous Owner $48,407 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2025 06/18/25 Sold $222,000 +3.0% $198 / Sq Ft
05/18/2025 05/18/25 Pending -- -- --
05/17/2025 05/17/25 For Sale $215,500 0.0% $192 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
01/27/2025 01/27/25 For Sale $215,500 +48.6% $192 / Sq Ft
10/19/2023 10/19/23 Sold $145,000 -3.3% $129 / Sq Ft View Prior Sale
09/19/2023 09/19/23 Pending -- -- --
09/14/2023 09/14/23 For Sale $149,900 0.0% $134 / Sq Ft
09/07/2023 09/07/23 Pending -- -- --
09/01/2023 09/01/23 For Sale $149,900 +31.8% $134 / Sq Ft
07/26/2022 07/26/22 Sold $113,700 0.0% $101 / Sq Ft View Prior Sale
06/04/2022 06/04/22 Pending -- -- --
05/26/2022 05/26/22 Off Market $113,700 -- --
05/18/2022 05/18/22 For Sale $150,000 -- $134 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,413 $145,000 $15,000 $130,000
2024 $1,385 $145,000 $15,000 $130,000
2023 $1,147 $113,700 $15,000 $98,700
2022 $488 $92,000 $15,000 $77,000
2021 $691 $92,000 $15,000 $77,000
2020 $511 $92,000 $15,000 $77,000
2019 $516 $92,000 $15,000 $77,000
2018 $598 $92,000 $15,000 $77,000
2017 $527 $92,000 $15,000 $77,000
2015 $529 $92,000 $15,000 $77,000
2013 -- $92,000 $15,000 $77,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 629502

Northern Kentucky Multiple Listing Service

APN: 061.08-26-005.00