$390,000
SOLD DEC 30, 2025

10 Neptune Dr Joppa, MD 21085

3 Beds
1.5 Baths
1,558 Sq Ft
2,614 Sq Ft

Recently Sold

$250 Per Sq Ft

2% Below List Price

20 Days on Market

Highlights

  • 27 Feet of Waterfront
  • 1 Dock Slip
  • 24-Hour Security
  • Primary bedroom faces the bay
  • Pier
  • Deck

About This Home

As of December 2025

Welcome to 10 Neptune Dr in sought-after Rumsey Island—a beautifully renovated 3-bedroom, 1.5-bath home offering stunning panoramic views of the Gunpowder River. Enjoy direct water access from your private boat slip, with 4–5 feet of depth at the dock—perfect for boating, fishing, and crabbing right from your backyard. Step inside to find a bright, open layout that showcases the water from the living room and primary bedroom—views that truly can’t be beat! Recent updates give this home a modern feel while maintaining its inviting charm. Whether you're relaxing on the deck, entertaining guests, or watching the Sunrise over the water, this home delivers the perfect blend of comfort and lifestyle. This one wont last long. Don’t miss your chance to live the waterfront dream on Rumsey Island!

Last Agent to Sell the Property

Bryan Schafer

(443) 873-3585 bryan@elitepartnersre.com Compass License #0225271554 Listed on: 11/14/2025

Compass

Last Buyer's Agent

Lisa Wicker

(443) 632-3000 execuhome@execuhome.com ExecuHome Realty License #610447

ExecuHome Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,667

Year Built

  • Built in 1970 | Remodeled in 2019

Lot Details

  • 2,574 Sq Ft Lot
  • 27 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Extensive Hardscape

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Roof

Interior Spaces

  • 1,558 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Family Room
  • Combination Dining and Living Room
  • Utility Room
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom faces the bay

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • 1 Parking Space
  • 1 Driveway Space
  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Pier
  • Private Water Access
  • Property Near A Cove
  • Bulkhead
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • Deck
  • Exterior Lighting
  • Shed

Schools

  • Joppatowne Elementary School
  • Magnolia Middle School
  • Joppatowne High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 121
  • Assessor Parcel Number 01-137913

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Security

  • 24-Hour Security

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,667

Year Built

Built in 1970 | Remodeled in 2019

Lot Details

2,574 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Ownership: Fee Simple
  • Exclusions: All personal items
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 11/15/2025 12:00:00 AM
  • Year Built: 1970
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Carpet, Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Carpet, Combination Dining/Living, Kitchen - Table Space, Primary Bedroom - Bay Front, Upgraded Countertops
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Kitchen, Family Room, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1558
  • Living Area Sq Ft: 1558
  • Price Per Sq Ft: 250.32
  • Above Grade Finished Sq Ft: 1558
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Combination
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Roof: Asphalt
  • View: Water
  • Water Access Features: Boat - Powered, Private Access
  • Water Access: Yes
  • Water Body Name: GUNPOWDER
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 27

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Off Street, On Street
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: 24 Hour Security
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: JOPPATOWNE
  • High School: JOPPATOWNE
  • Middle Or Junior School: MAGNOLIA

Lot Info

  • Lot Features: Bulkheaded, Landscaping
  • Lot Size Acres: 0.06
  • Lot Dimensions: 17.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2574.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2667.00
  • Assessor Parcel Number: 01-137913
  • Tax Lot: 121
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2025
Closed on
Dec 30, 2025
Sold by
Buckless Peter
Bought by
Hanixman Codi
Seller's Agent
Bryan Schafer
Compass
Buyer's Agent
Lisa Wicker
ExecuHome Realty
List Price
$400,000
Sold Price
$390,000
Premium/Discount to List
-$10,000
-2.5%
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.72%
Original Mortgage
$378,300
Outstanding Balance
$378,300
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$9,258

Purchase Details

Listed on
Mar 1, 2019
Closed on
Sep 10, 2019
Sold by
Scully Properties Llc
Bought by
Buckless Peter
Seller's Agent
Sarah Lovelidge
ExecuHome Realty
Buyer's Agent
Bryan Schafer
Compass
List Price
$270,500
Sold Price
$278,000
Premium/Discount to List
$7,500
2.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$264,100
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 2019
Sold by
Bayne Charles and Bayne Cathy
Bought by
Scully Properties Llc

Purchase Details

Closed on
Jul 25, 2006
Sold by
James W
Bought by
Bayne Charles and Bayne Cathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,000
Interest Rate
8.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2006
Sold by
James W
Bought by
Bayne Charles and Bayne Cathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,000
Interest Rate
8.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 1994
Sold by
Nicholes G A
Bought by
Senior James W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,299
Interest Rate
7.45%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $390,000 None Listed On Document
Deed $278,000 Masters Title & Escrow
Trustee Deed $185,000 New World Title Co Llc
Deed $347,900 --
Deed $347,900 --
Deed $137,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,300 New Conventional
Previous Owner $264,100 New Conventional
Previous Owner $338,000 Purchase Money Mortgage
Previous Owner $338,000 Purchase Money Mortgage
Previous Owner $137,299 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/30/2025 12/30/25 Sold $390,000 0.0% $250 / Sq Ft
12/04/2025 12/04/25 Pending -- -- --
11/26/2025 11/26/25 Price Changed $390,000 -2.3% $250 / Sq Ft
11/19/2025 11/19/25 Price Changed $399,000 -0.3% $256 / Sq Ft
11/14/2025 11/14/25 For Sale $400,000 +43.9% $257 / Sq Ft
09/10/2019 09/10/19 Sold $278,000 -2.6% $178 / Sq Ft View Prior Sale
07/12/2019 07/12/19 Pending -- -- --
07/03/2019 07/03/19 Price Changed $285,500 +5.5% $183 / Sq Ft
07/02/2019 07/02/19 For Sale $270,500 0.0% $174 / Sq Ft
05/22/2019 05/22/19 Pending -- -- --
05/20/2019 05/20/19 Price Changed $270,500 -1.8% $174 / Sq Ft
05/10/2019 05/10/19 Price Changed $275,500 -1.4% $177 / Sq Ft
04/30/2019 04/30/19 Price Changed $279,500 -1.1% $179 / Sq Ft
04/26/2019 04/26/19 Price Changed $282,500 -1.1% $181 / Sq Ft
04/17/2019 04/17/19 Price Changed $285,500 -1.4% $183 / Sq Ft
03/01/2019 03/01/19 For Sale $289,500 -- $186 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,860 $278,033 $0 $0
2024 $2,860 $269,200 $123,000 $146,200
2023 $2,722 $254,800 $0 $0
2022 $2,590 $240,400 $0 $0
2021 $5,166 $226,000 $123,000 $103,000
2020 $2,608 $226,000 $123,000 $103,000
2019 $2,608 $226,000 $123,000 $103,000
2018 $2,667 $231,100 $150,000 $81,100
2017 $2,643 $231,100 $0 $0
2016 -- $231,100 $0 $0
2015 $3,073 $232,800 $0 $0
2014 $3,073 $232,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2049464

Bright MLS

APN: 01-137913

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