NOT LISTED FOR SALE

Estimated Value: $338,882

3 Beds
2.5 Baths
1,588 Sq Ft
$213/Sq Ft Est. Value

Last Sold February 01, 2024

Last sale price $290,000 $183 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $2,749/month

33 Days on Market

Highlights

  • Clubhouse
  • Community Pool
  • 2 Car Detached Garage
  • Davis Primary School Rated A-
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of February 2024

The Oaks offers a perfect location for buyers who want to be close to everything St Charles offers, but love the close proximity to Geneva too. Enjoy great restaurants and biking and walking trails along the Fox River and Mt St Mary's park. 10 Roosevelt is a 3 bed/2.1 bath townhome, with separate living and dining rooms. The kitchen has nice storage and counter space, newer range and microwave. The family room, with gas fireplace, is currently used as an eating space but can easily be a family room with plenty of room to gather. The outdoor brick paver patio is just off the kitchen. Enjoy shade and open space, while grilling and relaxing. Three nicely sized bedrooms, including a primary bedroom with attached bath and walk in closet. Seller uses the second bedroom as a home office. Bedrooms two and three share a full bath. The unfinished basement is clean and dry with an abundance of storage. HWH 2023, all windows replaced 2017/2019. Be sure to notice the two car garage and private yard space. A buyer with a green thumb can enjoy gardening in the private garden area off the front entrance. The private clubhouse and pool are enjoyed by residents, be sure to check them out during your showing. Welcome home.

Last Listed By

Martha Harrison

@properties Christie's International Real Estate License #475170292 Listed on: 10/30/2023

@properties Christie's International Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,287

Year Built

  • Built in 1977

Lot Details

  • 0.46

HOA Fees

  • $385 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Parking Included in Price

Interior Spaces

  • 1,588 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Home Security

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Lot Dimensions are 23x87x23x89

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, pool, exterior maintenance, lawn care, snow removal
  • 6 Units
  • Dorothy Padgett Association, Phone Number (630) 513-1454
  • The Oaks Subdivision
  • Property managed by The Oaks of St Charles

Recreation

  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Clubhouse
  • Storm Screens

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,287

Year Built

Built in 1977

Lot Details

0

HOA Fees

$385 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: The Oaks
  • Year Built: 1977
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 1588
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Brick Paver Patio, Storms/Screens
  • List Price: 290000
  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 385
  • Association Amenities: Pool, Clubhouse
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: The Oaks of St Charles
  • Management Contact Name: Dorothy Padgett
  • Management Phone: 630-513-1454
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 23X87X23X89
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 5287.14
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2023
Closed on
Jan 23, 2024
Sold by
Roady Johanna L
Bought by
Elrod Susan
Seller's Agent
Martha Harrison
@properties Christie's International Real Estate
Buyer's Agent
Mary Pegahi
Coldwell Banker Realty
List Price
$290,000
Sold Price
$290,000
Total Days on Market
33
Views
373
Current Estimated Value
$338,882

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,882
Avg. Annual Appreciation
6.53%
Original Mortgage
$261,000
Outstanding Balance
$258,344
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$56,304

Purchase Details

Listed on
Jan 23, 2012
Closed on
Mar 14, 2013
Sold by
Collier Janer S and Collier Greenwald Janet S
Bought by
Roady Johanna L
Seller's Agent
Jeri Skelton
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Wayne Reuter
RE/MAX Excels
List Price
$162,000
Sold Price
$135,000
Premium/Discount to List
-$27,000
-16.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.29%
Original Mortgage
$132,554
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 29, 2002
Sold by
Anderson Erik and Anderson Audra L
Bought by
Collier Janet S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.82%

Purchase Details

Closed on
Feb 25, 2000
Sold by
Jones Orville and Jones Carolyn
Bought by
Anderson Erik and Anderson Audra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,500
Interest Rate
8.27%

Purchase Details

Closed on
May 1, 1996
Sold by
Vandemark J Douglas
Bought by
Jones Orville and Jones Carolyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.86%

Purchase Details

Closed on
Feb 23, 1995
Sold by
Viernes Peter J and Viernes Virginia C
Bought by
Vandemark J Douglas

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Elrod Susan $290,000 Chicago Title
Roady Johanna L $135,000 Chicago Title Insurance Comp
Collier Janet S $165,000 Chicago Title Insurance Co
Anderson Erik $150,000 Chicago Title Insurance Co
Jones Orville $149,500 Fox Title Company
Vandemark J Douglas $120,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Elrod Susan $261,000
Previous Owner Roady Johanna L $132,554
Previous Owner Collier Janet $152,000
Previous Owner Collier Janet S $45,000
Previous Owner Collier Janet S $10,000
Previous Owner Collier Janet $130,000
Previous Owner Collier Janet S $132,000
Previous Owner Anderson Erik $149,000
Previous Owner Anderson Erik $145,500
Previous Owner Jones Orville $79,000
Previous Owner Jones Orville $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/01/2024 02/01/24 Sold $290,000 0.0% $183 / Sq Ft
12/03/2023 12/03/23 Pending -- -- --
10/30/2023 10/30/23 For Sale $290,000 +114.8% $183 / Sq Ft
03/22/2013 03/22/13 Sold $135,000 -9.4% $85 / Sq Ft
02/12/2013 02/12/13 Pending -- -- --
01/18/2013 01/18/13 Price Changed $149,000 -2.6% $94 / Sq Ft
09/17/2012 09/17/12 Price Changed $153,000 -3.8% $96 / Sq Ft
06/05/2012 06/05/12 Price Changed $159,000 -1.9% $100 / Sq Ft
01/23/2012 01/23/12 For Sale $162,000 -- $102 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,818 $80,699 $19,331 $61,368
2022 $5,287 $71,482 $18,446 $53,036
2021 $5,068 $68,137 $17,583 $50,554
2020 $5,009 $66,866 $17,255 $49,611
2019 $4,914 $65,542 $16,913 $48,629
2018 $4,570 $61,102 $16,270 $44,832
2017 $4,442 $59,013 $15,714 $43,299
2016 $4,122 $51,124 $15,162 $35,962
2015 -- $49,854 $14,999 $34,855
2014 -- $48,454 $14,999 $33,455
2013 -- $49,448 $15,149 $34,299
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11917843

Midwest Real Estate Data (MRED)

APN: 09-34-451-134