NOT LISTED FOR SALE

10 Tobacco Terrace Palmyra, VA 22963

Estimated Value: $307,000 - $354,891

3 Beds
2 Baths
1,440 Sq Ft
$231/Sq Ft Est. Value

Last Sold May 26, 2022

Last sale price $250,000 $174 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,071/month

69 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Gated Community
  • Golf Course Community
  • Bar or Lounge
  • Community Lake

About This Home

As of May 2022

Great Opportunity to make it your own!! This is a great ranch property on a fantastic lot! Fenced oversized .7 acre lot with tons of wooded privacy. Excellent section of the lake for walking. Covered front porch, back deck. Open concept living in the main living room and dining room. Vaulted ceiling, skylights, woodburning fireplace and neutral paint colors. Functional wide galley kitchen with stainless steel appliances, backsplash, tons of cabinets and countertops. Large master bedroom suite with walk-in closet and attached bathroom. Oversized 1 car garage with pull down attic. MUST SEE!

Last Agent to Sell the Property

Maggie Gunnels Fornecker

LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 02/14/2022

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

PEGGY SHANKLIN

LONG & FOSTER - LAKE MONTICELLO License #0225247109

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,619

Year Built

  • Built in 1992

Lot Details

  • 0.7 Acre Lot
  • Partially Fenced Property
  • Fence is in good condition
  • Mature Landscaping
  • Native Plants
  • Private Yard
  • Property is zoned R-4 Residential

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Cedar Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Crawl Space

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Cable TV Available

Additional Features

  • Green Features
  • Playground

Listing and Financial Details

  • Assessor Parcel Number 18A 4 333

Community Details

Overview

  • Association fees include beach, boat launch, dock, master ins. policy, play area, prof. mgmt., road maint, reserve fund, security force, snow removal, tennis, trash pickup
  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,619

Year Built

Built in 1992

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1440
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 02/24/2022
  • Parcel Number: 18A 4 333
  • Price Per Sq Ft: 173.61
  • Total Sq Ft: 1832
  • Total Unfinished Sq Ft: 392
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Dining Roo1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Laundry1|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: One, Wood Burning
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Crawl
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Master Bedroom,On Level: 1
  • Room 5: Master Bath,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Full Bath,On Level: 1
  • Room 9: Laundry,On Level: 1
  • Total Finished Sq Ft: 1440
  • Above Grade Finished Sq Ft: 1440
  • Bathroom: Attach Mstr Bath
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Master Bedroom (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Condition Good, Partially Fenced
  • Exterior: Cedar
  • Number Of Acres: 0.7
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Porch - Front
  • Structure Features: Walk-in Closet
  • Structure Floors: Carpet, Vinyl
  • Structure Security: Gated Community
  • Structure Window Ceiling: 8' Ceilings, Vaulted/Cathedral Ceiling
  • View: Residential View, Wooded View
  • Yard: Fenced, Landscaped, Mature, Native Species, Nearly Level, Private, Wooded

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 392
  • Garage Features: Attached, Faces Front
  • Number of Car Spaces: 1
  • Total Above Grade Garage: 392

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable
  • Security: Deadbolts
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Basketball Court, Baseball Field, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Monthly
  • Association Includes: Beach, Boat Launch, Dock, Master Ins. Policy, Play Area, Prof. Mgmt., Road Maint, Reserve Fund, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 92

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Green Features

  • Green Features: Yes
  • Green Lot: Native Plants

Lot Info

  • Lot Features: Fenced Part, Private Gated Community

Building Info

  • Year Built: 1992

Tax Info

  • Year: 2021
  • Taxes: 1619

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2022
Closed on
May 12, 2022
Sold by
White Kathryn G
Bought by
Sox Spencer B and Sox Dana M
Seller's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
List Price
$259,900
Sold Price
$250,000
Premium/Discount to List
-$9,900
-3.81%
Current Estimated Value
$333,223

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,223
Avg. Annual Appreciation
8.49%
Original Mortgage
$200,000
Outstanding Balance
$190,886
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$134,398

Purchase Details

Listed on
Sep 10, 2019
Closed on
Oct 17, 2019
Sold by
Child Robert E and Child Melissa D
Bought by
White Kathryn G
Seller's Agent
Shann Whited
AVENUE REALTY, LLC
Buyer's Agent
Candice Cox
REAL BROKER, LLC
List Price
$178,000
Sold Price
$184,700
Premium/Discount to List
$6,700
3.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.61%
Original Mortgage
$186,565
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2014
Sold by
Baroncelli Gertrude S
Bought by
Child Robert E and Child Melissa D
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sox Spencer B $250,000 Stewart Title Guaranty Company
White Kathryn G $184,700 Chicago Title
Child Robert E $144,800 Stewart Title Guaranty Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sox Spencer B $200,000
Previous Owner White Kathryn G $186,565
Closed Child Robert E $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2022 05/26/22 Sold $250,000 -3.8% $174 / Sq Ft
04/28/2022 04/28/22 For Sale $259,900 0.0% $180 / Sq Ft
04/28/2022 04/28/22 Price Changed $259,900 -3.7% $180 / Sq Ft
04/24/2022 04/24/22 Pending -- -- --
04/12/2022 04/12/22 Price Changed $269,900 -1.8% $187 / Sq Ft
03/26/2022 03/26/22 For Sale $274,900 0.0% $191 / Sq Ft
03/01/2022 03/01/22 Pending -- -- --
02/14/2022 02/14/22 For Sale $274,900 +48.8% $191 / Sq Ft
11/08/2019 11/08/19 Sold $184,700 +3.8% $128 / Sq Ft
09/13/2019 09/13/19 Pending -- -- --
09/10/2019 09/10/19 For Sale $178,000 -- $124 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,957 $260,900 $33,000 $227,900
2024 $18 $215,200 $33,000 $182,200
2023 $1,816 $215,200 $33,000 $182,200
2022 $1,594 $183,200 $30,000 $153,200
2021 $1,594 $183,200 $30,000 $153,200
2020 $1,515 $163,800 $30,000 $133,800
2019 $1,515 $163,800 $30,000 $133,800
2018 $1,424 $157,000 $30,000 $127,000
2017 $1,424 $157,000 $30,000 $127,000
2016 $1,400 $152,700 $30,000 $122,700
2015 $1,322 $152,700 $30,000 $122,700
2014 $1,322 $150,200 $30,000 $120,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 626517

Charlottesville area Association of Realtors®

APN: 18A 4 333