L
Seller's Agent in 2025
Lourdiana Saint Louis
Coldwell Banker Realty - Leominster
(908) 613-2556
4 Total Sales
10 Water Street Ln Unit 12 Fitchburg, MA 01420
8
Beds
3
Baths
2,789
Sq Ft
3,485
Sq Ft Lot
Highlights
- Deck
- Porch
- 2-minute walk to Sadie Quatrale Park
- Wood Flooring
About This Home
As of May 2025NEW PRICE REDUCTION!! Investors ACT NOW...Turn key ready. Don't miss out on this great opportunity to purchase this income producing property to add to your portfolio. Also great property for owner occupied. Newer back decks, vinyl siding, and replacement windows. All separate utilities. Apartments are fully rented. Much sort after 3 bedrooms in two of the apartments with one with 2 bedrooms. Off street parking for all tenants. Solid cash flow for your investment. Priced to sell..ACT NOW!!
Last Agent to Sell the Property
ERA Key Realty Services - Distinctive Group Listed on: 09/05/2019
Last Buyer's Agent
Michelet Thompson
Top Realty
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,612
Year Built
- Built in 1900
Flooring
- Wood
- Laminate
- Vinyl
Outdoor Features
- Deck
- Porch
Utilities
- Natural Gas Water Heater
Additional Features
- Basement
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2025
Closed on
May 22, 2025
Sold by
Tercy Nerlande
Bought by
Cerna-Martinez Nelson A
Seller's Agent
Lourdiana Saint Louis
Coldwell Banker Realty - Leominster
Buyer's Agent
Lourdiana Saint Louis
Coldwell Banker Realty - Leominster
List Price
$624,999
Sold Price
$590,000
Premium/Discount to List
-$34,999
-5.6%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$90,409
Avg. Annual Appreciation
-42.56%
Original Mortgage
$579,313
Outstanding Balance
$577,770
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
-$78,179
Purchase Details
Closed on
Jan 8, 2021
Sold by
Tercy Jean P
Bought by
Tercy Nerlande P
Purchase Details
Listed on
Sep 5, 2019
Closed on
Dec 10, 2019
Sold by
Tercy Nerlande
Bought by
Tercy Nerlande and Tercy Jean P
Seller's Agent
Richard Urato
ERA Key Realty Services - Distinctive Group
Buyer's Agent
Michelet Thompson
Top Realty
List Price
$249,900
Sold Price
$225,000
Premium/Discount to List
-$24,900
-9.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.61%
Original Mortgage
$220,924
Interest Rate
3.6%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 4, 2009
Sold by
Aurora Loan Svcs Llc
Bought by
Zirulnik James
Purchase Details
Closed on
Nov 23, 2009
Sold by
Fonfrele Nancy and Aurora Loan Services L
Bought by
Aurora Loan Svcs Llc
Purchase Details
Closed on
Aug 15, 2007
Sold by
Ajunwa Moses
Bought by
Fonfrele Nancy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 25, 2005
Sold by
Legere Mark S
Bought by
Ajunwa Moses and Ayala Luis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,500
Interest Rate
5.59%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 28, 2005
Sold by
Navarro Victor C
Bought by
Legere Mark S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $590,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | $38,000 | -- | |
| Deed | $38,000 | -- | |
| Foreclosure Deed | $46,440 | -- | |
| Foreclosure Deed | $46,440 | -- | |
| Deed | $115,000 | -- | |
| Deed | $115,000 | -- | |
| Deed | $265,000 | -- | |
| Deed | $265,000 | -- | |
| Deed | $225,000 | -- | |
| Deed | $225,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $579,313 | FHA | |
| Closed | $579,313 | FHA | |
| Previous Owner | $220,924 | FHA | |
| Previous Owner | $89,250 | New Conventional | |
| Previous Owner | $115,000 | Purchase Money Mortgage | |
| Previous Owner | $238,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/26/2025 05/26/25 | Sold | $590,000 | -5.6% | $212 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 04/02/2025 04/02/25 | For Sale | $624,999 | +177.8% | $224 / Sq Ft |
| 11/08/2019 11/08/19 | Sold | $225,000 | -2.1% | $81 / Sq Ft |
| 09/23/2019 09/23/19 | Pending | -- | -- | -- |
| 09/15/2019 09/15/19 | Price Changed | $229,900 | -8.0% | $82 / Sq Ft |
| 09/05/2019 09/05/19 | For Sale | $249,900 | -- | $90 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,612 | $415,400 | $85,600 | $329,800 |
| 2024 | $4,892 | $330,300 | $50,300 | $280,000 |
| 2023 | $4,393 | $274,200 | $38,600 | $235,600 |
| 2022 | $4,034 | $229,100 | $33,900 | $195,200 |
| 2021 | $3,859 | $202,800 | $25,700 | $177,100 |
| 2020 | $3,642 | $184,800 | $21,100 | $163,700 |
| 2019 | $2,922 | $142,600 | $29,300 | $113,300 |
| 2018 | $2,651 | $126,200 | $26,900 | $99,300 |
| 2017 | $2,536 | $118,000 | $24,600 | $93,400 |
| 2016 | $2,537 | $119,500 | $24,600 | $94,900 |
| 2015 | -- | $121,600 | $25,700 | $95,900 |
| 2014 | $2,473 | $124,700 | $25,700 | $99,000 |
Source: Public Records
Agents Affiliated with this Home
-
Lourdiana Saint Louis
-
Richard Urato
Seller's Agent in 2019
Richard Urato
ERA Key Realty Services - Distinctive Group
(978) 868-8621
23 Total Sales
-
M
Buyer's Agent in 2019
Michelet Thompson
Top Realty
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 72560009
APN: FITC-000082-000031
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