$1,000,000
SOLD FEB 13, 2026

100 Grace St St. Michaels, MD 21663

2 Beds
2.5 Baths
1,445 Sq Ft
7,725 Sq Ft Lot

Recently Sold

$692 Per Sq Ft

9% Below List Price

28 Days on Market

Highlights

  • Wood Flooring
  • 2 Fireplaces
  • No HOA
  • Attic
  • Furnished
  • 3-minute walk to Saint Marys Square

About This Home

As of February 2026

Located in the heart of St. Michaels' historic district, this adorable cottage has a rare zoning that allows for short term vacation rental, and it has been a very successful one. The current owner has great reviews and reports revenues of $65,000 in 2025. There is excellent bedroom separation, with one bedroom on the first floor in the back, the other on the second floor in the front. The kitchen was recently renovated and the heating/air conditioning was replaced in 2024. The yard is spacious, with a fenced oyster shell yard featuring a firepit and off street parking for two cars. This home is turnkey - all furnishings and short term rental supplies included. Don't miss this rare opportunity!

Last Agent to Sell the Property

Debra Crouch

(410) 745-0415 info@bensonandmangold.com Benson & Mangold, LLC Brokerage Phone: 4107450415 License #306848 Listed on: 11/24/2025

Benson & Mangold, LLC

Last Buyer's Agent

Murphy ONeill

(410) 778-0330 murphy@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5010912

Coldwell Banker Chesapeake Real Estate Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,764

Year Built

  • Built in 1890

Lot Details

  • 7,725 Sq Ft Lot
  • Property is Fully Fenced
  • Landscaped

Parking

  • 2 Parking Spaces

Home Design

  • Cottage
  • Shingle Siding
  • Asbestos

Interior Spaces

  • 1,445 Sq Ft Home
  • Property has 2 Levels
  • Furnished
  • Built-In Features
  • 2 Fireplaces
  • Fireplace Mantel
  • Window Treatments
  • Family Room Off Kitchen
  • Sitting Room
  • Living Room
  • Dining Area
  • Wood Flooring
  • Crawl Space
  • Attic

Kitchen

  • Eat-In Country Kitchen
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Shed
  • Outbuilding
  • Outdoor Grill

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • Historic St. Michaels Subdivision

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 2102064251

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,764

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 11/24/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1890
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Stove, Refrigerator, Washer, Dryer, Microwave
  • Interior Amenities: Attic, Family Room Off Kitchen, Kitchen - Country, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Built-Ins, Window Treatments, Wood Floors
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Sitting Room, Bedroom 2, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1445
  • Living Area Sq Ft: 1445
  • Price Per Sq Ft: 760.55
  • Above Grade Finished Sq Ft: 1445
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Asbestos, Shingle Siding
  • Exterior Features: Bbq Grill, Outbuilding(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Lot Features: Landscaping
  • Lot Size Acres: 0.18
  • Lot Dimensions: 75.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7725.00
  • Zoning: C
  • In City Limits: Yes

Rental Info

  • Furnished: Yes
  • Lease Considered: No
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 5764.00
  • Assessor Parcel Number: 2102064251
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 4, 2021
Sold by
Webb Arthur W
Bought by
Mitchell Scott R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,000,000
Interest Rate
2.71%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 2017
Sold by
Morgan Francis A and Francis A Morgan Jr Revocable
Bought by
Webb Arthur W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
4.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 30, 2011
Sold by
Morgan Francis A
Bought by
Morgan Francis A and Morgan Ilene T

Purchase Details

Closed on
May 15, 1998
Sold by
Miller Edwin F and Miller Sherry T
Bought by
Morgan Francis A

Purchase Details

Closed on
Oct 21, 1997
Sold by
Hyatt Mary H
Bought by
Miller Edwin F and Miller Sherry T
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $730,000 Eastern Shore Title Co
Deed $395,000 None Available
Interfamily Deed Transfer -- Eastern Shore Title Company
Deed $215,000 --
Deed $195,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $2,000,000 Purchase Money Mortgage
Previous Owner $375,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/13/2026 02/13/26 Sold $1,000,000 -9.0% $692 / Sq Ft
12/22/2025 12/22/25 Pending -- -- --
11/24/2025 11/24/25 For Sale $1,099,000 -- $761 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,711 $458,100 $263,400 $194,700
2024 $5,284 $428,000 $0 $0
2023 $4,726 $397,900 $0 $0
2022 $4,217 $367,800 $223,800 $144,000
2021 $4,067 $362,733 $0 $0
2020 $4,063 $357,667 $0 $0
2019 $4,005 $352,600 $205,100 $147,500
2018 $3,843 $347,767 $0 $0
2017 $3,355 $342,933 $0 $0
2016 $3,254 $338,100 $0 $0
2015 $4,320 $338,100 $0 $0
2014 $4,320 $338,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA2012378

Bright MLS

APN: 02-064251