$699,900
PENDING

Estimated payment $4,201/month

Total Views 1,644
5 Beds
3 Baths
2,882 Sq Ft
$243 Price per Sq Ft

Highlights

  • 83 Feet of Waterfront
  • Beach
  • Fishing Allowed
  • 1 Dock Slip
  • Pier or Dock
  • Gated Community

About This Home

AFFORDABLE WATERFRONT + PRIVATE DOCK + PRIME LAKE HOLIDAY LOCATION! Here’s your chance to own the lake lifestyle! This spacious 5-bedroom, 3-bath waterfront rancher with a 1-car garage is ideally located just off the main body of Lake Holiday, a short walk to the main beach and close to community amenities. Enjoy a peaceful waterfront setting with quick access to the wake area for water skiing, tubing and endless days on the lake! Featuring a striking stone and vinyl exterior, beautiful water views, your own private dock and multiple outdoor living spaces leading to the water, this one stands out! The bright, open main level features hardwood flooring, Andersen casement windows and a stone-surround wood-burning fireplace with woodstove insert. The kitchen offers newer appliances and opens to the living and dining areas. The spacious primary suite features private deck access, walk-in closet and en-suite bath with jetted tub, separate walk-in shower and double sinks. Two additional bedrooms, a full hall bath and all-in-one washer/dryer complete the main level.
The partially finished walkout lower level offers incredible flexibility for multigenerational living, in-law quarters or private guest accommodations, with a large family room, kitchenette, two additional bedrooms, full bath, washer/dryer hookup and generous storage. Outside is where lake living really shines! Multiple levels of recently stained decking and walkways lead to a spacious waterside deck and private dock—perfect for morning coffee, entertaining, relaxing by the water or heading out for a day on the lake. Recent improvements include a freshly painted interior, brand-new main-level carpet, roof and HVAC system replaced in 2018, two water heaters including one tankless and abundant storage. Enjoy all that gated Lake Holiday has to offer, including beaches, boating, fishing, swimming, a clubhouse, fitness center, tennis and basketball courts, playgrounds, walking trails, marina, dog parks and more!

Listing Agent

Lisa Cox

(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 08/13/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,472

Year Built

  • Built in 1983

Lot Details

  • 10,395 Sq Ft Lot
  • 83 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Extensive Hardscape
  • Wooded Lot
  • Backs to Trees or Woods
  • Front Yard
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $156 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Wet Bar
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Stone Fireplace
  • Double Pane Windows
  • Casement Windows
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Storage Room
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Sun Deck
  • Waterski or Wakeboard
  • Swimming Allowed
  • Manual Hoist or Boat Lift
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Outbuilding
  • Porch

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 437
  • Assessor Parcel Number 18-A03-3A-2-437

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 80 Community Slips
  • 80 Community Docks
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Community Playground
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,472

Year Built

Built in 1983

Lot Details

10,395 Sq Ft Lot

HOA Fees

$156 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: All in one washer/dryer as well as basement washer and dryer. Everything remaining in house conveys
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1983
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven - Wall, Cooktop, Dishwasher, Refrigerator, Washer, Dryer, Water Heater, Water Heater - Tankless
  • Flooring Type: Hardwood, Ceramic Tile, Laminated, Carpet
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Primary Bath(s), Recessed Lighting, Stove - Wood, Walk-In Closet(s), Wet/Dry Bar, Wood Floors, Combination Kitchen/Dining, Crown Moldings, Bathroom - Stall Shower, Breakfast Area, Floor Plan - Open, Kitchen - Island
  • Window Features: Casement, Double Pane, Screens
  • Fireplace Features: Wood, Stone, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Recreation Room, Storage Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Interior Access, Connecting Stairway, Walkout Level
  • Laundry Type: Hookup, Main Floor, Lower Floor
  • Total Sq Ft: 3764
  • Living Area Sq Ft: 2882
  • Price Per Sq Ft: 371.89
  • Above Grade Finished Sq Ft: 1882
  • Below Grade Finished Sq Ft: 1000
  • Below Grade Sq Ft: 882
  • Total Below Grade Sq Ft: 1882
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Outbuilding(s), Stone Retaining Walls
  • Roof: Architectural Shingle
  • View: Lake
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 83

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Phone Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 156.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Club House, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Front Yard, Trees/Wooded, Fishing Available, Backs To Trees
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10395.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2472.00
  • Assessor Parcel Number: 18-A03-3A-2-437
  • Tax Lot: 437
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,729 $514,900 $153,000 $361,900
2025 $2,472 $514,900 $153,000 $361,900
2024 $1,444 $459,800 $137,000 $322,800
2023 $2,345 $459,800 $137,000 $322,800
2022 $2,356 $386,200 $132,000 $254,200
2021 $3,034 $386,200 $132,000 $254,200
2020 $2,808 $349,100 $132,000 $217,100
2019 $2,808 $349,100 $132,000 $217,100
2018 $2,679 $328,100 $132,000 $196,100
2017 $2,647 $328,100 $132,000 $196,100
2016 $2,550 $312,000 $105,100 $206,900
2015 $1,744 $311,400 $104,500 $206,900
2014 $1,376 $279,000 $104,500 $174,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/26/2026 08/26/26 Pending -- -- --
08/13/2026 08/13/26 For Sale $699,900 -- $243 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $335,000 None Available
Quit Claim Deed -- --
Special Warranty Deed $425,000 --
Deed $224,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $357,600 Commercial
Previous Owner $310,000 Commercial
Previous Owner $268,000 New Conventional
Previous Owner $142,547 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $160,000 New Conventional
Previous Owner $340,000 Construction
Previous Owner $179,200 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2044114

Bright MLS

APN: 18A033A-2-437

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