$749,000
OPEN SUN 11:30AM - 1PM

Estimated payment $4,355/month

Total Views 797
4 Beds
4 Baths
2,160 Sq Ft
$347 Price per Sq Ft

Highlights

  • Hot Property
  • Boat Ramp
  • Beach
  • 100 Feet of Waterfront
  • 1 Dock Slip
  • Gated Community

About This Home

Rare waterfront living! Enjoy nearly 100' of direct water frontage and dock from this totally renovated spacious chalet ready for summer fun! Perfectly nestled above a quiet deep water cove, this charming Tudor style waterfront chalet offers sweeping views of Lake Holiday from 3 sets of outdoor decks. 3 finished levels and over 2100sf of space offers plenty of room to roam, plus an oversized 2-car garage and extended driveway for lots of guests! Enjoy reclaimed hardwood floors, all new kitchen with SS appliances, all new custom tile baths including a main level full bath, an impressive brick fireplace with mantle in the spacious family room, and a wall of new sliding glass doors offering serene views of the lake. The upper level has a 3 bedrooms with new carpet that share a brand new hall bath with custom tile and new quartz vanity. The large rear bedroom has new sliding glass door to a private veranda and tons of side storage. Bright kitchen has newly painted cabinets and hood vent, new Quartz countertops and breakfast bar. A huge open-shelf pantry lies just off the kitchen, plus new Quartz wet bar and entrance to the garage. Walk-out Finished lower level features a large rec room with new carpet, den with dual closets, and en suite full bath with new custom tile bath, utility room with new washer & dryer. The Primary Bedroom has new carpet, new bay window, and gorgeous newly renovated bathroom with new Quartz vanity with dual sinks, custom tile shower with seat and rainfall shower head, plus an enormous walk-in closet. All new decking on 3 levels affords sweeping lake views, plus a lockable outdoor storage room for all things water sports! The brand new dual sliding glass doors to the large patio offer unparalleled waterfront views of the incredible sunsets on Sunset Circle! Beyond your own private dock, the gated Lake Holiday community offers residents wonderful amenities and activities. Enjoy boating, kayaking, paddle boarding, and fishing in the magnificent 240-acre lake, plus 3 sandy beaches for swimming, a large clubhouse with fitness center and many social events, tennis, trails, a fantastic dog park, a marina with 156 boat slips, and a surface storage lot for your boat for the winter. The July 4th fireworks display is really a sight to see. Life is better at the lake!

Listing Agent

Elizabeth Kovalak

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC Brokerage Phone: 8554500442 License #02255204249 Listed on: 07/03/2026

Real Broker, LLC

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,005

Year Built

  • Built in 1975 | Remodeled in 2026

Lot Details

  • 15,246 Sq Ft Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Premium Lot
  • Wooded Lot
  • Property is zoned R5

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Chalet
  • Tudor Architecture
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Crown Molding
  • Ceiling Fan
  • Brick Fireplace
  • Window Treatments
  • Sliding Doors
  • Mud Room
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Utility Room
  • Water Views
  • Security Gate

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Accessible Home Design

  • Chairlift

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Patio

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Ductless Heating Or Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 303
  • Assessor Parcel Number 18-A02-2-2-303

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include security gate, sewer, snow removal, trash, road maintenance, common area maintenance
  • $57 Other Monthly Fees
  • Lake Holiday Estates HOA
  • Lake Holiday Estates Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • 80 Community Slips
  • Beach
  • Volleyball Courts
  • Community Playground
  • Jogging Path
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,005

Year Built

Built in 1975 | Remodeled in 2026

Lot Details

0.35 Acres

HOA Fees

$143 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Tudor, Chalet
  • Accessibility Features: Chairlift
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1975
  • Year Renovated: 2026
  • Special Features: 3
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Wood, Carpet, Ceramic Tile, Luxury Vinyl Tile
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s), Window Treatments, Wet/Dry Bar, Wood Floors
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Mud Room, Recreation Room, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Walkout Level, Fully Finished
  • Total Sq Ft: 2280
  • Living Area Sq Ft: 2160
  • Price Per Sq Ft: 577.93
  • Above Grade Finished Sq Ft: 1296
  • Below Grade Finished Sq Ft: 864
  • Below Grade Sq Ft: 120
  • Total Below Grade Sq Ft: 984
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Roof: Asphalt, Shingle
  • View: Water
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Wall Unit, Ceiling Fan(s), Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 143.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Gated Community, Water/Lake Privileges, Volleyball Courts, Tot Lots/Playground, Pier/Dock, Picnic Area, Meeting Room, Lake, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Security Gate, Sewer, Snow Removal, Trash, Road Maintenance, Common Area Maintenance
  • HOA Name: LAKE HOLIDAY ESTATES
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Premium, Trees/Wooded
  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15246.00
  • Outdoor Living Structures: Deck(s), Patio(s), Balconies- Multiple
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2005.00
  • Assessor Parcel Number: 18-A02-2-2-303
  • Tax Lot: 303
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,005 $417,700 $153,000 $264,700
2025 $2,005 $417,700 $153,000 $264,700
2024 $1,224 $373,500 $137,000 $236,500
2023 $1,905 $373,500 $137,000 $236,500
2022 $1,988 $325,900 $132,000 $193,900
2021 $2,666 $325,900 $132,000 $193,900
2020 $2,514 $301,000 $132,000 $169,000
2019 $2,514 $301,000 $132,000 $169,000
2018 $2,423 $286,100 $132,000 $154,100
2017 $2,395 $286,100 $132,000 $154,100
2016 $2,204 $254,300 $105,100 $149,200
2015 $1,421 $253,700 $104,500 $149,200
2014 $1,166 $246,800 $104,500 $142,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/03/2026 07/03/26 For Sale $749,000 +51.3% $347 / Sq Ft
03/31/2026 03/31/26 Sold $495,000 -1.0% $229 / Sq Ft View Prior Sale
03/17/2026 03/17/26 Pending -- -- --
03/17/2026 03/17/26 For Sale $500,000 +28.5% $231 / Sq Ft
04/05/2021 04/05/21 For Sale $389,000 0.0% $180 / Sq Ft
04/01/2021 04/01/21 Sold $389,000 -- $180 / Sq Ft View Prior Sale
02/10/2021 02/10/21 Pending -- -- --
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $495,000 Ekko Title
Deed $389,000 Old Town Title
Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $288,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2043164

Bright MLS

APN: 18A022-2-303

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