1003 W Masters Dr Cross Junction, VA 22625
Cross Junction NeighborhoodEstimated payment $2,587/month
Highlights
- Boat Ramp
- Home fronts navigable water
- Fitness Center
- Beach
- Canoe or Kayak Water Access
- Fishing Allowed
About This Home
Updated 3-level home + newly finished lower level + Lake Holiday living! Welcome to 1003 W Masters Dr, a spacious 4-bedroom home with a 2-car garage tucked into the beautiful gated community of Lake Holiday.
The bright main level features hardwood floors, separate living and dining rooms, and an updated kitchen with upgraded cabinetry, a large center island, plenty of workspace and a breakfast area overlooking the peaceful wooded surroundings. The kitchen opens to the family room, where a wood-burning fireplace creates the perfect spot for cozy evenings at home.
Upstairs, you'll find a spacious primary suite with walk-in closets and a private bath featuring dual vanities and an oversized shower. Three additional generously sized bedrooms provide plenty of closet space and flexibility for family, guests or a home office. Even better—laundry is conveniently located on the bedroom level.
The newly finished lower level gives you even more room to spread out and make the space your own. Think recreation room, movie nights, home gym, playroom, guest space or a combination of them all.
And then there's the lifestyle! Lake Holiday offers a setting that feels like a getaway without leaving home. Enjoy boating, kayaking, canoeing, swimming and fishing, along with beaches, playgrounds, sports courts and community amenities—all surrounded by the natural beauty of the lake and wooded landscape.
Updated, spacious and ready to enjoy—1003 W Masters Dr isn't just a home, it's your opportunity to live the Lake Holiday lifestyle every day!
Listing Agent
(540) 665-0360 info@oakcrestrealty.com ERA Oakcrest Realty, Inc. Brokerage Phone: 5406650360 Listed on: 09/09/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,438
Year Built
- Built in 2017
Lot Details
- 8,712 Sq Ft Lot
- Home fronts navigable water
- Property is zoned R5
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Scenic Vista
- Woods
- Mountain
Home Design
- Colonial Architecture
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Wood Burning Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Insulated Windows
- Window Screens
- French Doors
- Sliding Doors
- Family Room
- Combination Kitchen and Living
- Formal Dining Room
- Recreation Room
- Bonus Room
- Fire and Smoke Detector
Kitchen
- Breakfast Room
- Self-Cleaning Oven
- Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Powered Boats Permitted
- Lake Privileges
Schools
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 569
- Assessor Parcel Number 18-A07-10-569
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, road maintenance, security gate, trash
- $56 Other Monthly Fees
- Lake Holiday Country Club HOA
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Boat Ramp
- Pier or Dock
- 1 Community Docks
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Jogging Path
Security
- Security Service
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,035 | $383,900 | $58,000 | $325,900 |
| 2025 | $1,843 | $383,900 | $58,000 | $325,900 |
| 2024 | $1,090 | $320,900 | $42,000 | $278,900 |
| 2023 | $1,637 | $320,900 | $42,000 | $278,900 |
| 2022 | $1,612 | $264,300 | $37,000 | $227,300 |
| 2021 | $2,290 | $264,300 | $37,000 | $227,300 |
| 2020 | $2,184 | $246,900 | $37,000 | $209,900 |
| 2019 | $2,184 | $246,900 | $37,000 | $209,900 |
| 2018 | $2,117 | $235,900 | $37,000 | $198,900 |
| 2017 | $858 | $30,000 | $30,000 | $0 |
| 2016 | $802 | $20,600 | $20,600 | $0 |
| 2015 | $112 | $20,000 | $20,000 | $0 |
| 2014 | $398 | $20,000 | $20,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2026 09/09/26 | For Sale | $420,000 | -- | $214 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | Freedom Settlement Group Llc | |
| Warranty Deed | $231,777 | Commonwealth Land Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $20,000 | Credit Line Revolving | |
| Open | $255,290 | FHA | |
| Previous Owner | $151,777 | New Conventional |
Source: Bright MLS
MLS Number: VAFV2044486
APN: 18A0710-569
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