$389,900
PENDING

Estimated payment $2,443/month

Total Views 1,387
3 Beds
2 Baths
1,870 Sq Ft
$209 Price per Sq Ft

Highlights

  • 1 Dock Slip
  • Pier or Dock
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Fishing Allowed

About This Home

Welcome to your Lake Holiday escape! This captivating Cape Cod perfectly blends classic charm, relaxed lake living, and an unforgettable outdoor entertaining space. From its inviting curb appeal to the beautifully appointed interior, this is a home that feels special the moment you arrive. Step inside to warm hardwood flooring, an inviting and spacious living room, and an effortless flow into the dining area and kitchen. The kitchen offers abundant cabinetry, stainless steel appliances, generous workspace, and a convenient breakfast bar—perfect for casual mornings or gathering with friends after a day at the lake. A main-level bedroom and full bath add tremendous versatility. Upstairs, the primary bedroom adjoins the hall full bath, creating a comfortable retreat. A third bedroom features an adjoining bonus room that can be transformed to suit whatever your lifestyle demands—home office, dressing room, creative studio, bunk room, or cozy additional sleeping space. But the moment you step onto the spectacular screened porch, you’ll understand what makes this home truly unforgettable. Expansive, beautifully furnished, and surrounded by mature trees, this exceptional outdoor living space feels like a private resort. Whether you’re hosting dinner, enjoying cocktails with friends, curling up with your morning coffee, or simply listening to the sounds of nature, this is where you’ll want to spend your time. It isn’t just a porch—it’s another living room. Sophisticated nautical touches beautifully complement the home’s Lake Holiday setting, creating an atmosphere that feels equal parts classic Cape Cod and relaxed lake retreat. Select furnishings and décor may also be available for separate purchase, offering the opportunity to further embrace the home’s distinctive lake-inspired style. A one-car garage adds convenience and valuable storage. Whether you’re searching for a full-time home, weekend escape, or a place where friends and family will love to gather, this exceptional property delivers the lifestyle you’ve been waiting for. Beautifully maintained and filled with character, this is the kind of home that doesn’t just check boxes—it creates memories. Come experience the magic of Lake Holiday living in a 24/7 gated community offering an exceptional array of amenities, including three sandy beaches, dog parks, walking and hiking trails, a marina, fishing pier, clubhouse with fitness room, and sports courts. Here, every day feels a little more like a vacation.
RECENT IMPROVEMENTS: Roof was new in 2024. 2 hvac units... upstairs HVAC is new in 2026. Main level is a gas furnace and it’s 3 yrs old. Back porch was added on 8 yrs ago. Brand new refrigerator.

Listing Agent

Lisa Cox

(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 09/07/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,507

Year Built

  • Built in 1992

Lot Details

  • 12,298 Sq Ft Lot
  • Home fronts navigable water
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $156 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Coastal Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,870 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Mud Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Open Floorplan
  • Bonus Room
  • Screened Porch
  • Views of Woods
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Screened Patio
  • Exterior Lighting

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Programmable Thermostat
  • Bottled Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 69
  • Assessor Parcel Number 18-A04-4A-5-69

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 110 Community Slips
  • 2 Community Docks
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Community Playground
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,507

Year Built

Built in 1992

Lot Details

0.28 Acres

HOA Fees

$156 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod, Coastal
  • Ownership: Fee Simple
  • Exclusions: Side window panels in living and dining room
  • Inclusions: Some furnishings can convey in separate sale. Window treatments (except for side panels in living and dining rooms) and washer and dryer convey.
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/7/2026 12:00:00 AM
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Dishwasher, Disposal, Washer, Dryer
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Window Treatments, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Dining Area, Primary Bath(s), Wood Floors, Recessed Lighting, Pantry, Kitchen - Eat-In, Kitchen - Table Space, Family Room Off Kitchen, Entry Level Bedroom, Carpet, Bathroom - Tub Shower
  • Fireplace: No
  • Foundation Details: Block, Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Mud Room, Bonus Room, Primary Bathroom, Full Bath, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1870
  • Living Area Sq Ft: 1870
  • Price Per Sq Ft: 208.50
  • Above Grade Finished Sq Ft: 1870
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access Features: Boat - Length Limit, Canoe/Kayak, Boat - Powered, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s), Forced Air, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Phone Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 156.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Club House, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Trees/Wooded
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12298.00
  • Outdoor Living Structures: Porch(es), Screened, Deck(s), Enclosed
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1507.00
  • Assessor Parcel Number: 18-A04-4A-5-69
  • Tax Lot: 69
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,664 $313,900 $58,000 $255,900
2025 $1,507 $313,900 $58,000 $255,900
2024 -- $255,300 $42,000 $213,300
2023 $0 $255,300 $42,000 $213,300
2022 $1,991 $215,200 $37,000 $178,200
2021 $1,991 $215,200 $37,000 $178,200
2020 $1,862 $194,100 $37,000 $157,100
2019 $1,862 $194,100 $37,000 $157,100
2018 $1,794 $183,000 $37,000 $146,000
2017 $1,776 $183,000 $37,000 $146,000
2016 $1,652 $162,300 $25,100 $137,200
2015 $785 $159,900 $24,500 $135,400
2014 $785 $152,300 $24,500 $127,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2026 09/13/26 Pending -- -- --
09/07/2026 09/07/26 For Sale $389,900 -- $209 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $170,000 --
Warranty Deed $164,900 --
Special Warranty Deed $120,000 --
Trustee Deed $252,359 --
Warranty Deed $245,100 --
Deed $184,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $168,445 VA
Previous Owner $60,000 Unknown
Previous Owner $24,400 New Conventional
Previous Owner $49,050 Stand Alone Second
Previous Owner $196,050 New Conventional
Previous Owner $175,500 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2044608

Bright MLS

APN: 18A044A-5-69

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