$650,000
PENDING

1004 Susquehanna Ave Middle River, MD 21220

Estimated payment $4,128/month

Total Views 23,559
4 Beds
3 Baths
2,556 Sq Ft
$254 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Pier
  • Colonial Architecture
  • 1 Dock Slip
  • 1.65 Acre Lot
  • Deck

About This Home

Paradise awaits at this beautifully updated four bedroom, three bathroom waterfront retreat, offering the perfect blend of comfort, elegance, and outdoor living. Set on 1.65 acres with a private pier, it’s both an entertainer’s dream and a peaceful escape. Host unforgettable gatherings in the formal dining room adorned with coffered ceilings and wainscoting, with a stylish wet bar just steps away. The gourmet kitchen is a showstopper, boasting granite countertops, a tile backsplash, 42” cabinets with underlighting, and stainless steel appliances, including a double wall oven and gas cooktop. The open-concept layout flows into a spacious living room with serene views of the surrounding greenery and easy access to the expansive tiered deck and backyard. A main-level bedroom and full bathroom with a frameless glass walk-in shower add flexibility for a variety of needs. Upstairs, the luxurious primary suite feels like a private retreat, featuring a soaring cathedral ceiling, walk-in closet, and a spa-inspired bathroom with a jetted tub and walk-in shower with dual showerheads. A private balcony overlooking the water offers the perfect spot for morning coffee or evening sunsets. Down the hall, two additional bedrooms showcase charming beamed ceilings and provide comfortable, inviting spaces. A full bathroom with a tub-shower serves this level, along with a versatile den ideal as a reading nook, home office, playroom, or lounge area. The expansive unfinished basement provides laundry, abundant storage, and room to grow. Outside, enjoy the tranquil setting with beautifully landscaped grounds, a fire pit, and ample space to entertain, relax, and savor life by the water. You will love this prime location in Bowleys Quarters, where relaxed waterfront living meets direct access to Middle River—perfect for boating, fishing, and outdoor fun. This coastal community offers local marinas, popular waterfront dining, and stunning views, all just 30–40 minutes from downtown Baltimore. Recent improvements include refinished hardwood floors (2025), new deck boards (2024), oil tank (2024), remote sink drain pump system (2023), and two new furnaces (2022). Some images have been virtually staged.

Listing Agent

Jory Frankle

Northrop Realty License #643835 Listed on: 05/22/2025

Northrop Realty

Co-Listing Agent

Samuel Bruck

Northrop Realty License #655639

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,451

Year Built

  • Built in 1950

Lot Details

  • 1.65 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Landscaped
  • Premium Lot
  • Partially Wooded Lot
  • Back and Side Yard
  • Property is in excellent condition
  • Property is zoned DR 3.5

Home Design

  • Colonial Architecture
  • Dutch Architecture
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • Property has 3 Levels
  • Wet Bar
  • Central Vacuum
  • Built-In Features
  • Bar
  • Chair Railings
  • Crown Molding
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Double Pane Windows
  • Insulated Windows
  • Bay Window
  • Casement Windows
  • Window Screens
  • Double Door Entry
  • French Doors
  • Sliding Doors
  • Insulated Doors
  • Combination Kitchen and Living
  • Formal Dining Room
  • Den
  • Water Views
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Double Oven
  • Cooktop with Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Laundry in Basement
  • Basement Windows

Home Security

  • Storm Doors
  • Flood Lights

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Balcony
  • Deck
  • Exterior Lighting
  • Rain Gutters

Location

  • Flood Risk

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Water Dispenser
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 12A
  • Assessor Parcel Number 04151800012559

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,451

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Dutch
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/23/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1950
  • Automatically Close On Close Date: No
  • Remarks Public: Paradise awaits at this beautifully updated four bedroom, three bathroom waterfront retreat, offering the perfect blend of comfort, elegance, and outdoor living. Set on 1.65 acres with a private pier, it’s both an entertainer’s dream and a peaceful escape. Host unforgettable gatherings in the formal dining room adorned with coffered ceilings and wainscoting, with a stylish wet bar just steps away. The gourmet kitchen is a showstopper, boasting granite countertops, a tile backsplash, 42” cabinets with underlighting, and stainless steel appliances, including a double wall oven and gas cooktop. The open-concept layout flows into a spacious living room with serene views of the surrounding greenery and easy access to the expansive tiered deck and backyard. A main-level bedroom and full bathroom with a frameless glass walk-in shower add flexibility for a variety of needs. Upstairs, the luxurious primary suite feels like a private retreat, featuring a soaring cathedral ceiling, walk-in closet, and a spa-inspired bathroom with a jetted tub and walk-in shower with dual showerheads. A private balcony overlooking the water offers the perfect spot for morning coffee or evening sunsets. Down the hall, two additional bedrooms showcase charming beamed ceilings and provide comfortable, inviting spaces. A full bathroom with a tub-shower serves this level, along with a versatile den ideal as a reading nook, home office, playroom, or lounge area. The expansive unfinished basement provides laundry, abundant storage, and room to grow. Outside, enjoy the tranquil setting with beautifully landscaped grounds, a fire pit, and ample space to entertain, relax, and savor life by the water. You will love this prime location in Bowleys Quarters, where relaxed waterfront living meets direct access to Middle River—perfect for boating, fishing, and outdoor fun. This coastal community offers local marinas, popular waterfront dining, and stunning views, all just 30–40 minutes from downtown Baltimore. Recent improvements include refinished hardwood floors (2025), new deck boards (2024), oil tank (2024), remote sink drain pump system (2023), and two new furnaces (2022). Some images have been virtually staged.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Dispenser, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood
  • Interior Amenities: Attic, Bar, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Central Vacuum, Chair Railings, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Exposed Beams, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Window Features: Bay/Bow, Casement, Double Pane, Insulated, Screens, Skylights
  • Fireplace: No
  • Door Features: Double Entry, French, Insulated, Sliding Glass, Storm
  • Wall Ceiling Types: 9'+ Ceilings, Beamed Ceilings, Cathedral Ceilings, Dry Wall, High, Vaulted Ceilings
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Basement, Foyer, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Interior Access, Outside Entrance, Side Entrance, Unfinished, Walkout Stairs, Windows
  • Laundry Type: Basement, Lower Floor
  • Total Sq Ft: 3172
  • Living Area Sq Ft: 2556
  • Price Per Sq Ft: 254.30
  • Above Grade Finished Sq Ft: 2556
  • Below Grade Sq Ft: 616
  • Total Below Grade Sq Ft: 616
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1004

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Exterior Features: Exterior Lighting, Flood Lights, Gutter System
  • Roof: Shingle
  • View: Water
  • Water Access Features: Canoe/Kayak, Private Access
  • Water Access: Yes
  • Water Body Name: Frog Mortar Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: 3rd Party

Lot Info

  • Land Use Code: R
  • Lot Features: Landscaping, Partly Wooded, Premium, Rear Yard, Sideyard(s)
  • Lot Size Acres: 1.65
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 71874.00
  • Outdoor Living Structures: Balcony, Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: DR 3.5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6451.00
  • Assessor Parcel Number: 04151800012559
  • Tax Lot: 12A
  • Tax Total Finished Sq Ft: 2556
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Federal Flood Zone: AE 6
  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,498 $577,400 -- --
2024 $8,498 $532,300 $0 $0
2023 $4,051 $487,200 $311,900 $175,300
2022 $8,088 $483,900 $0 $0
2021 $7,700 $480,600 $0 $0
2020 $7,700 $477,300 $311,900 $165,400
2019 $7,202 $445,500 $0 $0
2018 $6,817 $413,700 $0 $0
2017 $6,362 $381,900 $0 $0
2016 $4,104 $381,900 $0 $0
2015 $4,104 $381,900 $0 $0
2014 $4,104 $392,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $650,000 0.0% $254 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/22/2025 06/22/25 Price Changed $650,000 -3.7% $254 / Sq Ft
06/10/2025 06/10/25 Price Changed $675,000 -3.6% $264 / Sq Ft
05/22/2025 05/22/25 For Sale $700,000 +40.3% $274 / Sq Ft
04/03/2017 04/03/17 Sold $499,000 -9.1% $172 / Sq Ft
02/18/2017 02/18/17 Pending -- -- --
11/10/2016 11/10/16 Price Changed $549,000 -1.8% $189 / Sq Ft
09/16/2016 09/16/16 Price Changed $559,000 -3.6% $193 / Sq Ft
06/29/2016 06/29/16 Price Changed $580,000 -4.9% $200 / Sq Ft
06/03/2016 06/03/16 Price Changed $610,000 -6.0% $210 / Sq Ft
05/03/2016 05/03/16 For Sale $649,000 -- $224 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $499,000 Property Title & Escrow Llc
Interfamily Deed Transfer -- King Title Company Inc
Deed $169,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $489,961 FHA
Previous Owner $303,000 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $277,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Similar Homes in Middle River, MD

  • 616 Willowshire St, Middle River, MD 21220

    $728,990

    • 5 Beds
    • 3.5 Baths
    • 616 Willowshire St
    • Middle River, MD

    Fall Delivery! Designed for gracious living, the Preston provides numerous spaces to grow and entertain. Upon entry are a formal dining room and a secluded study, while an open-concept main living area and porch are tucked at the back for seamless indoor-outdoor activities. The kitchen features painted harbor cabinetry, stainless steel appliances, iced white quartz countertops, and a white subway

    Terri Hill Builder Solutions Realty

    Section Image
  • 10535 Windlass Run Rd, Middle River, MD 21220

    $699,999

    • 4 Beds
    • 3.5 Baths
    • 4,166 Sq Ft
    • 10535 Windlass Run Rd
    • Middle River, MD

    VA loan may be eligible for assumption for qualified applicants at 3.25%!! Gorgeous Home Convenient Location, !! Porch front Home, Walk in to the Bright foyer and open floorplan!! First Floor Boasts a Formal Living & Dining Room Open Gourmet Kitchen with Stainless Steel appliances, double wall oven, Cooktop, Built in Microwave, Smart Dishwasher and Large Island that overlook the Sunroom!! Door

    Tanya Lewis Cummings & Co. Realtors

    Section Image
  • 1205 Chesapeake Ave, Middle River, MD 21220

    $499,900

    • 3 Beds
    • 2.5 Baths
    • 1205 Chesapeake Ave
    • Middle River, MD

    "WATER VIEW HOME, TO BE BUILT" Let OYL build your Dream home in the Water Oriented Community Of Long Beach Estates. On Your Lot Homes (OYL) is a premiere semi custom/custom builder specializing in customizations of our core floor plans to meet the needs and wants of our buyers at affordable pricing.We feature plans with two car garages, first floor primary suites, configurations to

    Patricia Parks Coldwell Banker Realty

    Section Image
  • 3700 Middle River Ave, Middle River, MD 21220

    $750,000

    • 4 Beds
    • 5 Baths
    • 5,440 Sq Ft
    • 3700 Middle River Ave
    • Middle River, MD

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. Bidding begins Saturday, July 19th & ends Thursday, July 24th, 2025 at 12:00 pm. Rare Double Waterfront Point Lot on Galloway Point in Bowleys Quarters with Custom Home, Two Piers & Sweeping Middle River Views. Please note: The adjacent property at 3708 Middle River Avenue is available separately and can be

    Jared Block Alex Cooper Auctioneers, Inc.

    Section Image
  • 1224 Burke Rd, Middle River, MD 21220

    $575,000

    • 3 Beds
    • 2 Baths
    • 1,524 Sq Ft
    • 1224 Burke Rd
    • Middle River, MD

    Welcome to your dream home on sought-after Galloway Creek in the highly desirable Bowleys Quarters neighborhood! This deceptively spacious 3-bedroom, 2-bath rancher offers the epitome of one-level coastal living.Step inside to discover a thoughtfully designed floor plan featuring oversized bedrooms, a huge living room with a cozy fireplace, and an open-concept kitchen—perfect for

    Samantha Bongiorno RE/MAX Advantage Realty

    Section Image
  • 10703 Larkswood St, Middle River, MD 21220

    $799,900

    • 5 Beds
    • 4.5 Baths
    • 4,555 Sq Ft
    • 10703 Larkswood St
    • Middle River, MD

    Quick Move ready in July 20254555SF of finished space. Front porch with bay window. Large kitchen with an 11 foot island. Finished lower rec room with bedroom and bath. Upgraded appliances and upgrades throughout, built in appliances and so much more. Cal for your appointment now . $15K in Closing Costs with the Builders Lender and Title PartnerPrices subject to change without notice.

    Cindy DelZoppo Northrop Realty

    Section Image
  • 1825 Wilson Point Rd, Middle River, MD 21220

    $675,000

    • 4 Beds
    • 3 Baths
    • 1,804 Sq Ft
    • 1825 Wilson Point Rd
    • Middle River, MD

    Water Views Water Views. This waterfront home has a private dock and long peir. Large rear deck overlooking your yard. Large Family room with fireplace with floor to ceiling windows and sliding door,. Perfect for entertaining. Very unique 4 bedroom and 3 bath home with wood floors throughout the first and second floor. Primary suite with private balcony overlooking the water.

    Charles Warns Long & Foster Real Estate, Inc.

    Section Image
  • 1342 Burke Rd, Middle River, MD 21220

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,410 Sq Ft
    • 1342 Burke Rd
    • Middle River, MD

    Bowleys Quarters "Spectacular Waterfront Living" Large Rancher (Lexington Model) w/ 9ft. ceilings. Ground level living at its finest, 3- full bedrooms 2- full baths 2- car oversized attached garage 30X20 w/ floored attic for storage. Street entrance has covered lighted walkway w/ pond, landscaping and a covered 11X13 deck at the rear (street) door. Enter into the 13X33 living rm/dinning rm combo

    Patricia Parks Coldwell Banker Realty

    Section Image
  • 1702 Wilson Point Rd, Middle River, MD 21220

    $500,000

    • 2 Beds
    • 2 Baths
    • 384 Sq Ft
    • 1702 Wilson Point Rd
    • Middle River, MD

    This waterfront property on Wilson Point includes two lots totaling approximately 0.47 acres, with an estimated 83 feet of waterfrontage and a 100-foot pier equipped with a boat lift. One structure is approximately 530 square feet and features one bedroom, one bathroom, a kitchen, and a living area. The second structure features an efficiency-style layout with a kitchen, bathroom, laundry, and

    Steve Paxton Keller Williams Gateway LLC

    Section Image

Source: Bright MLS

MLS Number: MDBC2128346

Bright MLS

APN: 15-1800012559