$325,000
SOLD AUG 8, 2025

10086 Indian Hill Dr Union, KY 41091

4 Beds
2 Baths
2,080 Sq Ft
0.32 Acres

Recently Sold

$156 Per Sq Ft

7% Below List Price

35 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Breakfast Room
  • Shirley Mann Elementary School Rated A
  • No HOA
  • Stainless Steel Appliances

About This Home

As of August 2025

UPDATE: Brand New Deck! Charming Renovated Ranch Style home located right off Mt. Zion with quick access to the expressway and US 42 living! This home has three bedrooms and two full baths on the FIRST floor. Modern updates include 2025 LVT flooring on the first floor and 2025 Carpet in all bedrooms. Both bathrooms are inviting and have modern design while still maintaining its antique charm. Enjoy the additional fourth bedroom/office/game room in the basement with a convenient walkout to the backyard. The Laundry room is also on the first floor and ushers a relaxing scene while navigating the home. Call today for a private tour!

Last Agent to Sell the Property

Rebecca Cuzick

Keller Williams Realty Services License #291483 Listed on: 04/16/2025

Keller Williams Realty Services

Last Buyer's Agent

Amber Brown

Huff Realty - Florence License #217459

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,798

Year Built

  • Built in 1978

Lot Details

  • 0.32 Acre Lot
  • Wood Fence

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,080 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Brick Fireplace
  • Insulated Windows
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room

Kitchen

  • Electric Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Outdoor Features

  • Deck

Schools

  • Erpenbeck Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 063.00-06-042.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,798

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.32
  • Year Built: 1978
  • Lot Size: irregular
  • Ownership: LLC
  • Directions: Mt. Aion to Indian Hill Dr.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Erpenbeck Elementary
  • Location Tax Legal Info:Middle or Junior School: Gray Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 2080.0
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Parking Features Parking Total: 2
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.32
  • General Property Description:Living Area: 2080.0
  • General Property Description:Lot Size Square Feet: 13939.0
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 063.00-06-042.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Utilities:Water Available: Yes
  • Percent Basement Finished: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Finished, Storage Space, Walk-Out Access
  • Heating: Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Dishwasher, Disposal, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Brick, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2080.0
  • Window Features: Insulated Windows
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Basement:Walk-Out Access7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Basement:Storage Space: Yes
  • Basement:Carpet Flooring7: Yes
  • Fireplace Features:Brick3: Yes

Exterior Features

  • Fencing: Fenced, Wood
  • Roof: Shingle
  • Construction Type: Brick, Concrete
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Construction Materials:Concrete: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Side
  • Total Parking Spaces: 2.0
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Water Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Erpenbeck Elementary
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Lot Size Sq Ft: 13939.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
Aug 8, 2025
Sold by
Cuzick Investments Llc
Bought by
Vance Kelsey and Vance Bud
Seller's Agent
Rebecca Cuzick
Keller Williams Realty Services
Buyer's Agent
Amber Brown
Huff Realty - Florence
List Price
$349,900
Sold Price
$325,000
Premium/Discount to List
-$24,900
-7.12%
Views
316

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.58%
Original Mortgage
$319,113
Outstanding Balance
$319,113
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$10,790

Purchase Details

Listed on
Dec 17, 2024
Closed on
Jan 17, 2025
Sold by
Moore Michael and Moore Jennifer
Bought by
Cuzick Investments Llc
Seller's Agent
Julia Gootee
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Rebecca Cuzick
Keller Williams Realty Services
List Price
$250,000
Sold Price
$232,500
Premium/Discount to List
-$17,500
-7%
Views
128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
81.87%
Original Mortgage
$214,668
Interest Rate
6.6%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 23, 2024
Sold by
Nelms Karen and Pollack Patricia Lynn
Bought by
Moore Michael and Raisbeck Melissa

Purchase Details

Closed on
Jul 8, 2010
Sold by
Pollack Raymond L and Pollack Patty A
Bought by
Pollack Raymond L and Pollack Patty A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,800
Interest Rate
4.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2006
Sold by
Alexander Patricia L and Pollack Patria L
Bought by
Pollack Raymond L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 Homestead Title Agency
Warranty Deed $232,500 360 American Title
Quit Claim Deed $139,600 None Listed On Document
Interfamily Deed Transfer -- 360 American Title Svcs Llc
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- High Point Title Agency Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $319,113 FHA
Previous Owner $214,668 Construction
Previous Owner $90,000 New Conventional
Previous Owner $99,000 New Conventional
Previous Owner $117,800 New Conventional
Previous Owner $12,000 New Conventional
Previous Owner $55,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $325,000 -1.5% $156 / Sq Ft
05/21/2025 05/21/25 Pending -- -- --
05/06/2025 05/06/25 Price Changed $329,900 -2.9% $159 / Sq Ft
04/27/2025 04/27/25 Price Changed $339,900 -2.9% $163 / Sq Ft
04/16/2025 04/16/25 For Sale $349,900 +50.5% $168 / Sq Ft
01/17/2025 01/17/25 Sold $232,500 -7.0% $159 / Sq Ft
12/21/2024 12/21/24 Pending -- -- --
12/17/2024 12/17/24 For Sale $250,000 -- $171 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,798 $203,200 $25,000 $178,200
2023 $1,061 $139,600 $25,000 $114,600
2022 $1,113 $139,600 $25,000 $114,600
2021 $1,190 $139,600 $25,000 $114,600
2020 $1,148 $139,600 $25,000 $114,600
2019 $868 $114,200 $15,000 $99,200
2018 $949 $114,200 $15,000 $99,200
2017 $874 $114,200 $15,000 $99,200
2015 $871 $114,200 $15,000 $99,200
2013 -- $114,200 $15,000 $99,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 631558

Northern Kentucky Multiple Listing Service

APN: 063.00-06-042.00