1009 Ramseys Point Rd Monticello, KY 42633
Monticello AreaEstimated payment $2,144/month
Highlights
- Boat Ramp
- Deck
- Converted Barn or Barndominium
- Public Water Access
- Wooded Lot
- Wood Flooring
About This Home
LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!
Home Details
Home Type
- Single Family
Year Built
- Built in 2015
Lot Details
- 15,682 Sq Ft Lot
- Wooded Lot
Parking
- 4 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Converted Barn or Barndominium
- Metal Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,860 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Insulated Windows
- Blinds
- Window Screens
- Insulated Doors
- Neighborhood Views
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Public Water Access
- Property is near a marina
- Boat Ramp
- Deck
- Patio
- Fire Pit
Schools
- Wayne Co Elementary And Middle School
- Wayne Co High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 022-40-01-034.01
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,435 | $277,000 | $0 | $0 |
| 2024 | $2,499 | $277,000 | $0 | $0 |
| 2023 | $1,046 | $110,800 | $0 | $0 |
| 2022 | $1,055 | $110,800 | $10,000 | $100,800 |
| 2021 | $1,063 | $110,800 | $10,000 | $100,800 |
| 2020 | $1,075 | $110,800 | $10,000 | $100,800 |
| 2019 | $1,076 | $110,800 | $10,000 | $100,800 |
| 2018 | $1,073 | $110,800 | $10,000 | $100,800 |
| 2017 | $1,079 | $110,800 | $0 | $0 |
| 2016 | $607 | $110,800 | $10,000 | $100,800 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/06/2026 09/06/26 | For Sale | $350,000 | +26.4% | $188 / Sq Ft | |
| 04/18/2023 04/18/23 | Sold | $277,000 | -7.6% | $149 / Sq Ft | View Prior Sale |
| 03/29/2023 03/29/23 | Pending | -- | -- | -- | |
| 03/13/2023 03/13/23 | For Sale | $299,900 | -- | $161 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $277,000 | None Listed On Document |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | Construction | |
| Previous Owner | $56,343 | New Conventional |
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26024531
APN: 022-40-01-034.01
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Ask me questions while you tour the home.