$350,000

1009 Ramseys Point Rd Monticello, KY 42633

Monticello Area

Estimated payment $2,144/month

Total Views 361
4 Beds
2.5 Baths
1,860 Sq Ft
$188 Price per Sq Ft

Highlights

  • Boat Ramp
  • Deck
  • Converted Barn or Barndominium
  • Public Water Access
  • Wooded Lot
  • Wood Flooring

About This Home

LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!

Listing Agent

David Slusser

Flat Fee MLS License #247464 Listed on: 09/06/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2015

Lot Details

  • 15,682 Sq Ft Lot
  • Wooded Lot

Parking

  • 4 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Converted Barn or Barndominium
  • Metal Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,860 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Blinds
  • Window Screens
  • Insulated Doors
  • Neighborhood Views

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Public Water Access
  • Property is near a marina
  • Boat Ramp
  • Deck
  • Patio
  • Fire Pit

Schools

  • Wayne Co Elementary And Middle School
  • Wayne Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 022-40-01-034.01

Home Details

Home Type

Single Family

Year Built

Built in 2015

Lot Details

0.36 Acres

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Barndominium
  • Structure Type: House
  • Year Built: 2015
  • Above Grade Finished Sq Ft: 1860.0
  • Levels: One, Two
  • Building: Home Warranty YN: No
  • Lot: View YN: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: Yes
  • AssociationCommunity: Association YN: No
  • Construction Materials:Construction Materials: Other
  • Cooling:Cooling: Heat Pump
  • Foundation Details:Foundation Details: Concrete Perimeter
  • Levels:Levels: One, Two
  • Patio And Porch Features:Patio And Porch Features: Deck, Patio
  • Sewer:Sewer: Septic Tank
  • Structure Type:Structure Type: House
  • View:View: Neighborhood
  • Water Heater:Water Heater: Electric
  • Water Body Access Type: Public Accessible
  • Water Body Features: Boat Ramp, Marina, Paved Road
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Refrigerator, Oven
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s)
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace: No
  • LivingArea: 1860.0
  • Lot Size Area: 0.36
  • Window Features: Insulated Windows, Blinds, Screens
  • Interior: Basement YN: No
  • Interior: Fireplace YN: No
  • Room Types: Primary Bedroom Level: Second
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bedroom 2 Level: Second
  • Room Types: Bathroom 3 Level: First
  • Room Types: Bedroom 3 Level: Second
  • Room Types: Bedroom 4 Level: Second
  • Interior Features:Interior Features: Breakfast Bar, Ceiling Fan(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Window Features:Window Features: Insulated Windows, Blinds, Screens

Exterior Features

  • Exterior Features: Fire Pit
  • Roof: Metal
  • Construction Materials: Other
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • List Price: 350000.0
  • Lot Features: Wooded
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Faces Front
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Wayne Co
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 0.36
  • Lot Size Sq Ft: 15682.0
  • Parcel Number: 022-40-01-034.01

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,435 $277,000 $0 $0
2024 $2,499 $277,000 $0 $0
2023 $1,046 $110,800 $0 $0
2022 $1,055 $110,800 $10,000 $100,800
2021 $1,063 $110,800 $10,000 $100,800
2020 $1,075 $110,800 $10,000 $100,800
2019 $1,076 $110,800 $10,000 $100,800
2018 $1,073 $110,800 $10,000 $100,800
2017 $1,079 $110,800 $0 $0
2016 $607 $110,800 $10,000 $100,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/06/2026 09/06/26 For Sale $350,000 +26.4% $188 / Sq Ft
04/18/2023 04/18/23 Sold $277,000 -7.6% $149 / Sq Ft View Prior Sale
03/29/2023 03/29/23 Pending -- -- --
03/13/2023 03/13/23 For Sale $299,900 -- $161 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $277,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $100,000 Construction
Previous Owner $56,343 New Conventional
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26024531

ImagineMLS (Bluegrass REALTORS®)

APN: 022-40-01-034.01

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