193

Newest Homes for Sale in Monticello, KY

Section Image Section Image
  • /26

    $143,000

    $2K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 952 Sq Ft

    372 Rolling Acres Dr, Monticello, KY 42633

    Newer home built in 2016 on corner lot. In town conveniently located close to stores, shops and hospital. Community park located next door, with tennis, basketball courts and walking trail.

    Rick Horton Weichert Realtors Ford Brothers, Inc.

    372 Rolling Acres Dr, Monticello, KY 42633
  • /7

    $195,000

    • 2 Beds
    • 1 Bath
    • 792 Sq Ft

    220 Webster Spradlin Rd, Monticello, KY 42633

    Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway

    Lyndon Parmley Neal Realty & Auction

    220 Webster Spradlin Rd, Monticello, KY 42633
  • /31

    $210,000

    • 2 Beds
    • 1 Bath
    • 849 Sq Ft

    378 Beaver Creek Lodge Rd, Monticello, KY 42633

    Lake Home-Personal retreat or income opportunity. Enjoy the best of lake living with this updated, fully furnished home-perfect for personal use or as an income producing property. Located minutes away from Safe Harbor Beaver Creek Marina. Move-in ready and offers convenience and comfort. Perfect back area with a newly built deck for entertaining. You do not want to miss out on this!

    Stephanie Hall Coldwell Banker Legacy Group

    378 Beaver Creek Lodge Rd, Monticello, KY 42633
  • /44

    $169,000

    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft

    82 Abbott Broadhurst Rd, Monticello, KY 42633

    Nestled in a peaceful country setting just minutes from downtown Monticello, this spacious 3 bedroom, 2 bath double wide offers the perfect blend of comfort, convenience, and room to roam. Featuring just over 1,400 square feet of living space, this home includes a large front porch perfect for relaxing mornings, a covered rear deck for entertaining, and a versatile bonus room ideal for an office,

    HG Hickey III No Wake Real Estate

    82 Abbott Broadhurst Rd, Monticello, KY 42633
  • /54

    $349,900

    • 5 Beds
    • 3 Baths
    • 2,683 Sq Ft

    2371 State Highway 1568, Monticello, KY 42633

    Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3

    Lula Jean Burton RE/MAX LakeTime Realty

    2371 State Highway 1568, Monticello, KY 42633
  • /20

    $174,900

    • 2 Beds
    • 1 Bath
    • 1,320 Sq Ft

    277 Camp Attrahunt Rd, Monticello, KY 42633

    Pack your swimsuit and toothbrush and bring the toys! Cute as a button lake cottage right up the hill from Camp Attrahunt boat ramp on Lake Cumberland (right around Harmon Creek). It is in the process of getting a new paint job so you could pick your colors if you act quickly. Very cute inside- vaulted ceilings- clean- it will be a great place to spend your summer. Huge 10X30' deck is where

    Brad Bigelow CENTURY 21 Advantage Realty

    277 Camp Attrahunt Rd, Monticello, KY 42633
  • /4

    $12,000

    $18K PRICE DROP
    • Land
    • 1.29 Acres
    • $9,302 per Acre

    0 Boone St, Monticello, KY 42633

    Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

    Rhett Hughes WTC Realty LLC

    0 Boone St, Monticello, KY 42633
  • /54

    $185,000

    $10K PRICE INCREASE
    • 3 Beds
    • 1.5 Baths
    • 1,456 Sq Ft

    183 Vine St, Monticello, KY 42633

    Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private

    Alexandria Hicks Lotus Realty, LLC

    183 Vine St, Monticello, KY 42633
  • /47

    $299,000

    • 3 Beds
    • 2 Baths
    • 2,018 Sq Ft

    132 Alchera Ave, Monticello, KY 42633

    Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan,

    HG Hickey III No Wake Real Estate

    132 Alchera Ave, Monticello, KY 42633
  • /6

    $17,900

    • Land
    • 1.08 Acres
    • $16,574 per Acre

    Lot 47 Cumberland Shores, Monticello, KY 42633

    Bring your floor plans settle in down at the lake. Mostly level lakefront 1.08 acre lot (you would probably have a walkout basement). With the trees cleared you would have a really nice lake view. And there are boat ramps in the area for lake access. Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Underground utilities. The annual homeowner

    Brad Bigelow CENTURY 21 Advantage Realty

    Lot 47 Cumberland Shores, Monticello, KY 42633
  • /2

    $575,000

    1111 Hwy 3285, Monticello, KY 42633

    Approximately 327 acres of woodland m/l by PVA. 221.74 Acres of that has been surveyed. Timber was cut on the surveyed portion 12-15 years ago. The remaining acreage has not been surveyed and the timber has not been cut. Located in the Spann Hill area of Wayne County off Hwy 3285.

    Ronald Dunnington Mid America Realty & Auction LLC

    1111 Hwy 3285, Monticello, KY 42633
  • /34

    $124,900

    • 3 Beds
    • 1 Bath
    • 1,032 Sq Ft

    299 Tate Dr, Monticello, KY 42633

    First time homebuyer, investment or downsizing opportunity in Monticello! This 3 bedroom, 1 bath home, in the city, offers convenient location to town and Highway 90. This property has potential. Inside, you'll find a functional layout with comfortable living spaces and natural light throughout the home. A highlight for this home is the large primary bedroom space. Step outside to enjoy the

    Matthew Fouch Keller Williams Commonwealth - Somerset

    299 Tate Dr, Monticello, KY 42633
  • /36

    $227,000

    • 3 Beds
    • 2 Baths
    • 2,040 Sq Ft

    125 Bean St, Monticello, KY 42633

    This spacious 2,040 sq. ft. home in central Monticello offers a prime, walk-able location near amenities, featuring 2 baths (one finishing renovations), a wood-burning stove, and a master bedroom with ramp access. Updated kitchen appliances and versatile spaces (dining/den, utility room deck) provide comfort, with added storage for a freezer/pantry.Location: Heart of Monticello, walking distance

    Lisa Cooper Re/Max Country Lakes

    125 Bean St, Monticello, KY 42633
  • /71

    $399,900

    • 4 Beds
    • 3 Baths
    • 3,057 Sq Ft

    815 Jr Phipps Rd, Monticello, KY 42633

    BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding

    Lisa Cooper Re/Max Country Lakes

    815 Jr Phipps Rd, Monticello, KY 42633
  • /40

    $229,000

    • 3 Beds
    • 2 Baths
    • 1,781 Sq Ft

    142 Highway 3284, Monticello, KY 42633

    Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated

    Tabitha House CENTURY 21 Advantage Realty

    142 Highway 3284, Monticello, KY 42633
  • /64

    $674,000

    • 5 Beds
    • 4.5 Baths
    • 5,678 Sq Ft

    137 Indian Cave Rd, Monticello, KY 42633

    Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached

    Agent Photo

    Ronda Tipton

    CENTURY 21 Advantage Realty

    (606) 775-1765

    137 Indian Cave Rd, Monticello, KY 42633
  • /54

    $750,000

    • 5 Beds
    • 3 Baths
    • 2,779 Sq Ft

    234 Cedar Point Ln, Monticello, KY 42633

    Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom,

    Wayne Sewell The Agency

    234 Cedar Point Ln, Monticello, KY 42633
  • /18

    $299,000

    $63K PRICE DROP

    0 Chestnut Grove Rd, Monticello, KY 42633

    Trail Riding, Hunting, Hiking, Timber, Cleared Land. This 156 Acre tract m/l could be used for multiple purposes. With an abundance of wildlife this could be your own private Hunter's Paradise. Property contains a logging road that connects up with miles of a vast trail system that can give you endless hours of satisfaction. Even though the timber was cut a few years ago, there appears to be some

    H Allen Clark Access Realty & Auction

    0 Chestnut Grove Rd, Monticello, KY 42633
  • /8

    $32,000

    • Land
    • 8.11 Acres
    • $3,946 per Acre

    22 Buck Run Ridge Rd, Monticello, KY 42633

    If you are looking for an off the grid property, then this is it! Eight acres of unrestricted land to build your next home, bring your camper or RV, or even pitch a tent under the stars. There are endless possibilities for your next adventure!

    Agent Photo

    Kendra Roark

    Weichert Realtors Ford Brothers, Inc.

    (606) 773-1710

    22 Buck Run Ridge Rd, Monticello, KY 42633
  • /2

    $19,900

    • Land
    • 6.34 Acres
    • $3,139 per Acre

    14 Lakepoint View Rd, Monticello, KY 42633

    Part of a former landfill. Limited use.

    Ronald Dunnington Mid America Realty & Auction LLC

    14 Lakepoint View Rd, Monticello, KY 42633
  • /47

    $325,000

    • 4 Beds
    • 1.5 Baths
    • 2,028 Sq Ft

    1070 Kentucky 2393, Monticello, KY 42633

    Completely remodeled and move-in ready, this 4 bedroom, 1.5 bath home sits on a .67 acre lot (per PVA) in a highly desirable Lake Cumberland area. This property has been fully updated with new flooring, fresh paint throughout, updated light fixtures, and new ceiling fans, comes with newer washer and dryer, along with a remodeled garage for added functionality. The kitchen features custom

    Dylan Jones Re/Max Country Lakes

    1070 Kentucky 2393, Monticello, KY 42633
  • /50

    $4,500,000

    • Land
    • 411 Acres
    • $10,949 per Acre

    21 Clubhouse Dr, Monticello, KY 42633

    This 411-acre Lake Cumberland development is being offered as a single, turnkey acquisition, presenting a rare opportunity for an investor or developer to take control of a large-scale, partially completed project with immediate upside.With Phase 1 already complete and infrastructure in placeincluding water, electric, and utilitiesthe next owner is uniquely positioned to accelerate lot sales

    Patrick Doyle Hayden Outdoors Real Estate

    21 Clubhouse Dr, Monticello, KY 42633
  • /49

    $335,000

    • 3 Beds
    • 1.5 Baths
    • 1,568 Sq Ft

    439 Eagles Bluff Rd, Monticello, KY 42633

    LAKE LOVERS PARADISE ON BEAUTIFUL LAKE CUMBERLAND!! Your opportunity to own this beautiful 3 bedrooms 1 and half baths with a large jacuzzi tub home sitting on 6.65. A 2-car attached garage. Open floor plan living room and kitchen with an eat-in kitchen island. Nice large sunroom for your plants and flowers. Walk out onto your large deck to entertain guests or family. Or just sit on the

    Robert Corder CENTURY 21 Advantage Realty

    439 Eagles Bluff Rd, Monticello, KY 42633
  • /34

    $204,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    980 State Highway 1009, Monticello, KY 42633

    Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    980 State Highway 1009, Monticello, KY 42633
  • /45

    $129,900

    • 2 Beds
    • 2 Baths
    • 800 Sq Ft

    217 Ralph Troxell Rd, Monticello, KY 42633

    Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 4-5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with

    Agent Photo

    Kendra Roark

    Weichert Realtors Ford Brothers, Inc.

    (606) 728-1836

    217 Ralph Troxell Rd, Monticello, KY 42633
  • /18

    $49,900

    $30K PRICE DROP
    • Land
    • 5.99 Acres
    • $8,331 per Acre

    6310 Ky-200, Monticello, KY 42633

    Be the king of the mountain!!!! This 5.99 acre tract offers breathtaking countryside views and the privacy you've been looking for. With improvements already in place and NO restrictions, the possibilities are wide open- build your dream home, place a mobile home or create the perfect tiny home getaway. PLUS, there is ample space for a 2nd home, making it ideal for multi-generational living, a

    Agent Photo

    Kendra Roark

    Weichert Realtors Ford Brothers, Inc.

    (606) 518-3735

    6310 Ky-200, Monticello, KY 42633
  • /79

    $399,900

    $25K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 2,281 Sq Ft

    1213 Spann Hill Rd, Monticello, KY 42633

    Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights

    Agent Photo

    Kendra Roark

    Weichert Realtors Ford Brothers, Inc.

    (606) 773-1979

    1213 Spann Hill Rd, Monticello, KY 42633
  • /36

    $594,000

    $5K PRICE DROP
    • 5 Beds
    • 3.5 Baths
    • 4,298 Sq Ft

    100 Waters Edge Trail, Monticello, KY 42633

    Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape

    Brandon Becker CENTURY 21 Advantage Realty

    100 Waters Edge Trail, Monticello, KY 42633
  • /39

    $245,000

    • 3 Beds
    • 2 Baths
    • 1,920 Sq Ft

    18 Hill Dr, Monticello, KY 42633

    Very nice well maintained manufactured home in F&T Lake Lot Subdivision, golf cart ride to the shores of Lake Cumberland. This home comes completely furnished, down to fork and spoon turn key Lake retreat, Airbnb or year around living in this wonderful lake community, minutes away from Conley Bottom Resort and additional local boat ramps.

    Rick Horton Weichert Realtors Ford Brothers, Inc.

    18 Hill Dr, Monticello, KY 42633
  • /38

    $189,000

    • 2 Beds
    • 2.5 Baths
    • 2,040 Sq Ft

    679B Bell Phipps Rd, Monticello, KY 42633

    This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the

    HG Hickey III No Wake Real Estate

    679B Bell Phipps Rd, Monticello, KY 42633
  • /19

    $184,900

    • Land
    • 44 Acres
    • $4,202 per Acre

    02 Simpson Hollow Rd Unit 1, Monticello, KY 42633

    44± Acres - Secluded Land on Simpson Hollow Rd Discover the perfect blend of open pasture and wooded privacy with this beautiful 44± acre tract located on Simpson Hollow Road. Featuring approximately 8± acres of pasture and 36± acres of mature timber, this property offers endless possibilities for building, recreation, or investment. Tucked away in a secluded setting, yet conveniently located

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    02 Simpson Hollow Rd Unit 1, Monticello, KY 42633
  • /2

    $9,900

    $4K PRICE DROP
    • Land
    • 22,215 Sq Ft
    • $19,412 per Acre

    432 Bears Way, Monticello, KY 42633

    This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

    Agent Photo

    Kendra Roark

    Weichert Realtors Ford Brothers, Inc.

    (606) 534-6988

    432 Bears Way, Monticello, KY 42633
  • /44

    $225,000

    1051 Kelley Lane Spann Hill, Monticello, KY 42633

    72 acres of unrestricted land offering privacy, recreation, and multiple opportunities with this exceptional tract in Monticello, Kentucky. Whether you're searching for a premier hunting property, a weekend getaway, or the ideal spot to build your dream homestead, this land checks a bunch of boxes. This property is predominantly wooded, offering excellent cover and habitat for wildlife, making it

    Matthew Fouch Keller Williams Commonwealth - Somerset

    1051 Kelley Lane Spann Hill, Monticello, KY 42633
  • /6

    $499,000

    • Land
    • 1 Acre
    • $499,000 per Acre

    1768 W Kentucky 92, Monticello, KY 42633

    If you are looking for an amazing investment opportunity this property is for you. This West Highway 92 rental and storage facility offers four residential units along with 10 storage rental units. Property also has 2 RV hookups and is conveniently located just off Highway 90 Bypass on Highway West 92 which is only minutes to several boat ramps and Beaver Creek Marina.

    Lyndon Parmley Neal Realty & Auction

    1768 W Kentucky 92, Monticello, KY 42633
  • /47

    $165,000

    $4K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,272 Sq Ft

    323 Tennessee Ave, Monticello, KY 42633

    Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim, paint, new door and window on front. Bathroom with new vanity, faucet,

    Bruce Phillips Access Realty & Auction

    323 Tennessee Ave, Monticello, KY 42633
  • /90

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 4,114 Sq Ft

    568 Castle St, Monticello, KY 42633

    Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile

    Brandon Davis No Wake Real Estate

    568 Castle St, Monticello, KY 42633
  • /6

    $19,900

    • Land
    • 1.87 Acres
    • $10,642 per Acre

    Lot 17 Cumberland Shores, Monticello, KY 42633

    Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't

    Brad Bigelow CENTURY 21 Advantage Realty

    Lot 17 Cumberland Shores, Monticello, KY 42633
  • /12

    $55,900

    • Land
    • 43,124 Sq Ft
    • $56,465 per Acre

    201 Hill Dr, Monticello, KY 42633

    Lake Lot Near Conley Bottom - Ready for Your Dream Getaway Don't miss this opportunity to own a beautiful lake-area lot just minutes from the boat ramp and Conley Bottom Resort! This property offers a fresh canvas ready for your dream lake home, vacation retreat, or investment property. With the timber recently cut, the lot now features easier access and plenty of space to design your ideal

    Alec Quetone Lake Cumberland Real Estate Professionals

    201 Hill Dr, Monticello, KY 42633
  • /6

    $20,900

    • Land
    • 2.36 Acres
    • $8,856 per Acre

    200 Upchurch Dr, Monticello, KY 42633

    2+ Acre Secluded Property Within City Limits A rare find within city limits-this 2.36-acre wooded property offers seclusion, space, and convenience all in one. Enjoy the privacy of a natural setting while still benefiting from city access and services. With road frontage and a peaceful wooded landscape, this property is perfect for building your dream home or creating a private escape without

    Alec Quetone Lake Cumberland Real Estate Professionals

    200 Upchurch Dr, Monticello, KY 42633
  • /112

    $925,000

    $75K PRICE DROP
    • 8 Beds
    • 8 Baths
    • 6,835 Sq Ft

    97 Black Walnut Ln, Monticello, KY 42633

    Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both

    Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

    97 Black Walnut Ln, Monticello, KY 42633

Showing Results 1 - 40, Page 1 of 5

Frequently Asked Questions

What is the average home price in Monticello, KY?
Homes for sale in Monticello, KY have an average home price of $223,226.
Are home prices dropping in Monticello?
Yes, home prices in Monticello are down 4% in the last 12 months.
How many homes have sold over the last 12 months in Monticello, KY?
47 homes have sold in Monticello, KY over the last 12 months.
What are the most popular zip codes in Monticello, KY?
The most popular zip codes in Monticello, KY include 42633, 42603, 42544, 42642 and 42518.
How much do you need to make to afford a house in Monticello?
The median home price in Monticello is $217,500. If you put a 20% down payment of $43,500 and had a 30-year fixed mortgage with an interest rate of 6.51%, your estimated principal and interest payment would be $1,100 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $47K a year to afford the median home price in Monticello. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Monticello, KY?
Monticello, KY has highly rated public and private schools. Some of the best schools in Monticello based on Niche Grades are Bell Elementary School, Walker Early Learning Center and Monticello Elementary School. Browse all the schools in Monticello, KY to learn more.

Home Trends in Monticello, KY

Housing Trends

Median Sale Price
$185,000
Median Single Family Sale Price
$185,750
Median Townhouse Sale Price
$280,000
Average Price Per Sq Ft
$124
Number of Homes for Sale
29
Last 12 months Home Sales
47
Months of Supply
7.40
Median List Price
$217,500
Median Change From 1st List Price
10%
Median Home Sale Price YoY Change
12%
How to Buy a Home How to Finance a Home How to Sell a Home