439 Eagles Bluff Rd Monticello, KY 42633
Monticello AreaEstimated payment $1,622/month
Highlights
- Boat Ramp
- Deck
- Wooded Lot
- Private Water Access
- Secluded Lot
- Main Floor Primary Bedroom
About This Home
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 6.65 Acre Lot
- Wire Fence
- Landscaped
- Secluded Lot
- Wooded Lot
- Many Trees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Metal Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Stone
Interior Spaces
- 1,568 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Blinds
- Insulated Doors
- Laminate Flooring
- Crawl Space
- Laundry on main level
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Soaking Tub
Outdoor Features
- Private Water Access
- Boat Ramp
- Deck
- Covered Patio or Porch
- Shed
- Outdoor Grill
- Awning
Schools
- Monticello Elementary School
- Wayne Co Middle School
- Wayne Co High School
Utilities
- Central Air
- Air Source Heat Pump
- Heating System Uses Propane
- Heating System Powered By Leased Propane
- Propane
- Electric Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Rural Subdivision
Listing and Financial Details
- Assessor Parcel Number 005-40-03-016.00
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $448 | $100,000 | $0 | $0 |
| 2024 | $484 | $100,000 | $0 | $0 |
| 2023 | $582 | $108,000 | $0 | $0 |
| 2022 | $647 | $108,500 | $24,000 | $84,500 |
| 2021 | $652 | $108,500 | $24,000 | $84,500 |
| 2020 | $671 | $108,500 | $24,000 | $84,500 |
| 2019 | $672 | $108,500 | $24,000 | $84,500 |
| 2018 | $686 | $108,500 | $24,000 | $84,500 |
| 2017 | $691 | $108,500 | $0 | $0 |
| 2016 | $660 | $108,500 | $24,000 | $84,500 |
| 2015 | $650 | $108,500 | $24,000 | $84,500 |
| 2012 | $642 | $108,500 | $24,000 | $84,500 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2026 08/17/26 | Price Changed | $289,000 | -3.3% | $184 / Sq Ft |
| 07/23/2026 07/23/26 | For Sale | $299,000 | 0.0% | $191 / Sq Ft |
| 07/20/2026 07/20/26 | Pending | -- | -- | -- |
| 07/17/2026 07/17/26 | Price Changed | $299,000 | -8.0% | $191 / Sq Ft |
| 06/13/2026 06/13/26 | Price Changed | $325,000 | -3.0% | $207 / Sq Ft |
| 05/05/2026 05/05/26 | For Sale | $335,000 | -- | $214 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $7,000 | None Available |
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26009923
APN: 005-40-03-016.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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