$569,000
PENDING $16K PRICE DROP

101 19th St Unit 502 Spirit Lake, IA 51360

Estimated payment $3,735/month

Total Views 12,509
4 Beds
3 Baths
1,838 Sq Ft
$310 Price per Sq Ft

Highlights

  • In Ground Pool
  • Waterfront
  • Forced Air Heating System
  • Spirit Lake Elementary School Rated A-
  • 1 Car Garage

About This Home

East Okoboji Lake is calling! This Terrace Oaks condo with a total of 4 bedrooms and three bathrooms is move-in ready, just in time for summer fun. Enjoy a light-filled, upper-level end unit featuring three bedrooms, two bathrooms, in-unit laundry, and an expansive lakeside deck with breathtaking views. But that’s not all—this property includes a separate lower-level studio with its own bathroom and private lakeside walkout patio, offering endless possibilities. Use it as a fourth bedroom, additional living space, or take advantage of the 30-day minimum rental opportunity for extra income. The Terrace Oaks association enhances your lakefront experience with a well-maintained swimming pool and private docks—already in and ready for summer - GUARANTEED SPACE FOR YOUR HOIST AND BOAT!! Don’t miss this rare opportunity for flexible lakeside living!

Listing Agent

Erica Schultes

EXIT Realty Midwest License #S65366 Listed on: 04/05/2025

EXIT Realty Midwest

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,148

Year Built

  • Built in 1984

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Frame Construction
  • Asphalt Roof
  • Hardboard

Interior Spaces

  • 1,838 Sq Ft Home
  • 2-Story Property

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • In Ground Pool
  • Waterfront

Listing and Financial Details

  • Assessor Parcel Number 0703303015

Community Details

Overview

  • Association fees include dock maint, landscaping, lawn care, parking, shared amenities
  • Terrace Oaks HOA
  • Terrace Oaks Estates Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,148

Year Built

Built in 1984

Lot Details

0

HOA Fees

$275 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Condominium
  • Year Built: 1984
  • Levels: Two
  • Other Structures: Additional Garage
  • Stories: 2
  • Architectural Style: TWO STORY
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Basement Style: Partial, Walkout
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Washer
  • Price Per S Q F T: 309.58
  • Total Sq Ft: 1870
  • Above Grade Finished: 1298
  • Below Grade Finished: 540
  • Finished Sq Ft: 1838
  • Basement Features: Finished-Partial, Walkout

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Hardboard
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: Yes
  • Pool Features: In-Ground, Outdoor, Shared

Garage/Parking

  • Garage Type: Attached, Detached
  • Garage Spaces: 1

Utilities

  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: TERRACE OAKS ESTATES
  • Association Fee: Yes
  • Association Fee: 275
  • Association Fee Frequency: Monthly
  • Association Fees Insurance Fee: Yes
  • Association Fees Insurance Fee Amount: 820
  • Association Fees Insurance Fee Frequency: Yearly
  • Association Fee Includes: Dock Maint, Landscaping, Lawn Care, Parking, Shared Amenities

Association/Amenities

  • H O A Name: Terrace Oaks

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 0703303015
  • Estimated Acres: 0.1
  • Estimated Lot Dimensions: 14x298
  • Lot Sq Ft: 4182

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 5148
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spirit Lake

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,940 $426,300 $135,500 $290,800
2023 $4,174 $426,300 $135,500 $290,800
2022 $4,002 $289,200 $104,100 $185,100
2021 $4,002 $289,200 $104,100 $185,100
2020 $3,546 $249,200 $89,200 $160,000
2019 $3,430 $249,200 $89,200 $160,000
2018 $3,368 $234,300 $74,300 $160,000
2017 $3,368 $234,300 $74,300 $160,000
2016 $3,278 $222,500 $70,600 $151,900
2015 $2,998 $222,500 $70,600 $151,900
2014 $3,322 $240,200 $69,900 $170,300
2013 $3,344 $240,200 $69,900 $170,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Pending -- -- --
06/10/2025 06/10/25 Price Changed $569,000 -1.7% $310 / Sq Ft
05/18/2025 05/18/25 Price Changed $579,000 -1.0% $315 / Sq Ft
04/05/2025 04/05/25 For Sale $584,900 -- $318 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed $210,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $168,000 New Conventional
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250349

Iowa Great Lakes Board of REALTORS®

APN: 07-03-303-015