101 19th St Unit 502 Spirit Lake, IA 51360
Estimated payment $3,735/month
Highlights
- In Ground Pool
- Waterfront
- Forced Air Heating System
- Spirit Lake Elementary School Rated A-
- 1 Car Garage
About This Home
East Okoboji Lake is calling! This Terrace Oaks condo with a total of 4 bedrooms and three bathrooms is move-in ready, just in time for summer fun. Enjoy a light-filled, upper-level end unit featuring three bedrooms, two bathrooms, in-unit laundry, and an expansive lakeside deck with breathtaking views. But that’s not all—this property includes a separate lower-level studio with its own bathroom and private lakeside walkout patio, offering endless possibilities. Use it as a fourth bedroom, additional living space, or take advantage of the 30-day minimum rental opportunity for extra income. The Terrace Oaks association enhances your lakefront experience with a well-maintained swimming pool and private docks—already in and ready for summer - GUARANTEED SPACE FOR YOUR HOIST AND BOAT!! Don’t miss this rare opportunity for flexible lakeside living!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,148
Year Built
- Built in 1984
HOA Fees
- $275 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Frame Construction
- Asphalt Roof
- Hardboard
Interior Spaces
- 1,838 Sq Ft Home
- 2-Story Property
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Partial Basement
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Additional Features
- In Ground Pool
- Waterfront
Listing and Financial Details
- Assessor Parcel Number 0703303015
Community Details
Overview
- Association fees include dock maint, landscaping, lawn care, parking, shared amenities
- Terrace Oaks HOA
- Terrace Oaks Estates Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,940 | $426,300 | $135,500 | $290,800 |
2023 | $4,174 | $426,300 | $135,500 | $290,800 |
2022 | $4,002 | $289,200 | $104,100 | $185,100 |
2021 | $4,002 | $289,200 | $104,100 | $185,100 |
2020 | $3,546 | $249,200 | $89,200 | $160,000 |
2019 | $3,430 | $249,200 | $89,200 | $160,000 |
2018 | $3,368 | $234,300 | $74,300 | $160,000 |
2017 | $3,368 | $234,300 | $74,300 | $160,000 |
2016 | $3,278 | $222,500 | $70,600 | $151,900 |
2015 | $2,998 | $222,500 | $70,600 | $151,900 |
2014 | $3,322 | $240,200 | $69,900 | $170,300 |
2013 | $3,344 | $240,200 | $69,900 | $170,300 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/04/2025 09/04/25 | Pending | -- | -- | -- |
06/10/2025 06/10/25 | Price Changed | $569,000 | -1.7% | $310 / Sq Ft |
05/18/2025 05/18/25 | Price Changed | $579,000 | -1.0% | $315 / Sq Ft |
04/05/2025 04/05/25 | For Sale | $584,900 | -- | $318 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | -- | None Available | |
Warranty Deed | $210,000 | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $168,000 | New Conventional |
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 250349

APN: 07-03-303-015
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