Deborah Morton
Responds Quickly
Bay Living, Inc.
(786) 901-7183
315 Total Sales
5 in Shalimar
$260K - $377K Price Range
101 Old Ferry Rd Unit 4C Shalimar, FL 32579
Shalimar Area
1
Bed
1
Bath
625
Sq Ft
1970
Built
Highlights
- Waterfront Community
- Fishing
- Gated Community
- Choctawhatchee Senior High School Rated A-
- Primary Bedroom Suite
- Vaulted Ceiling
About This Home
As of August 2026Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina.
Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit, and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse.
Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline accessperfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina.
The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches.
Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed.
Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price.
Schedule your private showing today and experience the hidden gem of Finisterra.
Last Agent to Sell the Property
Counts Real Estate Group Inc License #3303181 Listed on: 12/18/2025
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Property Details
Home Type
- Condominium
Year Built
- Built in 1970
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 625 Sq Ft Home
- Partially Furnished
- Vaulted Ceiling
- Window Treatments
- Living Room
- Dishwasher
- Washer and Dryer Hookup
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 1 Bedroom
- Primary Bedroom Suite
- 1 Full Bathroom
Outdoor Features
- Covered Deck
Schools
- Shalimar Elementary School
- Meigs Middle School
- Choctawhatchee High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Minimum Rental Period
- No Short Term Rentals Allowed
- Assessor Parcel Number 06-2S-23-5070-0000-004C
Community Details
Overview
- Property has a Home Owners Association
- Association fees include ground maintenance, insurance, security, trash, water
- Finisterra Condo Subdivision
Amenities
- Community Barbecue Grill
- Sauna
- Meeting Room
- Laundry Facilities
Recreation
- Waterfront Community
- Tennis Courts
- Pickleball Courts
- Community Pool
- Fishing
Pet Policy
- Pets Allowed
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 7, 2024
Closed on
Apr 12, 2024
Sold by
Roberts Tony Ray and Roberts Norma Frances
Bought by
Seller's Agent
Lori Ann Oja
Brix Realty
Buyer's Agent
Scott Sapp
Keller Williams Realty Destin
List Price
$189,000
Sold Price
$189,000
Views
22
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.72%
Original Mortgage
$139,000
Outstanding Balance
$136,097
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$19,630
Purchase Details
Listed on
Jan 30, 2022
Closed on
Mar 14, 2022
Sold by
Vicknair Todd J and Vicknair Lisa M
Bought by
Roberts Tony Ray and Roberts Norma Frances
Seller's Agent
Abbott Martin Group
EXP Realty LLC
Buyer's Agent
Lori Ann Oja
Brix Realty
List Price
$174,900
Sold Price
$174,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.80%
Original Mortgage
$139,920
Interest Rate
3.55%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 3, 2015
Closed on
May 15, 2015
Sold by
Federal National Mortgage Association
Bought by
Vicknair Todd J and Vicknair Lisa M
Seller's Agent
Michael Kelly
Keller Williams Realty Destin
Buyer's Agent
Julia Holmes
Rob Brooks Realty
List Price
$55,000
Sold Price
$55,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.43%
Purchase Details
Closed on
Jul 25, 2014
Sold by
Shadix Richard D
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Apr 9, 2004
Sold by
Lafuze Richard A and Lafuze Cheryl E
Bought by
Shadix Richard D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,900
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 21, 2000
Sold by
Hermanson Thomas Walter
Bought by
Lafuze Richard A and Lafuze Cheryl E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,000
Interest Rate
9%
Mortgage Type
Seller Take Back
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Shalimar, FL
-
Deborah Morton
-
Jeremy Fretwell
Jeremy Fretwell
Keller Williams Realty FWB
(850) 904-4798
67 Total Sales
1 in Shalimar
$265,000 Price
-
Hillary Driscoll Olds
Hillary Driscoll Olds
Lokation
(850) 374-6717
57 Total Sales
1 in Shalimar
$540,000 Price
-
Heather Vaughn
Heather Vaughn
The Property Group 850 Inc
(850) 409-8516
99 Total Sales
2 in Shalimar
$530K - $1.3M Price Range
-
Mary Ann Troiano
Mary Ann Troiano
Destin Luxury Real Estate and Rental
(850) 467-9724
30 Total Sales
1 in Shalimar
$307,500 Price
-
Jutta Schneider
Jutta Schneider
Lucky Palms Realty
(850) 749-4012
139 Total Sales
4 in Shalimar
$190K - $359K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $189,000 | None Listed On Document | |
| Warranty Deed | $174,900 | New Title Company Name | |
| Special Warranty Deed | $55,000 | Attorney | |
| Trustee Deed | $15,100 | None Available | |
| Warranty Deed | $64,900 | Southern Escrow & Title Llc | |
| Warranty Deed | $49,000 | Stewart Title Of Northwest F |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $139,000 | New Conventional | |
| Previous Owner | $139,920 | New Conventional | |
| Previous Owner | $115,200 | Unknown | |
| Previous Owner | $65,000 | Unknown | |
| Previous Owner | $51,900 | Purchase Money Mortgage | |
| Previous Owner | $49,000 | Seller Take Back |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/17/2026 08/17/26 | Sold | $155,000 | -2.5% | $248 / Sq Ft | |
| 07/18/2026 07/18/26 | Pending | -- | -- | -- | |
| 05/18/2026 05/18/26 | Price Changed | $159,000 | -3.6% | $254 / Sq Ft | |
| 12/18/2025 12/18/25 | For Sale | $165,000 | -12.7% | $264 / Sq Ft | |
| 04/12/2024 04/12/24 | Sold | $189,000 | 0.0% | $278 / Sq Ft | View Prior Sale |
| 03/11/2024 03/11/24 | Pending | -- | -- | -- | |
| 03/07/2024 03/07/24 | For Sale | $189,000 | +8.1% | $278 / Sq Ft | |
| 03/14/2022 03/14/22 | Sold | $174,900 | 0.0% | $257 / Sq Ft | View Prior Sale |
| 01/31/2022 01/31/22 | Pending | -- | -- | -- | |
| 01/30/2022 01/30/22 | For Sale | $174,900 | 0.0% | $257 / Sq Ft | |
| 09/27/2019 09/27/19 | Rented | $950 | 0.0% | -- | |
| 09/27/2019 09/27/19 | Under Contract | -- | -- | -- | |
| 09/25/2019 09/25/19 | For Rent | $950 | +18.8% | -- | |
| 05/01/2017 05/01/17 | Rented | $800 | 0.0% | -- | |
| 05/01/2017 05/01/17 | Under Contract | -- | -- | -- | |
| 03/01/2017 03/01/17 | For Rent | $800 | 0.0% | -- | |
| 01/25/2016 01/25/16 | Rented | $800 | 0.0% | -- | |
| 01/25/2016 01/25/16 | Under Contract | -- | -- | -- | |
| 01/14/2016 01/14/16 | For Rent | $800 | 0.0% | -- | |
| 05/15/2015 05/15/15 | Sold | $55,000 | 0.0% | $81 / Sq Ft | View Prior Sale |
| 04/27/2015 04/27/15 | Pending | -- | -- | -- | |
| 04/03/2015 04/03/15 | For Sale | $55,000 | -- | $81 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,570 | $128,000 | $128,000 | |
| 2024 | $1,733 | $140,000 | $140,000 | |
| 2023 | $1,733 | $140,000 | $0 | $140,000 |
| 2022 | $1,147 | $115,000 | $0 | $115,000 |
| 2021 | $995 | $90,000 | $0 | $90,000 |
| 2020 | $901 | $80,000 | $0 | $80,000 |
| 2019 | $722 | $55,000 | $0 | $55,000 |
| 2018 | $710 | $55,000 | $0 | $0 |
| 2017 | $648 | $50,000 | $0 | $0 |
| 2016 | $570 | $43,000 | $0 | $0 |
| 2015 | $545 | $40,500 | $0 | $0 |
| 2014 | $525 | $39,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Darrell Turner
Seller's Agent in 2026
Darrell Turner
Counts Real Estate Group Inc
(850) 866-9868
113 Total Sales
-
TRACI BIRDWELL
Buyer's Agent in 2026
TRACI BIRDWELL
Coldwell Banker Realty
(850) 280-6500
78 Total Sales
-
Lori Ann Oja
LO
Seller's Agent in 2024
Lori Ann Oja
Brix Realty
(850) 496-0444
40 Total Sales
-
SS
Buyer's Agent in 2024
Scott Sapp
Keller Williams Realty Destin
-
Abbott Martin Group
Seller's Agent in 2022
Abbott Martin Group
EXP Realty LLC
(850) 460-2900
1,025 Total Sales
-
B
Seller's Agent in 2019
BSR Rentals
Back Stage Realty
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 991500
APN: 06-2S-23-5070-0000-004C
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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