NOT LISTED FOR SALE

101 Ridgemont Ave Covington, KY 41011

Estimated Value: $429,000 - $561,000

4 Beds
3 Baths
2,100 Sq Ft
$228/Sq Ft Est. Value

Last Sold October 06, 2021

Last sale price $368,000 $175 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,688/month

2 Days on Market

Highlights

  • 0.47 Acre Lot
  • Colonial Architecture
  • Formal Dining Room
  • Fort Wright Elementary School Rated A-
  • No HOA
  • Central Air

About This Home

As of October 2021

Completely redone but kept the original charm and character. Hardwood floors throughout, granite in kitchen, 2 new HVAC, large flat yard, 2nd floor laundry, and much more. Minutes from downtown. Unique stone structure in back yard great for fall firepits. quiet location steps away from the 30 acre park.

Last Agent to Sell the Property

Kristi Aytes

eXp Realty, LLC Listed on: 09/01/2021

Last Buyer's Agent

Michele Mamo

eXp Realty, LLC License #216745

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,772

Year Built

  • Built in 1926

Lot Details

  • 0.47 Acre Lot

Parking

  • 2 Car Garage
  • On-Street Parking

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Slate Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • 3-Story Property
  • Gas Fireplace
  • Aluminum Window Frames
  • Family Room
  • Formal Dining Room
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Ft Wright Elementary School
  • Turkey Foot Middle School
  • Dixie Heights High School

Utilities

  • Central Air
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 041-40-40-001.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,772

Year Built

Built in 1926

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.47
  • Year Built: 1926
  • Lot Size: irr
  • Directions: Ft. wright, left on E Henry Clay, Right on Ridgemont, House on the right
  • Architectural Style: Colonial
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ft Wright Elementary
  • Location Tax Legal Info:Middle or Junior School: Turkey Foot Middle School
  • Location Tax Legal Info:High School: Dixie Heights High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irr
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.4698
  • General Property Description:Living Area: 2100.0
  • General Property Description:Lot Size Square Feet: 20464.49
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 041-40-40-001.00
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 1
  • Levels:Three Or More: Yes
  • Architecture:Colonial: Yes
  • Roof:Slate: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Radiant
  • Levels: Three Or More
  • Property Type: Residential
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2100.0
  • Window Features: Aluminum Frames
  • Full Basement: Yes
  • Fireplace Features:Gas: Yes

Exterior Features

  • Roof: Slate
  • Construction Type: Brick
  • Foundation Details: Block
  • Construction Materials:Brick2: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Radiant2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ft Wright Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Dixie Heights High
  • Middle Or Junior School: Turkey Foot Middle School

Lot Info

  • Lot Size Sq Ft: 20464.49
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2021
Closed on
Oct 6, 2021
Sold by
Aytes Kristy and Aytes Sean
Bought by
Klump Matthew and Klump Sara Jane
Seller's Agent
Kristi Aytes
eXp Realty, LLC
Buyer's Agent
Michele Mamo
eXp Realty, LLC
List Price
$375,000
Sold Price
$368,000
Premium/Discount to List
-$7,000
-1.87%
Total Days on Market
2
Current Estimated Value
$433,581

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,581
Avg. Annual Appreciation
4.99%
Original Mortgage
$294,400
Outstanding Balance
$272,091
Interest Rate
3.01%
Estimated Equity
$171,787

Purchase Details

Closed on
Jul 21, 2020
Sold by
Mtglq Investors Lp
Bought by
Aytes Kristi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,800
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 2020
Sold by
Schaefer John A and Schaefer Pamela
Bought by
Mtglq Investors Lp

Purchase Details

Closed on
Apr 6, 1998
Sold by
Davis Ronald G
Bought by
Schaefer John A and Schaefer Pamela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,324
Interest Rate
9.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Klump Matthew $368,000 Prominent Title Agency
Aytes Kristi $226,000 360 American Title Services
Mtglq Investors Lp $178,809 Old Republic Servicing Sln
Schaefer John A $161,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Klump Matthew $294,400
Closed Klump Matthew $294,400
Previous Owner Aytes Kristi $180,800
Previous Owner Schaefer John A $21,400
Previous Owner Schaefer John A $14,900
Previous Owner Schaefer John A $31,000
Previous Owner Schaefer John A $204,400
Previous Owner Schaefer John A $142,324
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/06/2021 10/06/21 Sold $368,000 -1.9% $175 / Sq Ft
09/03/2021 09/03/21 Pending -- -- --
09/01/2021 09/01/21 For Sale $375,000 -- $179 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,772 $368,000 $45,000 $323,000
2023 $3,923 $368,000 $60,000 $308,000
2022 $4,013 $368,000 $60,000 $308,000
2021 $2,546 $226,000 $60,000 $166,000
2020 $2,396 $210,000 $60,000 $150,000
2019 $2,348 $205,000 $60,000 $145,000
2018 $2,354 $205,000 $60,000 $145,000
2017 $2,289 $205,000 $60,000 $145,000
2015 $2,056 $190,000 $40,000 $150,000
2014 $2,021 $190,000 $40,000 $150,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 552556

Northern Kentucky Multiple Listing Service

APN: 041-40-40-001.00