$806,000
SOLD AUG 27, 2025

1010 Harvard Terrace Evanston, IL 60202

Oakton Neighborhood
4 Beds
2.5 Baths
2,218 Sq Ft
1924 Built

Recently Sold

$363 Per Sq Ft

7% Above List Price

2 Days on Market

Highlights

  • Deck
  • Property is near a park
  • Wood Flooring
  • Chute Middle School Rated 9+
  • Recreation Room
  • Formal Dining Room

About This Home

As of August 2025

Nestled in Evanston's Oakton Historical District, this Dutch Colonial charmer has so much to offer following its 2013 expansion. Stepping into the living room from the entry foyer, a wall of windows on three sides provides graceful views of the tree-lined street. While the wood burning fireplace with brick surround is a focal point of the living room and had its interior replaced in 2017, it is being conveyed in AS IS condition. A graceful archway highlights the transition to the dining room which is then separated from the adjacent family room by a set of French doors. The family room shares a pass-through window with breakfast bar to the expanded and updated kitchen. There you will appreciate the extensive storage space available with the solid wood cabinets, expansive quartz countertops, SS appliances, and three exposures to the outside. The kitchen also has direct access to the covered deck overlooking the yard. The deck boasts a ceiling fan so you can sit out in comfort even on hot summer days. The first floor is rounded out with a laundry closet for front loading stackable washer/dryer, a powder room, and a mud room type space opposite the side entrance. Upstairs the primary suite spans the front width of the house, featuring two closets and a newer bathroom with a marble tile walk-in shower. The other three bedrooms have been recently painted and share an updated hall bathroom. Other features of the home: hardwood floors throughout first and second floors; updated windows and treatments; ceiling fans in all bedrooms; an unfinished basement ready for your personal touch; open rear yard with a raised garden bed waiting for a late summer crop or fall flowers. Other improvements: 2015 space pac a/c and roof; 2025 new hot water heater & entire sidewalk along east side of house from street to alley replaced. One car garage with storage shed is also conveyed in AS IS condition. A parking pad accommodating two cars, adjacent to the garage, is accessible from the rear alley. Harvard Terrace is known for its annual block party. Location is near schools, parks, South Blvd EL stop and has easy access to Ridge Ave for a drive to downtown Evanston and or into Chicago. Make this your new home.

Last Agent to Sell the Property

Barbara Kramer

Coldwell Banker Realty License #475123536 Listed on: 07/24/2025

Coldwell Banker Realty

Last Buyer's Agent

Altran Payne

Compass License #475146715

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,696

Year Built

  • Built in 1924 | Remodeled in 2013

Lot Details

  • Lot Dimensions are 34x131
  • Fenced
  • Paved or Partially Paved Lot

Parking

  • 1 Car Garage
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 2,218 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Home Security System

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near a park

Schools

  • Oakton Elementary School
  • Chute Middle School
  • Evanston Twp High School

Utilities

  • Radiator
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,696

Year Built

Built in 1924 | Remodeled in 2013

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1924
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Historical District
  • Rebuilt (Y/N): Yes
  • Rehab (Y/N): Yes
  • Rehab Year: 2013
  • Rebuilt Year: 2013
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2013

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Hardwood
  • LivingArea: 2218
  • Other Equipment: Security System
  • Room Type: Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick, Frame
  • Fencing: Fenced
  • List Price: 750000
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Small Duct High Velocity
  • Heating: Natural Gas, Radiator(s)
  • Laundry Features: Main Level
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Oakton Elementary School
  • High School: Evanston Twp High School
  • Middle/Junior School: Chute Middle School
  • Middle/Junior School District: 65
  • Elementary School #2: M L KING JR LAB EXPERIMENTAL SCHOOL

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 34X131
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11696.34
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Aug 22, 2025
Sold by
Rampey Tiffany
Bought by
Michaels Adam Z and Epstein Meredith
Seller's Agent
Barbara Kramer
Coldwell Banker Realty
Buyer's Agent
Altran Payne
Compass
List Price
$750,000
Sold Price
$806,000
Premium/Discount to List
$56,000
7.47%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-81.61%
Original Mortgage
$420,000
Outstanding Balance
$420,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$320,559

Purchase Details

Listed on
Feb 2, 2015
Closed on
Apr 8, 2015
Sold by
Huhn Chad and Huhn Stacy
Bought by
Rampey Michael A and Rampey Tiffany
Seller's Agent
Susan Salisbury
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
George Morgan
Compass
List Price
$549,000
Sold Price
$552,000
Premium/Discount to List
$3,000
0.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.71%
Original Mortgage
$414,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 13, 2011
Sold by
Onuscheck Mark A and Hart Juliet E
Bought by
Huhn Chad and Huhn Stacy

Purchase Details

Closed on
Oct 31, 2003
Sold by
Yeomans Robert
Bought by
Onuscheck Mark A and Hart Juliet E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,400
Interest Rate
5.94%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 9, 1998
Sold by
Dapako General Partnership
Bought by
Yeomans Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
7.12%

Purchase Details

Closed on
Nov 14, 1997
Sold by
General Board Pension & Health Benefits
Bought by
Dapako General Partnership
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $806,000 Chicago Title
Warranty Deed $552,000 Fort Dearborn Title
Warranty Deed $300,000 None Available
Warranty Deed $353,000 Cti
Warranty Deed $205,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $420,000 New Conventional
Previous Owner $460,000 New Conventional
Previous Owner $414,000 New Conventional
Previous Owner $82,740 Credit Line Revolving
Previous Owner $184,000 New Conventional
Previous Owner $126,000 Credit Line Revolving
Previous Owner $280,300 Unknown
Previous Owner $282,400 Unknown
Previous Owner $127,000 Credit Line Revolving
Previous Owner $0 Credit Line Revolving
Previous Owner $16,600 Unknown
Previous Owner $164,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $806,000 +7.5% $363 / Sq Ft
07/26/2025 07/26/25 Pending -- -- --
07/24/2025 07/24/25 For Sale $750,000 +35.9% $338 / Sq Ft
04/08/2015 04/08/15 Sold $552,000 +0.5% $282 / Sq Ft
02/09/2015 02/09/15 Pending -- -- --
02/02/2015 02/02/15 For Sale $549,000 -- $281 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,696 $51,000 $7,224 $43,776
2023 $11,195 $51,000 $7,224 $43,776
2022 $11,195 $51,000 $7,224 $43,776
2021 $7,831 $32,446 $3,837 $28,609
2020 $7,784 $32,446 $3,837 $28,609
2019 $7,781 $36,212 $3,837 $32,375
2018 $8,269 $33,223 $3,160 $30,063
2017 $8,068 $33,223 $3,160 $30,063
2016 $13,522 $55,252 $3,160 $52,092
2015 $8,639 $34,389 $4,740 $29,649
2014 $8,571 $34,389 $4,740 $29,649
2013 -- $34,389 $4,740 $29,649
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12375406

Midwest Real Estate Data (MRED)

APN: 11-30-116-014-0000