$335,000
SOLD JUL 8, 2025

1010 N 15th St Fernandina Beach, FL 32034

3 Beds
1.5 Baths
950 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$353 Per Sq Ft

20% Below List Price

20 Days on Market

Highlights

  • Deck
  • No HOA
  • Eat-In Kitchen
  • Fernandina Beach Middle School Rated A-
  • 1 Car Attached Garage
  • Central Heating and Cooling System

About This Home

As of July 2025

Charming Bungalow in Fernandina Beach Perfect for First-Time Buyers or Investors! Welcome to your slice of coastal living in beautiful Fernandina Beach, FL! This 3-bedroom, 1 1/2 bathroom bungalow is full of charm and ready for its next chapter, ideal for first-time homebuyers or savvy investors seeking a strong rental opportunity.Located just minutes from
the pristine shores of Amelia Island, this home offers the best of beach town living without sacrificing convenience. Enjoy easy access to local shops, restaurants, and historic downtown Fernandina Beach, all while being a short drive to major commuter routes. Inside, you'll find a cozy layout with plenty of natural light, functional living spaces, and endless potential to make it your own. The spacious yard adds room to relax, garden, or entertain after a day by the ocean. Whether you're dreaming of your first home near the beach or looking to expand your rental portfolio, this affordable coastal gem is a must-see!

Last Agent to Sell the Property

DAVID BLAIR

REDFIN CORPORATION License #3012173 Listed on: 06/02/2025

Last Buyer's Agent

NON MLS

NON MLS (realMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,337

Year Built

  • Built in 1971

Parking

  • 1 Car Attached Garage
  • Additional Parking

Interior Spaces

  • 950 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Additional Features

  • Deck
  • 10,019 Sq Ft Lot
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Fernandina Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031128B01010000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,337

Year Built

Built in 1971

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1971
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Subdivision Name: Fernandina Beach
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 950.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style Ranch: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • Major Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 950.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Patio And Porch Features: Deck
  • Patio And Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Attached, Garage
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 10018.8
  • Parcel #: 000031128B01010000

Tax Info

  • Tax Annual Amount: 4336.68
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2017
Closed on
Aug 22, 2017
Sold by
Henderson Helen P
Bought by
Graham Michael Patrick
Seller's Agent
Keri Werder Duffy
KELLER WILLIAMS REALTY / FB OFFICE
Buyer's Agent
SUSAN HUGHES
FLORIDA HOMES REALTY & MORTGAGE
List Price
$165,000
Sold Price
$174,500
Premium/Discount to List
$9,500
5.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.66%
Original Mortgage
$165,775
Outstanding Balance
$139,567
Interest Rate
4.03%
Mortgage Type
New Conventional
Estimated Equity
$276,975
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $174,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,775 New Conventional
Previous Owner $62,500 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $335,000 -16.2% $353 / Sq Ft
06/09/2025 06/09/25 Price Changed $399,900 -4.2% $421 / Sq Ft
05/24/2025 05/24/25 For Sale $417,500 0.0% $439 / Sq Ft
06/04/2020 06/04/20 For Rent $1,500 -99.1% --
06/04/2020 06/04/20 Rented -- -- --
08/22/2017 08/22/17 Sold $174,500 +5.8% $184 / Sq Ft
07/23/2017 07/23/17 Pending -- -- --
07/10/2017 07/10/17 For Sale $165,000 -- $174 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,179 $277,076 $175,000 $102,076
2023 $4,179 $272,572 $175,000 $97,572
2022 $3,518 $222,169 $125,000 $97,169
2021 $3,147 $173,351 $95,000 $78,351
2020 $2,873 $147,303 $75,000 $72,303
2019 $2,837 $137,692 $65,000 $72,692
2018 $2,572 $126,550 $0 $0
2017 $300 $68,727 $0 $0
2016 $299 $67,313 $0 $0
2015 $311 $66,845 $0 $0
2014 $308 $65,966 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2089488

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-128B-0101-0000