B
Seller's Agent in 2025
Brian Waters
Mentor Listing Realty, Inc.
(214) 924-0450
94 Total Sales
1010 River Rd Spencer, IN 47460
Estimated Value: $423,000 - $580,791
4
Beds
3.5
Baths
4,455
Sq Ft
$112/Sq Ft
Est. Value
Highlights
- Primary Bedroom Suite
- Wood Flooring
- Covered Patio or Porch
- Ranch Style House
- Whirlpool Bathtub
- 2 Car Attached Garage
About This Home
As of June 2025Selling Tract B8 of Parcel #60-10-28-104-050.000-027. The property is in Spencer, Indiana in the county of Owen and the Township of Washington. Please see Survey for Tract B8 and its legal description along with the description of two easements on the property attached. Custom 4,455 finished sq ft home plus finished side-walkout basement sitting on 5 acres. Kitchen has custom built cabinets, island and built in desk. Ceramic tile floors in foyer, master bath, Jack-n-Jill bathroom and laundry room. Master bath with whirlpool bathtub, private toilet, linen closet and large walk-in closet. Gas fireplace in living room. Living room and master bedroom walk out to newly constructed back deck. Large patio areas in the back of house and at side entry basement door. Main floor laundry room has washer & dryer, storage cabinets and countertops, built-in ironing board. Basement has a kitchenette, washer and dryer and a lot of storage. Property comes with a 5-stall horse barn with tack room, storage room, horse arena, indoor/outdoor dog kennel with built in storage garage for lawncare equipment. Roof was replaced summer of 2023.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,775
Year Built
- Built in 2000
Lot Details
- 4.83 Acre Lot
- Rural Setting
Parking
- 2 Car Attached Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- Gas Log Fireplace
- Entrance Foyer
- Living Room with Fireplace
- Kitchenette
- Laundry on main level
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Jack-and-Jill Bathroom
- Whirlpool Bathtub
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 1 Bathroom in Basement
- 1 Bedroom in Basement
Outdoor Features
- Covered Patio or Porch
Schools
- Mccormicks Creek Elementary School
- Owen Valley Middle School
- Owen Valley High School
Utilities
- Forced Air Heating and Cooling System
- Septic System
Listing and Financial Details
- Assessor Parcel Number 60-10-28-104-050.000-027
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2024
Closed on
Jun 24, 2025
Sold by
Mitchell Shawn and Mitchell Shane J
Bought by
Cummins Nicholas J and Cummins Angela E
Seller's Agent
Brian Waters
Mentor Listing Realty, Inc.
Buyer's Agent
Kerri Frye
Century 21 Scheetz - Bloomington
List Price
$699,500
Sold Price
$525,000
Premium/Discount to List
-$174,500
-24.95%
Views
277
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,802
Avg. Annual Appreciation
-9.24%
Original Mortgage
$472,500
Outstanding Balance
$465,958
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$33,240
Purchase Details
Closed on
Aug 13, 2021
Sold by
Mccreery Sandra Lu
Bought by
Owen Cnty Soil & Water Conservation Dist
Purchase Details
Closed on
May 23, 2019
Sold by
Mccreery Sandra Lu
Bought by
L T I Corporation
Purchase Details
Closed on
Jan 9, 2019
Sold by
Mccreery Sandra Lu
Bought by
Barker Stephen J
Purchase Details
Closed on
May 6, 2015
Sold by
Babbs Robert A
Bought by
Mccreery Sandra Lu and Babbs Sandra L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cummins Nicholas J | -- | Acuity Title | |
| Owen Cnty Soil & Water Conservation Dist | -- | None Available | |
| L T I Corporation | $16,500 | John | |
| Barker Stephen J | $150,000 | John Bethell Title Company | |
| Mccreery Sandra Lu | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cummins Nicholas J | $472,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/24/2025 06/24/25 | Sold | $525,000 | 0.0% | $118 / Sq Ft |
| 05/25/2025 05/25/25 | Pending | -- | -- | -- |
| 04/03/2025 04/03/25 | Price Changed | $525,000 | -8.7% | $118 / Sq Ft |
| 10/09/2024 10/09/24 | Price Changed | $575,000 | -4.0% | $129 / Sq Ft |
| 09/18/2024 09/18/24 | Price Changed | $599,000 | -4.2% | $134 / Sq Ft |
| 06/24/2024 06/24/24 | Price Changed | $625,000 | -10.7% | $140 / Sq Ft |
| 05/20/2024 05/20/24 | For Sale | $699,500 | -- | $157 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,880 | $480,900 | $34,500 | $446,400 |
| 2023 | $6,775 | $443,100 | $32,900 | $410,200 |
| 2022 | $6,355 | $388,700 | $31,200 | $357,500 |
| 2021 | $6,394 | $348,300 | $30,700 | $317,600 |
| 2020 | $5,961 | $333,300 | $30,700 | $302,600 |
| 2019 | $3,556 | $324,900 | $33,500 | $291,400 |
| 2018 | $3,402 | $307,900 | $30,200 | $277,700 |
| 2017 | $3,274 | $291,500 | $32,200 | $259,300 |
| 2016 | $3,275 | $296,000 | $32,300 | $263,700 |
| 2014 | -- | $266,800 | $33,100 | $233,700 |
| 2013 | -- | $250,100 | $30,700 | $219,400 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Waters
-
Kerri Frye
Buyer's Agent in 2025
Kerri Frye
Century 21 Scheetz - Bloomington
(812) 336-2100
54 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202417906
APN: 60-10-28-104-050.000-027
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