NOT LISTED FOR SALE

Estimated Value: $288,000 - $356,000

3 Beds
2 Baths
1,212 Sq Ft
$272/Sq Ft Est. Value

Last Sold March 28, 2024

Last sale price $350,000 $289 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,857/month

81 Days on Market

Highlights

  • The property is located in a historic district
  • No HOA
  • Covered Patio or Porch
  • High Ceiling
  • Mature Landscaping
  • 2 Car Attached Garage

About This Home

As of March 2024

Lovely home in wonderful condition. Built in 2003, 3BR, 2BA home located in the Historic District of downtown St. Cloud. From the driveway see the wide front porch ready for rocking chairs, and enjoy watching the world go by. All the front windows have transom windows above, to really let the light in. The large living room is open to the dining room and kitchen, which has a high breakfast bar with seating, all newer appliances, and natural oak cabinetry. There is a closet pantry, and the kitchen exits to the 2-car garage at the back of the house, and also to the back yard. The back yard has a lovely sitting area with stone pavers underfoot, 6-ft vinyl privacy fencing, and a paved walkway leading around to the garage. Back inside, down the hallway is the owner's suite with walk-in closet and en suite bath with ceramic-tile enclosed tub/shower. The remaining two bedrooms each have double closets, and share the second full bath. The home has attractive natural wood moldings and door frames. AC system was replaced in 2017, water heater is brand-new, flooring is laminate and ceramic tile. Check out this great home, which is in a good central location. Schools, shopping, and hospitals are nearby. St. Cloud's lakefront is only 10 blocks away, with dining, marina, walking paths and playground/splash pad. Driving one hour east brings to you Cocoa Beach and the Atlantic Ocean, go west to Tampa/St. Pete and the Gulf of Mexico. Orlando Int'l Airport is not far away. The nearby FL Turnpike brings you to Central Florida's theme parks. There a lot to do, starting from right here in St. Cloud, Florida! Note: Conventional loans or Cash only, please.

Last Agent to Sell the Property

Don Ruizzo

ASSIST 2 SELL ACE FULL SERVICE REALTY Brokerage Phone: 407-892-1001 License #676753 Listed on: 10/09/2023

Co-Listed By

Janice Ruizzo

ASSIST 2 SELL ACE FULL SERVICE REALTY Brokerage Phone: 407-892-1001 License #676754

Last Buyer's Agent

Mappy Farias

AGENT TRUST REALTY CORPORATION License #3258068

AGENT TRUST REALTY CORPORATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4

Year Built

  • Built in 2003

Lot Details

  • 9,104 Sq Ft Lot
  • Lot Dimensions are 66x138
  • West Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Level Lot
  • Cleared Lot
  • Property is zoned SCB2

Parking

  • 2 Car Attached Garage
  • Alley Access
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,212 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Location

  • The property is located in a historic district

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Built by Michael Carr
  • Seminole Land & Investment Co Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Vinyl Siding, Wood Frame
  • Fireplace: No
  • Living Area: 1212
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 2040
  • Lot Size Sq Ft: 9104
  • Directions to Property: From OSCAR take Hwy 192 east into St. Cloud, L on Minnesota Ave.
  • Status: Sold
  • Co List Office Mls Id: MFR272506743
  • Co List Office Phone: 407-892-1001
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: St. Cloud
  • Escrow Postal Code: 34769
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Escrow Street Number: 1401
  • List Office Head Office Key Nume: 1045566
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 288.78
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Attribution Contact: 407-892-1001
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 1011
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Inside Utility
  • Living Area Meters: 112.60
  • Room Count: 6

Exterior Features

  • Direction Faces: West
  • Exterior Features: Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch
  • Road Surface Type: Paved
  • Disclosures: Land Sales Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Alley Access, Driveway, Garage Door Opener, Garage Faces Rear

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: SCB2
  • Parcel Number: 01-26-30-0001-0159-0180
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Cleared, Historic District, City Limits, Level, Paved
  • Lot Dimensions: 66x138
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 846
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Building Info

  • Builder Name: Michael Carr

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4
  • Tax Block: 159
  • Tax Book Number: B-34
  • Tax Lot: 17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2023
Closed on
Mar 28, 2024
Sold by
Husko Maria P
Bought by
Chaviano Raudel
Seller's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
Buyer's Agent
Mappy Farias
AGENT TRUST REALTY CORPORATION
List Price
$365,000
Sold Price
$350,000
Premium/Discount to List
-$15,000
-4.11%
Views
1346
Current Estimated Value
$340,885

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,115
Avg. Annual Appreciation
-1.68%
Original Mortgage
$343,660
Outstanding Balance
$340,101
Interest Rate
6.9%
Mortgage Type
FHA
Estimated Equity
$1,792

Purchase Details

Closed on
Oct 6, 2005
Sold by
Bender Lewis E and Bender Stacy
Bought by
Husko Patrick H and Husko Maria P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
5.72%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 11, 2003
Sold by
Stidam Jean
Bought by
Bender Lewis E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,960
Interest Rate
5.42%
Mortgage Type
FHA

Purchase Details

Closed on
May 16, 2003
Sold by
Carr Michael C and Carr Lisa A
Bought by
Stidam Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,960
Interest Rate
5.42%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 4, 2001
Sold by
Guessaz Josephine
Bought by
Carr Michael C and Carr Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
6.89%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chaviano Raudel $350,000 Stewart Title Company
Husko Patrick H $212,500 Stewart Approved Title Inc
Bender Lewis E $132,000 --
Stidam Jean $126,900 --
Carr Michael C $22,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chaviano Raudel $343,660
Previous Owner Husko Patrick H $153,590
Previous Owner Husko Patrick H $170,000
Previous Owner Husko Patrick Henry $21,250
Previous Owner Bender Lewis E $129,960
Previous Owner Stidam Jean $91,000
Previous Owner Carr Michael C $70,000
Previous Owner Carr Michael C $87,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2024 03/28/24 Sold $350,000 +2.9% $289 / Sq Ft
02/21/2024 02/21/24 Price Changed $340,000 -6.8% $281 / Sq Ft
01/01/2024 01/01/24 For Sale $365,000 0.0% $301 / Sq Ft
12/30/2023 12/30/23 Pending -- -- --
12/11/2023 12/11/23 Price Changed $365,000 +2.8% $301 / Sq Ft
12/11/2023 12/11/23 For Sale $355,000 0.0% $293 / Sq Ft
10/13/2023 10/13/23 Pending -- -- --
10/09/2023 10/09/23 For Sale $355,000 -- $293 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4 $109,927 -- --
2023 $4 $106,726 $0 $0
2022 $4 $103,618 $0 $0
2021 $4 $100,600 $0 $0
2020 $4 $99,212 $0 $0
2019 $4 $96,982 $0 $0
2018 $4 $95,174 $0 $0
2017 $4 $93,217 $0 $0
2016 $4 $91,300 $0 $0
2015 $4 $93,139 $0 $0
2014 $4 $92,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5092873

Stellar MLS

APN: 01-26-30-0001-0159-0180