$874,000
OPEN SUN 4PM - 6PM $51K PRICE DROP

1012 White St Fernandina Beach, FL 32034

Fernandina Beach Area

Estimated payment $4,966/month

Total Views 9,747
4 Beds
2.5 Baths
1,982 Sq Ft
$441 Price per Sq Ft

Highlights

  • Marina
  • No HOA
  • Front Porch
  • Emma Love Hardee Elementary School Rated A-
  • Fireplace
  • 3-minute walk to Fernandina Plaza Historic State Park

About This Home

Beautiful Like-New Home in Historic Old Town Fernandina.
This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort.
Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property.
Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods.
Features Include:
Historic Old Town location
First-floor primary bedroom
Dual-zone HVAC system
Propane tankless water heater
Private rear courtyard
Coastal breezes and outdoor living space
Just over a mile to downtown shopping and dining
Low-maintenance, like-new condition
A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.

Listing Agent

Cathleen Banks

CABANA LANE, INC. License #3649529 Listed on: 05/29/2026

Open House Schedule

  • Sunday, September 6, 2026
    4:00 to 6:00 pm
    9/6/2026 4:00:00 PM +00:00
    9/6/2026 6:00:00 PM +00:00
    Don’t miss the opportunity to see this dream home in historic old town. Perfectly maintained and beautiful.
    Add to Calendar

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2021

Lot Details

  • Sprinkler System
  • Property is zoned OT-1

Parking

  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,982 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Insulated Windows
  • Blinds
  • Storage

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Front Porch

Utilities

  • Whole House Fan
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1580-0011-0050

Community Details

Overview

  • No Home Owners Association
  • Built by Charles Drace
  • Old Town Subdivision

Recreation

  • Marina

Home Details

Home Type

Single Family

Year Built

Built in 2021

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: 4341.7
  • Road Surface Type: Paved
  • Subdivision Name: Old Town
  • Directions: A1A to 14th Street. Take a left at 14th Street to Old Town Community. Left onto White Street and home will be on left.
  • Architectural Style: Two Story
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2021
  • Property Sub Type Additional: Residential
  • Special Features: OpenHouse
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace, Storage, Cable TV, Window Treatments
  • Living Area: 1982.0
  • Window Features: Insulated Windows, Blinds

Exterior Features

  • Pool Features: None
  • Builder Name: Charles Drace
  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Front Porch, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Parking Features: Driveway

Utilities

  • Cooling: Heat Pump, Whole House Fan
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Marina
  • Association: No

Lot Info

  • Parcel #: 00-00-31-1580-0011-0050
  • Zoning: OT-1

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,725 $141,163
2024 $1,725 $137,185
2023 $1,725 $133,189 $0 $0
2022 $2,570 $139,800 $139,800 $0
2021 $1,976 $107,180 $107,180 $0
2020 $1,818 $93,200 $93,200 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/29/2026 07/29/26 Price Changed $874,000 -5.5% $441 / Sq Ft
05/29/2026 05/29/26 For Sale $925,000 -- $467 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $122,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $60,000 Credit Line Revolving
Open $370,000 New Conventional
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 116241

APN: 00-00-31-1580-0011-0050

Florida Nassau County Fernandina Beach 32034

1012 White St, Fernandina Beach, FL

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Cathleen Banks
Listing Agent
Cathleen Banks
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CABANA LANE, INC.
(904) 543-3329
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