$191,000
SOLD SEP 29, 2025

10138 Monarch Rd Unit 3 Roscoe, IL 61073

2 Beds
2 Baths
1,376 Sq Ft
$181/mo HOA Fee

Recently Sold

$139 Per Sq Ft

6% Above List Price

2 Days on Market

Highlights

  • Living Room
  • Laundry Room
  • Dining Room
  • Whitman Post Elementary School Rated A-
  • Central Air
  • Family Room

About This Home

As of September 2025

Meticulously Maintained Lower-Level Condo in a Prime Location. This beautifully cared-for condo offers 1,376 square feet of comfortable living space. Step into the inviting foyer and enjoy the open floor plan with laminate floors, a spacious living room, and abundant natural light. The living room seamlessly connects to the dining room and kitchen, creating the perfect space for relaxing or entertaining. The kitchen boasts updated appliances, a breakfast bar, ample cabinet and counter space, and a convenient pantry. The condo includes two spacious bedrooms. The primary bedroom offers a walk-in closet and en-suite full bath, while the second bedroom is outfitted with cozy carpet and generous closet space. A second full bath in neutral decor adds to the functionality and appeal. At the end of the hallway, you'll find a utility room equipped with a washer, dryer, and water softener. Updates in 2023 include: flooring, water heater, water softener, dishwasher, washer, dryer, storm door. Updates in 2024 include: blinds and curtains, carpet, bathroom faucets, showerheads, mirrors, light fixtures, and new ceiling fans and new garage door springs in 2025.

Last Agent to Sell the Property

Tyler Ragan

Dickerson & Nieman Realtors - Rockford License #475155674 Listed on: 09/02/2025

Dickerson & Nieman Realtors - Rockford

Last Buyer's Agent

Kelly Wolf

Keller Williams Realty Signature License #475124687

Keller Williams Realty Signature

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,138

Year Built

  • Built in 2006

HOA Fees

  • $181 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Interior Spaces

  • 1,376 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include lawn care, snow removal
  • Association Phone (815) 227-5900

Pet Policy

  • Pet Size Limit
  • Dogs Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,138

Year Built

Built in 2006

Lot Details

0

HOA Fees

$181 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Condo
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • LivingArea: 1376
  • Room Type: No additional rooms
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 0
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Dogs OK, Size Limit
  • Association Fee: 181
  • Association Fee Frequency: Monthly
  • Master Association Fee Frequency: Not Required
  • Management Company: N/A
  • Management Contact Name: N/A
  • Management Phone: 815-227-5900

Fee Information

  • Association Fee Includes: Lawn Care, Snow Removal

Lot Info

  • Lot Dimensions: CONDO
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 0

Tax Info

  • Tax Annual Amount: 2137.64
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Multi Family

  • Units in Building: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Sep 26, 2025
Sold by
Cook Leta F and Capes Remona
Bought by
Fisher Samuel
Seller's Agent
Tyler Ragan
Dickerson & Nieman Realtors - Rockford
Buyer's Agent
Kelly Wolf
Keller Williams Realty Signature
List Price
$179,900
Sold Price
$191,000
Premium/Discount to List
$11,100
6.17%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-64.00%
Original Mortgage
$143,250
Outstanding Balance
$143,250
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$30,973

Purchase Details

Closed on
Mar 31, 2023
Sold by
Seed Real Estate Llc
Bought by
Cook Leta F and Capes Remona

Purchase Details

Closed on
Nov 2, 2018
Sold by
Bryant Jessica M
Bought by
Seed Real Estate Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,750
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2011
Bought by
Bryant Jessica
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $191,000 None Listed On Document
Warranty Deed $127,500 --
Grant Deed $85,000 Title Underwriters Agency
Warranty Deed $85,000 Alliance Title
Deed $72,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $143,250 New Conventional
Previous Owner $63,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $191,000 +6.2% $139 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $179,900 -- $131 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,138 $39,085 $4,059 $35,026
2023 $2,781 $35,076 $3,643 $31,433
2022 $2,754 $29,453 $3,330 $26,123
2021 $2,648 $27,668 $3,128 $24,540
2020 $1,338 $26,662 $3,014 $23,648
2019 $2,550 $25,468 $2,879 $22,589
2018 $2,446 $24,472 $2,766 $21,706
2017 $2,483 $23,604 $2,668 $20,936
2016 $2,401 $23,225 $2,625 $20,600
2015 $2,363 $22,562 $2,550 $20,012
2014 $2,528 $24,719 $2,518 $22,201
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12460417

Midwest Real Estate Data (MRED)

APN: 08-06-280-083