10147 James Ave NE Monticello, MN 55362

Gorgeous Mississippi Riverfront walkout rambler set on a private, wooded 1-acre lot in the highly sought-after Mississippi Pines neighborhood—an incredible community surrounded by walking trails and nature. This rare opportunity offers over 3,800 finished square feet, 5 bedrooms, 5 bathrooms, and an amazing heated 6-car garage—3 stalls on the main level (recent epoxy floors added) and 3 below (heated - access is through single garage stall door in rear of home), perfect for car enthusiasts or set up as a game room or extra storage. The open-concept main level features 9-foot ceilings, natural woodwork, a gas fireplace, and a spacious kitchen with center island, and stainless appliances. The dining area walks out to a large deck overlooking the peaceful backyard and mature trees, creating a tranquil outdoor retreat. The main-floor primary suite includes two walk-in closets and a private bath with a soaking tub and separate shower. Two additional main-level bedrooms share a Jack-and-Jill bathroom. Additional conveniences on the main floor are a mudroom, laundry and a powder room. The walkout lower level is perfect for extended family or guests, offering two large bedrooms, two full bathrooms, a second full kitchen, a spacious family room with surround sound, an additional laundry area, and a large storage room. 2018 updates include a new furnace, A/C and water softener. Additional updates in 2021 include water heater, well pump and pressure tank, and new flooring throughout, including Epoxy garage floors. Enjoy the natural beauty and direct riverfront access from your own backyard—ideal for bonfires, relaxation, or time on the water. Located near parks, trails, and everyday amenities, this is the perfect blend of privacy, space, and neighborhood charm. Don’t miss this rare opportunity to own a versatile riverfront retreat in an exceptional location!