NOT LISTED FOR SALE

102 Choptank Ave Cambridge, MD 21613

Estimated Value: $405,000 - $463,000

3 Beds
1.5 Baths
1,880 Sq Ft
$232/Sq Ft Est. Value

Last Sold April 18, 2024

Last sale price $436,500 $232 Per Sq Ft

Current estimated payment $2,746/month

43 Days on Market

Highlights

  • Traditional Architecture
  • Instant Hot Water
  • Dogs and Cats Allowed
  • No HOA
  • Ceiling Fan
  • 3-minute walk to Long Wharf Park

About This Home

As of April 2024

Welcome to 102 Choptank Avenue! This quintessential 1918 house has been completely updated and currently showcases the best of the past and the present. Located just steps from the beautiful Choptank River, this house has multiple decks and a charming wrap-around porch affording glorious views of the Choptank! There are water views from virtually every room in the house.
The house has been masterfully upgraded from top to bottom. The roof, heating systems, baths and kitchen have all been upgraded. The siding is new, the hot water on demand is new, the windows are new!
The floors are beautiful and the porches and decks are lovely!
The third floor has been beautifully insulated and works as a storage area and a music studio now but could definitely be improved to provide more living space if so desired.
Please come take a look!
Sited within the charming historic district and just across from the water, this lovely house is located just a few blocks from the iconic yacht club, the lighthouse and the vibrant downtown, which offers fun bars, restaurants and shops. Cambridge is alive and flourishing! Please call me for details!

Last Agent to Sell the Property

Mary Losty

(215) 920-3595 mary.losty@compass.com Compass License #656394 Listed on: 01/21/2024

Compass

Last Buyer's Agent

Mary Losty

(215) 920-3595 mary.losty@compass.com Compass License #656394 Listed on: 01/21/2024

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,286

Year Built

  • Built in 1918

Lot Details

  • 6,000 Sq Ft Lot
  • Property is zoned R-3

Home Design

  • Traditional Architecture
  • Brick Foundation
  • Vinyl Siding

Interior Spaces

  • 1,880 Sq Ft Home
  • Property has 3.5 Levels
  • Ceiling Fan
  • Instant Hot Water

Bedrooms and Bathrooms

  • 3 Bedrooms

Unfinished Basement

  • Sump Pump
  • Basement with some natural light

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • On-Street Parking

Location

  • Flood Risk

Utilities

  • Ductless Heating Or Cooling System
  • Wall Furnace

Community Details

  • No Home Owners Association
  • Historic District West End Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1007108591

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,286

Year Built

Built in 1918

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1918
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Brick/Mortar
  • Levels Count: 3.5
  • Basement: Yes
  • Basement Type: Daylight, Partial, Unfinished, Sump Pump
  • Total Sq Ft: 1880
  • Living Area Sq Ft: 1880
  • Price Per Sq Ft: 234.04
  • Above Grade Finished Sq Ft: 1880
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Wall Unit
  • Heating: Yes
  • Hot Water: Instant Hot Water
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6000.00
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2286.00
  • Assessor Parcel Number: 1007108591
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2024
Closed on
Apr 18, 2024
Sold by
Diaz Kevin Bruce and Diaz Judy Anne
Bought by
Rumley Neal L and Rumley Denise Machelle
Seller's Agent
Mary Losty
Compass
Buyer's Agent
Mary Losty
Compass
List Price
$460,000
Sold Price
$436,500
Premium/Discount to List
-$23,500
-5.11%
Views
69
Current Estimated Value
$436,871

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$371
Avg. Annual Appreciation
0.05%
Original Mortgage
$392,850
Outstanding Balance
$386,822
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$50,049

Purchase Details

Closed on
Nov 5, 2004
Sold by
Hartman Carol L
Bought by
Diaz Kevin Bruce and Diaz Judy Anne

Purchase Details

Closed on
Oct 29, 2004
Sold by
Hartman Carol L
Bought by
Diaz Kevin Bruce and Diaz Judy Anne

Purchase Details

Closed on
Mar 5, 2002
Sold by
Pilat Carl N
Bought by
Hartman Carol L

Purchase Details

Closed on
Dec 29, 1989
Sold by
Smith Elsie A
Bought by
Pilat Carl N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,400
Interest Rate
9.78%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rumley Neal L $436,500 None Listed On Document
Rumley Neal L $436,500 None Listed On Document
Diaz Kevin Bruce $225,000 --
Diaz Kevin Bruce $225,000 --
Hartman Carol L $86,500 --
Pilat Carl N $68,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rumley Neal L $392,850
Closed Rumley Neal L $392,850
Previous Owner Pilat Carl N $54,400
Closed Hartman Carol L --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/18/2024 04/18/24 Sold $436,500 -0.8% $232 / Sq Ft
03/04/2024 03/04/24 Pending -- -- --
02/16/2024 02/16/24 Price Changed $440,000 -4.3% $234 / Sq Ft
01/21/2024 01/21/24 For Sale $460,000 -- $245 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,547 $295,300 $39,300 $256,000
2024 $2,088 $273,133 $0 $0
2023 $2,088 $123,667 $0 $0
2022 $4,773 $107,300 $39,300 $68,000
2021 $2,024 $107,300 $39,300 $68,000
2020 $2,024 $107,300 $39,300 $68,000
2019 $2,156 $113,100 $36,200 $76,900
2018 $2,100 $113,100 $36,200 $76,900
2017 $2,100 $113,100 $0 $0
2016 -- $122,300 $0 $0
2015 -- $122,300 $0 $0
2014 -- $122,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO2006464

Bright MLS

APN: 07-108591