$275,000
SOLD NOV 6, 2019

102 Gray Bank Rd Lake Toxaway, NC 28747

Lake Toxaway Neighborhood
3 Beds
3 Baths
2,330 Sq Ft
1.93 Acres

Recently Sold

$118 Per Sq Ft

18% Below List Price

297 Days on Market

Highlights

  • 1.93 Acre Lot
  • Deck
  • Cathedral Ceiling
  • Mountain View
  • Wooded Lot
  • Wood Flooring

About This Home

As of August 2025

Great log cabin with exceptional privacy on almost two acres - enjoy year round views of Little Panthertail Mountain and more. The spacious covered front porch provides the perfect spot to enjoy sunrises, sunsets, and serenity. The open back and side decks are accessible from the great room via two sets of French doors. Two wood-burning, stone fireplaces accent the living area and master suite. One guest suite is on the main level; the third bedroom and bath are on the upper level. On the upper level, the open loft overlooking great room is light and bright - provides space for hobbies, office, or whatever you require - large windows and dormers make it a happy place. The master suite on the main level is highlighted by a custom designed bath with lovely tile shower, jetted tub, radiant floor heat, heated towel bars, and more - great mountain view from jetted tub! The back yard has a fenced area for pets, rock gardens for herbs and perennials and the deck provides a fun place for enjoying a snack or your evening meal. The location gives you quick access to NC 281 to travel to your favorite destinations - Pisgah and Nantahala National Forests, Gorges State Park, Cashiers, Highlands, Brevard each with fine dining establishments as well as those closer by in the Lake Toxaway and Sapphire areas. Also enjoy the numerous waterfalls the area is noted for and perhaps take some awe-inspiring drives on the Blue Ridge Parkway.

Last Agent to Sell the Property

Mary Coker

Looking Glass Realty Sapphire Brokerage Phone: 8289669209 Listed on: 12/02/2018

Last Buyer's Agent

Non Member

Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,542

Year Built

  • Built in 1988

Lot Details

  • 1.93 Acre Lot
  • Fenced
  • Steep Slope
  • Wooded Lot

Home Design

  • Shingle Roof
  • Log Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Workshop
  • Mountain Views
  • Dryer

Kitchen

  • Breakfast Bar
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Deck
  • Wrap Around Porch

Utilities

  • No Cooling
  • Baseboard Heating
  • Private Water Source
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 8523-76-0696-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,542

Year Built

Built in 1988

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.93
  • Road Surface Type: Gravel, Paved
  • Subdivision Name: None
  • Directions: US 64 in Lake Toxaway to NC 281 North (Blue Ridge Road). 281 N to Gray Bank Road on right, first drive on right
  • Architectural Style: Log Home
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1988
  • Attribution Contact: 8289669209
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Gas Oven, Microwave, Refrigerator, Washer
  • Has Basement: Exterior Entry, Other, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Primary Bedroom, Stone, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Jetted Tub, Workshop
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Fenced
  • Lot Features: Partially Cleared, Rolling Slope, Steep Slope, Wooded
  • View: Mountain(s)
  • View: Yes
  • Construction Type: Log
  • Foundation Details: Block
  • Other Structures: Workshop
  • Patio And Porch Features: Rear Porch, Covered, Deck, Front Porch, Porch, Side Porch, Wrap Around
  • Roof: Shingle

Garage/Parking

  • Parking Features: Gravel, None

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Private, Well

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Lot Info

  • Lot Size Sq Ft: 84070.8
  • Parcel #: 8523-76-0696-000
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Other

Tax Info

  • Tax Annual Amount: 1542.47
  • Tax Lot: 0
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Aug 8, 2025
Sold by
Hilton John T and Hilton Camille W
Bought by
Haynes Columbus D
Seller's Agent
Mary Coker
Looking Glass Realty Sapphire
Buyer's Agent
John Heinitsh
Lake Toxaway Company
List Price
$575,000
Sold Price
$525,000
Premium/Discount to List
-$50,000
-8.7%
Views
5

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
171.36%
Original Mortgage
$472,500
Outstanding Balance
$472,095
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$102,258

Purchase Details

Listed on
Dec 7, 2018
Closed on
Nov 4, 2019
Sold by
Hunt Ted A and Hunt Linda Kirk
Bought by
Hilton John T and Hilton Camille W
Seller's Agent
Mary Coker
Looking Glass Realty, Sapphire
Buyer's Agent
Charlotte Page
Witherspoon Platt Associates
List Price
$335,000
Sold Price
$285,000
Premium/Discount to List
-$50,000
-14.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.19%

Purchase Details

Closed on
May 1, 2002
Bought by
Hunt Ted A
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 None Listed On Document
Warranty Deed $525,000 None Listed On Document
Warranty Deed $285,000 None Available
Deed $266,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $472,500 New Conventional
Closed $472,500 New Conventional
Previous Owner $75,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $525,000 -8.7% $225 / Sq Ft
05/31/2025 05/31/25 Pending -- -- --
05/27/2025 05/27/25 For Sale $575,000 +109.1% $247 / Sq Ft
11/06/2019 11/06/19 Sold $275,000 -3.5% $118 / Sq Ft
11/06/2019 11/06/19 Sold $285,000 -3.4% $124 / Sq Ft
10/21/2019 10/21/19 Pending -- -- --
09/28/2019 09/28/19 Pending -- -- --
09/18/2019 09/18/19 Price Changed $295,000 -11.9% $129 / Sq Ft
12/07/2018 12/07/18 For Sale $335,000 0.0% $146 / Sq Ft
12/04/2018 12/04/18 For Sale $335,000 -- $144 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,487 $517,580 $30,000 $487,580
2024 $2,041 $310,020 $36,000 $274,020
2023 $2,041 $310,020 $36,000 $274,020
2022 $1,970 $299,230 $36,000 $263,230
2021 $1,955 $299,230 $36,000 $263,230
2020 $1,899 $272,810 $0 $0
2019 $1,885 $272,810 $0 $0
2018 $1,542 $272,810 $0 $0
2017 $1,525 $272,810 $0 $0
2016 $1,519 $272,810 $0 $0
2015 $1,231 $290,530 $41,360 $249,170
2014 $1,231 $290,530 $41,360 $249,170
Source: Public Records

Agents Affiliated with this Home

  • Mary Coker

    Seller's Agent in 2025

    Mary Coker

    Looking Glass Realty Sapphire

    (828) 553-2523

    11 in this area

    50 Total Sales

    Mary Coker
    Section Image
  • John Heinitsh

    Buyer's Agent in 2025

    John Heinitsh

    Lake Toxaway Company

    (828) 966-4260

    43 in this area

    47 Total Sales

    John Heinitsh
    Section Image

  • N

    Buyer's Agent in 2019

    Non Member

    Non-Member Office

  • C

    Buyer's Agent in 2019

    Charlotte Page

    Witherspoon Platt Associates

    Section Image
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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 89849

APN: 8523-76-0696-000

North Carolina Transylvania County Lake Toxaway 28747 Lake Toxaway

102 Gray Bank Rd, Lake Toxaway, NC

This home is located at 102 Gray Bank Rd, Lake Toxaway, NC 28747 and is currently priced at $275,000, approximately $118 per square foot. This property was built in 1988. 102 Gray Bank Rd is a home located in Transylvania County.

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